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CASTLEGAR NEWS, May 2, 1982

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ESTABLISHED AUG. 7, 1947

CASTLEGAR NEWS

TWICE WEEKLY MAY 4, 1980.
- 12, 1978-AUG. 27, 1960

Circulation Mana:
OH

LV, CAMPBELL -— PUBLISHER AUG. 7, 1947-FEB, 15, 1972
Publisher — Burt Campbell

Editor — Ron Norman

Managing Editor

lice Manager — Elaine Lee

Lols Hughes
ido Kositsl

belong 10 the odvertiter.

vested in and belongs to Castle News Lid.; provided, how
Ony advertisement prepared Irom repro prooty, engravings.

¥ Pr 7 Lid. ts
fever, that copyright in that part and that part only of
provided by the odvertiser shall remain in ond

_/

Reality of restraint

The realities of the provincial
government's public sector
prog! areb jing to
be felt. In April Castlegar school
board announced nine layoffs
because of cutbacks. Now it's
Castlegar and District Hospital's
turn,

The axe will fall Monday for
hospital employees. They have to
wait until then to hear just what
measures the hospital board has
taken to meet its 1982-83 budget,
presented to it last week by the
provincial Health Ministry. And if
the situation at hospitals in other
parts of the West Kootenay and
B.C. is any indication, bed closures
and layoffs are certain.

In Kamloops, Royal Inland
Hospital plans to lay off some em-
ployees and close 84 beds as it
tries to meet a budget of $37.5
million, The hospital projected that
to operate at its present capacity
throughout 1982 it would need
$42.7 million.

It's the same story at Lions Gate
Hospital in North Vancouver,
where its budget falls nearly $4
million short of the $51 million it
sought to maintain existing ser-
vices. The hospital has little choise
but to close 55 acute-care beds and
lay off 144 employees — half of
them nurses.

Trail Regional Hospital plans to
reduce its beds and lay off a
minimum of 20 people. Kootenay
Lake District Hospital in Nelson
plans at least 20 layoffs, as well as
bed closures.

At the same time Health
Minister Jim Nielsen has assured
us “there is no reason to suspect
that the level of care will be im-

paired,” as a result of the spending.

restraints, <

But by reducing its beds,
hospitals must also réduce nurses.
It may be true that the ratio of
nurses to beds will remain the
same, and therefore in that sense
health care won't be hurt. But to
suggest that the longer waiting
lists for elective surgery and
longer waiting lists. for diagnostic
services will mean thaf health care
will not be “impaired” is simply too
much to believe.

The problem is of course with
the restraints themselves.
Hospitals are forced to accept a
budget increase of a maximum 10
per cent, while the public sector
wage guidelines range from a

of eight toa of
14 per cent. The problem quickly
becomes apparent when it's
realized that wages make up 82

per cent of the Castlegar Hospital's -

budget.

The bed closure and accom-
panying nurse layoffs — though
one way to solve the nursing shor-
tage — just aren't what we have
been promised by the minister. But

LETTERS

san
Earnings
were not
excessive

Editor, Casatlegar News:

Your article on West Kootenay
Power's Annual Report (April’ 21)
refers to a 68:per cent increase in the
company’s earnings. Although this is
correct, it tends to be misleading when
considered alone, because it could give
the impression that our earnings were
excessive. This is definjtely not the
case. *

A more significant figure which was
referred to in our annual report is the
return to shareholders. This return, or
the amount the shareholders earned on
their investment, was 12 per cent,
which we think you will agree is far
from excessive, especially when one
considers the no risk return on Canada
Savings Bonds.

1.¢C. Fisher
Public Relations Administrator

Letters to the editor should be sent
10:

Box 3007

Castlegar, B.C.

VIN 3H4

or

197 Columbia Ave.,
Castlegar, 8.C.
VIN 1A6,

INTEREST RATES -

Horneowners bearing the burden

By STEVE KERSTETTER
High interest rates have taken their
toll on virtually every sector of the

but

then politici find it difficul
telling bad news and invariably try
to convince us that bad news really
isn't bad news. And the emperor
really is wearing clothes.

'. Enjoy family month

May is Family Month. Some may
respond. that every month is family
month — and for some it is. But not
for everyone.

The family is taking a beating
these days as society grows more
complex by the moment and the
pressure to cope continues to
mount. But something like family
month gives us the chance to stop
for a moment, slow things down to
an easier pace and take a look
around at our family, our neigh-
borhood and our community.

