they aren't aware of any other compa: hat are to
mass produce printed gloves.

Previous attempts to print on leather have
because of animal oils in the leather. Sports: equipment
manufacturers, for example, often print their names on
gloves, but the name wears off quickly.

press, f&)~

Melnyk’s company prints the messages and logos on
the knuckle protectors and cuffs of work gloves and
O'Neill's company provides the gloves and finds the
markets.

O'Neill said the product is attractive to advertisers
because the gloves are an every day working tool and the
messages act as a continual advertisement.

Industrial manufacturers, commercial suppliers and

Detroit Diesel Allison and Sachs Motor Corp. of Dorval,

Que.

O'Neill estimated gross revenues for the first year
will exceed $1 million, but he said it had the potential to
be a multi-million dollar business.

Coming Soon . . . See the
Castlegar News of Sun., Jan. 13

Industry pushes for cuts

By EUGENE ELLMEN
TORONTO (CP) — Fired by hopes of U.S.-style
deregulation, Canadian natural gas ies are i

lower gas prices so they can compete with Ontario Hydro
and other electrical utilities fighting aggressively for
idential and industrial energy markets.

a campaign to knock down the regulatory props keeping gas
prices artifically high.

If they are successful, the results could have enormous
benefits for Canadian homeowners and industries.

A cut in gas prices would benefit half of Canada's 8.5
million homeowners who heat with gas.

In addition, gas supplies one-third of the energy used in
the country’s apartments, small businesses, schools and
hospitals and more than one-quarter of Canada's industrial
fuel. 2

“Today's prices do not reflect the marketplace at all and
have been built up arbitrarily by government decisions,”
said Frank Capewell, president of the Canadian Gas
Association. “There has been one regulation after another
overlaid and additional taxes overlaid.”

“Really what the industry is pressing for is a more
market-responsive or market-sensitive pricing system,” said
Bob Martin, president of Consumers Gas Ltd., Ontario's
largest gas utility.

“We want to replace that rigid administrative system
with something that does take into account what is
happening in the market.”

COMPANIES HAPPY

Bouyed by the election of the anti-regulation Mulroney
government, cheered by free market statements from
Energy Minister Pat Carney and encouraged by the U.S.
Reagan Administration's efforts to deregulate American gas
prices, the Canadian industry is determined to free gas
pricing from regulatory restrictions.

Canadian gas utilities, in particular, are anxious to

‘Asa result, the Canadian Gas Association, representing
600 gas drilling, transportation and utility companies,
opened an office in Ottawa earlier this year and is now
preparing a brief for Carney on gas pricing.

In addition, Ontario Energy Minister Phil Andrewes
has taken up the cause, saying he'll trade world oil prices for
lower gas prices

While it goes under many names such as “market
sensitive,” “market-responsive” or “market-oriented” pri
cing, the main target of the industry is to sever the
regulatory link, established by the Ottawa-Alberta energy
agreement, between oil and gas prices.

Under the agreement, first signed in 1981, the whole
sale price of gas in Toronto is set at 65 per cent of the price of
crude oil.

The intent of the agreement was to keep gas prices
lower than oil to encourage people to switch to gas, but
many economists and industry analysts say this regulatory
link is keeping the price of gas higher than warranted by
supply and demand

According to a study by the Economic Council of Canada
released in May, gas price deregulation would cause an 8.9
per cent drop in average urser prices in 1985 and a 19.7 per
cent drop in 1986.

The economic effects of deregulating both oil and gas
prices would be enormous, said the report. Inflation would
drop about .5 per cent in 1985, the gross national product
would rise by an average of .6 per cent a year between 1985
and 1990 and up to 100,000 new jobs would be created over
the next few years.

Bankruptcy can be complex

By KEN SMITH
Press

It happens thousands of times each year

Faced with debts they can't meet, people declare
themselves bankrupt, hoping for a chance to wipe the slate
clean and begin their financial life anew.

