etter eeeaetn anne ee CastlegarNews August 15, 1990 LIFESTYLES Simple cheque safety urged By SUSAN YELLIN The Canadian Press Personal cheques are one of the most frequently used methods to pay bills, but bank officials warn they can also make easy pickings for fraud ar- tists, . Forging a signature on a cheque can be simple for a thief, especially if can- celled cheques. — which contain a signature — are carelessly left for them to copy. “People sometimes treat these things very casually and they think: ‘It's only a bank account,’ ” says Jean Harris, the Montreal-based manager of consumer affairs for the Royal Bank of Canada. “*But bank accounts are still an im- portant thing to look after. After all, it is your money.”’ Should things go wrong, all is not lost. Banks generally make refunds if a claim regarding a forged cheque is ied by a sworn says Regina Tavares, manager of customer services for a Toronto bran- ch of the Toronto-Dominion Bank. Still, it’s better to avoid the problem in the first place by heeding some simple rules: * Don’t make cheques out to cash or bearer. If you lose the cheque on the way to the bank, anyone can pick it up and cash it, Harris says. ““We have to honor it if it comes in written out to bearer or cash and signed on the ack by. somebody showing quite acceptable iden- tification . .. Who are we to know?”” Make cheques payable to the bank if transferring money between banks, Harris suggests. Make it out to your- self if switching money from one ac- count to another. ° Use your deposit slips. Harris says banks prefer per- sonalized cheques because they not only contain your name and address but also encoded numbers on the bot- tom which make p1 ing quicker. own cheques and ADVICE Tavares suggests checking over your monthly sf possible proprieties. to discover tatement as soon as any im- © If your cheques are stolen, call bank officials Tavares. The account will be frozen and you will be asked to come in, close out the account and open a new one. “I know a lot of customers are reluctant, but it’s really for your protection,’ Tavares says. immediately, says Should someone forge your signature on’ a cheque, you can get a special form from the bank which must be filled out and then signed by @ notary public. Most banks wjli then reimburse the funds while conducting their own in- vestiga ion into what happened. , Open dare wank it gm to tain Fridays . Sunday Nite . = Specials i son can ont 00 Sat. Nite . All you cane '$ wie hy D CHICKEN Canadian BUSINESS DIRECTORY TELEPHONE 365-5210 wa be opy dep tote. m. a Y. rey 28 hog ‘ae paheaes ws Septcanber: Brian L. Brown CERTIFIED GENERAL ACCOUNTANT 270 Columbia Avenue Castlegar * 365-2151 Gordon A. Certified Ge ead & Co. eral Accountant Office 368-6471 Residence 365-2339 1250 Bay Ave., Trail Air Conditioning Counter cheques, on which customers fill in their account and branch numbers, require manual checking which takes time and have a greater potential for error, Harris says. If you use someone else’s cheque and the encoding hasn't been erased or covered properly, it could go through the wrong account. “T’ve had it happen to me,”’ Harris says. ‘I end up with a cheque on my account that’s signed by ARRO W LAKES AIR CONDITIONING afro © 1000 Urns roe Synccate Optometrist Septic Service Computers “KOOTENAY INFORMATICS Now Hos 0 Full Line of LAZER XT AND LAZER 1288 EX South Slocan Junction 359-7755 ‘SERVICE TELEPHONE NUMBER: 365-2485 else because they may have the same account number but a different bran- ch. ““All they’ve done is change the branch (number), they haven't thought of changing the micro- encoding at the bottom."’ © If a mistake is made in filling out a cheque, make sure to tear it up so the account numbers and signature don’t fall into the wrong hands. © Keep cancelled cheques, unused cheques and statements in a safe place. “Don’t be casual about that,” Harris says. ‘‘Don’t leave yourself open to fraud.”” Many office managers circulate oc- casional memos _to-staff—reminding them to guard their purses and wallets against potential thieves wandering through the office. Cheques should be handled the same way as the wallets, Harris suggests. Keep them away from the prying eyes — and hands — of others. BUY or SEL U by AUCTION 399-4793 Be auty * Certified Elect: rologist * Blend & Thermolysis Method * Personal Filaments & Sterilization Standards * Complimentary Consultation BY APPOINTMENT ONLY 365-3421 Robson Contractors SANLAND CONTRACTING LTD. GENERAL CONTRACTOR 365-3033 ELECTRICAL CONTRACTOR IN THE CASE OF AN ELECTRICAL EMERGENCY, WEEKENDS OR EVENINGS CALL 365-3033, 365-2973 or 365-6250 SANLAND CONTRACTING LTD. Castlegar, B.C. D&M Painting & Insulation * Blown Insulation © Batts & Poly DUNCAN MORRISON 650-5th Avenue 365-5255 “STEEL A Better Way to Bulld paid. wee pene CPS mee ere \F\e? S08 ‘88 BUICK ‘REGAL Fully Loaded, Luxury Coupe Carpet Cleaning TRIAL © AGRICULTURAL For more information, call your Authorized Gorco Builder AN-SCENE CLEAN SAREET. CLEANERS * Most Advanced System Gets more deep down soil than ony other cleaning method & Upholste ry Cleaning Too - SATISFACTION Construction Concrete y not Call Us Today! FREE ESTIMATES PHONE 365-6969 Charter Buses DEWDNEY TRAIL “Charter STAGES for groups Anytime, Anywhere!” 1355 Bay Ave., Trail 368-5555 ~_or call toll fr 1-800-332-02! RIZON TERS COMPUTERS AND ACCESSORIES GRANT DF WOLF Tuy omesru crances “ 365-3760 "WEST K CONCRETE LTD. PIPELINE PITT ROAD CALL PLANT 693-2430 CASTLEGAR 365-2430 “That's more like it — 127 pounds.” Furnace Repair & REI AIRS COMMERCIAL — RESIDENTIAL REASONABLE RATES Denny's Furnace Service 365-7838 ML. LeRoy 8.C. O.D. OPTOMETRIST 1012 - 4th St., Castlegar PHONE 365-3361 Tuesday to Friday 9.a.m. to 4:30 p.m. Saturday 9 a.m. to 12 Noon BOY SERVICE Sump & Septic Tank Pumping Phone 365-5013 3400-4th Avenue Castlegar Plumbing & Heating Bartle & Gibson The Plumbing & Heating Centre * American Stondard ¢ Valley Fibreboth Crane * GulfStream Spas Duro Pumps & Soft: Ss PVC Pipe Fittings ic Tanks Electrical & G.E. Lighting Supplies 2317-6th Avenue, Castlegar Phone 365-7702 COLEMAN COUNTRY [MAIN ST. MUFFLER & RADIATOR | — MORE THAN JUST EXHAUST SYSTEMS & RADIATOR REPAIRS — WE NOW DO: FRONT END ALIGNMENTS AND BRAKES * Specializing in 4-Wheel Drives * 1501 Columbia Ave., Castlegar ¢ 365- 5411 MISCELLANEOUS SOME BEGINNING — classic knitweor, now at 15% discount. 365-3956. tin/56 MISCELLANEOUS MISCELLANEOUS GUITARS AND STRINGS. 181 Columbia Avenue or phone 365-2512. 2/1S TWO miles trom Castleger, Grand Forks way. Little market stand. Okanogan hay, wheet ond call pototoes je. Call Tony Loder 442-8495 POOR BOYS Corpet & Uphetstery Cheeners UMMER SPECIAL 42% [airdee scorthguerd 2995 sterdord choir my & chesterfield KEL PRINT 621 Columbia Avenve, Castlega: (365 6385, : PHOTOCOPYING STATIONERY * RUBBER STAMPS TYPING * USED BOOKS 3/66 washer/dryer, Kenmore stacking washer/dryer, new 3/4 bed c/w frame, McClary cook stove-mint condition, 3 chine cabinets. 