If nothing else, family month
reminds us of the importance of

Dying for caviar

our own immediate family. If it
leads to a rejuvenation of family
ties, so much the better.

And there's no month better
suited for that rejuvenation than
May, when flowers start to bloom,
daylight saving is in full swing and
spring temperatures make family
outings that much more enjoyable.
It offers the chance to take your
family out for a picnic or barbecue,
to take in a local baseball game, or

mortgages seem to be bearing more
than their fair share of the burden.

Research by The Canadian Press
shows current mortgage rates — unlike
most other interest rates — are some
two to three percentage points higher
than at this time last year.

These “premium” rates have the
effect of adding roughly $60 to $90 a
month to the.cost of carrying a typical

- $40,000 mortgage at a time when

householders don't need any additional
strain on their family budgets.

Mortgage rates hit all-time peaks
late last summer and fell for the rest of
1981. Since early this year they have
been working their way up once again.

Canada Mortgage and Housing Corp.
says the going rate for a one-year,
closed conventional mortgage now is
18.5 per cent, compared to the average
rate of 16.39 per cent a year ago.

At first glance, it seems difficult to
explain that increase and even larger
ii i

even go for an afternoon drive.. But
just don't let family month pass
your family by.

Th ig 1 is reprin-
ted from The Vancouver Sun.

Would you die for caviar? That's
what Vladimir Rytov did. He didn’t
mean to, but was executed by the
Russians for being involved in an
illegal caviar sales scandal, accor-
ding to the news agencies.

Such parasites and swindlers
must be shown no mercy,. said

's chief p

ticle in Pravda.
Who would have thought that in
the Soviet Union, of _all places,
luxury is so highly. valued that
someone dealing in it would be
executed? Surely, the man should
have got ¢ medal, for trying to
make cavioravailable toa wider
circle of the proletariat.

inan ar-

in three-y and five-year
mortgage rates. *

Thursday's trend-setting Bank of
Canada rate, for example, was 2.08 per
centage points lower than the rate in
effect last April 29, and the prime rate
on large business loans is down 1.25
points on the year.

Inflation remains a problem, but the
year-to-year ii in the
price index have moderated slightly in
recent months.

Experts in mortgage lending say
several factors have combined to push
up mortgage rates and force some basic
changes in long-established lending
patterns as well. Pd

The most important factor is fierce

jadividual ‘savings that
3 ip mortgage, loans

bout t! ver-
Beet

all state of the economy and interest
rates that have fluctuated wildly in
recent months have led investors to
shop around for the highest possible
rates.

“It's a ver: out

Similar complaints will no doubt
arise again when the House of Com-
mons finance committee begins its
investigation early this month into the
profits of the chartered banks.

y :
there,” says Bob Keller of Victoria and
Grey Trust Co.

Keller says last fall's issue of Canada
Savings Bonds at rates that quickly
proved to be sky-high had a devas-
tating impact .and made it more

aiid to

about the major mort-
gage lenders that now is available is
too sketchy to support any suggestion
that lenders -are consciously putting
the squeeze on those who come to them
for housing loans.

difficult for financial inst
attract ‘savings.

The problem of attracting short-term

funds, however, pales in comparison
with the problem lenders are having in
attracting longer-term funds.

Al Cooper of the Canadian Bankers’
Association says much of the money
that went into mortgages over the
years came from the “Aunt Minnies” of
Canada. Now, even these small inves-
tors refuse to see their savings locked
in too long at fixed interest rates.

Few are willing to put their money in
five-year guaranteed investment certi-
ficates, and that has all but dried up the
pool of funds once channelled into
five-year mortgages.

“People are apprehensive about
what's going to happen to rates,” says
Cooper. “As long as you've got fluc-

tuations, people are going to keep their -

money short and liquid.”

All this is little consolation for the
homeowner who sees his old five-year
mortgage at 10 per cent renewed for
only one year at 18.5 per cent.

His monthly payments are up sharp-
ly, and there is the added dilemma of
not knowing where interest rates will
be when his mortgage comes up for
renewal again in just 12 months.

These and other problems facing
h and jal h
ers have led to frequent complaints
about the profits and lending practices

Va

What am I doing again?’

