B6

CASTLEGAR NEWS, Thursday, April 12, 1979

Annual KSCU Report:

1979 Net Revenue $1.1M

KSCU Release

Kootenay Savings Credit Union held its annual meeting

: . in Trail Monday of last week,

during which 300 members heard of a financially successful year of operation by one of Canada’s 30 largest credit unions,

Kootenay Savings Credit Union was formed in 1969 through the amalgamation of the Trail Credit Union, the

Union, with combined assets of $14 million,

In 1971, Salmo Credit Union joined Kootenay Savings and the following year a branch office was located at South Slocan, In: 1975, Nakusp and District Credit Union, along with its branch in New Denver, were added. The eighth branch at Waneta Plaza in Trail opened in October of last year,

During the 10 years of

Fruitvale F Credit * Union and the Brilliant Credit

ALBERT HOLM ++ president

JOE CHEVELDAVE ... vice-president

JOE BIAGIONI ... vice-president

and growth, Kootenay Savings assets have reached almost $65 million with membership just under 24,000.

In his annual report on behalf of the board of directors, president Albert Holm said

tives are Albert, Holm from Trail as prealdent for 1979; Derril Thomas of Trail, Joe Cheveldave of Castlegar and Joe Biagioni of Trail serve as vice-presidents. Secretary is Gordon Henke of Montrose. Other board members are Robert Dunsmore of South Slocan, Erling Johnson of Na- kusp, Nick Ogloff of Robson, Tim Jenkin of Trail, Ole Almaas of Salmo, Jerry Schmidt of

Fruitvale and Robin Siddall off Trail.

The administration of the eight-branch system is through General Manager Donald F. Tuline, Willard Spragge as Operations Manager, Joseph Kobluk as Manager

“1978 was a year of increases in money costs as the Bank of Canada supported the Canadian dollar. Interest rates on loans were not increased to the same extent as deposit rates. This created a margin squeeze.

“Improved operating effi- ciency helped to dampen the effects of narrower financial margins and we ended the year with a net revenue of just over $1,100,000."

The board of directors declared a seven per cent dividend on Share Deposits for

8, i

The “On Line” data pro- cessing service was installed at Salmo Branch and the Waneta Plaza Branch during 1978. “We

and Robert Stewart. as Comp- troller, The administrative of fice is located in Trail.

expect to have all eight branch

offices on the system by the end of this year,” said Holm.

In his annual report to the meeting, D.F. Tuline, general manager and treasurer of Kootenay Savings indicated that the American economy and money market will continue to impact Canadian interest rates. “It is expected, therefore, that interest rates will peak in the second quarter of 1979 and gradually decline throughout the balance of the year as the U.S. moves closer to a re- cession,

“Canadian interest rates will follow U.S. rates as long as the Canadian dollar maintains current values, Financial mar- gins}are expected~toremain‘ very slim during the year as wi compete for deposits and logns.'

. Kootenay Savings Credit Union is operated by a 12- member board. Representa:

GORDON HENKE +. secretary

Finding a Good Builder for Your Home

The lowest bid is* not always the best bid!

Many families are getting

into building homes and plan- ning on most of the construction being done during the warm summer months, If you are not going to be building the home yourself, you are obligated to find a good builder to do that for you. "What do you look for in a good contractor and how do you decide which one is going to do the best job for you at a reasonable price? These are a few guidelines:

‘1, “Let the buyer beware{" You will be investing thousands of dollars so look out for every- thing, and remember that build- ing codes as specified by local municipalities are..there | for your protection and that of future buyers of your home.

2, Check a contractor out

thoroughly, ask him for a list of

his suppliers and ‘names. of people he has already’ com- pleted work for.

8. Make haste slowly! In other words, it is the planning and beginning of the project that is going to determine the ultimate success and your hap- piness with the job. Take as much time as necessary in this area. ’;

4a tisa ie

good -, a8 many ag three:-written‘esti-,

mates; do not’ accept. verbal estimates because there'has to be complete communication at

all. times to ensure ‘that’ this © estimate includes’:the ‘same

specifications as the next man.

