Visa and MasterCard, say the
nob-delinquent’ customer is

410. Columbia A
“Castlegar:
: ad pen

ged a
membership fee for the priv-
Bege of using the card.

“But is that customer really
getting a free ride?

Critics of the: banks con-
tend that the customer has
paid an inflated price for his
purchase, a higher price be-
cause it costs the store

$100 worth of clothing, the
bank doesn’t foward . the
merchant the full $100 but
keeps a Percentage of that
amount,

That's an expense for the
merchant,’ and. merchants
have been known. to pass
saded ‘costson to the.’con-

er. And that added: cost
only, by er,

Henry John, B.Se., C.
“Resident Partner!

charge}
chants isn't enough to offset:
the credit costs.

Credit-card -
have been unprofitable since “The Complete Bie
1980,:says'Sean McNamara, Appliance Tea:
assistant: vice-president of

- Canada Trust, a ‘MasterCard
issuer. “Tt can't, continue ins)
definitely.”

‘Card companies have ‘paid
an average 17 per’ cent: this
year'.on money. they: :for-:
warded to merchants’ when -
customers charged with
cartomere urged with MAYTAG.
who don't:pay their Master- Appliances Sold
Card ‘billsin-foll-within-21 Mehsana et lermmAle =
days pile up:interest charges "Gibson te
at the rate of 24.6 per cent on ® © OTRE BEST’. f
the unpaid balance, up from --" WARRANTY SERVICE
21 per, cent last fall.

But because about half th :
eustomers don't incur pen- REPAIR SERVICE
alizing interest, MasterCard — gp ail major appliances .*
earns an average of only 16.5 including fridges
per cent on the money it for-’ by’ qualified technicians.
wards to: the merchants: — At Repatr Serv’
loss ‘than thipald t0' get the Large Stock of Parts

cet meres and (365-3388

EXPERT:

Meanwhile, slopes and
bank loans are coming down,
but there is still no sign of a
reduction in‘, the. interest
rates ,charged ‘by the card

"PROFESSIONAL
SERVICE

accepted up

ft)
't0'5'p:

hh month of Decemba “e

INSTALLATION SERVICE |”

on fact; one card issuer —
Shell Canada Ltd. — plans a
three-per-cent increase in its
“service: charge”... Nov. 1.

Work is

key. to,
beg a
Ifyou ‘could teach a rabbit mia 9 Free, 3

to drink, he'd live forever,”
‘says: John Howard, a. Uni-

SALES & SERVICE ” :
WINTER § STOCK

fessor. ©

"Gtncak. related to sost fk
nesses, is best handled’ by .
those who are happy both in™
their work and with life gen’ ¥

365-7145.
1050 Columbia Avenue

MAIN ST.
- MUFFLER
tend to” keep their feelings | :
prety be defined let-

Commercial
Residential.

le Custom Work

| 65.6011

. CONTRACTING LTD.
‘ Residential :
~® Commercial °

<*/ Call 365-9783:

& SNOW REMOVAL

Septic Tank
%& Backhoe
%& Landscaping

“LOW, LOW RATES, o

365-30 15)

Credit Union

Trail.
Fruitvale”
Castlegar ~

Salmo “:.Waneéta Plaza!

ca DBA Trail Honda é
o> Dealer 06014

. ; South Slocan}
- Nakusp] *
New Denver]:

interiet & Exterior’
‘tured Cellings
Free Estat

= SHOP AROUND
IT COULD SAVE.
' YOU MONEY.

‘Lome ‘Steed
Painting

«eto oper approach to

‘at Hlordeble et prices

410- 11th Ave., Castlegar

PROFESSIONAI
‘Tree Topping, Shaping,
Removal & Frult Tree Pruning
ja Pest Control
& Tree Service Ltd:
- 368-6114°

ilobh

HIGHLAND
1G BUILDERS |

"Phase Calc tr
S'p.m: 352-3896
8: Te Needere

House Design:
Desig:

Groceteria @ Loundromat
OPEN

364 Days aYear~
1038 Columbia Avenue
(Boftom of Sherbiko Hl)

S'S “Groceries; Tobacco,”
Confectionary & General

Pho

“a good active ‘sex life.”

T ts for time andthe em-
cphasis a> busy executive
places on it: .

Ris for relaxation and re- Trail — 368-807!
ligion.

E is for exercise. ‘ (Across from Safeway)
cit for. salad and good” QVER 10,000 BOOKS

8 is for ‘scotch, that is IN STOCK A’
Ya OF NEW. PR Cc

“treat yourself gently . . .
some people are overly dis-

ciplined and never let them- TRADES WELCOME
selves enjoy anythin; .”