2301 Colum bia Avenue. 365-3395 3/65 Kitchen cupboards 12 feet, upper/lower lazy susan, counters, sinks, taps. Good condition. $1000 OBO. 365-8089. 3/65 AMWAY guaranteed products with ser- vice to your door. Phone 693-2261 basy-Fo Built-in Vacuum Systems STARTING AS LOW AS por SELKIRK HOME CARE SERVICE 365-5087 0| BEAM) SILVER CREST PLUMBING 713 Tamarak St., Castlegar Call 365-3044 rf © Please recycle The NEWS MODERN REFLEXOLOGY AND FOOTCARE «+ = Columbia Ave. = S. Castlegar 365-5121 CASTLEGAR FUNERAL CHAPEL Dedicated to kindly thoughtful service COMPLETE FUNERAL SERVICE Cremation, Traditional Burial and Pre-Arrangement Plan Available Granite, Bronze Memorials Cremation Urns and Plaques PHONE 365-3222 LOCKSMITH Licenced and Bonded SCISSOR SHARPENING CALL 365-6562 2181C Columbia Ave., Castlegar Moving & Storage ~— BERNIE'S BULLDOZING & EXCAVATING © J.D. 70 Track Excavator J.D. 350 Blade © J.D. 350 4-in-1 Bucket _ CALL ANYTIME 357-2169 367-7673 Williams Moving & Storage 2337-6th Avenue, Castieger Invite you to call them for @ free moving estimate. Let our representative tell you about the services which have made Williams the most respected in the moving business. Ph. 365-3328 Collect CASTLEGAR PLUMBING & HEATING For all your plumbing needs and supplies © FIXTUI * PARTS © SERVICE CALL 365-3388 TRAIL CUSTOMERS ONLY CALL 364-0343 Radiator Repair Mike’s Radiator Shop 690 Rossland Ave.., Trail 364-1606 All work conditionally guaranteed RENTAL APPLIANCES &TV Rent to Own Washers, Dryers, VCRs, TV, Stereos cal 365-3388 1008 Columbia Ave., Castlegar RENT. WASHERS & DRYERS 364-1276 Roofing WICKLUM ROOFING CALL LORNE 352-2917 “FREE ESTIMATES” ~ ROOFING — © Guaranteed Work © Fair Pri: ° “veo in Business Free Estimates AMES SWANSON AND SONS Ph. 367-7680 Built-in Vacuums Don't Lug a Vacuum . Plug ina Beam! CANADA'S BEST-SELLING BUILT-IN VACUUM SYSTEM See Our In-Store aie - fe HOMEGOODS FURNITURE WAREHOUSE Gen Phone 693-2227 Open 9:30-5:30 Tues. to Sot. Window Coverings Z LEVOLOR VERTICALS HORIZONTALS PLEATED SHADES Our policy... ai SS HOMEGOODS FURNITURE WAREHOUSE Genelle — Phone 693-2227 Open 9:30-5:30 Tues. to Set. BLUEBERRIES — no sprays $12.95/10 Ibs. Apricots 49¢/Ib. over 20 ths. Raspberries 35/Ib. over 15 Ibs. Order ahead. Little Nagoe Froterend. Choco Valley. Open 10-6. Sundoys 12-5. 359-7323. 63 “MMONDS 5949 ViTAMins 20;. Mother Nat: ‘sPant ‘ur Downtown Costlegar _365-77 3 GENUINE Toyota oil filters 00120-00012 $10 for all. 5 Purlator Ford oil filters PER 1, $11 for all. Sun Super It tachometer 4- 6-6 cylinder, 12-6 volts, $30. 365-2787. 3763 GO AHEAD MAKE SOMEONE'S DAY WITH A DELIGHTFUL BOUQUET! e H@URS Mon Sat 9.5 30 FLORAL CO 1125-4th Street, Castlegar 365-5191 OPEN MONDAYS 26" ZENITH color TV, $150. Ford Thun: derbird $1100. Both good condition. 365- an electric clothes 7 dryer. ve very ea condition, $200. 226-7: BLUEBERRIES FOR SALE Call BLUE CROP Thrums 399-4719 THE INDISPOSABLES. Environmentally friendly cotton diapers. No pinning, no folding, leg and waist elastic. 362-5088. Come In & See Our Large Parts Room! WE HAVE THE LARGEST PARTS INVENTORY IN THE KOOTENAYS! © Chemicals * Awn' © Plumbing.