rermaenmpertenan NOTRE TREE SR NEN METER nneN merearnunnnesetey ON Mi fr ENTERTAINMENT Local residents asked to enjoy ‘A Nite Out for the Kids’ SHARLENE IMHOFF Sun Editor How would you like to enjoy an evening out on the town, cither at a local restaurant or pub, while at the same time donate some much needed funds to a worthy children's organization? You can do exactly that on August 17, right here in Castlegar and Robson! That's when local businesses around town will be participating in what has been dubbed ‘A Nite Out For The Kids’. The whole idea behind the event is to raise funds for the Kootenay Columbia Child Care oe (KCCCS), which is presently trying to finish their expansion project, The Castlegar Children’s Complex. The KCCCS must raise $325,000 to complete the project, which involves the large building next to existing services at Hobbit Hill. To date, they have received $222,000. Valorie Lucas, one of the KCCCA board members, says the expansion is running smoothly so far. “The plumbing and electrical existing services; The West K Infant Di Dining Room, Willie’: ‘Ss Deli and Programme, as well as Speech and Physiotherapy services for all preschoolers in the Castlegar area. “A speech pathologist was des- perately needed in this area,” con-- tinued Lucas. In addition to these existing services, the new programmes will be available for all children under the age of three and!for those who require special needs care. There is also a child care for teen th who work is being pleted right now, and our next phase involves putting up items such as windows and ” she said, The new building will house ARTS COUNCIL Arts Council has on file 1991 Directory of Freelance Editors in B.C. and info on Summer & BC, ° W.K.N.E.G - Paper-making classes for children 6 - 10 yrs. July 24 & Aug. 21 1-3 pm. $5.00. Pre-register. '5-3337. until Aug. 24 a). “Choosing Clay” by-'B.C. ceramic artists. b). Richard Taylor - arts In various medias. ¢ Selkirk Weavers & Spinners Guild Gift Shop open every ednesday from 10 ie 4 p.m. at the Kootenay ‘oclety For Insertion call Cathy at : 365-8074 (ave.) 365-5266 (day) would like to finish school or col- lege and need the support system in order to reach their goal. Eight local businesses have agreed to help out thus far. They include; Eastgate Gardens, The Soup and: Sand Shop, Dexter’s Pub in the Sand- man Inn, Gabriel’s, The Fireside Dessert Pub in the Hi Arrow, and Banjo’s in the Fireside Inn. ‘ Other businesses, according to Lucas, have also been generous to Mitchell Supply Ltd., Westar Timber, City of Castlegar, Union of National Caterers, Hall's Sta- tionery, K.B.S;, Hospital Employ- ces Union (Castlegar View Local) and Celgar. “We really appreciate all the the KCCCS. These include; help we've been receiving from everyone. Now all we ask is that residents of Castlegar and the sur- rounding area enjoy a great meal or visit a local pub this Saturday It’s for a great cause,” she fin- ished. Card ‘Music for Young | Children’ ‘offered in Castlegar Music for Young Child: (MYC), is an exciting and reward- tening attention span. Msi ror Young, ing music progr. d for young children between the ages of three and eight. The program allows the children to develop musically in a fun and relaxed atmosphere. Through singing, keyboard activities and rhythm ensemble, the children are Spona jored by Che Lion's Head Puts hood Pub B.C. 365-5811 hatdeNie Wed. & Sat. Open for Lunch & Dinner & distillery reps. 3 of the finest dancers. featuring Friday, August 16 * GIGANTIC AUCTIONS starting 4 pm between entertainment acts. All auction items have been donated by local merchants, breweries Buffet will be served, starting at 4 pm. EXOTIC MANIA COMEDY SHOW duced to note reading, dynam- ics and the language of music. Children meet in groups of four to six in their own age category for one hour per week. The group allows for social instruction and wa: y Fanos Balodis B.A., BEd, M. Ed, A.R.CT, She developed the program by using a mix of ideas from her own private teaching, as well as from other teaching and music specialists including Suzuki, Orff, Kodaly and from the Yamaha music course. This program is now being taught to over 8,000 children across Canada by over 300 teachers. Tammy Francis, a local regis- tered piano teacher, recently and it ages lis- (| Raising (sorry no minors) "tral ha Spend a “Nite out for the Kids!”’ ° BENEFIT NITES e Saturday, August 17 Banjo's Pub 3RD ANNUAL REUNION August 13 - 18, 1991 4 pm to 2am All proceeds to charity a four-day training semi- nar in Vancouver, and she will be offering MYC classes this Septem- ber, Interested parents wanting more information can contact her at 365-3695. scale new heights re 5 365-5304 ‘Discover how good summer time and chicken really are.’ Only at Chicken Time! Celgar, Westar & Cominco meal tickets accepted 2816 Columbla Ave. in the challenging music pro- gram designed for families with young children. Teach- ers at the recent training seminar in: Vancouver are (I- 1), back row, Tammy Francis (Castlegar), Rose Scott (Surrey), Evelyn Lo (Port Moody), Sheila Parks (Sid- ney), and Shannon Iverson (Sardis). Front row, Misao Batts (Vancouver), Shelley Lewis (Kamloops), and Dolores Olsen (Richmond). SUN CLASSIFIEDS LARGEST SELECTION of lawn & garden equi in the Kootenays! See Ui for Uk yous tal pees ‘from homeowner BUSINESS The ‘tip and trap’ approach to tax savings continues Splitting and shifting can cer- tainly lead to saving as we contin- . Me our summertime serics of tax tips and traps. ,. Splitting or shifting income to ‘family members in lower tax brackets lowers the family’s total tax bill, leaving more moncy for ,debt reduction, investing or sim- Ply spending, . The most common example i is ig to a spousal ‘retirement savings plan if the recip- vient will be in a lower tax bracket ithan the contributor when the ‘money is withdrawn. (This tip and ‘rélated traps were discussed in Ikast week's column.) But there are ‘also other ways to split income. - Note that these suggestions, from Elio Luongo, senior manag- er with Peat Marwick Thorne, chartered accountants, are general in nature and that the rules change - constantly. Also beware GAAR’ (the general anti-avoidance mule). Be sure to check how this infor- mation applies to your situation and possibly seek expert advice before taking any steps. Tip: Pay a lower-income spouse and children to work in your business, which could include revenue property. By shifting this income out of your hands, you can realize tax savings of up to almost 50 per cent. Let's say you are in the top tax bracket and pay your children to help with mass mailings or clean a rental place between tenants, If you pay two children $2,000 each and they had little or no other income, you could save close to $2,000 tax a year.: Paying a spouse would enable the spouse to put more into an RRSP and to contribute more to CPP toward increasing future ben- efits, TRAP: you must justify the amount of the pay and the spouse/children must actually do the work. You i the income amount of bookkeeping: there must be a clear paper trail (you or the business must actually write the cheques) and beyond the threshold amounts, you must col- lect and remit income tax plus -CPP and possibly UIC premiums. Depending on the level of the spouse's and children’s income, you might also loose the tax cred- its you were claiming for them as dependents. Your tox bracket will ine whether it plit ting will produce a net tax saving. TIP: The spouse with the higher taxable income should pay all the bills - both monthly and will be ted at the spouse's lower tax rate. TRAP: Having separate accounts could cause legal prob- lems and expenses if the marriage breaks down or there is a death. While joint accounts are simpler to operate and often minimize those problems, you might have a harder time duce high income and/or increase in value in the future. Income will hac pte emai racket; the spouse can make use ori and capital gain won't be attribut- ed back to the high-income spouse, the property must be for Canada of whose money ‘was used for what. TIP: Give or lend money to the low-income spouse. The high- income spouse must declare the initial, first-g though this need not be in cash) at the fair market value. The low- income spouse could buy the investment with a summer cot- tage, share the principal residence or other asset. If the purchase is income. But when this investment is reinvested the low- as well as all income taxes. The other spouse should then do the New business in Castlegar provides an | added convenience to RV owners SUN STAFF PHOTO /Sharlene Imhoff | Rod and Wendy Westfall are pleased that their new business, Kootenay Mobile RV ‘Service, is off to such a great start. The business, which caters to the needs of RV owners, is located:at 2900 Columbia Ave, next.to Chicken Time, in Castlegar. 2'"Thére'’s a new. business ‘in Castlegar offering a unique ser- vice to visitors who tour through the Kootenays all year round. - Kootenay Mobile RV Service, owned and operated by Rod and Wendy Westfall of Castlegar, is definitely the ‘new kid on the block’ - having just opened last June. Rod Westfall, who carries four years of experience servicing RVs and 10 years of experience as a Journeyman Carpenter, is more than capable of repairing almost any problem a motorhome might acquire. Trust Kootenay Mobile RV Service to repair all With flexible hours from Sun- day to Friday, the business has taken a grass roots approach in servicing customers - allowing the convenience of having a pro- fessional make house calls. “A lot of RV owners don’t appreciate having to haul their unit all the way out to a garage if something breaks down, especial- ly if they're out at the lake or up in the wilderness. Not only is it inconvenient, it takes a lot of time and extra money,” said Rod. “Which is why I decided to go out and service the problem myself.” Already the Westfalls’ busi- li: electrical sy . water and sewer systems, Propane systems, structural dam- age and wheels and bearings. Insurance work is also accepted. ; The business also offers ser- ‘vices such as hitch installation ‘and winterizing and carries a number of parts and accessories which can be readily installed. ness is b ig well known throughout the Kootenays. Not just for the convenience it offers, ‘but because of the courteous and friendly assistance someone in need will always receive. “I've already covered over a 100 mile radius in answering calls. People really appreciate it - when they know a professional is enroute to fix their problem.” Rod has been described as someone who has always had the gift of finding 4 problem and being able to fix it quickly. “I teally enjoy doing the work, andI like working with people,” he