ENTERTAINMENT come

BUS + Ry - Se Business news? 365-5579

WEDNESDAY, Decemb

2, 1992 3B

An invitation to art

SUBMITTED

The Assembly of B.C. Arts Councils invites all artists and arti- ‘Sans residing in the province of British Columbia to submit works to its eleventh annual provincial Juried Art Exhibition, Images & Objects X1. 240 works in total Will be selected throughout B.C which will represent the twelve regions of the province. Fine or

representing the region, the area bound- ed by Grand Forks, Creston,

Nakusp and Johnsons Landing at

Kootenay

Consulting and Goal Setting : Brenda 365-3487

Bluetop

the 14th Annual Kootenay Boundary Regional Juried Art Show, which will be held January 10-31, 1993 at the National Exhi- bition Centre in Castlegar. The jurors for the Kootenay Boundary region will be Ann Rosenberg and Paul Wong, who will also be available to all submitting artists for critiques, a portfolio prepara- tion workshop and general dis- cussion on January 8 and 9, 1993 Billets will be made available in the community of Castlegar for those artists wishing to attend and fully benefit from the entire weekend Artists will meet other artists from areas of the Kootenay Boundary region where conver- sation with each other and the jurors can revolve around diverse issues such as exhibition and marketing opportunities and net- working and sharing portfolios. The deadline date for entries is December 13, 1992.

In general, the jurors will not be selecting works based on their marketability, but rather be consid- ering works that best exemplify the creative explorations being undertaken by an artist and how their passion, struggles, risks, skills, ideas and integrity are bal-

anced in a completed work. There must be a sense of commitment and individual sensibility con- veyed through the choice of ideas, Processes and material, resulting in the artist working out of a personal base that informs the work itself.

Images & Objects is the visual arts component of the B.C. Festi- val of the Arts, the largest Festi- val of its kind in Canada, involving over 100,000 individu- als throughout the province Artists whose works are selected to be past of the festival will be eligible to receive room, board and travel subsidies to attend the festival, where three and a half days of free professional devel- opment workshops will be offered and artists will meet other artists from around the province. Images & Objects XI and B.C. Festival of the Arts will be held in Trail, May 26-30, 1993

For entry forms and criteria, contact: Micki Stirling, Co-ordi- nator - 366-4468 or 366-4394 or your local arts council. The B.C. Festival of the Arts is supported by the Province of B.C. through the Ministry of Tourism and Min- istry Responsible for Culture, Hon. , Minister.

SUBMITTED

Outdoor film festival tours through Nelson

Film. buffs and outdoor enthusiasts take note: the Banff Festival of Mountain films is screening its “Best of the Festi- val”, a film fest showcasing some of the best mountain and

films in the world This is the event for films ranging on everything from mountaineering, parasailing and kayaking, to environmental and

wilderness subjects. The show, currently on tour in North America, is being brought to Nelson by the Kootenay Centre of Experiential Education and Snowpack Outdoor Experiences on December 10 at 7 p.m.

Draw prizes include outdoor gear and an Avalanche safety course. For tickets to this lively and unique event please contact Snowpack in Nelson at 352- 6411 or PowerHound in Ross- land at 362-5311

AT THI MOVIES

r---9e--- ~~~ ~~

1 ENTER TO WIN A FREE MOVIE PASS ¢ TO THE CASTLE THEATRE

late

Widditfield

SUBMITTED

More than 35 paintings. draw- ings and prints by local artist Richard Widdifield are currently

until Dec. 24.

Photographs by well known photographer Fred Rosenberg, is currently showing at the National Exhibition Centre in Castlegar. The exhibition will be open to the public

Photo submitted

works on displ

on exhibit at the Castlegar Library. The public is invited to attend a reception for the artist at the library, December 4, 1992. 7-

DINING LOUNGE

Open 4 p.m. Daily

Located 1 mile South of Weigh Scales, Ootischenia.

