Wednesday, November 22, 1995 The Castlegar Sun e Castlegar Sun WEDNESDAY, November 22, 1995 B2 Wave Of The Future - Debit card transactions are rapidly increasing, raising the possibility of a "cash-less economy.” SUN STAFF PHOTO Trent Bancarz REWEWRER OUR KIDS AT CHRISTMAS YOUR COMMUNITY-MINDED DONATION OF NON-PERISHABLE FOOD ITEMS are being accepted for the yearly ROYAL CANADIAN LEGIOon FAMILY CHRISTMAS HAMPER FUND diiceulaias Gadoe Ua ne ceomphed until ‘Saturday, December Sth APPLICATION FOR HAMPER ASSISTANCE - DEADLINE DECEMBER STH LEGION HAMPER RECIPIENTS ARE — SINGLE FAMILIES WITH CHILDREN SALVATION ARMY RECIPIENTS ARE - SINGLE MEN & WOMEN Donate how you wish — but please donate WHEN THESE PARTICIPATING GROUPS CALL ON YOU - PLEA. RESPOND GENEROUSLY Castlegar Firefighters Association Tarrys Fire Department Ootischenia Fire Department Vintage Car Club of Canada - Castiegar Chapter DUE TO HEALTH REGULATIONS . NO HOME CANNING ACCEPTED This ad sponsored in part by Graphic Solutions “Supporung & Growing With Our Community Debit card use doubles in a year TRENT BANCARZ Sun Editor Customers love them. Retailers love them. And they're a sign of things to come. “Them” refers to Interac Direct Payment devices, which are showing up on an increasing number of checkout counters. Interac allows consumers to pay for wy with their banking cards, rather than credit ecards, cheques or cash. The money is taken directly from the consumer's chequing or savings account. “The ly love As a consumer, Kereiff says the system is handy because cus- tomers do carry too much cash or their cheque books. In addi- tion, consumers can also use credit cards less and escape high interest rates some cards charge. There is one down side. At busy times, the system's lines will operate a bit slower which means checkout lines get longer. Or the system will break down entirely. However, total break- downs are few and far between, says Kereiff. Castlegar's new Canadian Tire store doesn’t have the sys- tem yet, but will have Interac i at its ch coun- it,” says Deb Kereiff, front store manager for People’s Drug Mart in Castlegar. “It's really conve- nient. We get a lot of feedback from customers who express frus- tration with businesses who don’t have the system yet. I think it gives us a bit of an advantage over some ters by January or February, reports general manager Jamie McMillan. “The main advantage is you're making another purchas- ing tool available,” he says. “It's one more element of conve- nience and that’s attractive to “It’s straight forward for us because we get the money right away and it’s a lot less work. It's much better than cheques. It saves a lot of embarrassment and bookkeeping time.” People's put Interac in 11 months ago and Kereiff says a growing number of the drug store’s transactions are done through the system. She adds the cost of the system to the store is slightly lower than pro- cessing cheques and on par with credit cards. “We did a cost analysis and I think they (methods of payment) all came out pretty much the same,” says Kereiff. “But it’s irrelevant. It’s a sign of the times. and people like Interac: “That's what's really important.” WANTED NSF CHEQUES & OVERDUE ACCOUNTS UP TO 6 YEARS OLD NO COLLECTION - NO CHARGE Galt: Collectrite Services (604) 365-1000 Fax: (604) 365-1010 “Mi KOOTENAY BROADCASTING SYSTEM 95.7 FM Castlegar Michael Campbell... loneytalks”...helping make sense of the dollars and cents of today's world. Saturday mornings between 9:00 and 10:00 a.m. The Kootenay’s First Choice CASTLEGAR'S 3RD ANNUAL MOONLIGHT MADNESS DEC. 1, 1995 5 P.M. = ? = FRIDAY MOONLIGHT | MADNESS eStores Open late Friendly Staff eGreat Christmas This special page will appear in the West Kootenay Advertiser Sunday, Nov. 26, 1995 ) Shopping Interac and systems like it are the wave of the future and one more step towards a “cash-less economy,” says Kereiff. “I think we're headed in this direction and I don’t think it's that far away,” she says. “I know I don’t carry much cash around anymore. You simply don’t need money anymore.” In 1994, Canadians made more than 185 million transac- tions through bank card direct payments. This year, that num- ber is expected to double, according to figures from the Interac Association. Last month, 38 million direct payment transactions took place. Over 128,000: retail outlets