® Air C © TV Antennas * Brake Controls AND MUCH MORE! Castlegor 365-5741 Deoler No. 5012 itioners UPRIGHT Piano, good Framed oil painting 365- 72058 ev ing No. 1 Grade SCREENED TOPSOIL * Drain Rock ® Fill Gravel * Masons Sand * P Gravel PHONE 365-3315 ALTO Sox with case, $675. Electrolux shampooer, $30. Call 365-8178 after 5:30 p.m 3/64 ANTIQUES stain Hoos Tulipes 365. } * China © Silver * Jewellery s © Furniture : DepressionGloss * Come and browse amony “TREASURES OF THE PAST” Apple NE Computer system, 2 disc drives, monitor and daisy wheel printer $650 OBO or will trade for firearms. Weekdays 9 a.m. - 5 p.m. 365. 218y 3/65 CALL GEORGE ROSS Fitness Parlour . MEMBERSHIP SPECIAL Buy now ond SAVE as prices will in crease Sept. 1, ‘90 RAQUET BALL MEMBERSHIP sat. -90 she elias Flex Pass . ss $45 1810-8th Ave., Castlegar Fridge $120. GE 2HP Compressor $800 OBO. Grey/blue loveseat. and rose love ;200 each. 365-7061 3/65 Yamaha PSR-6 Keyboard with stand. 100 voice bank. Mint condition. Excellent for beginners. $300 OBO. 365-7847 Fresh Oregon watermelon 18°/Ib. Little House Fruitetand: Crescent Valley” 259- 7323. SHOP MANAGER or yor ren (ota Gl. wes KALAWSKY RAIL, FRUITVALE CALL 364¢0213 5 Ch Ff ‘Om, ree dere Service free Coffer $ ors) tas very FREE ESTIMATES “OVS on, For Better or For Worse® by Lynn Johnston Engagement and Wedding Rings . THE FINEST SELECTION IN THE KOOTENAYS LAUENER BROS. JEWELLERS “We've Got the Gifts of Love’ — 1355 Cedar Ave., Trail — Phone 368-9533 UNDER $40 ADS FOR SENIORS LT HOMES FOR SALE HAVAHART Squirrel trap. $25. 8-13 inh hub caps $1 each. 365-56 Three used Lawnboy gross S aching tog $20. 365-5209. Change table and crib. $10 each a 6578. 3/65 4 BEIGE curtains, 24x80", 8-piece microwave dishes, $25. 365-6415. 3/63 REALISTIC turntable, like new, $40. 365. 6191 3/63 YOU MAY advertise in this column free must not total m must have a price stated. We will run your ad for 3 issues free of charge. Just call our Ac- tion Ad number 365-2212 SMALL battery charger, $10. 's, $8. 365-6962 10" x 4 Double poned cracked ye win dow. $40. 365 3/65 ea beer ia e Toyota pickup, fits 1978-83. $20. 365-8307. 3/65 COMPANIONS SEASONED firewood, mixed 24” lon $75/cord load. Needs to be haule away. Printing digital blood pressure monitor, near new, $70. 365-5389. 3/62 Compare Us FOR FAX and COPIERS 365-2887 1002 Columbia Cestlegor 3 CUSHION cheste chen table, torg re 1969 Ford F250 fer parts. 365-5334. 3/63 Seamless Gutters 4” or 5” Heavy Guoge Pointed Alurninum 5-Year Leakproot Guarantee all Mr. G 365.3209 ee laear s Best Buys BULK FOOD .. 30% Off WATERMELON w. 19¢ Hours: For Rent 8o.m.-9 p.m Canoe, 16 feet, aluminum $400. 365. 5340 3/65 3 Genuine Toyota oil filters 00120-00012 *10 for all. One 2-ree! stainless steel film developing tonk $10. Sun Super II tachometer 4-6-8 cylinder $12 - 6 volts 2787. 3/65 Terry's Honey Farm Will be at Playmor Junction Saturday, Aug. 18& Saturday, Aug. 25 9:30a.m. BRING YOUR OWN CONTAINER $1.20/Ib. Rawley bicycle. Mens 20 inch frame, like new $125. 365-6585. Beautiful walnut hutch 26 inch ‘ait a door hi 365-6585. 1/65 mountain bike. 18-speed Marin Muirwoods, 15-speed BRC. Both ex cellent condition. 365. 5891 65 BEAUTIFUL wolnut ut hutch 26” tall. 3-doors for china Boys 6-speed bike. ex cellent condition, $100, large drafting table, locking drawers, $100. 365-6585. tin/64 SHOE REPAIR AND ALTERATIONS WE REPAIR: boat tops, new zippers Leather goods leather jackets 1120-4th St. Across! 