5. Ask for a written work agreement and, if unsure about

anything, check’ its’ contents -

with your lawyer: regarding

completion dates, monies being’

submitted and other . guaran- tees. Know your rights and, obligations. Home’ insurance

* agents and banking mortgage

agents will often help you in these affairs, ‘aleo.

6. You may check into bonding a contractor; if he is bondable you can be fairly sure that he is reliable. Two bonds can be issued, one for per- formance and one for labor and

f nt oiaene offer fi- nancing, but be sure of. what this service is going to “cost" you, otherwise you are always

. building system or a strictly

interior Tips @

8, It is. very important to list, itemize and be as specific as possible all the requirements of your home which you want

agreement, Also, if this list isn’t the same with each contractor you are asking for tender, you

be included in the contract and possibly save you: money; but _ be sure you are going to have : the time when these jobs have included in the contractor's to be holding up the completion.

Many families are very content and happy, in’ their

y,

he because they really, up with ail things, did a lot of por a ahome that is cng taltoed an research into what they just for them,»

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cannot expect the same results or Price. |

+91 Itis worth your while to hire a building consultant to give. you good advice and possibly check into some situa- tions for you, or at least help .you to beware of what negative things can happen if you don't cover every aspect of your

project, ‘

10. An architect may cost. you a little more, but if he's reliable, you can be sure that his specified designs and plans to your needs will make it easier for the contractor. to follow and thus be an additional insurance that you will get what you are paying for.

“These are the key factors in hiring a contractor; the details should be discussed with . your banker, lawyer and archi- tect. There are many ways to have your dream home, wheth- er it be’ through a pre-fab

custom design.

Many: times, if you are handy at wiring or plumbing or finishing such things as mold- ings.and woodwork, these can

Cutting Down On Their Caffeine Intake

North Americans, are drinking less coffee.

In 1950, coffee drinkers comprised 77.4 per cent of the population.: But by 1977, that figure had plunged to 57.9 per cent, .according to’ the Inter- national Coffee Organization.

Coffee’ “econsuinption per, person (Bi on total popula: * tion) averaged 26.9 gallons in” 1977, compared to 35.7 in 1970.

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Notice

Provincial Voters List

Rosslond-Trail Electoral District

Election May 10, 1979.

Registration Centers have been established ‘at the following

Rossland Court House Trail Motor Vehicle Office Kootenay Savings Credit Union -. Waneta Mall Fruitvale Feed & Seed West's Department Store — Narth Castlegar Kinnaird Coffee Shop — South Castlegar Johnny's Grocery -—— Robson

It you have not been enumerated and you are eligible to vote in the PROVINCIAL ELECTION, you must be-registered on or before

Join Us in Christina _Loke For Dining & Disco Dancing

On the Weekends

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Christina Lake

Better Restaurant

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~ Call toll treo Zenith 2877

en 8 a.m. tid losed Wednes ye. Ph, 447-9572 - Reservations

Christina Lake"

When in Nelson EON Different ~~

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Unscramble the Scramble Below.

LBUCAHEOQOUMSIATEKS

Wednesday, April 11, 1979. If you are not registered on or before this date, the lst of voters will be closed. Arnold D. Sherwood

Registrar of Voters : Rossland Trail Electoral District

‘DERRIL THOMAS Courthouse, Rossland ° ... vice-president z 3

Factory Clearouts and Floor Samples of

- Unscrambie the letters and : write the name of the restau-

rant on the line provided.

Entry forms must be In by . Saturday noon each week.

© .The voucher [s valld for one visit toa selected restaurant within 14 days of its Issue date.

¢ Winners are also required :-

to select the restaurant of thelr choice within 10 days of notification of winning.

¢ Winners will receive a $40 dinner from the regular menu at the restaurant of their choice, selected from the Castlegar News/Mid- Week Mirror

_ You may wing: — e e ; *40 Family Dinner Crpeciaen to last week's winner, Julla Lavia of Grand Forks.