FRED MERRIMAN |

“You are swinging — like this,” and Brian demonstrated by ben-

Pioneer spirit is on the move

“There you go, Fred. You are doing it again.” ts while the world cries out with unfilled needs and reasonable

requirements.

of major financial institutions.

ding his left arm near the top of the golf swing. He is 11 and has hita
golf ball perhaps 50 times in his life. | hit it more than that in less than

In all due respect to the poo-bah opinion brought down on the
microwave genius late of Rossland, it is wrong to shoot down ideas
and initiative displayed by our gung-ho entrepreneurs. The talent in

and that first tee.

much in need these days.

nine holes and | have been banging around the golf course for 35
years, He remembered well. Last year | offered the all-important in-
struction to both the boys which emphasized the importance of a firm
left arm. | do not and have not practised what I preach. My. student has
jogged my memory and just maybe the “old” but “new” truth will
enable me to break 90 this summer. 1 can hardly wait for Wednesday.

This simple homily introduces the square one philosophy that is

the crafts and trades in this area is just short of amazing. We saw
forge work done for the love of it, woodworking achievements with

1 led

hours of care and

effort,

with quality and dedication in mind.

In the same vein may | suggest that business large and small and.
governments big and bigger may have a gold mine of initiative within
all start with the simple words, “what do you

think?” Many would be nicely surprised by the honest and useful

their own ranks. It coul

This is all sq

Case in point:

An was played at the recent West
Kootenay Trade Fair. The Eagle Wood Eater — the name of which is
not apt — shows once again that our hills and valleys are full of the
most important resource of all — human initiative and creativity.

Two enterprising young men with machinist skills have designed
and built a rubber wheeled machine which simply hauls wood logs up
a chain conveyor and cuts them into stove-length pieces. The enter-

opinions that would be offered. It is admitted that a minority would
react with a blunt off-color judgment because the motive of the
questioner may be under doubt.
Nevertheless, it might be a good time; the above mentioned
seem to indi that it really is a good time for the
flood gates of human enterprise, initiative and basic pioneering to be
opened again. In my experience it is much easier for a little guy to get
the show on the road than it is for a major enterprise which must
lustity every poper clip and hassle its way through layers of hierarchy
an

prising young men do not hail from Toronto or car ‘ing
degrees, Thay live and built the device in Salmo, our local economic
orphan. They do it without any. government support or grants and it is
possible they will put our little old Salmo on the map and leave the
(rest of the towns and villages to bask in the glory of past achievemen-

to get any new idea beyond the feasibility
stage.

Trade Fairs, a new golf season, and the sight of all that green
grass just gets the optimism and think tank bubbling away. Thanks

Brian for the good idea. . : Dy,

The di
rates that institutions pay on deposits
and what they charge on mortgages is
known in the industry as a spread. This
margin is a good general indicator of
profitability.

A spread of two percentage points is
considered by many to be the norm.
Fragmentary information suggests
current spreads are about at this level
or perhaps slightly higher, but that's
not universally accepted.

“Generally speaking, the spreads are
very tight,” says Jim Sayers of the
Trust Companies Association of Can-
ada. The latest information from the
Canadian Bankers’ Association is in
line with Sayers’ assessment.

On the other hand, a detailed
analysis of Bank of Canada statistics on
five-year GICs and mortgages shows
spreads have been widening more or
less steadily in recent years. The
average annual spread’ more than
doubled to nearly 2.8 points last year
from about 1.3 points in 1978.

Even a normal spread of two
percentage points isn't as appealing as
it once was, says Keller of Victoria and
Grey Trust Co. Two points was a

between the interest

relatively large spread years ago when
the mortgage rate was six per cent, but
it is small these days when some first
mortgages are going as high as 20 per
cent.
. But both the trust companies and
banks say the latest figures are irrele-
vant because five-year mortgages have
become rare birds.

Regardless of what their critics say,
the continuing public concern about
high and volatile mortgage rates and

, the, switch in favor, of, short terms. has .

certainly not gone unnoticed by
lenders,

The latest response from the in-
dustry is the variable-rate mortgage
that gives a homeowner the option of
fixed monthly payments for up to five
years along with a rate that floats with
the prime rate or some other indicator.

If rates go down during the five
years, the homeowner pays off more of
his mortgage than he would under a
fixed mortgage rate. Conversely, soar-
ing rates could leave him with a bigger
mortgage debt than when he started.

Most experts are quick to point out
that variable-rate mortgages aren't
necessarily the best option, even for
those who meet the substantially
higher standards needed to qualify.

Clarkson says homeowners who can
afford current conventional mortgages
rates might be better off with a
three-year fixed mortgage and the
security that provides.

“If you don't do that, you're really
gambling on the interest rates,” he
says. “And to me, that's a very poor
gamble.”