Coigar, Wester and Cominco

365-5304

From Chicken Time

Remember - anytime is Chicken Time! Celgar & Cominco meal tickets accepted

2816 Columbia Ave.

the Aquatic Centre and SHSS, Wid- difield enjoys many media, including oils, pastels, - acrylics and pen- cil. Additionally, four of his original paintings available as prints, including “Heart of the Country” a rural prairie land- scape Widdifield created to help Rural Dignity of Canada raise funds to fight postal closures. Born in Saskatchewan in 1961, Widdifield excels in por- traitive, land- scape and mural work. Recently the University of Saskatchewan chose his paint- ing “Memorial

LU

ay at local library

ited edition print fundraiser in 994.

X UR Y

——_——_ ~*~ = CONDOMINIUM

|\—_ ere

Luxury Living by Lost Lagoon

Please send me

3 VISAMastercara # Expiry date Signature Name

Address

City —_

Phone # Home

CL idle ee trey

a-"s aus’

Scket(s) at $100/bcket. Enclosed please find my J Cheque/money order (payable to St. Paul's Hospital Foundation)

Province

Prease mas 10 St. Paul's Hospital Foundation. #386 1081 Burrarg BC VEZ 176 oF call 684-LOWIN oF 684-8946 to order nckets

Grand Prize $300,000 Condominium 10 SECOND PRIZES OF $1000 CASH

*Only 9.900 ©Draw date tickets March 9 available 1993

Postal Code Office

St Vancouver Lottery #778482

Wewe. apr t"--~

sp-07*-

‘ 4 ry

Glance

Family nights

Dairy Queen has introduced their Family Nights, which are Monday to Thursday from 5 p.m. - 7 pm. During this time Dairy Queen is offering their double burgers for half price.

‘Tis The Season

The City of Castlegar have decorated the telephone poles along Columbia Avenue to bring on the i cheer.

New name

Castlegar’s Tu-Dor Lock and Safe has changed their name to Cascade Lock and Safe. Debra Byra will remain the Proprietor and the address and phone number will remain the same.

Here comes Santa

Santa will be a guest at West's Department Store in down- town Castlegar on December 12th from 1:00 pm to 3:00 pm. They invite everyone to visit Santa and enter a draw for a chance to win a GT Sno Racer, a 5 ft. toboggan or a plastic sled. Santa will be announcing the winners at 3 pm..

Sign of the times

Keeping up with changes to tax rules

Keeping up with tax rule changes is an unending task. Yet you must stay current to make sure (1) you don't miss any cred- its or deductions and (2) you report. the correct income and pay taxes on time to avoid unexpected penalties and interest charges.

Price Waterhouse, chartered

will be added to your income and taxed.

- The registered pension plan, registered retirement savings plan and deferred profit sharing plan contribution limits for 1993 will be the same as for 1992. To make the maximum $12,500 RRSP contributions for 1992 and 1993,

has just publi a 108-page large format book, Per- sonal Tax Strategy, 1992-93. The guide, available free to the firm's clients and contacts, focuses on

ploy » Owner: gers, investors, retired people, separat- ed/divorced people, taxpayers with U.S. connections, and calcu- lating your taxes and filing your retum.

It also includes a helpful sum- mary of tax changes (some still in the proposal stage following the last federal budget) and their implications. I've expanded on some of the points and added oth- ers. - Until March 01, 1993, you may take up to $20,000 out of your RRSP free of tax to build or buy a principal residence. (As mentioned in an earlier column, this will restrict your ability to make a deductible RRSP contri- bution for the 1992 tax year.) You must repay the money over 15 years; any missed payments

you will need earned income of $69,444 in 1991 and 1992, respectively.

- If you receive CPP disability income, this now qualifies as earned income on which to base an RRSP contribution, effective with CPP disability income received in 1991.

- A registered retirement income fund may be used to pro- vide payments for you or your Spouse until death; under the old Tules, age 90 was the limit. Con- verting an RRSP to an RRIF before Dec. 31, 1992, will allow smaller minimum withdrawals until age 78 - but taking money sooner than required might

Castlegar Realty on Col Avenue has a new reader board for easier readability for passing traffic. Colourmix Advertising Systems of Castlegar takes credit for the signage designing, fabrication and installation.

