d san) c2_ Castlegar News November, 1989 aaa aeeennneEEnSEEEIREEEnSEEEneeemeneneeeneeeeee sy Castlegar News _< November 8, 1989 REITER AGENCIES ® Now in Castlegar Printed promotional products for Call + Business « Industry * School al + Government + Non-profit 365-7755 for all your promotional needs! Doctors face more lawuits TORONTO (GP) suing their doctors for malpractice at three times the rate they were 15 years “EXCLUSIVELY, DESIGNED FOR ENJOYING RETIREMENT Alta. forest boom a bust! EDMONTON (CP) Plans to critics. They also led to a misunder- — ditior build or expand half a dozen pulp mills standing between Alberta Environ ment Minister Ralph Klein and his Land-title insurance costly hat have to be met w atement,"’ Fenner said or the project won't go,”" he sa Environmentalist Kristine Reed said Wayne Roberts, a fish biologist at the federal stance. wa’ whole process has been including, but not limited to: * custom printed shirts, caps & sweatshirts + * bags + balloons + buttons + pins * glassware + matches + pens + * souvenir iterns + “wonderful CASTLEGAR SAVINGS CREDIT UNION YOUR COMMUNITY FINANCIAL CENTRE FOR OVER 40 YEARS EGAR SLOCAN PARK the University of Alberta, said Thur- new the »0 fast and inadequate Reed was referring to the fact Alber sday it would take at leas! one year Canadians are West Kootenay Rep Strong & Associates 365.7232 Hwy. 6 © 226-7212 DR. TIM ALLEN tometrist 1458 Columbia Ave., Castlegar Former Bun City Bakery Announces New Office Hours of Monday, Wednesday & Friday 8:30 a.m. to 4:30 p.m. FOR APPOINTMENTS TELEPHONE 365-2220 M onday to Saturday KOOTENAY NG SYSTEM federal ed concern ut New Democrat Canada’s great river Robert Lane he federa! Env 1 describe hird largest. federal counterpart Luc FY anada « Bouchard weed eee when a Ray Ma ade t \ Thurs. and public hearings ordered a new pulp mills in the prov gional! dire or in and Bouchard ment Departmen Presents... FRANK MILLS IN CONCERT a had quietly lea d public timberland and migration A study of fish habitat, spawn on the Athabasca River alone would take more than MUST BE POSTPONED Staszensh E R « E he size of Great Britain to a Jozen firms in the last 16 month: Meanwhile, »kesman of nine consefvation JAPANESEGUILTY erview—with-theEdmont By SUSAN YELLIN The Canadian Press When people pay off a house, they usually figure they ownit It doesn’t always happen Mark Daly, having paid for a house he had lived in for eight years in suburban Montreal, reGently decided torent it out and move his family to a bigger place. But when it came time to get a mortgage for the new property, the bank refused. Yes,-the rented house was excellent collateral, But to Daly’s shock, he technically didn’t own it The notary who handled part of the paperwork on the original deal did not get all the signatures required for a peaceful, legal transfer of title. “Lown it, it’s paid for and | lived init,"’ Daly said. “But was it mine? No, not technically. The bottom line is | couldn't have sold it if | had wanted to, so I didn’t really ownit.’ The notary, who, “in apparent good faith realized he screwed up,” is personally providing Daly with a short-term mortgage until he can get the title cleared and arrange financing from his bank.”” TITLE INSURED AU.S.-based insurance group says Daly might not have had to resort to the bridge financing from, the notary if he had taken out land-title insurance. The insurance hasn't made it big in Canada. Some say it costs too much, others say it may not be needed Land-title insurance can cover everything from faulty surveys and hidden liens to outright forgery of title. Officials of one company offering the service Lawyers Title Insurance Corp. — say the one-time-only premium protects the insured as long as he owns the property or there is a mortgage Asarule of thumb, owners of a residence pay $3.50 n St. Toronto-real estate lawyer AlarfSilverstein says the * safety awards «+ concept hasn’t caught on in Canada because of the cost For a home valued at $100,000, the premium would tack $350 to the cost. Added to the premium are examining fees for a search of the title to make sure it’s clear “But people are looking to shave costs, not pay more,"’ Silverstein says. When there are complaints about title, Canadians without the insurance have to file malpractice claims against lawyers, or against notaries if they live in Quebec, says Bernie Kilkelly, a spokesman for Lawyers Title. This, Kilkelly says, means expensive and lengthy court proceedings. But the Law Society of Upper Canada — which regulates the legal profession in Ontario not necessarily so. Canadian lawyers have what is known as errors and says that’s omissions insurance which will cover them in the event clear title isn’t achieved, says Victor Smith, director of insurance for the society “If we find that this is indeed a clear case that it is the lawyer who made the error . . . then we rectify that immediately,” Smith says Smith says the Law Society hasn't dealt with many land-titles cases and he can't recommend or reject the insurance until it has been looked at in detail “We are taking a hard look at land-title insurance and we want to be sure that the public gets what they’re bargaining for and not buyinga pig ina poke.”” Smith does say, however, that the errors and omissions insurance and the land-titles insurance basically cover the same territory except the homeowner doesn’t pay extra for the lawyer's insuran Silverstein adds that lawyers also carry limited ago, and awards to injured patients have quadrupled in size, a national survey says The number of patients who win their cases has doubled over the same period, Robert Prichard, dean of law and president-designate of the Univer sity of Toronto, said Most complaints ‘tare over whelmingly occurring in hospitals and other health-care institutions,’ Prichard told about 350 trustees at