January 17, 1988 AWARD WINNERS . . . Kootenay West MP Bob B: Pp d area resid with the C di Tourism Ambassador Certificate in recognition of their special effort to help visitors enjoy their stay in Canada. (From lett) Bob Brisco, Alan Profili, Deni Garay and John Urquhart. Not present to rec award was Mr. and Mrs. Fred Sonnenberg. CasNewsPhoto by Brendan Nogle Credit-card users should shop for interest rates By BRENDA DALGLISH Canadian Press Some people select a credit card because it's offered by their bank, while others choose one with the lowest interest rate But the smartest credit-card users consider a range of features and select the card that best suits their individual needs. First, it's important to realize that banks and trust companies that issue credit cards divide their customers into two types Credit users who rely on the card for short-term loans. Convenience users who don’t want to carry cash all the time or simply like the monthly card statement itemizing their expenditures. They pay the total balance each month and therefore are never charged interest Since processing transactions, mailing statements and sending cards is expensive, financial institutions say they make money only on the customer looking for short-term credit FORM OF SUBSIDY To collect something from the convenience user, most institutions now have anfual card fees and transactions charges. Nevertheless, they say that ultimately the credit user subsidizes the convenience user Keep the distinction in mind when shopping for a credit card or when deciding which credit card to use to pay for a purchase If you are one of the roughly 50 per cent of card-users who pay off their credit card balance on time each month, your decision will be relatively simple Since you don't have to worry about interest rates, choose the card that has the longest grace period — that is the number of days from the statement date to the day your payment is due — and the lowest fees and transaction charges Currently most bank cards have a 21-day grace period, but there is a move towards a shorter period. Several financial institutions, led by the Bank of Montreal, charge no fees on their cards. Weekly Stocks For other users who regularly or occasionally pay interest, the choice of card is more complicated. The first consideration is the rate of interest on the card, but it is also important to determine when interest starts being charged. Most bank cards begin charging interest on the day the purchase is posted to the account; most retailers’ cards don't start charging interest until the statement date. If you are making a large purchase that you intend to pay off within a month or two, it may be cheaper to use the retailer's card even though such cards usually carry an interest rate at least 10 percentage points higher than bank cards. Canada Trust has introduced a card designed exclusively for the interest-paying card-user. LOWEST RATE It carries the lowest interest rate currently available on a card, 13.5 per cent, and it does not charge an annual card fee. It begins charging interest on the statement date rather than on the date of purchase, said Stan Martin, vice-presi-* dent of card services with Canada Trust To discourage convenience users, it has no grace period “If we can reduce those convenience users we can offer an interest rate close to the personal loan rate,” said Martin. “We're at 13.5 now but we're looking at ways to go lower.” The problem is that most people aren't either con venience or credit users. Many tend to swing from one to the other at different times, and that costs money. Nelson business boosted Cooperwerks Custom Furniture and Design Co. Ltd. of Nelson is one of 69 B.C. companies to receive an interest-free repayable loan The loan is to encourage the establishment, expansion or modernization of B.C.'s VANCOUVER (CP) Keays Mining was steady at Prices were mixed in moder-_ .28. ate trading Friday on the Vancouver Stock Exchange. equities trading was Tri-Star Volume at close was 14,714, Resources, unchanged at .65 720 shares. on 610,000° shares, Echo Of the issues traded, 324 Mountain Resources climbed advanced, 232 declined and .09 to .50 on 279,750, Uni. 539 were unchanged for a Globe International fell .03 to VSE index of 1175.67, up 6.97.52 on 265,900 and Triangle from Thursday's close. Resources advanced .24 to Colossus Resources