Castlegar News _oxober 5. 1986 MR. AND MRS. RUSSELL HICKSON . . honeymoon in L.A. Couple wed in Arizona Sandii Rhian Maddocks and Russell Blaine Hickson exchanged wedding vows Sept. 6 at St. Paul's Episcopal church in Yuma, Ariz. with Rev. J. Bigham officiating. Parents of the bride are Robert and Phyllis Maddocks of Yuma, while the groom's parents are Don and Tenie Hickson of Westbank. The bride was given in marriage by her father. She wore an ivory satin gown trimmed with lace on the bodice, sleeves and train. A flowered wreath with seed pearls held her veil. She carried a bouquet of white gladiolis and pink carnations. Dawn Hedin served as maid of honor. Bridesmaids were Paula Headington and Jeaneen Hilbink. The atten- dants wore dusty rose colored dresses and each carried a bouquet of while gladioli and pink carnations. Robbie Hickson, brother of the groom, was best man. Ushers were Rodney Hickson, another brother of the groom, and John Teal. Following a reception at the bride's parents’ home, the couple went to Los Angeles for their honeymoon. They are residing in Yuma. Funeral held for Krestova woman Mabel Markin of Krestova until her death. She enjoyed passed away Wednesday, her family. gardening, knit- Oct. 1 at the age of 80. ting and singing. Funeral service was held She is survived by one son, Friday and Saturday at the Philip of Robson; daughter, Castlegar Funeral Chapel Ann Verigin of Krestova; with burial in the Krestova five grandchildren; two Cemetery. brothers, Cecil Maloff of Mrs. Markin was born Oct. Grand Forks, and Pete Ma- 10, 1905 at Canora, Sask. and off of Cowley; and numerous came to Brilliant with her nieces and nephews. She was Museum reps meet Representatives of museums in the West Kootenay held their semi-annual meeting in Nelson Sept. 20. Delegates from the Grand Forks, Greenwood, Trail, Rossland, Nakusp, Kaslo and newly-formed Ymir museum groups met to discuss common concerns. Delegates met for coffee and a tour of the Nelson Museum on arrival, including the 100th anniversary of the Silver King Mine Discovery Exhibition and the almost-com pleted Ladybird speedboat restoration. They then embarked by car on a tour of Nelson heritage sites. A stop at the restoration of Streetcar No. 23 was arranged by the late Lyle Ward, who had supplied a three-page history of the project to date. Using the Heritage Motoring Tour pamphlet recently published by the Heritage Advisory Committee, the group then followed the tour, making a number of stops en route to discuss the stops of interest. The tour finished with a stop at the Capitol Theatre Restoration, where Capitol Theatre Restoration Society board member Steve Lones gave a tour of the facility and outlined plans for the theatre's future. After luncheon at the Heritage Inn, reports were heard from members in attendance, as well as from Midway, New Denver and Silverton members who were unable to attend Museum attendance has been generally stable or has increased throughout the area during the 1986 season. Some groups are remaining open longer hours to accommodate visitors returning from Expo 86. Museums throughout the area are increasing their knowledge and expertise in the museum field. Grand Forks and Nelson have federal programs underway which provide professional museum training for their staffs; other museums have had conservation i and 4 The Femily Under Fire: views the fomily in the c today's society, where a “civil war of values is beng Dr. Dobson urges parents to look ot the effects of gover training programs either within or outside the area. Most museums were able to hire from one to four students under the joint federal and provincial Challenge ‘86 program and, as well, those museums which are also their community's tourist information centre hired extra students for that function. Students hired as tour guides also performed functions from running special programs for children, to maintenance and upgrading of facilities, to cataloguing and archival work. Greenwood Museum reported that with the support of the entire West Kootenay museum community, they succeeded in having a misleading Dewdney Trail marker relocated to the proper location. Delegates discussed the recent task force on funding for the Arts until the year 2000. , @bortion and pornography, ond to get wolved. To preserve what they care about most — their ‘own families Note: This film contains explicit intormation regarding the pornography indusiry. Not recommended for young oudiences by Dr. James C. Dobson CALVARY BAPTIST CHURCH 809 Merry Creek Road South Castleger, B.C. VIN 2P1 tal October 5 — 7:15 p.m. Pastor Alan Simpson * Phone 365-3430 NATIONAL \ FURNITURE | SALE AST ss zw Open Today Sun., Oct. 5 — Noon ‘til 5 p.m.! 3-Piece Living Room Table Groupings All Sale 1 99° Starting at » Buy During Canada’s Very First National Furniture Sale! AY TODAY — SUN., OCT. 5 OPEN NOON ‘TIL 5 P.M BIG SELECTION — BIG PRICE CUTS! BEAUTYREST BY SIMMONS Queen-Size 2-Piece Sleep Set Suggested Selling $1390 WLF.S. PRICE ..... 