It’s not as simple, however, as saying, “Hey, I'm sorry,
but I owe so much money I can’t pay you.”

It can be a public and humiliating time, with strangers
poking into all aspects of your financial life — and today that
means virtually every aspect of your existence.

The experience can stretch over months or even years.

Perhaps worst of all, you virtually have to hand over the
day-by-day control of your life to someone likely a
stranger — who ean tell you how much you can spend and on
what

It's like being reduced to a young teenager getting a
first allowance from tight and watchful parents, says one
bankruptcy official

TRUST! TEPS IN

What's involved in a personal bankruptcy and, if you
find yourself trapped in such a mess, what can you do?

It can be a complex matter, with legal and social
ramifications.

When you declare bankruptcy, you're in effect saying
you can’t run your financial life any longer and you want
someone to step in and take over.

This person is called a trustee in bankruptcy and he or
she has one basic job: grab hold of all your money and other
assets and, after allowing you enough to live on, distribute it
as fairly as possible among the people you owe money to.

In deciding how much you need to live on, it's a safe bet
it will be a lot less than the amount you were spending when
you ran up your insurmoutable debts

GET A LAWYER

There can be other government officials involved,
including even police and judges if there's reason to believe
you've tried to hide some assets to keep them out of the
hands of your creditors

Those creditors often will have lawyers on hand to push
you as far as they can to get their money back.

So get your own lawyer. If you can't afford one because

of your financial situation, look to legal aid. This is a
situation where you need professignal help.

After you've declared your intention to go bankrupt,
and the trustee has been appointed, he will list your assets
and your debts.

Let's suppose you've got enough on hand to pay 20 cents
on the dollar.

But you've been living well on credit and there are two
cars in your driveway

SELL SECOND CAR

You need one to earn your living, but the second is a
luxury for your spouse. Sell it, says the trustee, and put the
money into the creditors’ pot

You live ina lovely house, but it's a lot bigger than your
family needs. Sell it and move into something smaller

If creditors and the trustee still aren't satisfied, a
judgment can be entered against some of your future
earnings to swell the creditors’ pot further

You'll be left with enough to live on, but it will likely be
at a much lower level — forget those weekly restaurant
outings where the steak and wine were charged to your
credit card.

Even if your creditors decide the total you owe is too
small to go to a lot of trouble over, and so clear you
technically of your bankruptcy, there's going to be a black
mark on your credit rating that will be there for a long time.

If you discharge the bankruptcy by paying off every
cent you owe, it can still be on record and so affect your
future

EASY WAY OUT?

How serious is the bankruptcy problem? It’s been
distorted recently by the effects of the 1981-82 recession and
its aftermath, but it is big. In 1983, there were almost 27,000
bankruptcies in Canada, with total liabilities approaching
$500 million

That was down from 30,000 in 1982.

Some sociologist are worried that a growing number of
people are turning to bankruptcy as the easy way out of
failing to handle their affairs

As recently as a couple of decades ago, bankrupts were
often looked on as a disgrace to their families and their
communities.

BE AT
THE BAY

VSE Stocks

By The Canadian Press

The Toronto Stock Market
closed out a quiet holiday
week with a small increase
Friday as real estate and gold
issues picked up some steam.

The TSE 300 composite
index closed up 3.76 at
2387.99 as 4.1 million shares
changed hands. Advancing
issues outnumbered declines
293 to 212 with 285 un
changed.

That brought the market's
increase for the week to 7.41
points or 0.31 per cent.

In New York, the Dow
Jones average of 30 indus
trials rose 1.65 to 1204.17,
finishing the week with a
5.19-point gain.

Of the 14 stock groups that
make up the Toronto com
posite, nine rose and five fell
on Friday

Real estate and construc
tion had the best gain, rising
70.26 to 6527.66, while golds
climbed 48.01 to 2932.21 and
oil and gas increased 16.14 to
2975.55.