the Ontario Hospital Association's annual convention Doctors and hospitals are now spen ding $200 million annually on medical liability insurance solely for claims of injury, Prichard said. Premiums have skyrocketed, as much as 40-fold for some specialties But he said that in general, the in crease in lawsuits has ‘‘been a good thing” for the health-care system BOOSTS QUALITY A total af $25 million is awarded to 250 injured patients a year by the cour ts or in out-of-court settlements About 900 medical liability suits are launched in Canada every year The average award is $100,000 — far less than is spent fighting the cases ir court, Prichard said The results come from a study Prichard is conducting for the federal provincial and territorial governmen ts. His report will be released early next * and more! + This Weekend * Special price for a spacious room Offer expires Dec. 31/89 Perfect for a heel-kicking happening featuring indoor swimming, exercise facilities and a tempt- ing choice of dining and nightlife. Conveniently located near shopping and attractions. CLIP THIS AD AND RELAX AT THE PORT O° CALL INN! 1935 McKnight Blvd. N.E., Calgary, Alta. T2E6V4 RESERVATIONS: (toll-free) 1-800-661-1161 INFORMATION: (403) 291-4600 Castlegar 305-7755 of 305-5826 year FAX (403) 250-6827 protection against record errors He said there. should be major 234 for every $1,000 worth of insurance, while lenders pay about $2.50 per $1,000, says John Good, vice-president of banks, trust companies and individuals He acknowledges that the greatest number of changes in the way medical malprac lawyer-negligence cases in Canada involve real-estate tice suite are: handled, teclading fin Lawyers Title, based in Richmond, Va transactions. ding a way to week out frivolous PCBs are subject of fear, hype claims Clean, green may help tourism VANCOUVER (CP) British Columbia's reputation green destination could GREATER TRAIL COMMUNITY CENTRE SHOWTIME 8:00 P.M $15.00 Advance/$18.00 Day of Show ABLE AT Horizon One Hour Photo — Nelson: Pete's TY Alpine Drugs — Rossiend: and Summit Music — INSURANCE CORPORATION OF BRITISH COLUMBIA talvatioa offs xouriem industry in the Research director Jim Lee of Tourism B.C. said the province's Super Natural image and the success-of Whistler as an outdoor recreational 86% of Autoplan claimants See ope | eer were satisfied with the service ey received. find themselves on a traveller's “en vironmental hit list’ in the 1990s if they havea bad environmental record He said British Columbia has a good image and Tourism Vancouver will continue to promote the city under its Spectacular by Nature slogan Other speakers said tighter money and the federal goods and services tax will mean the tourism boom that began in 1986 with a world’s fair will end early in the next decade James Frank, chief economist of the We're worki on S Conference Board of Canada, said he @) expects the country to come “within a < whisker of recession’’ in 1990 and O5c ‘ vo S = 1991 He predicted the introduction of the goods and services tax in January 1991 and an expected increase in interest rates by the Bank of Canada to dam- pen its inflationary effect-will bring growth toa standstill Since 1982, we have regularly surveyed people who have made property damage claims. We ask questions like: “Were you satisfied with the service you received?” Last year 86% answered “Yes? (And while injury claims are not included in the survey 98" of these are settled out of court.) ; om We listen to you. And we act on what we learn F ABs You wanted auto insurance rates set on a basis that was fair - AY 3 ~ to everyone. ICBC introduced Canada’s first Claim-Rated Scale, Great Heights in Family Fun with premiums based on the vehicle owner's claims record, rather ithe caiik Albwckate cs than discriminatory factors such as age, sex and marital status rea, midway Between C You wanted us to do something about B.C’s mounting toll of traffic accidents. We responded with a traffic safety education Mom and Dad, too! program that has been cited as one of the most advanced in Fidhing, hiking. horseback riding: Gycke'natks North America through the wouds. Superb visitur facilities You wanted the option of policies that were shorter than a Excellent Family-Style Hotel! full year. We now offer policies providing protection for any period * 96 rooms and suites, all with beautitul views from six to twelve months Also, we were amongst the first Canadian insurers to provide underinsured motorist protection, replacement coverage for new cars, Dial-A-Claim reporting and a U-drive policy No company is perfect. But we are working on it CICBC Together, we can drive insurance costs down. nountain resort ay between Calgary and Banft Kananaskis — Fun for Kids, The dinner’s on us. The next time you buy PARKAY* margarine, you're invited to take home one FREE package of KRAFT DINNER* macaroni & cheese with coupon below. Don't be Disappointed! ORDER YOUR PERSONALIZED CHRISTMAS * Pub © Family dining at reaspnable prices CARDS SPECIAL SEASONAL RATES N-O-W * ber Christmas cards now while stocks ore still complete. Choose your Christmas card from the wide variety available and have them personalized with your name and address. some with fireplaces and private whirlpool ¢ Kitchenettes © Suites.for up to 12 persons * Indoor pool, hot tub * Whirlpool ¢ Stean room ® Exercise room ¢ Underground parking r When you buy any 1.36 kg (3 Ib.) size of PARKAY* margarine (or any combination of sizes totalling 1.36 kg); and present this coupon, you will receive one FREE package of KRAFT DINNER macaroni & cheese (225g). J per night *Double occupan dian currency, plus tay x > 1989.) CHILDREN UNDER 16 — FREE KANAMSKI a 1:N:N | Kananaskis Village, Alta. TOL 2H0 (403) 591-7500 We Also Carry Christmas Letterheads sc Castlegar News roccc----= en Lm * Reg'd T.M. of KRAFT LIMITED Se oe oe ee ee