Jezebel’s
DISCO
DISCO

at the Terra Nova

“CASTLEGAR
FUNERAL CHAPEL

“ Dedieated tokindly,
thoughtful service,
' Granite, Marble and °.
Bronze Plaques >.
Phone 365-3222 -

"Graphic Design: :

madelions the most respec:
; moving

DON'S”
| seraention

Custom Machining © =

jigs & Fixtures

Band

Blades Welded * F

Bus. 365-6087
* Res. 365-7572

Box 3489
Castlegar, B.C. VIN 3W3

THE COLANDER”
__ SPAGHETTI ROUSE

TAN Upholstery Studio

: ‘For all your

“For. Reservations

‘WISE’S |

2044 Washington $1.
Co Rossen

Shotguns °

& Rifles

a7 a
Sold:

362-5171-

yn

614 Front St., Nelson
382-9419

“Filter Queen
V2 Stan Harding Jr.
699-2369

field: :
yards owt ‘and the other of : 12
ut that was’ all th
mi

; “You ean bet that Tom Clements will have his name in
"the Canadian Football League record book soon after
‘Hamilton Tiger-Cats, get their first possession in’ a
_ season-ending game ay against Winnipeg” Blue

record of 356

Aiport.

hed by. Barb Rutherford; attracted 15 par-,

from Blair Chapman. . «

‘eriod when Rob Ramage's

:° The Canucks entered the |
game with five victories and

one tie, including three strait,
road triumphs, but they ‘ran’
into an old‘ nemesis in. the

* Brock of Winnipeg. .

; ing into the final gam
both ober Clements has.p §

for head coach Ray Jaunch by winning that matchup
‘today at Ivor Wynne Stadium, securing first place and a
berth in the, West. Division finals two weeks away.

The Bombers have:led from: the Opening game but
their performance has tailed off the last few weeks and a
setback to Hamilton combined’ with

over
‘the Eskimos their: fifth’ straight:

‘The Esks and: Saskatchewan ickott at 11: 30 am:
PST in Regina, one hour after the Ticat-Bomber game
starts in Hamilton. -’

The final weekend of the season got. under way: in
Ottawa‘and Toronto.
“Argonauts had’an Opportunity to nail ‘down their first
Eastern pennant since 1971'in the game against Ottawa
Rough‘ Riders while; B.C; Lions’ were entertaining:

des in a hup ‘of a!
sponta no love lost. between |

following’a 10-6 season after four seasons asi\head coach.
He! 's had 10 years:in'the CFL, but little recognition. ”:
‘Few. of his acquaintances in Birmingham, ‘Ala.,.were

slotback Tommy Scott gave his-career a
back home.
3 Scott, who opposes “Toronto's Holloway in the final:
Schehley balloting, credited Riley in an interview carried.
on Birn aingham TV with prolonging his CFL career after
him. y

head coach with
iauited to make Scott a star. |, $73
Riley, | ride! croatia’ ting 20 Head exch
‘Winnipeg, has. been overlooked ‘moat; of ‘his coachin;
career until Joe Zuger aelected him this year, ‘to succeed |
“Frank Kush,
The Ticats, pennant winners in thé East the list two |

\p-years but ousted from the 1981 Grey. Cup" unceremon-

iously by Ottawa in the Eastern final, are not the's same
team that “Kush ‘left for the Baltimore Colts of othe

{ National Football Leaguo.

Bombers’ offensive Co-ordinator, . Joe Faragelt, current, i

c who have lost
only four. of 55 games against

»Vaneouver.

>The‘ Canucks, whose, goals

real connected on its first two

| corner to clear the puck. but

failed to lift it over: Walter's
stick. The - Montreal . left
winger unleashed a 80-footer.
with. Brodeur. still. several
feet from the ‘vacant. goal,
Naslund the

at 2:47 after Pierre Mondou,

‘the centre, fed him in front of

Brodeur, and ‘Naslund neatly.

ideked’ the Canucks ‘goal!
de

next five minutes. ‘Only some)

:solid “work ‘by. Montreal ete.

28-year-old
Swedish product;; made it 2-0 --

30-foot “drive slip:
‘ped past Toronto goalie Mike

were ona. power’ ‘play.
Four and a half. iminutes
into the third period, Toronto *
Duris

{25-foot, sistas from me

up witha big enough contract
are firat baseman Steve Gar-
vey, pitcher Floyd Bannister
and’ designated -hitters. Don

‘Baylor and Hal McRae.
> \Free-agent. compensation

following’) year’s" amateur
draft to the signe
But the owners soon felt that
“in too many cases, the draft
‘picks weren't enough to com-
pensate teams that lost play-”
ers to free agency.
So the. owners demanded
more’ the

Class'B's, a5, Spon to just | 5
three. last ‘year. They. ‘are }
Baltimore catcher Joe Nolan, |”
Houston Astros catcher Alan‘
‘Ashby,’ ‘White: Sox: infielder

8: old team.

pert Jones of San Diego Pad.’
‘res and pitcher Pet
of ‘New. York ‘Mets. -:

* players said no, and went on
_ strike.