have Interac capabilities in Canada. Uncollected accounts cost everyone Submitted Many businesses lose money every year on uncollected accounts receivable. “Overdue accounts and NSF cheques are legally collectible up to six years,” says Scott Good- man, manager of Collectrite Ser- vices in Castlegar. The business owner and ulti- mately the consumer have to make up the loss of bad debt. In BC, hundreds of millions of dol- lars are in arrears and are sent in for collections every year. Many businesses-do not actively pursue old accounts or problem new accounts which is the same as giving away your —product-or-service-for-free-Here are some tips that could help make your accounts more col- lectable. First, you will do better if you pre-evaluate your accounts or cheque-cashing privileges (cheque cashing card). This could be done with a credit appli- cation. Don't forget to check this information. Glance Thought of the week The spirit to win and the will to excel is always measured one stroke at a time, Elected Bob Reisen of The Sandman Inn was elected as director at the Kootenay Country Tourist Association Annual Meeting held at the end of October. The KCTA's mandate is to market tourism in the Kootenay region and assist local tourism operators to market their activities or properties to the visitors most likely to use them. 1996 Calendar If you're looking for a business gift to give to your clients or suppliers, consider the 1996 Castlegar Heritage Community Calen- reife, happened cesrandbeenypellerswt tip p ney fen. need the outside, the calend: ilable at the downtown Castlegar yotinty Monday to Saturday 9 to 5) or ihe of Commerce office on 6th Avenue. And, they're only $5! — pays Trail Babe Ruth Organizing C: has da study dant by the Economics Department of BC Central Credit Union on the economic impact this past summer's 10-day world series had on the area. Consérvative estimates indicate the total expenditures by locals and visitors was $1.8 million and approximately $1 mil- lion in volunteer labor and gifts were received. Way to go! Continue to learn : The Continui of Selkirk College is cur- for the If you have any suggestions for courses, lectures or seminars, please contact Denise Chernoff at Selkirk College in Castlegar, PDQ. Expansion to start Marwest Industries of Castlegar along with Martech Electri- cal Systems Ltd. of Castlegar and West Kootenay Mechanical Ltd. of Trail recently were awarded a $4 million contract for the construction of 20 new electrolytic zinc cells in the new Zinc Elec- trolytic and Smelting Plant in Trail. This is the final stage in a series of improvements to Cominco’s zinc operations. Work is slat- ed to begin Jan. 2, 1996. Awarded The Canadian Life Underwriters Association has recently awarded its National Quality Award to Cliffe Churches, Canada Life agent in Castlegar. This award is in recognition of Quality Underwriting Service to the. public as evidenced by an excellent record of maintaining and extending the benefits of life insurance. Cliffe has since had to close his office due to a medical condition but accepted the award as a tribute to the quality of service to the clients he has served. New business The City of Castlegar reports that in October, 10 new business licenses were issued, bringing the total to date to 603. Once again, contractors make up the largest group including: Wibco Construc- tion Ltd. of Kelowna a building contractor, Bob Carpenter Electri- cal Services of Slocan Park, an electrical contractor; Independent Automatic Sprinkler Ltd. of Spruce Grove, Alberta, a fire sprinkler contractor; Peak Maintenance of Thrums, a building i jons ; Kootenay Kee Builders Ltd. of Fruitvale, a home building contractor, Warren Rich of Nelson a carpentry/ and Horst Klassen of Salmo a roofing contractor. Other new businesses in Castlegar include Uniglobe Contemporary Travel Inc. a travel agent; Canadian Tire Corporation, a retail sales and automotive repairs/servicing compa- ny; and V. Dave Kravski of Castlegar an Injury Management Con- sultant. Welcome! Women's Health The third in a series of Women’s Health seminars will be held at the Library in downtown Castlegar, tonight, Nov. 22. Viviane Walk- er will be talking about and demonstrating reflexology. Cost is $10. Tax-free retirement income If you're interested in learning more, then Burt