(The Canadian Press)

It's time to look
at today’s family

Family Month is a time to look at
today's family from a world point of
view; as part of a whole. What has
tradition to do with the role of the
family as participant in the shaping of a
new culture, a new social whole?

“The awareness of traditional rituals
for bringing people together can bridge
generational and cultural gaps that
threaten family solidarity,” says Con-
nie Hawley, Executive Director of the
B.C. Council for the Family.

“It can‘sti the di of

neighborhood institution, half familial
institution. “Micro-neighborhood units
are the ones that can get it together to
care for one another.”

Once that tradition of caring is
established, the flavor can spread
beyond the micro-neighborhood into
the broader community, influencing
that construction of the future. But it
all begins within the family.

Dr. Robert McClure, medical mis-
sionary in countries around the world,

. growing traditions that incorporate the

best of the old.”

Just as awareness of tradition can
bridge gaps that threaten family soli-
darity, so on a vastly wider stage the
family itself with its traditions and
values can bridge gaps that threaten
society; can be a building block in the
construction of the future.

“We can think of each family or each
familial group as a_ micro-society

choosing a lifepath,” says sociologist

Dr. Elise Boulding. Each family makes
a choice about the kind of micro-
society it wants to be.

“At its best that’s what the family is:
a culture-choosing entity.”

Taken .a step further, Boulding
points out that each family is half

a way of life in North Borneo
where families give tremendous mu-
tual support to one another.

“We're tribal people. We help each
other,” he was told. Tradition. A flavor
in the community. A construction block
for the future. :

Leone Trotter, treatment nurse at
Port Simpson Medical Clinic, notes that
same caring tradition among native
families with whom she works.

“The family support in any time of
crisis is fantastic," she says. Again
— tradition. That caring flavor in the
community. A construction. block for
the future.

Such family traditions, moulding
family behavior that enriches life in the
community and lends promise for the
future, truly give cause for celebration.

sac per R monte

f

POOMEREACUREAEOCELOUAQUOOGUGUAEOAUdbGEOALEUAEEUONOGANUOOUUUCARANOEOAOUOUUAEOLOGUUOSUALL

LETTERS’. -'

.. City's tax -

hike unfair

Editor, Castlegar News:

Re: Front page headline "Mill Rato Increase" Castlegar

News April 28/82,

It is my opinion that council has taken the easy route by
adopting a mill rate increase and assuming easy pickings
from the taxpayers to offset the economic pitfalls of our
city’s operation cost — “this is not fair." Our. property
assessments went up — there is no need for additional tax

increases,

Let’s face it, the gathering clouds of recession have moved
in on the city.and council should not ignore that reality. Ido

not agree with council's suggestion that it is impractic:

resort to of

al to
Wh;

'y lay-offs or

iy
is it practical for large companys such as our local Cominco
or B.C. Timber to undertake these steps? There is no
question it is the realistic way of balancing our accounts and

contributing to restraint.
To raise taxes, and

in the same motion bombast our

Pp g! for not giving
no way of achieving efficiency and goodwill.

is certainly

1 find it rather ironic that in the same paper in the
classified ads our city has purchased an IBM Software
System and is seeking yet another employee (Programmer/
Operator $24,000 yearly). I am not an economic specialist,
nor am I a manager, but I believe I recognize added costs
when I see them and as a taxpayer I'm saying we should hold

the line. 1

We just cannot afford additional taxes. I know I can’t andl
am one-of the fortunate who is still working.
Fri

___Mueennceneeengensenceegnecesnvtaann

You may still
make tax deadline

OTTAWA (CP) — If you
didn’t get your income tax in
on time, there may still be
hope.

The deadline for filing was
midnight Friday night. But
Revenue Canada concedes
that persons whose returns
are postmarked a few days
after the deadline will not be
penalized, even though there
has been no official exten-
sion,

A spokesman said the de-
partment was concerned
about media reports, based
on an internal memo, that
may have left people with the

false inipression the deadline’

had been extended.

Officials in Ottawa say
they have received a “fair
number” of calls from as far
away as Vancouver asking if

there had actually been an
extension.

While there are a few days
of unofficial grace, to May 4,
for mailed returns, there is
none for those delivered per-
sonally to tax offices.

Ifyou are late and you owe
money, the penalty is five per
cent of the amount owed,
plus one per cent for each
month it is late.

If you have a refund com-
ing, it still pays to file your
return quickly because the
tax man pays interest on the
refund as of April 380 or
whenever the return is post-

marked.

