‘adies should be oxtromely , careful while’ taking baths, Risban if they fei usbands who are deter- to drown them, Boe Joseph Smith has been given credit for per- fectlng this method of murder most foul, Ho was a born rounder who had a distinct aversion to manual labor, but compen- sated for this trait with an overabundance of charm. Smith specialized in bilking unsuspecting women out of their worldly joods, Afler spending several short stints prison for various and sundry offenses, we find him in 1908 in Bristol operating a second-hand furniture shop, Edith Mabel Pegler and her mother lived just down the road fram George's shop. Smith looked upon Edith, who was deci idedly on the shelf, as o nium ready for picking. When unwary Edith placed an Bi ‘the jocal paper secking the position of housekeeper, Smith's cyes lit up like Christmas tree decorations. He respond to the ad and quickly hired Euith as te housekeeper. ‘Edith Peg! You have to give Smith credit for speed. It took only one week for him to arm Edith out of her pants. Three weeks later, they were united In unholy wedlock at St. Peter's Registry Office in Bristol. George’s marriage to Edith was somewhat unique. For some unknown rea- son, although he lied to her and cheated on her, he did not bilk her out of any cash, nor did her kill her. For the next two years, George trav- “He wooed Beatrlec, On Aug. 22, the pole were married at a registry office mouth, Smith when he Icarned that the terms of his late father-In-law’s will dispensed the estate at ie rate of elght pounds a month, How- ever, there was a nest 88 of 138 pounds put aside for emergence! No sooner did Beatrice pay “T do” than, George made arrangements to have the 198 ‘pounds released ‘to:him and his new wife. As soon as his grubby little hands grasped the loot, George took off. He wrote a nasty note to Beatrice, advising her that she was the cause of his con- tracting syphillls. Nice guy, our George Joseph Smith, George returned to Edith Pegler. Dur- Ing the following months, he moved his antique shop several times, settling on, of all places, Bath Rd. in Bristol. George stayed on "Bath Rd. for only seven wee! before ho took off again, telling Edith that he had to travel around the country mak- ing deals. Without money, Edith couldn't carry on, She sold the shop and return to her mother, an abandoned and disillu- sloned woman, In his search for susceptible ladies, by the merest coincidence George bumped into Beatrice Mundy in’ Weston-super- Mare. Remember, she knew George only as Henry Williams. The man must have been an Olympic charmer. Instead of calling the police, Beatrice swallowed George's line. Belicve it or not, he per- suaded her to believe that he never meant to steal from her. To prove that the tak- ing 0 of her money was nothing more than joan, he gave her a promissory note for the full amount, Beatrice accepted the note and some bogus excuse for his lengthy absence. The couple travelled about the sounity f a a lime before taking rooms in Hearn While living. rth Beatrice at Hearne Bay, Smith found out that he would receive his late father-in-law’s entire estate of 2, 500 I jounds in the case of Bea- trice’s death. All they had to do was draw up Paul wills, which they did on July 8, Next day Smith went looking for a bathtubs He purchased one for under two pounds at Mr, Hill's ironmonger shop. It wasn’t much of a tub, coming as it did without taps. Then again, there was no running water in Smith’s rooms. George was setting the scene for mur- der. The next day, still using the name Henry Williams, he accompanied Beatrice to the offices of Dr. French. He told the doctor that his wife had suffered fits of late and was wondering if he could pre- scribe something. Dr. French described elled throughout marrying several women under various false names. He explained his absences to Edith by, telling her. that, as~a-dealer. in -. antiques, he had ‘to. travel to-wherever articles were for. sale. In 1910, George met Beatrice Constance Mundy, the daughter of a deceased bank manager. Using the alias Henry Williams, of various fits and attacks. Smith affirmed that his wife had them all. Beatrice could only recall having a -headache.. The doctor. prescribed several--~ medicines. On ‘Friday, July 12, Smith had the di tor pay a visit to take a look at his wie, Dr. French found nothing untoward, but prescribed a bromide. Next morning, the was somewhat Hetrausht - dead note.’ It ‘read,’ “Can merge B clutched. nese in her right han . cial ethic weae aN reatek by pronch, elp fh Bu nothing , coul wi ‘wife Ia’ ‘ie me ila and ¢}Burnhams didn't ‘approve of: Smith and “the couple's. visit: was’ a tense” ‘one. ‘Undaunted, Alles jana George ere, the: ee Willams yar hegrtbroken' at the loss of his: wife. roke down: at. th an epileptic zure in her bath.’Henry Willlams Focelved the full amount: of his wife's: worth, a tidy 2,403 George a relatively wealthy man. He and Edith lived together for a year before George took off agaln,- ostensibly to, conduct fur-; ther deals for antiqu While visitin, ‘Southsea, George met hi next victim, Alice Burnham, a stout 25- year-old who was putting in time as a pri- vate nurse to ‘an: old gent. named. Holt, unds.: mith returned to Edith Pi ter: husban in “On Oct. 10, aad nents before ials, Goorge had jounds from the bank, On Nov.:3, he ured her life for 500 pounds, Next day , : they married, On Dec, 8, Alico made out Band leaving everything to: her hus- The Smiths took a little trip to: Blacks me and inquired. about : rooms: from {Mereden at. 35 “Adlai St, ‘smith That same day, the Billing. Mrs, ith was suffering froma ete but it wasn’t Soneldored serl- tho Allee withdraw 727 | » future together, Charles ; Later thi 'Allco's fan prepared hi matter of minutes,‘ ‘Smith iene Mrs: Is the way we handle our fi be you know why you aiyays - OF pever reach for the bill when you cat out with friends? Why you balance your ‘chequebook the ihstant your monthly statement arrives - or never balance your Crossloy to return to. the 1His) i quiry: the tri ied verdict of accidental. death, George. colri lected the 600’ pounds ‘insurance. money, fe tidy ‘sum from’ the pale of Alice’, and jowellery.'’After his suc- athtub murder, Gcorge ‘returned: to his everloving Ed Edith, Pegler and: their; strange life together. -'“Many of the ways we handle our finances are rooted in our sub- conscious, or in patterns of behav- jor which have ' become automatic,” said Gail Farmer, who worked in the financial services business for 11 years and now, as a Partner of Templeton Farmer and On Aug.’ 14 Gcorge servant named Allee War ee hini- self Charles Oliver James,: he’ married: Alice within a month, George fleeced of her ife's savings of 70, pounds and i, her ‘sell* her plano, ‘excess ielothing: afi rniture. Ones’ he he had ‘ac aired all ‘of ig e ‘inv! a new life, possib! “fbiy in Halifax, NN = a ees was thrilled. One day, while stroll through a garden conten lating atts liver James’ excused himself to use the lavatory: Alice! didn't sec Charles again until she Ident fied him’ from the witness Stand as_ thi man everyone called Smith. ‘ George returned to Edith Pegler’ inj Bristol, where they lived in comparative: harmony during all of 1914. But once. again George grew restless. This time he’ met 38-year-old Margaret Ellzabeth Lofty. Margaret knew George under the name. John Lloyd, She fell for the old charmer, . like a load of bricks, The inpetuons: pal palr married on Dee, 17 and secured 14 Bismark Rd. in London. ‘The Tondlady thought it strange that Mr. pleyd pald 50: much attention to the bathtul Hours after renting the rooms, John Lloyd took his wife to see Dr. Bates, claiming that she suffered from dizzi- ness and headaches, Next day, Mrs. Lloyd made out her will, leaving everything she Possessed to her “husband. Within hours she was found dead in her bath. Her hus-' band went about his routine of hasty bur-- il and 1 gaining possession of his deceased. wi 7 This time, something went wrong. Remember Alice Burnham? Her falhes! those surrounding his own daughter's: death. He wrote police, enclosing the Bewspoper notice. The cat was out of the bag and a major investigation was soon ler way. Bodies were exhumed; sclen- tifie tests were conducted. It became gpparent that Beatrice Mundy, Alice Burnham’ and Margaret Lofty had been ...murdered by one man — George ‘Smith, who forever after was Brides in the Bath Smith. George Smith-never confessed: On “aug! 13, 1915, near collapse, he was assisted to the a eanows where he paid for his crimes clinical counsellor, puts « on financial seminars. “What can cause problems is that we make decisions, sometimes crucial life decisions, based on beliefs and assumptions we aren't even aware of.” } For with a working hard since she had col- lected her last welfare cheque in: January, 1985. But she still had the welfare “You work really hard, make money, pay all the bills, then freak out because you have no sav- ings, no insurance." “Money was simply a necessary evil. It had nothing to do with the work I did, Collecting money from my customers was an awk- ward thing to do.” __ Mallory had grown up in a poor severe money neurosis might hoard his or her money in a futile attempt to gain a sense of security and esteem. Yet by doing that, the person misses out enjoying the benefits which can be produced by the hard-earned wealth. hold in which money was a tigi issue. Both parents were always striving to make money and their financial struggles left them little time or energy for their children. “TI got tumed off by ” said Mallory. “I swore I would never “Just b you b aware of patterns doesn’t make them disappear,” Farmer said. “But at least you recognize what you are doing, and that you have choices, : “You don't need to take the same oad over and over again. You can see yourself at a crossroad and can take another direction.” ‘Farmer gave the following example of a client (her name and some of her ci have make it that i tome. S ig More aware of how," these factors from her past were |. influencing her present ability to deal with money d Mallory to deal more effectively with her ‘ finances - to the point aps in Fea 1987, she. bought