Castlegar Aquanauts » License No. 784512 CHRISTMAS BINGO Saturday, Dec. 4th Castlegar Arena Complex 1000 | "227 ACKPOT LAST BINGO 60% PAYOUT © EARLY BIRDS * 60% PAYOUT.SPECIALTY GAMES Early Bird 6 p.m., Regular Bingo 7 p.m. GRAND OPENING a KNICK KNACKS) EVERY ITEM IN THE STORE IS $1.00 \ site. DOLLARSTORE *¢ Great Canadian I The Saints play Teams performance up and down JOHN VAN PUTTEN Sun Sports The Selkirk Saints Volleyball teams’ performance lately has been more up and down than a rollercoaster ride at a fall fair The Men's and Women's Midnight Madnéss, downtown Castlegar Friday December 3. Bad time to discover you forgot your wallet. In another city. AirBC passenger Van Scoffield managed to talk his way out of his cab in Vancouver (another story in itself) and phone home to Williams Lake. He explained to our ticket agent Sharon Neufeld that he'd left his wallet on the seat of his car parked at the airport Much to Van's surprise, Sharon offered to drive into town, retrieve a spare key from his wife at work, drive back to the airport parking lot, unlock his door, grab the wallet and get it on the next plane down to Vancouver. Which she did, much to Van's relief and delight. Proof positive that we go out of our way for our passen- gers. Now, Van, about that cabbie Our airline is more than planes. Its people. Airoc AIR CANADA CONNECTOR AirBC. We serve.Castlegar and all of the We For reservations call your tra t reward st plus we offer all the frequent flyer program vel agent or 1-800-332-1080. ~ p02: ers are preparing for weekend matches. ; Wednesday, December j ; A 993 teams returned from. a weekend stint at Vancouver Community College empty-handed with each team losing both of their matches. unable to attend due to @ prevt ous commitment He handed his coaching duties over to assistant coach Diane Hall who Both teams’ coaches Say there were dif- ferent factors leading to the final outcome in their respective matches. “We lost a mental battle,” said Men's Team Coach, Mike Perra. Women’s Team Coach Ben Spiller agrees, although the reasons for his teams losses were slightly different as they were missing a good portion of their starting lineup. “Both of our stafting middles could not make it to this match,” he said. While the ladies were swept three straight in both of the matches, the men's team took a few games from the Mands of their oppon¢nts onthe road to the loss. “If we had beat them then we would have established our- selves in the top section of the league...you have got to lose to know what winning is really like,” Perra said. “It was just a long frustrating weekend overall,” Perra said. Problems for the Selkirk Col- lege ladies included missing players, which left the team with only seven players for this road trip. In addition, Spiller was “They will not slaugh- ter us...they will not find us an easy win, there’s no team that will...’ Saints coach commenting on their upcoming match against jhe the top placed team was helped out by Joane Spiller and an €xX- Selkirk Saints player, Rob Majacik, now playing for the Based on information he was given after matches, Spiller said one of his players, Kari Kuzhecov, —————— who has been a back-up player until now, has earned herself a starting spot on the team based on her weekend —MIKE PERRA performance Spiller is quick to point out how much the team has pro- gressed since the start of this varsity season “We are improving and that’s all I can hope for,” Spiller said, commenting on the progress of the entire team. Entering this weekend, both teams are schedualed to play two matches as Selkirk College is hosting Trinity Western Com- munity College. Although the Trinity Western team is tops of the men’s Varsity team standings, they are in for a tough fight from his team. “They will not slaughter us in our own gym...they will not find us an easy win, there’s no team that will find us a easy win.” Only as old as their wrist-shots Sun Sports They may be classified as old- lumers, but this group of players doesn't act like old-timers once they hit the ice for a good game of hockey This past weekend had 18 teams meeting in Castlegar to take part in the sixth annual Borscht Burners Tournament hosted by the Castlegar Oldtimers Hockey Club. The emphasis is on a clean game, oldtimers hockey is no slapshots, no body contact—just good passing,” said one of the tourney organizers, Dennis Mildenberger. The teams were split into four divisions, two