About one-third of the ex-

pected 15 million returns had
already been received a week
ago, the spokesman said.
That is about the same rate
as a year earlier.

Trudeau says NDP
defeat a lesson

OTTAWA (CP) — Prime
Minister Trudeau said Friday
the defeat of Saskatchewan's

Saskatchewan premier-elect
Grant Devine nor sympathy
for the defeated premier,

‘Allan

New Di gt
should teach all govern-
ments, including his own, not
to risk an election during
economic hard times.
Premiers Bill Bennett. of
British Columbia and Peter
Lougheed of Alberta, ponder-
ing a trip to the polls, would
proably be advised to wait
because anti-government

NO REGRETS
Asked if he regretted
Blakeney's passing from the
federal-provincial bargaining
table, Trudeau said simply:
“No.”

Trudeau also kissed off
questions about whether his
i might help ease

h tl most
Western governments, Tru-
deau told a news converence.

“I think the lesson is pretty
general,” he said. “Govern-
ments in power are generally
losing their popularity and if
they go to elections now,
they do so at their own peril.”

Trudeau acknowledged his
Liberal government's popu-
larity is sagging and pointed
out that the current U.S.,
French, West German and
British governments are also
experiencing hard times. -

The prime minister had
neither words of welcome for

feelings of alienation from
the West towards Ottawa.

A recent study by David
Likins, a political scientist at
the University of B.C., sug-
gested the main reason for
Ottawa's unpopularity in the
province is widespread per-
sonal dislike for Trudeau.

Faced with a .question
about the study, Trudeau
asked whether Elkins has a
PhD. The reporter was un-
certain, "Find out,” retorted
Trudeau. “If he doesn’t, I
don’t want to deal with him.

ON THE MARCH. . . Kinnaird Junior Secondary School
band held practice earlier this week in preparation for

CASTLEGAR NEWS, May 2, 1982

AS

Share profits—MLA

VICTORIA (CP) — Social
Credit back-bencher Bill Rit-
chie introduced a private
member's bill Friday which

i, allows employees to share

fe
the Lilac Parade Saturday in Spokane.

—CosNews Photo

Brezhnev joins rally

MOSCOW (REUTER) —
Soviet President Leonid
Brezhnev joined his Polit-
buro colleagues in. Red
Square Saturday for a tradi-
tional May Day rally domin-
ated by slogans calling for
world peace and criticizing
western arms strategy.

The 75-year-old Kremlin
leader, whose health has
been the subject of much
speculation and rumor inside
and outside the Soviet Union,

was helped by an aide as he
mounted the steps to the roof
of the Lenin Mausoleum.

But once there he ap-
peared relaxed, and smiled
and waved occasionally to the
thousands of, citizens below
who filed past in a 90-minute
parade.

The 10 members of the
Communist party's inner cab-
inet who stood alongside him
included Party Secretary An-
drei Kirilenko, it

after a two-month absence.
The absence of 75-year-old
Kirilenko, on paper the most
senior member of the Krem-
lin leadership after Brez-
hnev, had led to speculation
that he was ill while

unaided to take his place near
Brezhnev.

There were no clues that
might suggest important lea-
dership changes could be in
the offing.

there have been other signs
that his political star is wan-
ing.

h was flanked by
Moscow party chief Viktor
Grishin and Premier Nikolai
Tikhonov. Party Secretary
Ke in Cl seen

But he also app Sat-
urday to be in reasonable
shape and climbed and des-

cended the steps

Portugal May Day rally
erupts in violence

OPORTO, PORTUGAL
(AP) — Riot police fired into
some 10,000 battling Com-
munists and Socialists at a

mob with clubs, wounding 40
demonstrators, Authorities
said 37 policemen were hurt
in the fighting and six police

May Day
Oporto Saturday, killing two
people and wounding 10, the
civil governor's office said,
The police also charged the

RCMP

-erack

down

Continuous complaints of
1 i: ille-

cars

The May Day violence was
the worst since Portugal's
1974 revolution, the govern-
or's office said.

It said the fighting broke
out between the Socialist
UGT union and the Com-
munist-run ‘“‘Intersindical
union around midnight after
the Socialists ‘began a dem-
onstration in Humberto Del-
gado Square.

The Communists got per-
mission for a May Day dem-

gally in the city and contrary
to the city’s noise bylaw has
resulted in city officials ask-
ing local RCMP to crackdown
on the offenders.

Parents of youths owning
motorcycles are asked to en-
sure that the bikes are ridden
legally.