Communications and med.
ia had the worst days, falling
8.56 to 3672.14

we C “

Mon., Dec. 31 Hours

9:30 a.m. to 4 p.m.
Woolco: 9:30 a.m. to 5:30 p.m.

Tues., Jan. 1

All Stores Closed

Wed., Jan. 2

Regular Hours: 9:30 a.m. to 5:30 p.m.

“Happy New Year to All”

Waneta plaza

THE END
OF THE
ROAD

“PT
The Beginning of the

Conversion Rush For

Between

termination of the
Canadian Oil Substitution

Program

Inland

However all installations
will be handled on a first
come, first serve basis.
If you are considering

now and the

Grant...

iat
Lane

L\AIMIZER® ec

VINGS ACCOUNT”

Daily & Paid Monthly —
ing Convenience

TOOL OF THEBAST . . . A ruited pump stands solitary in a bed ofenow'neorthe
‘Doukhobor Nistorical Village.

Cashews Photo by Ron Norman

FOR
DISCOVERY
DAY

THURSDAY

March 31st...installing
contractors and Inland
will make every effort to
complete as many
conversions as possible...

conversion, we arge you
to contact your local
Inland office now to
avoid disappointment.

365-7272

>>

aap Ard

Social benefits up in New Year

OTTAWA (CP) — There may be storm clouds on the
horizon for Canada’s universal social programs, but most
beneficiaries of federal largesse will do slightly better
from the system after Jan. 1.

Ottawaplans to increase the rates paid for almost all
its social benefits at the beginning of the new year.

But for some recipients of federal financial support,
1984 may be remembered as the year that “the
six-and-five solution” died.

The former Liberal government limited increases in
social-benefit programs to six per cent in 1983 and five
per cent last year.

The policy, which was rendered irrelevant for many
programs because inflation fell below the government's
ceilings, expires Dec. 31 after two years in force. It also
applied to federally regulated wages and prices.

Here are the changes affecting most Canadians:

Taxes: Most Canadians will get a tax break, albeit
small, in the 1985 taxation year. Indexing of federal and
provincial personal income taxes means a 4.6-per-cent
increase in personal exemptions, tax brackets will be
adjusted and the refundable child tax credit will increase
by the same amount

The changes mean that a married taxpayer with two
children and an annual taxable income of $35,000 will save
$251

Canada Pension Plan: In the new system, 1.7 million
Canadians collecting benefits under the Canada Pension
Plan will get a cost-of-living increase of 4.4 per cent in
1985, based on the consumer price index.

For workers retiring in 1985, the maximum pension
will be $435.42 a month. The maximum monthly disability
pension will be $414.13.

Spouse's Allowance: The 362,000 people receiving
surviving spouses pensions will have their monthly
cheques increased to a maximum $250.84 a month for
those under age 65 and $261.25 for spouses 65 and older.

People who are already receiving payments will get
the 4.4-per-cent increase, which reflects the rise in the
consumer price index.

The three programs — old age security pension,

guaranteed income supplement and spouse's allowance
will cost the federal treasury $11.6 billion in the current
fiscal year.

Unemployment Insurance: Benefit rates for those on
unemployment insurance also change Jan. 1, as do
employee and employer contributions to the plan. In an
effort to offset the increased payout, the government has
raised the ma: um weekly level of insured earnings.

The maximum weekly benefit increases to $275 from
$255 beginning Jan. 1. That's based on maximum insured
earnings of $460 a week, up from $425 weekly in 1964

But the system is also going to cost more. Workers
now will pay a weekly premium rate of $2.35 per $100
earnings, up from $2.30 in 1984.

And employers will pay more too, $3.29 on every
$100 earned per employee, up from the 1984 level of
$3.22.

d Income Despite the
general trend in the new Conservative government
toward tighter federal fists, there are plans to make more
people eligible for spouses allowance under the
guaranteed income supplement

The allowance, paid depending on the level of need to
people between the ages of 60 and 66, increases to $485.73
from $482.84 per month in December for married couples.