54” 2-Piece Sleep Set $1390 WF.S. Price. ..... 7195" 689" BED CHESTERFIELD UNITS BY SIMMONS The Tempo, Topaz, Aspen and Como Models — All Reduced — Check Out N.F.S. Price Tickets! EXPERTS SAY anada By BRENDA DALGLISH The Canadian Press It's that time of year again. The frost is on the pumpkins and Canada Savings Bonds are just about ready to come to market. It’s the 40th year that savings bonds, the perennial favorite of many small investors, will be offered for sale by the federal government. And even though they are expected to carry lower interest rates this year than last, experts say they'll still be a good deal. “Given that I don’t think the next little while is going to be all that great for either the bond or the stock market and combined with the high probability that if interest rates go up the government will match them, Canada Savings Bonds are an extremely attractive instrument for Canadians,” said Carl Beigie, chief economist with the investment firm Dominion Securities. Last year, the government raised a record $15.1 billion — almost half the entire federal deficit for 1985-86 200 MANUFACTURERS 1400 CANADIAN STORES PARTICIPATING Large triple dresser, mirror steel frame on casters. Reduced to *2195 NATIONAL SALE PRICE ... All-Oak Bedroom Suites chest, headboard, 2 nite tables, $1795 ne wa) ; Dinette 5 ining R Suites” potarp eg 00™ “ing gyiteS 9-Piece Formal All-Oak Dining Room Suite Truly a luxury suite by Peppler. Valued at *7500 NATIONAL SALE PRICE ... 5995 Compare, Compare parents. She moved to Cow- ley, Alta, where she married Pete Markin. They lived for a time there, returning to B.C. and living in Pass Creek until 1968. She moved to Krestova at that time and lived there Regional predeceased by her husband Pete in 1968 and two sisters, Martha Maloff and Ann Gret- chin. Funeral arrangements were under the direction of the Castlegar Funeral Chapel. meeting held in Cranbrook Representatives of Home Support Agencies in the East and West Kootenays met re cently in Cranbrook The major topic of dis cussion was the impact of cuts in service provision and funding with all 12 agencies present expressing serious concerns. According to a prepared release from the agencies, eight of the agencies, all operated by non-profit societies, are currently in a deficit. position with three stating they are in imminent danger of having to close their doors. The abrupt withdrawal of Home Support Services would create untold hardship for individual citizens of this province as well as have a major impact on hospital and other facility beds, the re lease says. Board members, all volun teers, who are legally respon sible for the operation and Aone Daily Flight Service to © Penticton * Kelowno 365-7701 management of each auto nomous agency expressed grave concern regarding their liability in the event of the financial collapse of their respective organization. “These community-based agencies providing in-home care to more than 2,000 elderly and disabled persons in the region are extremely distressed with the lack of response from the Ministry of Health and other pro vincial government officials,” the release said. Drastic Reductions On Upholstered items! 2-3 Piece Chesterfield Suites, Sectionals, Bed Chesterfields, Recliners, Swivel Rockers, Glider Chairs. Look for the N.F.S. DISCOUNTED PRICES! bPiece All Wood 2-Brawer 4Brawer Chests of Drawers Solid Maple With Mattress Solid Maple Quality Mates Beds Includes quality 39’’ quilt-top s Mates Beds 1 PACKAGE PRIC carpeting, underpad, installation Complete Provincial Tax Extra Rubber-Back Carpeting 98 Multi-tone level loop . . . sare Futura-toned sculptured 9° ya. ... 10%. 10” Berber Textures Halton Hills . rt LOOK FOR ROLL ENDS, REMNANTS "$ COMPLETE 49 39” Stcer sers ALL SIZES CHIROPRACTIC SLEEP SETS ON SALE! 39” Continental Bed *349 spring, frame on casters RCA Victor rep will be here Fri.-Sat. Talk to him regaring RCA VCR’s and Television a Floor Covering Genelle Furniture Warehouse Centre Phone 693-2227 through its sale of savings bonds, which carried an interest rate of 8.5 per cent ‘Last year the government raised a record $15.1 billion... through its sale of savings bonds’ Most of that came from the pockets of ordinary Canadians. There was a $75,000 limit last year on the amount of individual could buy, but in recent years the limit has been as low as $15,000. GOOD DEAL Experts say Canada Savings Bonds are one of the best deals around — not only do they often hold them in their own investment portfolios, they also recommend them for even the most inexperienced of investors. Savings bonds offer the security of being backed by the Canadian government and they carry rates competitive with other longer-term investments. They usually have terms of between seven and 12 years although in recent years interest rates have been set only for one year at a time because of volatile