365-6632 CASTLEGAR Dotebsdd Je 364- 2339 TRAW inger V-6. $6950 Rey mate import truck size camper 2950. New Cassio digital ‘stectronic pir $475. Used light s 75/16.5, 4 tor $85. 14° import truck 2-$15 och. 1963 GMC 15,000. 358-7775 Now pri B.C. Fruit bt PETS & LIVESTOCK Dog Chunks x0 vo, $19.95 Dog Pellets ss vo9 Sie: He Cat Food 7 1x ARROW BUILDING Castlegor, 365-2175 © Trail, 368-5311 _ Saturday evenings between 7 p.m. or write Box sore. Castiegar B.C. VIN 3H4 FOR RENT 2 Bedroom cottage in Ootischenia available Sept. 1, 1990. 365-2635. 3/65 2 BDRM house, Castlegar $400/mth. Call 226-7354 evenings 165 Christina Lake: now available 6 new year-round trailer spots. First come-tirst choice. 447-9277 3/65 Room and board available for temale student, downtown area. Call 365-7392 after Sp. m. Wonted to rent 2-3 bdrm house Castlegar, Blueberry, Genelle oreo by Sept. 15. 365-6466 after 5:30 p.m. 3/65 Interested in living where you b Tires on white rims. 178-15 for truck. $25 each. 365-7573 BEAUTIFUL cabinet Hitachi 25" color TV, good working condition, remote control, $250 0.b.0. 365-7691 3/63 SENIOR CITIZENS may advertise items they personally own in this column at o special reduced rate. We will run up to 15 words for three consecutive issues for only $3. (Additional words are only 30¢ each for the three insertions). Ads must laced in person at our office and for in advance. You must show us your Pharmacare Card. Up to three items may be included in the ad. The price of each item must be stated and the must not be over $300 act tin/34 GARAGE SALE sor. ‘Aug. 18 519-8th Ave. 9:30 a.m. 2:30 p.m. Drapes/sheors galore, household items, baby toys, equipment, clothes to Size 4 65 902 - 26th Street, Sot. Aug. 18th. Wom, 165 508 - 9th Ave. 9 a.m. - 3 p.m at family. 65 an) PLANNING -*» FREE market tw evaluations or information on other locations | oe CALL Magne 203 WILSON vice "365-2111 or 365-3407 Build a “NEW" Home ¢ MODULAR © PRE-FAB ° CUSTOM Sat. Aug. 18 1302 Grovenor Re m. Toys, clothes, misc. articles, lawn chairs, recliner, 16mm film projec tor 65 Aug. 18 & 199.0.m. ds. Space plastic pails Ave Sot. Avg. 18 Raspberr 90 1 p.m. Kitchen electric typewriter, P.A. system, miac v/ 4 p.m. No = bir- s heater, snow pusher, 5 gal clothing, misc. 316 Sat, and Sun. Aug. 18 and 19 10.a.m. - 2 p.m. 2613 - 10th Ave. Kinnaird. Moving sale. 1/65 SWAP SHOP You must state what you are willing to swap for. Value of the item not to ex ceed $100. Phone 365-2212 and we'll run your ad for 3 issues free of charge. tfn/7 so you are involved in decision making? THEN WE MAY BE FOR YOU. Large 2 and 3 bedroom units with lots of yard. Own fridge & stove required. Ottice open 2-4 Wednesday or leave message. Ph. 365-2677. HOMES FOR SALE Older 3 bedroom mobile home on 60 x 100° fenced lot. 4 fruit trees, 2 metal storage sheds. 1093 Columbia 36S. 2 BDRM apt. Fridge, stove, coin operated laundry facilities. Downtown location. $350/month 65 Room and bead near downtown Castlegar. $400/month. 365-2994. 3/65 2 BDRM apartment to share. Rent utilities and board. Tennis courts, near bus. $425/month. Prefer female Ere 3056 after 6 p.m. 65 — POG FOOD SPECIAL — m 5.95 - $32 ional K-9 Centre BEDIEN' CLASSES Sept. 4-Oct. 23 — 7 p.m. Beginners & Agility Sept. 6-Oct. 25 — 7 p.m. Intermediate & Agility One Hour Lessons ment for to oid in training. Have tun with your dog fh ob: the some time __ FOR INFO CALL CHRIS 399-4711 Fru STAND ALSO SERVING RENT THIS SPACE 365-5210 REASONABLE rates. Clean rooms ond kitchenettes /Apply to City Centre Motel 1101 - 2nd Street Castlegar or 365-625! 