Finally, a compromise was

“reached with the strike set:
“tlement of July 81, 1981. Free

+ agents who rate in the top 20

‘per cent at their. position,
.. based on a complicated per-
formance rating, are declared

* Class'A’ players.: Teams los-

ing a Class A player pick a
player from:a pool made a
after each team protects 24

players. Teams losing a Class
-B free agent are -compen-

sated by two amateur draft’
, choices, Losing ‘an unranked
, player still gots 2 teamone*

period . when) ork. Rangers: » Mariat's tying goal eame on | AS
pass’ front behind’ the ‘net turday night in a National 's 25-font wrist; shot,

-Hockey League game before... ‘The’: deadlock was. the
of 7, a

.second “in .a .row for. both

‘8-8-6 and is winless in its last

he ‘slot. ‘New ‘York .'goalie:nine outings. : ‘Detroit sande

teve Weeks appeared

Palmateer :while: the Blues“:
‘the period making 18, saves.

He finished with 82 stops-in

scored to’make it 2-2 when
his long shot from centre
deflected - off a. St. Louis
defenceman’s stick, took a.
peculiar bounce and squirted

past St. Louis goalie Glen
time’ to ‘catch’ their’ breath”
“before; trailing 2-0,'as Mont-

“Hanlon.

It was the first tie of the
year for, the Blues, who are
2-7-4. Toronto, yet to -win a
+i game. onthe road,’ is now
BBB e+

SABRES 5 WHALERS 2

HARTFORD, Conn. (AP)

— Two goals apiece by Mike
Moller and Gil Perreault led
Bufialo, Sabres to a 62
‘National’:~Hockey. League
victory, Saturday night over

ers.
the Sabres the:
lead for good at 17:41 of the.

the taining, free-wheel-
ing game. Calgary’s Don
Edwards also made 32 saves,

‘Ike ‘Allison and Mark Pav-
elich‘ scored the New York
goals. Calgary's other, goal

came. off the stick of Greg.

Meredith.
The teams evenly at 10
minor F Penalties,

QUEBEC ‘AMINNESOTA 1
QUEBEC (AP) — Marian

. Stastny -scord \two, second-

period: goals to'lead Quebec
toa 4-1. victory. over; Min-.
nesota‘on Saturday .night.
Defenceman Mario: Marois:
had given the Nordiques a 10

: Stastney’s second: goal.

Steve. Payne :scored, Min-

nesota’s only goal ona power:

play at 8:14 of the final period
and Anton Stastny comple-
ted the scoring ior Quebec at

first period when he tipped a_ tested :

. wrist shot from Mike Ramsey:

past Hartford. gealie Greg’) Co!

-Millen. ‘Moller's ‘second
came at 12:07 of the second.
period. ¢
Mperreauit’s two. goals both
were on ‘third-period ‘ break-
by

Peter sways, at 6:11 off a

yoke Van.

by’
leary Flames Into «23 tn

of the net ard backhanded a
shot into the empty ‘corner.

at 3-9-8,

and ‘only one: — pitcher \Ed'

Farmer — required compen- :

sation. This year, it’s a bit.
ferent story.
There are five Class A

immediate ‘dividends “or the ©
White Sox, but he did hit .254:-
-with seven home runs and 65 «°
runs batted in for Glens Falls’
of: the: Eastern League: this: :
year.

Other. topline free agents .
this: year include’ Garvey,’
who played out his, option af-
ter :12'-years: with, Los: An-
geles;. Chicago’ Cub pitcher
Ferguson Jenkins; Mets out-.
fielder Ellis Valentin
burgh outfielder 0:

Cardi:
baseman ‘Reggie, Smith:
San Francisco Giants; Baylor :
of California. Angels;: Cleve-:
land ‘Indian * outfielder. Rick -
Manning; .and- McRae. for”
Kansas City Revels

Stanely Famphcies Sec-
‘ondary School soccer team
defeated -L.V. Rogers of
=Nelson 2-0: Saturday at
- Selkirk College to win the.
1982 West Kootenay high
< school’ soccer champion:
ships. aca
‘The Castlegar team ‘beat
“|? Nakusp 2-0 and Nelson

.

beat Trail 1-0 to advance to
the finals.

Castlegar travels to
Cranbrook on Tuesday to
play | the. East Kootenay
champions for the: Koote-
nay title. The winner of

> this match goes to Burnaby.
: Nov. 17-19 for the provin-
‘cial-championships.

CHAMPIONS oh .. Stanley Hum; ries slayer goes for a ‘header in tean
defeat of Nelson’ sh. - Rogers e , eye

: to watch.”

“Nothing chippy,” he said
of the games. There. was
“Good | scoring and good
saves,” | he” said.’ of ‘the |
games that were “ple 6

3 2-0 t

— Cashews theta by ten Mormon