markets. One of their greatest benefits is that, unlike other bonds, they can be redeemed at any time, although they have to be held at least until December 31st of the year they are purchased for interest to be payable. When they are redeemed, interest is paid only on each full month the bond is held — if they are cashed in one day before the end of the month, no interest is paid for that month Savings Bond good deal Another plus is that the investor knows that when interest rates go up, the government most likely will increase the CSB’s rates to encourage investors to hold ‘on to them. SAVINGS PLANS In addition, they can be bought on payroll savings plans with regular instalments deducted from pay- cheques. About 40 per cent of investors cash in at least some of the bonds they've purchased at the'end of one year, said Ted Requard, securities adviser to the Canada Savings Bond Organization, which handles sales for the Bank of Canada. Critics have suggested that the federal government pays too high a price for the money it raises from savings bonds, but when the government tried in the mid-1970s to pull back from the market it found it was unable to raise enough money from other sources at better rates. Canada Savings Bonds, introduced in 1946 to replace the Victory Bonds of the war years, are used by the government to finance its spending. When the government decides each year how much money it wants to raise from the issue and what rates of interest it will have to pay to get it, it considers such factors as the value of savings bonds maturing that year, the amount of redemptions that have taken place, and, of course, the size of the deficit, Requard said. RAISE MONEY Generally, the government aims at replenishing the bonds that have matured and been redeemed that year CSBs TURN 40... .Canada Savings Bonds, which mark their 40th anniversary this year, trace their origin back to the Second World War when Victory SOME DO'S AND DON'TS WHEN BUYING BONDS By PATTI TASKO There's more to consider when buying Canada Savings Bonds than “What's the interest rate?” and “How much can I afford?” Although the bonds, which go on sale Oct. 27, are one of the safest investments around, there are some do's and don'ts you should follow the get the most for your money. Ted Krug, a Kitchener, Ont., stockbroker who acts as the Bank of Canada’s spokesman on savings bonds, and financial Brian Fostello offer these tips to and sometimes it may choose to raise some dditional capital, he said. This year, only about $3 billion of the $42 billion in outstanding bonds are maturing, more than $1.5 billion less than last year, he said. But redemptions this year amounted to more than $8 billion, including $5 billion cashed in early this year when interest rates temporarily rose. “We do have a large amount to recapture this year,” he said. And the deficit has increased from an early target of $29.5 billion to $32 billion. More information is expected this month and Finance Minister Michael Wilson is to announce the rate Oct. 27. The bonds will start bearing interest Nov. 1 Market analysts are predicting that bonds will carry an interest rate of between 7.75 and 8.25 per cent, down from the 8.5 per cent offered on last year's issue. That compares with current bank interest rates that vary from about 6.25 per cent on 30-day term deposits to between 7.25 per cent and 8.25 per cent on one-year guaranteed investment certificates prospective buyers. First decide whether you want to buy bonds with compounding interest, which isn't paid until the bond is cashed, or regular interest, which is paid every November. If you are investing for the future rather than looking for regular income you should puy compound bonds, says Krug. With these you earn interest on your interest and the value of your investment increases more rapidly, he says. However, people who need to supplement their income — retired people, for example — might prefer regular bonds. SIMPLER SYSTEM Costello prefers the regular bonds because, he says, declaring the interest income on your taxes is simpler. You automatically receive a slip from the tax department every year which tells you how much to declare, while in the case of a compound bond a slip isn’t issued until the bond is cashed. (To figure out the amount of compound interest you should declare, check the table supplied along with your tax forms next spring.) nts Bonds were sold to finance the war effort. The poster at left was used in 1942 and the pos at right during the 1949 campaign. And although you're not to declare the interest annually, it might be to your advantage to do so. Listing several years’ accumulated interest on one tax return could easily put you over the $1,000 tax-free limit for interest income. And, as Krug points out, you will probably be in a higher tax bracket in the future, making the government's tax bite even bigger. Another option — open to. the employees of about 10,000 