The allowance for single people or those married to a
spouse not eligible for either a pension or a spousal
allowance will be increased to $325.41 from $323.47
Added to the basic pension, this will give a person
receiving both the old age security benefit and guaran
teed income supplement a monthly total of $599.21

Energy: Canadians won't be facing new year energy
price increases as they often have in the past. The federal
government plans to let Canadian prices reach world
levels, but it is too soon to predict what effect the change
will have on gasoline or home heating oil costs.

Canadian priees now are close to the world levels and
energy analysts say the market is so volatile that
consumer prices could actually drop if negotiations with
western producing provinces set world parameters for
Canadian prices.

John Charters
Reflections
& recollections Lad

Notwithstanding his very poor eyesight and poor
heart, our teacher-missionary John Munday forges on
with unabated energy at problem solving at his
orphanage-mission Diospaj Nan, his i ing, and

San Antonio High School. He's in Grade 7, and is my 10th ”
in that particular school. Roberto, like Luis, is a Jivaro (or
“Shuar”) Indian from the extreme eastern jungle whose
ancestors made a name for themselves by shrinking
heads.

His younger brother, Gilberto, is blind and during
the week studies at the Blind School several kilometers
from here. An even younger brother is also blind, and still
another brother is partially crippled. A family with so
many physically i d is not only iliati but
also unpt i Cc ly, the boys’ father trav-

incredible “family,” and the fantastic and dan;
sub-cultures of Quito. Too complex to summarize, so read
on:

Casilla 2424,

Quite, Ecuader, 8.A.,

November 1984.

Dear Jack, Bunny, Bruce, et al:

A month ago I started that “long-threatened” book
about me and my kids and how we all got started. A
possible title is “Happy Mother's Day, Father,” inspired
by my smallest “Jose” who always remembers me on that
special day

I (have already) dashed off the first two chapters,
and 10 chapter headings which were to be delivered
personally to a mutual friend in the U.S. who is an
editor-or-something at a fairly well-known publishing
company, and who asked for “my book” a long time ago.

If reactions are not all negative, I'll burn more night
oil and send up the full manuscript as soon as possible. My
motives are purely lucrative and I'm aiming for the
best-seller list as I need the royalties almost immediately.
Basically the reason is this:

After years of waiting and wondering and praying I
received a visit from my neighbors (just prior to starting
my best-seller) saying that they had decided to sell their
property (just over a hectare), and they wanted me to
have the first opportunity to buy it. They are asking an
astronomical amount, but per meter it is about par for the
course out here, near the Line of the Equator.

As it would safeguard our privacy, and give us space
for a much-needed chapel, (we're fast outgrowing the
present one), I've just about decided to take several giant
steps of faith, and buy it. 've talked this matter over with
missionary friends and respected friends with business
heads, and even with my lawyer, and all feel much the
way I do.

The time to transform this whole thing into a legal,
recognized “society” or something similar is drawing
near. The baby elephant has grown and weighs a lot more
than its tail! Your prayers at this new stage would
indeed be appreciated, both in the selecting of right
people to collaborate in the various ministries here as
well as an unwavering conviction that it (the property
purchase) is God's will and not just my whim. TH not
mention the cost or this sheet, along with my typewriter
would likely go up in smoke.

Just a week ago the brother-in-law of one of our
Sunday school teachers was brutally murdered just down
the road from us, and then run over to make the crime
appear an accident. A day or two later a band of 50 young
terrorists broke into the offices of one of Quito’s daily
newspapers, kidnapped two of the chief men in charge
and forced the publication of their demands to release
certain “political” prisoners and along with that, the
appropriate communist propaganda. Happily, the two
men were unharmed and are now released.