four-team divisions and two consisting of five teams The Red Army, Dynamo, Spartak and Wings Divisions made up the event Castlegar fielded two teams in the three-day tournament, thc Castlegar Red Army squad and the Borsch Burners represented the host city. As in the past, this year’s con test attracted teams from the East and West Kootenay and sur rounding areas. Some teams tak ing part in the weekend round robin tournament were from Mexican Rivi Departures Feb. Sth through Apr. 30th aboard the Fair Princess INSIDE STATEROOM Per person, two sharing OUTSIDE STATEROOM "$1029, Per person, two sharing PRINCESS CRUISES 5 | Includes round trip airfare from Vancouver “Applicable to Faw Princess departures February Sth through April 30th 7 Day are subject to availabilty and change at the time of booking, | es e PRINCESS CRUISES (2% bbean - Selected departure dates from February through April EASTERN CARIBBEAN Regal Princess WESTERN CARIBBEAN Crown Princess SOUTHERN | CARIBBEAN | Star Princess "51360:, 131360: |'51485;.| twin sharing, a minmum category inside state Includes round trip airfare from Vancouver ore subject 10 avaidabity at the ti BCAA Travel Agency | 596 Baker Street Nelson ¢ 352-3535 Travel Hotline 1-800-663-1956 SPACE IS LIMITED 50 HURRY AND BOOK NOW! Kelowna; Kimberley; Sparwood; Kaslo, Invermere; Nelson; and Windfield The hockey was competitive and above all played on a friendly basis. The most obvious factor to the friendship was seen at the end of each game when the teams lined up for the traditional. band shake That prox some time, as it wa usually took { viewed as another social event by the play ers, giving them a chance to dis: cuss missed scoring opportunities and other aspects of the game while still fresh in their minds. Each of the four divisions crowned a separate winner. In the Red Army Division the Trail Old. timers earned top spot and in the Dynamo section the Revelstoke Runaways took the title Mildenberger said his team, the Borscht Burners, only improved as the tourney progressed. “We just kept getting better, we lost one first, then a tie and finished it off with a win.” In his division, the Spartak, the Cranbrook Suds Buds eared first place The fourth and final section, the Wings Division, was won by the Kaslo Oldtimers. To qualify as an “Oldtimer”, Players must ‘be over 35. Milden- berger says there are some play- ers who are ex-Senior players and ex-WHL team members Each team was guaranteed three games in the round-r »bin format, which didn’t have a play off section. “It was just for fun, there was no Play-off,” Milden berger said To encourage players to stick to a clean style of play, penalty munutes have a serious effect on thé outcome of the tournament “Total penalty minutes plays a factor in dec iding the winner. It’s 4 combination of goals-for and Penalty minutes. Lots of times you can lose a tournament based on penalty minutes. “The idea is to have a clean hockey game.” Krystonia Collectables For Christmas Giving Pes, 5 : e Come in and choose yours while selection is at its best WE DELIVER Gemotogist/ Goldsmith AN Delich Jewellery & Gi 218 Cotas « Gift Store BUSINESS | he Castlegar Sun WEDNESDAY, November 10, 1993 5B Glance — Election results Congratulations to all those who let their nam{stand in the recent municipal and school board elections. Choosingto becoming a pub- lic figure leaves one open to arrows and tarbs and the work involved is certainly more than anyone could inpgine Grand opening success Congratulations to RHC Realty on their sucassful grand opening last weekend. Their new offices are in downtgvn Castlegar and the staff invite you to come in and discuss all of ‘our real esate needs with them. New faces new place Congratulation to Bryan Wilson of Castlegir who is now a real estate agent with NRS Montainview Agences. Casada Safeway shoppers will miss his smiling face in the prodkce secion. Midnite madness Check last weekend’s West Kootenay Advertiser for the Midnite madness flyer. The Castlegar downtown merthans have organized this first, and what they hope will be annual, ¢veit this coming Fri- day night, December 3. Lots of great items and nost stores will be open until at least 11 with some open til midnite Take advantage of the late hours for your Christmas shopping. A pecial thank you to Mickey Tarasoff of Mother Nature's Pantryfor organizing this event. Grand Opening success Congratulations to Bruce and Edie Gunn o the grand opening of