Canadian companies — is buying the bonds through a payroll deduction plan. A set amount — the cost of the bonds plus an interest charge equal to the rate they will earn — is automatically deducted from your paycheque until the following November, when you get the bonds. But since the interest you pay is tax deductible and figured on a reducing amount, while the interest you earn is on the entire value of the bonds, you come out ahead. EARNS INTEREST For instance, if you bought a $1,000 bond that earns 10 per cent interest, you would pay $50 in interest, but earn $100, says Krug. If interest rates go up, the government will be under pressure to increase rates paid on bonds to prevent people from cashing them in. However, it cannot increase the interest it charges you, so the point spread between the two is to your benefit. “The payroll plan is a fantastic way to put away a small amount every month,” especially if you find it hard to save, says Costello. . Consider buying your bonds through a brokerage firm, where you can earn double your interest for a week or so. Although a new issue of bonds credits interest from Nov. 1, they don't have to be paid for until the cutoff date, usually between Nov. 7-15. In September and October many brokers offer treasury bills that mature on the date the bonds must be paid for, and then switch the money into savings bonds for you. This gives you double interest for that period, and you'll also be earning more on a treasury bill than you would if your money was in a bank account ps 4 Sts OS Smoking less socially acceptable By BRUCE LEVETT The Canadian Press Remember the scene? Paul Henried placed two ciga rettes between his lips, lit both, and handed one to Bette Davis. A world swooned. Smoking was not only socially acceptable in those days the movie Now, Voyager appeared in the early 1940s — it was downright mandatory Today, one of two things would happen Mischa Auer (or, more likely, John Candy) would shimmer in as an outraged waiter informing them they were in a no-smoking area; or Bette would tell Paul frostily that she just plain was not that kind of girl Smoking — after years of medical report scares and, more recently, warnings of the hazards of second-hand inhalations — is becoming less socially acceptable In many parts of Canada, it has been legislated out of existence on elevators, subways, buses, streetcars and some airline routes, in offices, hospitals, banks, service lines, gas stations and places of public assembly BANS WIDESPREAD In fact, name a venue and somewhere there's bound to be an ordinance against smoking in it Latest government statistics indicate that fewer than one in three Canadians smokes any more. However, those who do smoke, smoke heavily. Both the proportion of smokers and the average number of cigarettes smoked daily per smoker are higher in Canada than in the United States. Canada has the highest rate of cigarette consumption per capita of any industrialized country In 1981, the latest year for which figures were available 7.4 million Canadians lit up 74 billion cigarettes In the absence of federal regulations, promised “soon. municipalities across the country have been passing their own bylaws with the result that smoking prohibitions are a coast-to-coast mish-mash. In Toronto, for instance, the transit commission recently extended its no-lighting-up-in-the trains dictum to take in all its public places — vehicles, platforms, stairwells and escalators. ‘The University of Ottawa has banned smoking almost everywhere on campus. It’s still allowed outdoors, in private offices, smoking sections in cafeterias and bars, and several large, well-ventilated areas. Vancouver moved this summer to make it illegal to smoke in most non-residential buildings such as banks, shops, schools, hairdressing parlors, lobbies, service counters, movie and other theatres, museums, hospitals, clinics and medical-dental offices, sports facilities, govern ment buildings and other indoor public places such as stair wells, elevators and washrooms. This same law is scheduled to go into effect later covering the workplace Vancouver allows smoking in pool halls, bowling alleys dance halls, cocktail lounges, cabarets, pubs and bars if Latest government statis indicate that fewer than or three Canadians smok¢« the proprietor agrees — and in taxis if both driver and all the passengers agree. If the Vancouver no-smoking restrictions are among the most stringent in the country, those of Quebec appear to be among the most lenient. For instance, the only non-smoking bylaw in Montrea covers hospitals and department stores as part of fire pre vention regulations passed more than 25 years ago SOME LIMITS However, just before the Quebec legislature adjourned for the summer it passed legislation to come into force next January that will impose fines for smoking in public areas of p | office buildings, hospitals, courthouses, commun ity centres, church halls