Xmas trees

The Castlegar Rotary Club is having their Christmas tree

sale at the West Kootenay Power & Light comp on

the slopes covered in white stuff. Red in has done sore

Red is white

Ski season has begun at Red Mountain ski area in Rossland with

zing at the base of the Granite

Chair to make the run easier for beginners and have added safety bars on the chair lift to ensure the safety of their skiers.

The heat is on

Columbia Avenue in Castle- gar. They are offering both cultured and natural trees while stocks last with all pro- ceeds going to community ser- vices.

Mail rush

Canada Post suggests that sur- face mail and small packages including greeting cards and letters, be sent by December 5 in order to get your mail to a Canadian destination in time for Christmas. All air mail to be delivered within Canada should be in by December 11 in order to have it delivered in time. To find out the deadlines for U.S. and other destinations contact Canada Post.

Now

Mother Nature's Pantry in downtown Castlegar is now serving fresh juices from their juice bar. These all natural drinks will be created accord- ing to the customers’ prefer- ences with fresh vegetable juices such as carrot, beet, and celery to choose from or fresh fruit including apple, pine- apple and cherry. They will also be serving herb teas and “blendies” which are all natu- ral shakes. All of their bever- ages will be available for eating in or take out.

New Faces

Pat Blessin is the new owner of Kalico Korners (formerly called the Pine Cottage) in the upper level of the City Centre Mall in downtown Castlegar. Pat does a variety of country crafts and is offering craft courses. For more information on Kalico’s craft courses call 365 - 0995

For a cause

The Salvation Army has vol- unteers with donation wells located at various sidewalk locations around Castlegar. The non-profit group is col- lecting for their Ghristmas/Winter fund.

Showing off

The Castlegar Quilters’ Asso- ciation is presenting a quilt show at the Castlegar Railway Museum on Friday, December 4, from 5 p.m. to 9 p.m. and December 5, from 9 am. to 6

p.m

SUBMITTED

There is a new household gad- get called Aqua-Vent that recy- cles the hot air vented from your clothes dryer.

Invented by Canadian Rob Walsh, the Aqua-Vent can save up to 15 percent in energy costs and can cut drying time by 12 percent. Look for this revolution- ary new product at your local hardware store.

Lumber committee wants public's views

The Select Standing Committee on Forests, Energy, Mines, and

The largest employers

According to the Castlegar- Chamber of Commerce's records dated May, 1992, Castlegar's largest employer is Celgar with 440 employees and the construction crews add another 1200 employees to that total.

Selkirk College is the second biggest employer in Castlegar with 341 employees, and Pope & Talbot tied with School Dis- trict No. 9 for third place, each with 285 employees.

Also on the list of top employers were Cominco, the Castlegar Hospital, Kalesnifkoff Lumber, Castleview Care Cen- tre and The City of Castlegar all in respective order.

Petroleum Resources has been authorized to examine, inquire into and make recommendations

increase your total income tax bill over the life of the RRIF.

(NOTE that Revenue Canada has just published its 68 page, 1992 Pension and RRSP Tax Guide, which also deals with RRIFs. You can get a free copy by contacting your local tax office.)

- If you have defaulted on stu- dent loans or haven't repaid unemployment insurance benefits as required, Revenue Canada will deduct these amounts from any refund you might otherwise be expecting.

- If you do get a refund, Rev- enue Canada will pay interest only after June 14, instead of after April 30 as in the past. If you file your tax return after June 14, then interest will be paid only from that date.

- Common-law spouses will be treated as married spouses for tax Purposes starting in 1993. That means, for example, you may make spousal RRSP contributions and claim the marital tax credit, but it also means investment income and capital gains might be attributed back if one spouse lends or gives money to the other.