their Hair 4-U studio and the gift shop calld The Upper Room last weekend. Bruce and Edie invite everyor to come in and look around the Upper Room gift shop for that secial Christmas gift Last Chance This coming Sunday is the last chance t take advantage of Big O Tire’s Sunday opening. With winter wellon its way, make sure your winter tires are in top shape. Liquidation A total liquidation of $100,000 woth of fishing tackle from a wholesale business is well underwy in the city centre square in downtown Castlegar, from 9 am to 9pm, until December 6. B.C. mining exojus continues “We can produce a pound of opper as cheap as anybody in he world, even though our STERLING NEWS SERVICE Canadian mining firms will continue heading to Latin Ameri ca unless the B.C. government relaxes the industry's regulation and tax structure, Vancouver based tniner Teck Corp says Teck vice-presideny Wayne Spilsbury said the company still is making profits at its Bull moose and Quintette coal mines in northeastern B.C but is spending more of its money overseas “We're getting by, but like all Canadian mining companies we're looking offshore. We're taking the money that we earn in Canada and spending more and more of it in countries like Chile and Mexico where we're getting a better return on our invest ment,” Spilsbury said in an interview He added: “Teck would love to have the next mine in Canada. Currently the one we're building is in Chile, but if we can have another mine in Canada, we'll be here.” He said that, if the trend towards foreign investment con tinues, mining will cease to be an industry in the province. Spilsbury, vice-president of the B.C. and Yukon Chamber of Mines, said a survey published last week shows strong public support for the Canadian mining industry. The Canadian Mineral Indus- try Federation study found that 95 per cent of Canadians. believe it is important for mining compa- nies to continue to invest in Canada SURGENOR & ROGERS CERTIFIED GENERAL ACCOUNTANTS * Monthly and Year End Accounting + Auditing + Personal and Corporate. Taxes + Computer Services _& CGA CGA, British Columbia's largest professional accounting body with more than 8400 members and students 365-7208 800 - 1444 Columbia Ave Castlegar feposits are not all that high a sade,” Spilsbury said “The investment capital can 20 to places like Chile, but you an‘t take the guys who are working up at the mines in Tumbler Ridge. What's going o happen to those people and the skills that they have,” he asked Spilsbury said the NDP gov emment is out of touch with the people on the issue of mining and does not understand the mining industry “They just think that it's not a big issue, so we're forgotten,” he said. “Call it benign neglect.” Spilsbury said the industry has witnessed a slow deteriora- tion over the past decade, with a 40-per-cent annual drop in investment He said that, since 1991, eight mines have closed in B.C. while two small ones have opened. The number of operat- ing mines is expected to fall 50 per cent by the year 2000. Risk taking recipes for wealth His worst move was guaran teeing a loan for a friend's fire place business in the early 1980's. That cost him $150,000. But his best move helped him forget that loss. He developed Cantax, probably Canada’s most successful tax preparation com puter program. After he sold the business - and after his divorce he ended up with $3.5 million Henry Zimmer, 49, father of four children and a border collie puppy, has been a chartered accountant and lecturer since 1967. Already an author, he recently set up his own book pub- lishing business as well “It's nice not to have to worry about manuscript rejection,” he said. Zimmer now writes under the pen-name Cimmer (“because he’s tired of seeing his books on the bottom shelves of Canadian bookstores,” say the cover notes, citing this as “one simple exam- ple of entrepreneurial thinking”). His two most recent titles are The Wealthy Procrastinator and The Wealthy Paper Carriers (Spring- bank Publishing, $15.95 each). Zimmer now is working on “wealthy” books for women and seniors. I asked him the secret of his financial success And he responded with a list of money management tips which he said he has followed at one time or another. (The-moral of his worst your assets Leave More to relatives who really need help. Have a current will Zimmer also encouraging children to develop their entrepreneurial skills It's no crime to make money and