was $1.34 on 261,066. Golden Ne- the most active trader among vada was steady at $3.50 and the equities, up .80 to $5 1-2 Corptech Industries was up on 411,713 shares, Ravenroc .04 to $1.04. Resources was unchanged at Wildfire Resources led $1.20 on 214,600, Interna- warrants trading, steady at tional Phoenix rose .19 to .54 .04 on 30,000 shares and Ver on 181,000 and Marshall En- satile Corp remained at .03 ergy advanced .02 to .30 on on 5,000. Villeneuve Re. 133,000. Norsat International sources led development climbed .02 to .31 and Davis- warrants trading, down .01 to .18 on 25,500 shares and Gigi Resources fell .01 to .03 on 17,500. Leading development Our Action Ad Phone No. 365-2212 and all should be well! s. by 9.a.m. Sundays you should be enjoying your Sun day Castlegar News It you're not, we want to correct the matter Castle 197 Columbi: Monday. co 365-7266 and as culation. SS small uring and pro- cessing sectors. ‘The $30,000 loan is pro- vided under the Small Manu. facturers Incentive Program, which is a component of the Small Business’ Incentives Subsidiary Agreement under the Economic and Regional Development Agreement (ERDA), between the federal and provincial government of B.C.,” Kootenay West MP Bob Brisco said in a prepared release. “This money will be used to help Cooperwerks pur. chase and upgrade capitol equipment and create 10 new jobs for Nelson.” Good Business Sense... ECONO SPOTS Call 365-5210 WANTED CLEAN COTTON RAGS SS SI ae services they need News teres News 97 mi Aw 365-7266} Ave., C Reforestation in jeopardy VANCOUVER (CP) — Silviculture and reforestation in British Columbia may be jeopardized unless better ways can be found to recruit and train workers, says a Simon Fraser University professor. “The two activities will become as important as har vesting,” Bill Wedley,. chair man of the Silviculture Joint Adjustment Committee, told delegates to the annual meet- ing of the Western Silvi cultural Contractors’ As. sociation. “The future of forestry de pends largely on programs developed on’ contractors to create a better trained and more stable labor force.” The committee's recom. mendations, based on a con- sultant’s report involve all major forestry interest groups. “The work is strenuous and can be hazardous,” Wed- ley said. “We know little about long-term effects of working amongst herbicides, pesticides and burnt slash, and there is always the risk of accident when working Selkirk workshop The People’s Law School, co-sponsored by Selkirk Col- lege, is offering a free even ing workshop “R.R.S.P.'s: A Consumer's Guide” on Jan. 26, at Selkirk College's Castlegar Campus. Advanced registration is required before Jan. 22. Un- less sufficient interest is shown, the class will not be offered. Aluminum Sheets 24'" x 36 to 12 13 10 24 25 or More CASTLEGAR NEWS 197 Columbia Avenue Castlegar 75¢ Each 60¢ Each 50¢ Each YOGA LESSONS Starting Tuesday, Jan. 26 7:30-9 p.m. Hobbit Hill Children's Centre 8 Lessons — $25 FOR MORE INFORMATION CALL Polly Emde 365-3253 with dangerous tools in rug- ged terrain.” Small contractors still find it easy to establish them- selves in silviculture — the cultivation of trees — but as the industry matures only those: with good managerial and supervisory skills will survive, he said. The committee was formed last January to study ways of improving recruitment and use of workers. Its members include the Pacific Reforest- ation Workers’ Association, the Western Silvicultural Contractors’ Association and representatives from the federal und B.C. govern- ments. In the fiscal year 1985-86, 116 million trees were plant- ed in B.C. at a cost of $135 million. An estimated 200 DIXIE LEE'S PEEL & WIN Every Time You Buy a Bucket You ‘Peel & Win’’ Your Own Discount of $190 $900 $300 A FREE BUCKET million trees will be planted in 1987-88. A new provincial policy which came into effect last September shifted respon sibility for reforestation from the government to timber harvesting licence-holders. “This will place more re- sponsibilty on the contrac- tors, but also offers them new opportunities,” Wedley EVERYONE WINS WHEN THEY BUY A BUCKET OF GOLDEN DIXIE LEE CHICKEN. “PEEL & WIN” FOR THE BEST CHICKEN IN TOWN GO SOUTH TO SOUTH DIXIE LEE 2816 Col. Ave. said. General Education Development (G.E.D.) Testing Schedule The G.E.D. testing program, offered by the Examination Branch of the