- The Child Tax Benefit system

+ DECALS - ARE + SIGNAGE + THAT y QU Fy ‘Oup's!Noy; ASHES MAAS GREK TEASING We gENA

+ LOGOS - ADVERTISING « DESKTOP PUBLISHING

STREET FRONT

Design Solutions That Get Attention

601 Front St. Nelson B.C. + PHONE 352-9144 - FAX 352-2588 -

SNINOOLYVD « NOLLVULSNT + S3YNHOOUS * SNNAIN

GRAPHIC DESIGN

will replace family allowance payments and the various child tax credits starting in January The monthly benefit will depend on family income and the number of children. Investing this benefit in the name of the child (or in your name in trust for the child) means the child (instead of you) can declare the investment income and so will pay little of no tax - the same approach that worked for family allowance cheques.

- You may no longer use the $100,000 capital gains exemption to escape tax on gains you make on investment real estate (includ- ing recreational property) bought after February, 1992. You may still use at least some of the capi- tal gains exemption for property you bought before last March.

- Ottawa is increasing for the 1992 tax year both the education credit and the maximum educa- tion and tuition fee credits that may be transferred to a student's

supporting individual. The feder- al credit for the education amount rises to $13.60 a month (for a total tax credit of about $21 a month by the time you add the provincial credit). The maximum transferable federal credit rises to $680, or a total of about $1,071 after accounting for surtaxes and the provincial credit.

- Revenue Canada will tell you what quarterly instalments you need to make. As long as you use this system and pay on time, you will never have to pay interest or penal- ties even if these payments fall short of the tax you owe for the year. However, you may still calculate the instalment payments yourself if that is to your advantage.

Mike Grenby is a Vancouver- based columnist and independent financial adviser who works with individuals; he will answer your questions as space allows - write to him clo The Castlegar Sun.

This man sleeps with Ramtron security...

with respect to the ility of lumber to remanufacturers in BC.

The Committee would like to hear your views on these matters through a meeting that will be held in Castlegar at the Fireside Motor Inn banquet room, from 1 pm to 8 pm.

Those people who are interested in appearing before the c

should call (604) 356 - 2933 (col- lect) to make arrangements.

Sun., Tues. ; Thurs., Fri.

365-3752

NO DOWN PAYMENT NO INTEREST

NO MONTHLY PAYMENT UNTIL MARCH 12, 1993

YAMAHA PERFORMANCE GOES BEYOND OUR SNOWMOBILES

If you purchase a new, unused G ine YAMAHA suit, h Sno-Tec or SNO FORCE HELMET AT SIX MILE REPAIR, between Nov. 1, 1992 and December 31, 1992 you pay no money down, no interest and no monthly payment until Makch 12, 1993. * Subject to credit card approval - see dealer for details. PHAZERS & EXCITERS still available

ON GENUINE YAMAHA SNOWMOBILE SUITS SNO-TEC OR SNO FORCE HELMETS

SIX MILE REPAIR (1991)

PHONE 825-4681 Tues. - Sat.: 9 a.m. - 5:30 p.m.

INTEREST RATES

Income Fund

long-term.

consider.

about this and other high

\

Kead / hie IPYOUR INVESTVENT INCOME

The fund is an excellent answer to the questions many people have about how to invest for higher return with a minimum of risk.

For example, the fund offers a payout considerably higher than deposits of fixed income assets. And it boasts one of Canada’s best performance records, short and

What's more, due to the nature of the payout, which includes interest income as well as capital gains and dividends, there are some interesting tax advantages to

There are other advantages as well.

* if you are looking for growth, the Industrial Income Fund offers a judicious mix of Canadian government bonds, T-Bills and mortgage backed securities

* plus, to ensure that you participate in the Canadian recovery, up to 30% of the portfolio is invested in stocks of the Canadian corporations that should benefit the most

If you're tired of seeing your investment income dwindle with the declining interest rates we don't blame you.

To find out how to fight back call Midland Walwyn today for more information performance alternatives.

MIDLAND WALWYN

One solution to getting the better of declining interest rates is the Industrial from Mackenzie Financial Corporation.