Campbell, Pres- ident of the Castlegar branch of Money Concepts of Canada has brought in a special guest speaker from Toronto to talk about tax- free retirement income and and keeping what's yours. The courses will be offered Nov 22 and 23 at Selkirk College in the faculty lounge. Christmas Hee. Local to ici in the Chamb of Commerce’s Christmas window decorating contest. The theme is, “The night before Christmas” and businesses who are decorating their windows should call the Chamber soon to register. Judging will take place on Dec. | as part of Castlegar’s Third Annual Moonlight madness. Bullding Castlegar The City of Castlegar reports that 18 building permits worth a total of $915,175 were issued in October. There was one new multi-family residential permit, one residential garage/carport and Second, make sure all or cheques have full addresses See BAD DEBT B3 ten resi There were three commercial dditions/r i i 1g Wm Berg Construction's Fourth Street Plaza; as well as one new industrial permit; one industrial addition/renovation, and one institutional/government MORTGAGE INSURANCE If you have mortgage insurance, the chances are that you got it from a bank. But is this the best mortgage insurance for you. or is it best for the bank? Find out how your mortgage insurance can be used for a different home, should you move, even if your mortgage is switched to a different bank. Speak with us ion Portable Mortgage Insurance, and other concepts that work! “advice you can trust ” ‘The Money Management People ‘Wayne Miller + Bill Wenman + Burt Campbell 365-4980 +1-800-897-0807 City Centre Square. Castlegar I, Heritage Guide The Kootenay Country Tourist Association hired Donna Dunlop of Graphic Solutions to create the layout of a Heritage somaay showing and i in the K region. 10,000 brochures (a three year supply) will be distributed outside the region to attract visitors to our area. Icy Spicy Icy Spicy Jamaican Patties, made in New Denver, are now avail- able at Castlegar Foods in the frozen food section. The patties are beef, chicken or veggie Forestry exports BC Stats reports that from January to August 1995, the value of Plywood shipped to Japan rose to $69 million, triple the value from the same period last year. Substance strategies for parents Continued from B1. WHAT CAN 1 DO 7? It is never too early to start prevention, Children need basic informa- tion and help in developing atti- tudes about the use of alcohol and other drugs. Start by learning some substances are dangerous, ly unknown sub: Teach them not to ingest or inhale anything when they do not know what it is, Teach them the difference between medicinal and non- medicinal use of drugs by explaining such things as not sharing cough medicine or pop- ping Tylenol every time they have a headache. Be a positive role model. Our children develop attitudes and behaviors about drug use by watching the adults around them. If you tell your child you can have fun without the use of drugs, then they need to see you in a wide variety of social settings doing just that. They also need to see other adults in their commu- nity, such as coaches, teachers and older siblings modelling responsible behaviors. Provide strong, consistent mes- sages about drug use. The mes- sages we give children are often confusing. Young children hear messages on TV about not drink- ing and driving and are confused when their parent gets into the car every morning with a cup of cof- fee. Think about the message you convey to our children. Is it clear, dable and i with your actions? Help children develop the skills to say “No” to their friends. Think about how difficult it is for you as an adult to say “No” to your boss, friends or family. How can we expect our children to find it any easier unless we help them build those skills? It is easier for a child to refuse if: + they have had a chance tp Practice saying “no” in a variety of settings and situations. +-they-have-been-able-to-use their parents as a scapegoat (Sorry, but my mom would kill me if I smoked”). + they have been able to see their parents say “no” (and know it is not just a ‘kid’ thing). * they have been reinforced and supported when they have stood up to pressure by their friends. Set clear rules and follow through on consequences (if nec- essary). Let them know what you feel is okay or not okay and be prepared