Ministry of Education, is available in the Selkirk College region. The G.E.D. tests provide an opportunity for individuals to earn an official certifying y school gfe. TEST SESSIONS FOR THE SPRING WILL BE HELD ON THE FOLLOWING SATURDAY, MARCH 19, 1988 — At Selkirk College's Castlegar Campus, Grand Forks Centre, Kaslo Centre and Nakusp Centre. SATURDAY, MAY 7, 1988 — At Selkirk College's Castlegar Campus and Grand Forks Centre. Pre-registration is required. Application forms must be received by the Ministry of Education 21 DAYS prior to the testing date of your choice. There is an application fee of $10.50. For application forms and further information contact: Eis CASTLEGAR CAMPUS Box 1200, Castlegar, B.C. VIN 3J1 365-2792 * Local 295 HIGH SCHOOL EQUIVALENCY TESTS | SATURDAY, JUNE 11, 1988 at Selkirk College, Castlegar Campus. Saf G . ‘Naa M4 if You Said It. ‘We'd like to thank our members for the good words. We appreciate them. Your positive feedback tells us we're doing what a good credit union should be doing; listening to our members and giving them the innovative products and Our understanding of those needs comes from the fact that we're Kootenay based. We know our members because they ‘re neighbours. And we know this area because it's home. Being part of your community gives us a unique advantage in designing and introducing new ideas and services that are right for the Kootenays. We've been doing it for years. We'll keep on doing it. Because the Kootenays is where we belong KS Where You Belong Trail © Fruitvale © Castlegar © Salmo © South Slocan © Nakusp © New Denver © Waneta Plaza © Kaslo FACEOFF . . . The Rebels and the Rossland Warriors were at the complex Friday night and the Rebels came @ 3 & %, ' AR! at. January 17,1988 = BT You Said It. out on top 7-4. Dave Terhune scored two goals and one assist to lead the Rebels to victory. CosNewsPhoto by Brendon Nagle Rebels victorious By BRENDAN NAGLE itaff Writer Keith Semenoff scored two goals for the Rebels in their 7-4 victory over the Rossland Warriors Friday night in Kootenay International Junior Hockey League play at the Community Com batoff. plex. Rossland evened the score with over six minutes left in the second. Ivan Czach scored from Mike McKenzie aid the second period ended dead- The Warriors struck first with 4:47 left in the opening period. Doug Holler put the puck past goalie Nick Colvin with help from Dallas Massie. The Rebels tied the score before the end of the period when Semenoff got his first of the night from Taylor Harding and Sandy Renwick. The first locked at two. BOYD 5th frame ended in a 1-1 tie. The Rebels took the lead at the 14:26 mark of the middle frame. Jeff Adams found the net\on a play set up by David Zarikoff and Kevin Koor. Castlegar started early in the final period. With only 23 seconds gone, Waiter Sheloff scored from Adams and Dave Terhune. The Rebels extended their lead to two goals when Terhune scored from Zarikoff and Koorbatoff. Rossland tied the game up again with two quick goals. Holler got his second of the game. Mike Krause scored for Rossland just 43 seconds later to tie the game at 4. From there the Rebels went on a three-goal tear to cement the victory. Rick Crowe put one past Rossland net- minder Tom Rotschy with 9:30 re. maining in the game. Terhune potted his second of the night from Sheloff and Kelly Sidoni. Semenoff got the final goal of the game — his second — on a pass from Sidoni. Swiss team still hot BAD KLEINKIRCHHEIM, Austria (CP) — World downhill champion Peter Mueller of Switzerland won his first race of the season Saturday, while Canada’s Rob Boyd came fifth, his best result since a fall two weeks ago. Mueller, who had consistently fast training runs during the week, covered the 3,250-metre-long Stronhsack course in one minute, 53.31 seconds in brilliant sunshine. “It was difficult,” said Mueller, who finished no better than ninth in the three previous downhills. “The bumps from yesterday were covered up by the new artificial snow. “You really had to work and struggle but at the same time hold the line.” Trailing Mueller by 27-one hundredths of a second was teammate Pirmin Zurbriggen, the reigning World Cup overall champion, who said he was disappointed not to have won. Zurbriggen has yet to finish out of the top two in a downhill race this season. Frank Piccard of France came out of the second