her she decided she no longer want- ed to rent, managed to come up with a down payment and the local credit union gave her a mortgage. . By August, 1989, she also had a car; paying the bills no longer upsether. Last year, she took a 10- oy ied up north - her first-ever : mie a small peout tote insurance, Mallory’s long-term objective is to take.a year off work when she , Everybody has different demons = financial, personal - some more i ing and harmful than And what helps one person might not help another, But at least you can try different approaches to see what does work. There are contradictions and Consumers shopping differently | Economy conscious consumers are shopping difierently this holi- day season, said retail industry expens. Shopping are show that will save from “My mother that we spent and every cent that came into the house. If I asked her how much we spent on July 8th, 1962, she would be able to go to her little book and tell me. “She tried to make me do the 25 ae 3 per cent or $2.5 to $5 billion by shopping at factory outlet stores. This year alone, factory outlets will ring up $7.4 billion in sales. Retail Industry statistics attest same. I ized my de to money was a reaction to my par- ents, rebelling against my mother, “Then I got upset about my care- been changed). In 1987, Mallory was 34 - a sin- gle mother and artist who had been around moncy and felt ashamed at being 34 and not having a home, how I squandered my resources. I felt embarrassed that I to the gr ity of fac- tory outlets. Expansions were planned at 68 per cent of outlet centers for ‘91, and more than 1,400 new stores were planned for 1991 which would add 6.7 million square-feet of outlet shop- ping space. “The demand for value in a this year price sensitive market is what drives an increasing number of Canadian consumers toward US factory outlet shopping,” said Nancy McCluney, a Florida- based consumer marketing spe- cialist who tracks outlet industry shopping trends. “Results of a recent national shopper survey show that 97 per cent of these surveyed say they are finding the same name brand, quality merchandise they would buy in other stores, but an aver- age reported savings of 25 per cent,” McCluney said. ‘They are travelling in average of 77 miles to find an outlet center, and are spending an average of $140 per aa ) MINTO ROAD COMPLETE MOTOR amveinla” FRANKLIN, JACUZZI & GOULD PUMPS POWERTOOL REPAIR DOMESTIC PUMP SERVICE D, | CASTLEGAR INDUSTRIAL PARK G.E., TECO & TOSHIBA MOTORS WELDERS & GENERATORS REPAIRS BALDOR, WEG, LEESON MOTORS Bs "WE SERVICE WHAT WE SELL” "WE REPAIR. WHAT OTHERS SELL” mixed messages about moncy - many of which we can quite easily For example, we realize we get what we pay for - but that doesn’t stop bargain-hunters from spend- ing hours trying to get more than financial situations are not néces- sarily those, with the highest ” Bary 4 “Contentment with one’s lot in life depends on a range of crucial psychological factors: feelings of The Christmas Rush ‘AVOID IT’ Order your floor fashions now to insure installation before Christmas Window Dressings ° Wall Coverings Water beds & Accessories -% Christmas Gifts: © Lambskin area rugs © Waterbed supplies ° Floor care products Tues. - Sat. 9-5 pm 735 Columbia Ave. Castlegar IGG PROPANE is your source for all i construction related propane | heating requirements — 24 Hour Card Lock e e Auto Propane e STOCK LIST OF Aaa aE RCH STINET os EQUIPMENTS NEW MO WE K @ HITACHI “Your Total Propane Goauans Covering the West Kootenay” W Go PROPANE Propane 1306 Columbia Ave. Castlegar, 6.C. ‘top of the hit!" 365-5154 | 1-800-663-4615 FAX 365-2879] ELECTRIC MOTOR 2 SERVICE SHOP” 365-3212 © 365-5464 ¢CXW750 3 104 PORTABLE 3D SYSTEM WITH COMPACT DISC PLAYER, 14 WATTS POWER, ACOUSTIC SUPER WOOFER AND SURROUND SOUND * CD Infrared Remote Control © Digital AM/FAVSW Tuner © 4 Band Graphic Equaliser * CD Program: 32 Memory © High Speed Dubbing * CD/Tape Synchro Oubbing WALKMAN ON THE PURCHASE OF SELECTED SHARP SOUND SYSTEMS 26"(66 cm) STEREO VIDEO CASSETTE COLOUR TELEVISION RECORDER ‘Comb Filter for Improved Pic! Remote On-Screen TRE BEUTION nomote Conte Goer Ce cone oe JSotse Conraiy Her for improved Picture 4 HEAD VIDEO CASSETTE RECORDER * Remote On-Screen Programming (6 Event days) + He’ Stom chs Bouiblo Core 14" eres COLOR LEVISION uc roduc: © 155 Chamel (99 Coble) Quartz ‘Channel (99 Cable) Quartz Auxiio System uning Cay * Tuning Copobany * Front Mounted Stareo Speake: — oT GNSanettias Gabi) Guar to. ng ; eS “Turing Copobiity Payboc! = at: owas, ‘iar cone PACT DISC PLAY PLAYER, 14 Wx a SUPER SUPER WOOFER UPEn WOOP AKD SUREOORD onteceuuona «Blue shia Seinen Noiss ; Reduction to = rar ‘Mute Annoying Nokes during Blank Auto Search Chamel Memory + Ao Pay Functons to orf our + Tne High Contr Unyront™ Ps oe Pre-Recoded + Auto lay Functions to erjoy your “REG, $79.95 G. 729.95 REG. 91095 REG. 449.95 319”) 675" 329° | |B 389° | Nelson ‘Electric. (1983) Ltd. 7° SERVIN NELS IN -AND SURROUNDING FOR OVER 35 YEARS a ¢ 602 SeBAK STREET, PELSON: oN site SALE FOR FOR ON BALE ‘TTERRITORY B,.C.’*\ PHONE 352-6535