Send in your entry form today to: Restaurant Guide Box 3007 Castlegar, B.C. VIN3H4

. Please enter my name for the $40 Dinner Voucher Draw as outlined above.

Namo

Guide. Enter as many times as you wish, ~ Winners under 16 years of age must be

Address

cily____-_ Postal Code.

Phone

: tothe selected restaurant by at least one adult.

Yanogosawe, Kay Macintyre, Charles Macin-*

“sentatives and gave a brief

‘cantlonar Mzed Cuan Bonnie!

Nakusp p Rink Win

vee = ss a EVENT WINNERS are these members of .

tyre ‘ond Doreen Desrochers: ‘Nakusp “rink: consisting’ of | Otto

—News/MirrarFoto yy Le Sommers

ing “Sunflower”, fe wasa

“rink from Nakusp, comprised of

load Doreen Desrochers, sec- ond’ Charles MacIntyre, third Kay MacIntyre and skip: Otto Yanagaswa:

Runner-up in the “A” event was the Bill Sweet rink of Nelson.

Third place in “A" went to

the Bill Perehudoff rink of

Castlegar, while fourth place went to the Tim Horcoff rink, also of Castlegar. .-

In the “B” event, the Jack Hamann rink of Montrose was the winner, with lead Tam Cuthbert, second Dave Cuth- bert and third: Marg Hamann,

Runner-up in the “B” event. was the Bill Smith rink of Castlegar.

‘Third place in “B” went to theB, Waite rink of Nelson and fourth place: went to the-C, Berg rink of Castlegar.

Two local rinke: were “C"

‘event winners, skipped by Jack

Chernoff and Wally Horning.

Sunflower “R’ Event

“Nelson and the Frank Stasila

rink of Castlegar.

First rink out of the’ bon- splol was the P, Kazakoff rink of Castlegar.

Dale Booth, high-scoring centre for the Kimberley Dyna- miters, Is the winner of the Howard Anderson Memorial

Two Castlegar Youths Score High in Idaho

Two Castlegar boys were among the, Red Mountain Ra- cers Talent Squad which re- turned home with seven tro- phies following the Idaho State Championships held in Kellogg and Lookout Pass, . Idaho on March 24 and 25,

The two-day event saw.the Red Mountain Racers com- peting against five U.S. teams from Silver Valley, Bogus Ba-

sin, McCall and Schweitzer... On March 24, 116 racers

competed on a challenging: 40- gate giant slalom ‘ course ‘at Sitverhorny Mountain. Red

Team memb n the Chernoff rink were lead Judi Roberts, second Lyle Roberts and third

: Bev Chernoff.

‘Members of the Horning rink were lead Mary Kanigan, second Kirt Horning and third Janet Horning.

Runners-up in “C” were

. the George Barefoot rink of

EVENT WINNERS are these members of | the Montrose rink consisting of Dan Cuth- © bert, Tannis. Cuthbert, Mary Hamann arid

Jack Hamann: Ni

to by Leo

EFBC Seeking to Represent ; _ All Horse-Owners in Province —

Over 25 of various horse-oriented groups. from Nakusp and Invermere attended the first proposed Regional Council meeting of the » Equestrian Federation of B.C., fies March 24 in-Creston.

The of B.C, will eventually repre- sent all horse-owners and their wide variety of interests to the provincial «government, the federal. government and the »Ganadian.. Equestrian pois he

Bloor concluded his Te- “marks with an. enthusiastic opinion’ that the Equestrian Federation of B.C, will work, and work well, once it becomes fully operational.

EF. of “hie and West Koote- nay delegate (pro tem), along with Mrs.‘ Judy’ Urban’ of Cranbrook, East Kootenay dele- gate (pro: tem), chaired the meeting.