10/60 SPACIOUS furnished sement suite Private entrance, good location. 365 3427 3/64 AVAILABLE immediately — 1 bdrm. por tially furnished aportment. centro! location, 365-3597 days or 365-5516 evenings. 3/64 UNDER $40 Hwy. 3A, Throms (next to Russell Auction) Yamaha motorcycle seat. new, $40. 365 8307 3/65 Action Ad Phone Number is 365-2212 ights Street, Robson. Ph. 7863 evenings for to view 3/65 Older house and 12 x 68 Mabile home on 1.25 acres of land. Ootischenia 365 2054 or 365-5843 3/65 4 BEDROOM, older house — “North Castlegar, $50,000. 365.6643 or 365 3237 3/63 Into or out of Castlegar FOR Ist CLASS SERVICE CALL DAVID DANIEL CASTLEGAR REALTY LTD. 365-2166 or 365-6892 FREE MARKET EVALUATIONS! DTENAY LAKE, “5 half acre lots with 90 ft. to 145 ft. of frontage, sewer Me water included Owner will finance up to 100 per cent at 9 per.cent interest. Free legal. For in formation call 362-9520 56 VATE E reasonably priced flat residen. tial lots. Minutes from Castlegar Gens Deering 368-563: 7 62 MOBILE HOMES ARROW LAKE TRAILER PARK 12x! to los! ferry — view pads. 365-8073 t#n/12 REC. VEHICLES 1977 8 ft Okanagan comper, 4 hydraulic jocks, 3-way fridge, electric pump, boat rack, good clean condition. 365-6829 365 Sportscroft tent trailer. Sleeps 5. Ideal for small cor. $800. 365-2136 evenings 165 Camperized bus. completely furnished double sink, toilet. shower 3 way fridge, stove. $3000 OBO coll 365-6031 1969 16f Travel trailer. fridge, stove and heater $1000. 365.8032 atter6p.m. 3/65 8-FT. camper stove. furnace ice-box hyd. jocks, $1500 0.b.o. 355.2342 sire 6 p.m. 3 64 1985 17-f. Bigfoot trailer in mint dition. Askirig $10 000 0.b 0. 365 Seee_ tin 63 For viewing 36 9 SECURITY comper with queen bed. 365-3223 1978 — 31-H. Prowler, Sth wheel trailer $8,500 0.b.0. 365-6411 ttn 62 8x35’ SATELLITE Park Model with tip-out ond free standing root to be moved from property. 1975 25 Terry Travel trailer sized 3 CLEAN, newly renovated home in Genelle. lorge lot. $39,000. Coll atter 5.30 p.m. 693-2428 /s! FREE HOME EVALUATION | will be pleased to discuss your Real Estate needs ond or value of your home with no obligation or cost te you CALL RAY BYSTROM Contoger Reatty Ity Ltd. OFFICE 365-2166 RES. 365-3520 1800 sq.ft. Lincoln log home in South Slocon. Fully devel bovement large deck, overlooking river, w dscoped. 359 LARGE 3 bedroom house. 2 fireplaces. nearly finished bosement. swimming pool. On one acre. close to town. 538 Lokeview Street, 365.6676 alter 5 p.m ren 1979 17's Prowler trailer (tandem). 1986 ywner camper for import truck 9 comper for import truck 1979. 24" class A Winnebago motorhome. Davies RV & Storage Christine Loke, 447.9337 Dialer 72s 63 VEHICLES 1988 Mazda pick-up. 4 wheel-drive 50,000 km 365-6334 evenings 365 76 Dodge™4-ton service truck. Air com pressor, hydraulic teil-gate, 1977 Chev stationwagon, 71 Dodge 4x4. 365-8176 3/65 1981 Eagle stationwagon 4x4 automatic $4500. 1978 Volkswagon Rabbit 4 door 4-speed, diese! $1300. 365 2196 evenings 1978 Plymouth Coravelle, Slant 6 $1200 O80. 365-8032 atter 6 p.m v6! 1968 Hondo Prelude cellent condition, 65 driven. $15,500 OBO. 365.7061 silver-grey km