to act on it. For exam- ple, have you told them not to get in the car with someone who is drinking, but allowed them to ride home with a friend or family member who you know has had a drink? Talk about drugs There are lots of things being reported in the news media that can provide great opportunities to talk to your children about drugs. By listening to their ideas and talking about the issues, you can balance some of the distort- ed messages they are getting from sources such as advertisers and friends. Educate yourself There is a lot of good informa- tion around that is helpful for par- ents. Find out if your local alcohol and drug clinic offers an education series, read some pam- phiets or consider getting your local parent advisory council to bring in a speaker on the topic or offer a workshop. Resources Drugs - Role Modelling; A Parent's Toughest Performance. This booklet helps parents of teenagers to understand their role as parents in preventing drug problems. It's available from: Communications Branch Health Canada #245-757 West Hastings St. Vancouver, BC, V6C IAI, Tel: 666-2083, Fax: 666-2258. Ready or Not! Parenting a Pre-teen and Ready or Not! Pre- venting a Problem. These two booklets are written for the par- ents of pre-teens (8-12 years old). They are designed to help parents and pre-teens handle some of the changes that are occurring. Also available from Health Canada: Help Kids Say No to Drugs & Drinking - A Practical Guide for Parents, Bob Schroeder, Comp Care Publishers, Choices and Consequences, A Guide to Help Parents of Drug Abusing Adolescents. Author Dick Schafer. When Chemicals Come to School, Johnson Institute, Min- neapolis, Minnesota. Agencies + Castlegar & District Commu- nity Services 365-2104. + School Based Prevention Worker Stanley Humphries, 365-7735. * Kinnaird Middle School 365- 7727 or J. Lloyd Crowe 368- 5591. * Trail & District Community Services Centre 364-1555. + B.C. Prevention Resources Centre 1 800-663-1880 or 874- 8452. + Alcohol and Drug Education Services: 874-3466. + Alcohol & Drug Information Referral Service 1 800-663-1441. + Alcohol and Drug Services Regional Offices: 861-7563 (Kelowna). if they are using If you are concerned that your child may already by using or they might have a substance abuse problem, act upon it. It is important you do not ignore it. The earlier you intervene, the bet- ter. It is also important you do not jump to conclusions. You child’s sudden change in behavior, mood, red eyes, sudden decline in school or difficult relationships with other family members could indicate he\she is using. Or it may just be that he/she has broken up with a girlfriend/boyfriend, done poorly on a school exam or expe- rienced lots of physical and emo- tional s his/her body can’t keep up with. Find out what is going on with your child and then respond. Here are some ways to do that: * Talk with your child. In a caring, loving manner, indicate you. are concerned about them and want.to help. Let them have a chance to respond. If you know definitely they are using, be understanding but firm and Society holds 37th annual meeting Submitted The 37th Annual Convention of the Canadian Doukhobor Society was held at the Fireside Inn in Castlegar Oct. 15. The directors reported on one of the most memo- rable and successful seasons ever with a very busy year and many outstanding events the society partic- pane | in and sponsored. 1995 was a historic year for ng the 100th CHOIR tour in which many members participated and which the society assisted in sponsoring. A feature of this meeting was an account of the Russian portion of the tour. Future special events like this will be included at subsequent meetings. os Arms Burning in 1895, which forced the Doukhobors to find suitable refuge in Canada. Innovative events for the Doukhobors such as a Doukhobor film festival and vane evening were held, as well as an entire ry of 'y for both sides? More i is One immediate event being planned for the future is The Intermarriage Workshop at the Fireside Innon March 17. What happens when Doukhobors marry on-Doukhobors? What are some of the adj state what your expectations are regarding their drug use. Ensure that they have correct, current information about the dangers of use * Talk with your child’s coun- sellor or other concerned adults (community worker, doctor, etc.). The