and concert halls. Former premier Rene Levesque, a dedicated chain smoker, joked a few years back that he was worried about the drop in the number of smokers and said “I hope we can finish paying off the Olympic debt before there is none of us left except the few holdouts A portion of the Quebec tax on cigarettes goes toward reducing the mammoth debt left by the 1976 Olympic Games. The Non-Smokers’ Right Assocation, which describes itself as a non-profit, anti-smoking lobby group. says smoking has become “much more of a health issue than a moral issue.” { someone wants to smoke, it's up to them,” said David Sweanor, the association's staff legal counsel. “But when they start smoking in such areas that it's going to affect me, that's interfering with my rights.” Fanaticism continues to crop up on both sides. In the United States, in-flight smoking restrictions can be more severe than those in Canada, an airline pilot found himself faced by howling dissent among his passengers when he arbitrarily declared the trip a no-smoking flight where In another instance, when a plane passenger refused to extinguish his pipe. the pilot made an unscheduled landing in Fargo, N.D., and put the man off. Fuming, the man ended up taking the bus to Minneapolis. The Canadian Medical Association, at its recent annual eeting, passed a resolution calling for a ban on smoking at all its official business and social functions, along with a recommendation that the association press for protection against second-hand smoke in the workplace and smoking in hospital and doctors’ waiting rooms IN BROWN PACK The medical association also backed a resolution calling for tobacco products to be sold in brown, standard-sized packages stripped of any extra information and with a health warning printed the same size as the brand name. This follows, generally, the campaign by, the Non Smokers’ Rights Association against tobacco advertising especially in the vicinity of schools. The non-smokers’ group is also fighting tobacco industry cut-rate sales and the recently introduced 15-cigarette packages Corporations are also getting aboard the no-smoking bandwagon. Air Canada recently extended indefinitely its experi mental ban on lighting up aboard 39 of its 72 daily Rapidair flights between Toronto, Ottawa and Montreal The Kingston (Ont.) Whig Standard set a minor trend in the publishing industry when it announced that smoking would be restricted on its premises and that tobacco advertising would no longer be accepted, a move that was followed in some degree by at least four other newspapers SEEK AD LIMITS Pressure is also being exerted upon companies that control tobacco sales, such as Imasco which owns Imperial Tobacco and also Shoppers Drug Mart. The non-smokers’ association is pressing for tighter control of tobacco ad vertising and a ban on discount carton promotions. A spokesman for the Winnipeg public health inspections branch says his city has had a no-smoking bylaw for more than two years but so far no charges have been laid under it Non-compliance is not a problem, he says, but “like all regulations, as time goes on there will always been room for improvement The experiment has been otherwise in Edmonton, which has had a no-smoking ordinance on the books for five years. Wendy Campbell, of Edmonton's corporate communi cations division, says 861 complaints were made under the bylaw in 1985 and about 300 so far this year. A total of 15 charges have been laid since the law was passed, and 90 per cent resulted in convictions with fines ranging from $5 to $200. RULES VARY Non-smoking regulations covering places of public assembly vary widely across Canada. Trois Rivieres in Quebec, for instance, limits smoking in its hockey arena. Pembroke, in Ontario, prohibits smoking in council chambers during public meetings and at the community swimming pool In the Ontario cities of Waterloo and Barrie, proprietors are responsible for preventing violations. In Winnipeg Ottawa, Gloucester, N.B., and Regina, a sufficient number of ashtrays or stands of noncombustible materials must be placed “with convenient access” in smoking areas. All jurisdictions provide for penalties. However, only Lethbridge, Alta., specifies that the proprietor alone may be held liable for any breaking of the no-smoking rules In Waterloo and Barrie only the smoker breaking the urisdictions anyone is liable to law is liable, whereas in other contravening the law — smoker or proprietor penalty FINES DIFFER And penalties may vary as widely as the regulations Trois Rivieres has a minimum fine of $10 and a maximum of $100. Halifax has a maximum fine of $200 for violations, with no minimum. So far, there have been no prosecutions. Maximums range from $2,000 in Gloucester, Ottawa and Kitchener, down to $25 in Pembroke and Waterloo. Enforcers range from police officers to civie bylaw personnel; from bus drivers and city building inspectors to store managers and clerks.