Yesterday morning we ‘discovered” a revolting
“black magic shrine” on the side of the road that marks
one of the boundary lines of our property. A black cloth,
about a yard long and two feet in width was edged with
eight untouched bottles of hard whiskey. A dozen cigars
were laid neatly in lines of rows on the cloth and a
freshly-killed black-feathered chicken adorned a corner of
that same cloth

Our poor neighbors were afraid to walk by this
grotesque threat. A red strip of cloth decorated the
chicken's neck. It wasn't long before TV cameras were at
the scene which had apparently been arranged in the
darkness of night by a soccer team on the coast where
witchcraft is rampant. The road leads to the club of the
opposing team that had forced the coastal team from
winning the national championship.

The party responsible for the attempted curse
gained little more than a bad reputation, and soon our
neighbors’ handyman was drenching the offensive
paraphernalia with gasoline. In a matter of minutes it had
disappeared and everyone breathed a sigh of relief

My runaway Amable, 16 has not returned, but
15-year-old Luis, my blind Jivaro Indian boy did manage
to swallow his pride, return here and ask forgiveness.
Once again I'm foster father and the Blind School has
made him their Head Boy. So far, he has taken his new
responsibilities /seriously

This morting I registered 18-year-old Roberto in

elled to a distant jungle province in search of another
woman who might bear him strong and healthy children.

In desperation, and with their mother's consent,
Roberto and Gilberto packed their few belongings in two
plastic bags and made the long and arduous trip to our
Diospaj Nan. They also brought with them a bundle of
chonta-wood spears decorated with jungle-bird feathers
which were to be mine as advance payment for their room
and board and education. A woolly monkey and other
jungle treasures would be mine, too, if I accepted them.

Roberto also offered to help in all the chores he could
during his spare time. All that, along with his excellent
primary school record, (outstanding in both conduct and
achievement), convinced me to take them in.

Today, after returning from his first classes in his
brand new uniform, (navy blue slacks and light blue
jersey), Roberto handed to me, in gratitude the last of his
jungle treasures: a jaguar skin, a wild pig’s tooth and the
six-inch claw of some giant, prehistoric monster that still
lives somewhere in the jungle.

I seldom mention my albino boy, Jose, for he does
have a family in another part of Ecuador. But he is with
us on weekends and is learning to master Braille and
other basic skills. Just a month ago his 36-year-old uncle,
married and with four small children, foolishly or unknow
ingly, drank a giass of industrial alcohol. He lost the sight
of both eyes and suffered excruciating headaches. He is
going through the first stage of one recently traumatized
by irreversible blindness: extreme depression, periodic
desperation and serious thoughts of suicide. He will be
another weekender as he is enrolled in the Blind
Institute. He is naturally concerned about his family and I
hope to help them all I can.

Remember Mauricio to whom I was introduced a
week or two after his attempted suicide left him totally
blind by his own shotgun? He was 14 at the time, and
quick to absorb my unprofessional Braillé lessons.

He is now almost 30, has a lovely wife and two
handsome sons, teaches the adult Bible Class in an
Evangelical church not far from Quito, and along with his
wife, who was first his organ student, gives classes in
organ as well as recitals.

Through Mauricio, our blind ministry is growing.
Three weeks ago a distinguished and highly
gentleman in his 608 made the two-hour trip out here
with his Colombian-bora wife. Twe years ago Don Carlos
went completely blind from double retina! detatchment.
As result he was given early retirement from a large oil
company here and slowly but surely slipped to the depths
of depression.

Life for him had suddenly lost all meaning and all
purpose and he retired into his shell. Already, he is a
transformed man, and visits us three days a week for a
rigorous class in Braille with 21-year-old Rodrigo who is
also benefitting from this new responsibility. Don Carlos
is popular with all the children and young people, is
learning his way around our seven acres, helps me with
the more mundane tasks like folding clothes and
wrapping coins.