Authorities state it is il-
legal to operate a motorcycle
on city property and CP Rail
right-of-way, and for unli-
eenced bikes to be on public
roadways.

Motorcycles without prop-
er mufflers violate the city's
noise bylaw, police added.

in the square in

1981 but were turned down
this year because the Soci-
alists applied first, the civil
governor's office said.

Riot police were stationed
around the square before the
Socialist demonstration be-
gan. The police moved in
after the Communists shoved
into the square and began
fighting with the Socialists,
the governor's office said.

: vues imnee,, Hoda

The Communists have ac-
cused the centre-right. gov-
ernment of Prime Minister
Francisco Pinto Balsemao of
backing the Socialists in an
attempt to break the Com-
munist grip on trade union-
ism in Portugal.

Trudeau still the
people's choice

MONTREAL (CP) — A
Gallup poll published Satur-
day suggests that more Can-
adians think Pierre Trudeau
makes a better prime min-
ister than Joe Clark or Ed
Broadbent would. a

But support for Trudeau
has dropped to 30 per cent
from 46 per cent in 1980,

while support has remained
stable for Clark — 19 per cent
today and 18 per cent in 1980
— and Broadbent — 20 per
cent today and in 1980.

The number of those call-
ing none of them good candi-
dates has riaan to 22 per cent
from seven per cent in 1980.

WE'LL put LI FE

INTO YOUR SAVINGS

— ATNO COST TO You!

S
S

S/F

as the most likely heir to
Brezhnev as Soviet party
chief, stood on the other side
of Tikhonov.

In what has become a
regular feature in Moscow
since the Soviet armed inter-
vention in i it

the profits in the company for
which they work.
Ritchie said employee par-

1981 Lynx SiW
1980 da 2dr.

WHITEWATER
MOTORS

(FORMERLY MEL BUERGE MOTORS)
USED CARS

ticipation is growing and his
bill is designed to provide an
alternative to confrontation
in the workplace,

The Fraser Valley MLA
sald his bill has the support of
the government,

1980 Cougar XA7, 2dr.
1979 68210, 4 dr.

1978 Fiesta 2 dr.

1978 Fiesta 2 dr., sunroof -
1978 Monte Carlo, 2 dr.
1976 Mallbu Classic S/W

1976 Honda Civic
1976 Duster 2 dr.

1974 Toyota Corona
1974 Omega 4 dr.

AMC Jeep CJ7
1980 F150 P/U 4x4

1980 Ford F250 4x4
1978 Ford Crew Cab

WHITEWATER
MOTORS

Formerty Mel Buerge Motors

December, 1979, ambassad-
ors from most NATO and
western countries boycotted
the parade. i

Nelson, B.C.
Ph, 352-7202
Dealer Lic, No. D7253

1976 Audi 100LS, sunroof

USED TRUCKS

1981 Ford F100, 6 cyl., 3 spd.
1978 Chev. P/U. canopy

MERCURY

agar suiverplate
prices
du
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1. Classic Shell 2, RoyalGrandeur 3. Patrician 4, Artistry 5. Modern Baroque 6. Aifection
18812 ROGERS® ™ SILVERPLATE truly fine quality, super valve,
7. Amoresque 8, Baroque Rose9, Flirtation

HEIRLOOM LTD™ STAINLESS highly crafted, superior quality

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HEIRLOOM™ STAINLESS heavyweight, luxury quolity

* 12, Shelley 13, Michelangelo 14, Colonial 15, Dover
COMMUNITY™ STAINLESS vary popular, heavyweight...
16. Satinique 17. Venetia 18, Paul R

evere 19. Cherbourg

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$25.99 $48.00 $22.
$75.00

$44.25

$20.01
$17.26

99 $30.25 $11.26
Louisiana

Thanks all customers for their
support throughout the 21 years of
operation and do hope they will
continue ,to, patronize the new
owners, Andy and Etelka Moder.

Mr. and Mrs. P. Verishine

IN EVENT OF ACCIDENTIAL DEATH

CALL YOUR NEAREST BRANCH OFFICE:

Kootenay Savings
1 ¥ ° Credit Union

TRAIL, FRUITVALE, CASTLEGAR, SALMO,
SOUTH SLOCAN, NAKUSP, NEW DENVER, WANETA PLAZA

jood price

a
See a eiZa. Camwe Rona 24. Homestead 25. Choteau

Quantities Limited. Shop Now at

99 $24.50
‘Caplstrano

Carl's Drugs

$9.50