“ <" Bloor. welcomed the repre-

mal . level ‘of inter-change and cel followed, '- and’. the ‘irepresen-

sion making. 5

Towards this end, he con- tinued, B.C. has been divided into nine regions, each of which will establish a regional council made.up of two delegates per 50 members from each inter- ested group within that region. | Each regional council will then elect a further two delegates to represent.them on the provin-

council incorporating all inter- ested clubs, .assdciations. and organizations from Bridesville to, Radium, as an East-West Kootenay Regional Council, with Bloor as. chairman and Mrs. Betty Roper of Crestoh as secretary-treasurer.

outline» .of -how this newly- established provincial body was formed ‘and its aims and: ob- jectives. He stated that British Columbia was the fifth province to form such a representative . cial executive So that particular group of affiliated clubs, or-: problems, complaints, and ideas and ing from a particular ywhose basic and ‘common, in- area, are assured of provincial terest is horses, : * attention and discussion.

Delegates to the provincial ‘meeting in. Kelowna, April 21, ‘are Miss Maureen Taylor, Cres- ton; Mrs. Judy. Urban, : Cran- brook; George Bloor, Fruitvale;

and one other to be appointed,

Printed Cotton

tatives to the Creston meeting ~ agreed to form a regional:

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the first-place trophy in’ the girls’ 12-year and under cate- gory, followed .by Cathy De- more 10th, Barbra Wilson 11th; Brenda Wilson 13th and Chris Corrads 24th.

Robby Bosinger took first -

place in the boys’ 12 and under, followed by Darrel Fry oth,

Cheryl Akroyd won:

Mark And

CASTLEGAR NEWS, Thisigoj! April 12, 1979 _B7

Kimberley’ 's Dale Booth Most Valuable and Sportsmanlike

“Trophy Award for the moat valuable and sportamaniike player in the Western, Inter-

national Hockey League this.

season, Booth beat out 10 other nominees to capture the award.

.In announcing the award, trophy trustee Steve Matovich of Trail said Booth received the maximum of 16 points to win the award. Glen Walton of the and Al-

28rd and David McPhee 24th.

Ken Ross of Castlegar took second in the 18-year-old boys’ event. -

March 25, the slalom race was held at Lookout Pass. Winning Sth place and a trophy in the girls' 12 and under was Red's Tami - Johnston; with Chris Corrado 10th, Cathy De- more 11th, Barbra Wilson 14th and Cheryl Akroyd 2ist.

‘The ‘boys’ 12. and under

‘again. saw ‘Robbie -Bosinger

receive a trophy for his 4th- place finish, Darrel Fry 10th,

Hans Edblad, another Castlegar -

boy 14th, and Doug Rae 22nd.

Again, in this race, Ken Ross placed second in boys’ 1S-years and Pierre Habicht, 4th,

The Red Mountain team placed second overall arid re-

ceived the Idaho State Invita- . “tional Trophy.

He Hillier af the Trail Smoke Eaters tied for second place with 14 points each; while John Fargher of the Cranbrook Roy- als placed third with 12 points.

Booth was. born in» La- combe, Alta., on‘July 18, 1953, and this year marks ‘his sixth season with the Dynamiters, He scored 29 goals and picked up 53 assists this year for a

total of 82 points, bringing his”

career total with the Nitros to 147 goals, 162 assists and 309

points. Ho.is single and is ‘employed by Cominco asa driller at the Sullivan Mine {i Kimberley,

The trophy was presented to Booth on behalf of Cominco Ltd, sponsor. of the annual trophy, at Saturday | night's

‘playoff game in Kimberley” by

WIHL president. Art O'Bryan of Nelson. O'Bryan was assisted by Kimberley WIHL director Len Little, who presented Booth with the Howard Ander- son supporting trophy.

In making the award, judges from each of the league cities cast ballots for players from other than ‘the’ judge's home town, The trophy’ was donated to the WIHL in 1947 by Cominco Ltd., in’ memory of Howard Anderson,'\'a” Trail Smoke Eater defenceman who died in a plane crash.

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