Two weeks ago we had an unexpected visit from
five-year-old Milton, sent here, along with his parents and
an older sister, by that same Mauricio. Milton was born
blind, but apart from his swollen, whitish eyes he is a
beautiful boy with a Beethovan haircut.

He is also a music genius, and held our Sunday
congregation spellbound as he played several numbers on
our two-console Italian organ. I believe he has already
been on TV and produced a cassette of the music he plays
entirely by ear. His timing and tone-sense are
remarkable, and he could soon be the main bread-winner
of his patient and courageous parents.

This weekend we have nine blind boys with us. Some
are already in bed, and in an hour I trust that the rest of
the family will be tucked in for the night. More and more
it seems that life consists largely in falling asleep and
getting up with the birds (shortly after 5 a.m.) day after.
day-after-day-after-day.

It is somewhat tiring but never boring! 0, for a little
boredom once in a while! Jorge's daughter Daisy was
recently married, “civilly,” and she and her fiance want
me to perform the “religious ceremony” to be followed by
a ption and all the tr That will be my
wedding present, as I've known Daisy since before she
was born. The big event is just one week from today

Five

PRINCE RUPERT (CP) —
Five stores here are facing
charges of violating holiday
shopping regulations for
opening on Sunday, Dee. 23,
following complaints by
smaller stores.

The stores are Overwaitea,

Kenzie Furniture and the
Universal department store.

tion of the charges within 30
days. Police declined to name

stores charged

a number of smaller stores
till under investigation.

“It definitely affects us but you open when your cus

Lawyers i

TORONTO (CP) — Long
days of intense preparation
and restless nights are con.
stant partners in the “pres
sure cooker” world of pro
fessional law, says top crim
inal lawyer Earl Levy

Levy knows about stress:
he had his first heart attack

you're lying in bed at night.
You're not really there.”
Few criminal lawyers work
in partnership so, when
they're trying to build their
practice, they take every
case that walks in the door.
That means a lawyer must
sometimes be in four differ

of

“It is an unf sit
uation that under the cir
cumstances we really have no
alternative,” he said. “We did
reeeive complaints and we
have to act upon them.”

Thompsett said the com-
plaints came from a number
of corner grocery stores.

Ken Hodgson, manager of
Maverick Food Mart, said he
is one of the merchants who
laid a formal complaint.

said. “It's a matter of them
just taking the gravy and
leaving the rest for us.

“If they want to change the
bylaw I would go along with
that but they should have to
continue to be open every
Sunday and pot just the

it’s not a case of being afraid tomers want you to open.”

For stores to be entitled to
stay open Sundays, owners
must ask city council to hold
a referendum.

Payne said he considered
going to council in September
prior to the November elee
tion, but did not.

To date, no merchants

at 34. ent places in a day

Criminal lawyers, be says, In most law practices, the
daily schedule must con
stantly be juggled to meet
emergencies. A motion, for
example, must be acted on
within two days, which
means all else must be put
aside.

The work itself has a down

n ‘cooker’

heart attacks, ulcers, or start
drinking.”

The legal profession is
aware of tremendous stress
on its practitioners. On the
plus side, lawyers’ income
rate third im Canada, at
$57,732 average gross annua!
earnings in 1982.

The Law Society of Upper
Canada set up an advisory
program to help lawyers

selves as problem solvers and
expect to deal with their own
problems well When they
can't, they tend to ignore
them.”

Marshall says he now deals
with a lot of personal prob-
lems.

“People have too much
work,” he says. “They're
guilty of using crisis manage-
ment — the latest phone call

gravy days”

Jack Payne. owner-mana.
ger of Universal, said that
“businesses have to pay at-
tention to their customers;

next day's trial work and
tend to ignore family during
jong periods of trials.
“Ideas buzz in your head at
the dinner table or when

years. That's something
we're not taught to handle —
20 we see trial lawyers get

is the one that has to be dealt

with right away.

pendent on them,” Marshall
said. “They expect cut and
dry answers, but law is an

“Lawyers also see them