they would often be better off suggested Columnist in the long run investing their time into their own business rather than working for someone else,” he said. “Unfortunately, they won't learn this in school, where most teachers are more interested in job security and their pensions than entrepreneur- ship.” Zimmer suggested the follow- ing financial tips for teens. - Get a job as soon as you can. Becoming wealthy means giving up sleep or sitcoms. Choose hob- bies that could earn you money. - Avoid smoking, drinking, junk foods and video arcades. If you invest the money you save, you'll be a millionaire betore age 60. ~ Don't leave your savings in the bank. Learn about growth mutual funds. When you are young, you can afford to take some risks - but stay away from stock tips and get-rich-quick schemes. Finish high school but don't necessarily think an academic post-secondary education is the only answer. Today, many uni versity graduates in the arts are waiting tables in restaurants. So consider community colleges and choose practical courses that can eventually lead into-your own business. - Learn the basics of the Cana dian income tax system. By the time you earn more than $30,000. the government will take away more than 40 per cent of all your additional carnings. But if you have a successful, incorporated business, you can pay as little as about 20 per cent tax on up to $200,000 income a year - Live at home as long as you can stand it and invest your earn ings. When you do leave, buy a house. A fixer-upper will be fine GENELLE Units Now Available 365-7798 if you are handy.’ Rent out the basement or spare bedroom to a friend to help with the payments. As you work and earn money, reward yourself along the way with little gifts. Otherwise, becoming wealthy won't be much fun Take a basic accounting course. To get ahead, it helps if you are familiar with business numbers. Understand how com- pounding works. Mike Grenby is a Vancouver based columnist and independent financial adviser who works with individuals; he will answer your questions in this column as space write to him clo The Castlegar Sun, 465 Columbia Avenue, Castlegar, VIN 1G8. Kids & Tobacco It's a crime. allows IMAGES BEAUTY SALON Call now for an appointment Watch for Grand Opening Specials 142 Columbia Ave. 365-2616 move: “Don’t invest in hing unless you are there to take an active role.”) - Buy a home as soon as you can. Rent out part of it to help with the financing. Make sure you arrange the mortgage so you can pay u off in no more than 10 » years When the house is paid off, maximize your RRSP program using the carry-forward rule to catch up with missed contribu tions Then start a monthly 1 rent program with mutual funds. Quit smoking, cut down on drinking (cating junk food. hav ing lunch out) and learn the power of compounding. If you invest $200 a month in mutual funds growing 10 per cent annu ally for 20 years, you'll have $150,000. After-35 years, you'll have more than $750,000. Avoid credit card debt you can’t pay off monthly - Avoid pension plans. You're better with your own RRSP, ide- ally subsidized by your employer. Choose hobbies that can be turned into profitable endeavors; this is very important if your job isn’t secure - Use an insurance broker to shop for the best life and disabili- ty coverage while you're building AUTOMOBILE INJURIES CAN LAST For business financing venture loans, strategic planning DAVE FoRSYTH Branch Manager Your Business Support Team in the Kootenays! Call 1 800 667-7579 from anywhere in B.C. 426-7241 in Cranbrook Fax: 426-2462 For business counselling, Management training professional development workshops, family business planning BARB PEABODY Manager Training and Counselling Federal Business D Banque fédérale de Bank Pp! Canada A- LIFETIME. li you have been injured or suffered a loss resulting from an automobile accident we can help. We've been protecting your rights for over 70 years. Your claim will be handled by a personal injury lawyer experienced in fatal accidents; brain injuries; whiplash and soft tissue injuries; and fractures. For your convenience, we will meet with you at your home or office Robert E. Ross — serving the Kootenays — The Law Firm of DAVIDSON & (COMPANY Toll Free 1-800-667-1939 Free Initial Consultation G3) Vernon, B.¢ a tradition of trust The Versatility of Automated Transactions. A Kootenay Savings Member Addresses Her Card. Kootenay Savings Where You Belong