school counsellor may be able to provide you with some direction and/or refer you on to an alcohol/drug counsellor or the School Based Prevention Worker. In this area, the schools with a School Based Prevention Worker include Stanley Humphries Sec- ondary School, Kinnaird Middle School and J. Lloyd Crowe. * Talk with the parents of your child's friends, Find out what is happening within your child's network. Contact the parents. As children grow older, it is essential for us to continue to know where they are, who they are with and what they are doing. The influ- ence of friends is very strong in this area. Parents often find out the hard way a party was unsu- pervised or that alcohol and other drugs were available. + Contact your local out-patient clinic. Most communities have out-patient clinics that offer a range of free services, such as counselling, education series, special support groups and par- July 25, 26, 27 & 28, 1996 The Host Committee for the 1996 Summer Games are looking for outgoing, community-minded men and women from Castlegar, the greater Trail area including Rossland and the Beaver Valley, who would like to be a Games Host. Volunteers need to be proficient in the English language, flexible, and willing to commit a number of hours prior to and during the games. Ifyou are interested in becoming part of our team, please contact Jean at 604-362-6032. Dead {ine for apptication te December 1, 1985. Interviews will take place early January. enting educational groups. + Contact the Parents Together Program. These local community Support groups assist those who are troubled by parent-teen con- flict. Phone (604- 588-5432) + Contact your local Al-Anon Group in Castlegar at 365-3663. “Visit the Okanagan KELOWNA, BC Safari LAM corres une 2706 * Located near Costco & Orchard Park Mall * Ski packages available * Off Hwy/2 bdrm. suites/cable & HBC DARYL WIEBE This award has been presented for a OB WELL DONE The Castlegar Sun carrier will receive an award plaque, lunch at Subway (maximum value $6.00), and_a theatre pass. is, SUBWAY CAS. THEATRE L6Go LOGO eo ner euaei mal 100% B.C. OWNED & OPERATED will be forth soon and tions at the Doukhobor Historical Sunes in July. highlights of the year was the VOICES FOR PEACE CENTENNIAL DOUKHOBOR One of the = Bad Debt — Continued from B2 home and business phone numbers. Try to obtain place of employment. Third, always get two pieces of ID and write these down on the cheque or account. Fourth, be consistent with your collections. Set a time and day to do your collecting or to have a collection agency handle them. “Most collection agencies do not charge for their services, but retain a percent of what they col- lect; no collection-no charge basis,” says Goodman. Remember, the sooner you start collecting, the better return you will receive. 100th interested members of the public, Doukhobors and non, who would like to attend will be welcome. And what of the future plans? Well, there is an i anniversary coming up in 1999! ve special events! ry of the De Canada! And it is never to early to start planning fe Olympic BONELESS TOUPIE HAM Ready to eat * Whole * 4.39 kg. 1”? BC Grown No. 1 Grade RUSSETT POTATOES 15 Lb. bag $9 49 Clover Leaf SOCKEYE SALMON 213 g. tin $978 apsule omments Dry skin is a common take by pregnant women. stomach seem to dispose of woman will absorb It's all part of our professional service the winter months. The commonest causes are rey standardized, he, secret a labelled amount ytd pee In 1948, 86% of British adults smoked. Today, only 35% smoke. Women feel the effects of alcohol more quickly than men. Enzymes in a man’s more alcohol rd Ita the bloadetream than a man. We review our customers’ muatioton preftenreryaee we or rela prverton Phil Angrignon has shown to be in a woman's stomach. So a With $1.00 TANACET 60 In-store Coupon $4, 3°° PS PHARMASAVE 3rd St. (Downtown) Castlegar 26s. 7813 OPEN SUND. s 11:00 A.M. TO 3 P.M. Money's Pieces & Stems * Reg. or No salt «284 ml. 78 MAZOLA CORN OIL 2 Litre $498 CAMPBELL'S SOUP Veg., Chicken Noodle, Mushroom + 284 ml, 68° IGA ORANGE JUICE Frozen concentrate + Grade ‘A’ + 355 ml. 98" Premium BC Grown Canada Fancy McINTOSH APPLES 1,30 kg, 59° rec) We now accept Accessible Debit Cards 2717 COLUMBIA AVE., CASTLEGAR 365-5336 — While Quantities Last — Sale dates: Nov. 22 thru Nov. 25