continued. The business is also good news for the city of Castlegar, because of the added convenience allowed. for tourists. However, once the summer tourist season is over, Rod doesn’t expect to be short of (ca = Cohoe Insurance Vacation Trailers and Boat Insurance work, The reasoning for this, is explained by his wife. “We basically have three types of customers: those who are resi- dents of the Kootenays preparing for a holiday, tourists who are travelling from all across Canada and the U.S., and those people who live in their RV all year round,” she said. It's the latter of the three who will keep Rod busy from Decem- ber until March, “There are a lot of people around here who live in their motorhomes all year round, espe- cially near Kootenay Lake,” she ‘continued. Rod will also be kept busy by people who are working at the Celgar expansion site, since many of them are living in RVs as well. . But will it be more expensive if a professional travels out to the owners residence in order to get a jobdone?. . .., iN jot-at all, said Rod. “In fact, it may even be cheap- er since the owner will not have to make the trip with his unit. And my prices are highly com- petitive with those of a shop,” he said. All in all, it’s been a busy sum- mer for the Westfalls in their attempt to start and maintain a thriving business, “We've got a great outlook on what our customers need. We just want everyone to know that we are here, and we're more than willing to get the job done.” ee income spouse will declare the ion (Example: Husband lends wife $10,000. Husband declares $10,000 income. Wife reinvests the $10,000 and declares the $1,000 eared on the money. Over the years, wife - instead of hus- band - declares ever-increasing investment income.) TRAP: This can get compli- cated and demands accurate record-keeping. And see the notes in the previous “trap” about sepa- Yate rather than joint accounts. TIP: Transfer to a spouse with no income, property that will pro- with a promissory note, it must have market value terms and rates, Note that the high-income Spouse would have to declare any gain when selling the investment to the low-income spouse. Tip: A spouse and children could become shareholders of a small business corpotation-If they had no other income, they could then receive up to $23,000 of divi- dends tax-free. Setting up a family trust would be another way to shift income. TRAP: You face both setup and ongoing legal and accounting costs - and possibly tax penalties unless these arrangements meet all the requirements. Get profes- sional advice. SHOP LOCALLY! Merchants make it their policy to “stand behind” what they sell Providing customers with extra "fol- tow up* service makes a good store even better. Local merchants' Interest In your complete satisfaction does not stop after you've pald for your pur- chase and left the store. They are happy to assist you should problems arise later. Your business is important to them and they want you to know you can depend on them. When you shop focally, everyone bens- fits. It's more convenient 6o you save gas and time, You get friendly, now!l- edgeable service because local mer- chants “know you and appreciate your business. They depend on you to keep their stores golng strong. And some of what you spend goes back into the com- munity in the form of taxes and charita- ble contributions paid by the merchants, Sponsored by Goss ‘Annie’ S Gold Jewellery Diamond Ring Draw /FREE FREE. FREE | No Purchase Necessary! & Name Address Phone Clip ad and bring to: Annie's Gold Jewellery, Fireside Inn lobby. 3 365-2128 WE MAKE Presented to: of (Wilma Black QZ The G3 stl Gar Sun aS Excellence in Service Awar Willie's Deli and Desserts HOUSE CALLS Dave “Squatch” Ward Vancouver comedian. ROCK & ROLL by Time Squared Vancouver's hottest rock band. featuring Bob Hutchinson and San Jose West . Master of Ceremonies ‘ ‘i 2 h Joe Irving This award will be presented every week to someone in Castlegar who shows extraordinary service to his/her customers or clients. The recipients will receive an award plaque to keep courtesy of Kats Trophys and a lunch for 2, value to $20.00, courtesy of the Fireside Dining Room. There's catew kid i 7 town. KOOTENAY MOBILE RV SERVICE Repair of all: ¢ Appliances ¢ Electrical Systems ° Water & Sewer Systems »° Structural Damage + Wheels & Bearings INSURANCE CLAIMS WELCOME - FREE ESTIMATES All musicians willbe 4 donating their time to . this event and all Proceeds go to the following charities: * Toy Run * Lions © Kootenay Services: * Hitch Installation ° Winterizing WHERE YOU %& WANT TO GO Classified “Ad Notice ‘Due to our print schedule we would like to notify our readers that our classified ad deadiine is - . the Monday I before publication date at 11:30 am. wet We'd like everyone in Castlegar to know there is an "Excellence in Service in their community, and to congratulate each of them personally. ” Sales and installation of all AV paris and Accessories If you know of someone that offers "Excellence in Service," call me, Jon Jarrett at 365-5266, or drop a letter at the Castlegar Sun with your suggestion. WZ The G3 stl gar Sun KS Check out iocal restaurants who are also participating in this worth while event Proceeds to the Kootenay Columbia Child Care Society Expansion Project 365-5740 Kootenay Mobile RV Service yman RV Mechanic Rod Westfall TNSRAVIRS he eA ah oat me