seed to grab third place in 1:53.65. Piccard is turning into one of the surprises of the season, having finished fourth and third in last weekend's downhill and super giant slalom races, re- spectively, at Val d'Isere, France. Boyd, of Whistler, B.C., was timed in 1:54.19, behind Leonhard Stock of Austria in 1:54.00. RESTORES CONFIDENCE It’s really good, now I know I have my confidence back and my touch back,” Boyd, 21, said. Boyd, the winner last month at Val Gardena, Italy, said he's about 99 per cent recovered from the spill he had while training at Are, Sweden, two weeks ago. He said he can now focus on the technical aspects of his skiing. “My neck's still stiff in the mornings, but it doesn't cause me any problems when I'm skiing,” he said. The course proved nearly as treacherous as the Hahnenkamm at Kitzbuehel, which it replaced. Two West Germans suffered the day's worst falls. Hansjoerg Tauscher broke an arm, while first-seed skier Sepp Wildgruber suffered a concussion and severe bruising. Wildgruber lost his balance and did the splits while travelling about 100 kilometres an hour. He was lifted off the course by helicopter and taken to a nearby hospital. During training on Friday, the course claimed Brian Stemmle as one of its victims. The 21-year-old from Aurora, Ont., crashed coming off a jump, possibly tearing ligaments in his left knee. He flew to Toronto Saturday for medical treatment. PART OF TRADITION “It's part of the Crazy Canucks just to go for it all the time,” Boyd said Saturday. “He was just going for it a little too much, I guess.” Other Canadians were well back Saturday, Michael Carney, 21, of Squamish, B.C., was 28th, ini 1:55.61, 2.30 seconds back of Mueller. Felix Belcezyk, 26, of Castlegar, B.C., was 32nd, in 1:56.03; Don Stevens, 24, of Rossland, B.C., was 43rd, in 1:56.64; Rob Bosinger, 21, of Banff, Alta, was 59th, in 1:57.72; Ralf Socher, 20, of Fernie, B.C., was 67th, in 1:58.27; John Mealey, 19, of Sault Ste Marie, Ont., was 72nd, in 1:58.58, and Kevin Gosselin, 18, of Peterborough, Ont., was 89th, in 2:01.87. Dan Moar, 22, of Revelstoke, B.C., went off the course in the lower section but was not hurt. Zurbriggen now leads the World Cup downhill standings with 85 points, while Boyd moves up into second place with 47. Italian Michael Mair is third with 41. There are six scheduled downhills remaining. In the overall standings, slalom specialist Alberto Tomba of Italy has 156 points to Zurbriggen’s 151. Graham places in top ten ZINAL, Switzerland (CP) — Swiss Maria Walliser edged teammate Mich- downhill Saturday, while Laurie Gra ham placed sixth to lead four Can adians into the top 15. Walliser posted her second down hill win of the season with a time of one minute, 62.17 seconds, defeating Figini really well.” Another Swiss racer, Brigitte Oertli, rounded out the top three with a time of 1:68.52. fourth in 1:53.53, Katrin Gutensohn was fifth in 1:53.93 ela Figini to win a women's World Cup — just three-one hundredths of a second ahead of Graham. “Tm pleased with my run,” said Graham, 27, of Inglewood, Ont. “I skied Karen Percy of Banff, Alta., who placed second on the same course by seven-one hundredths of a second. Thursday~despite a broken thumb, finished 10th on Saturday. : “I made a mistake on the top,” she said of the disparity in her per- Veronika Wallinger of Austria was formance. “To be second and 10th is while teammate really good. “It's still close. It's not like being second and 30th.” Kellie Casey of Collingwood, Ont., was 12th in a time of 1:54.54 one-one hundredeth of a second ahead of her teammate, Kerrin Lee of Rossland, B.C., in 18th place. It was a strong result for Casey, who had problems in training earlier in the week. “It was really difficult putting this one together,” said Casey: VANCOUVER (CP) — The mid-season report card on the restructured Vancouver Canucks is a bit mis leading. Critics agree the effort and attitude has improved this season, but the results are all too familiar to followers of the National Hockey League team. The Canucks are nine games under .500 in the Smythe Division standings (15-24-6) and barely ahead (three points) of last-place Los Angeles in the annual struggle for the final playoff berth which went to the Kings last spring. The team has been fortififed in the front office with president-general manager Pat Quinn and his assistant, vice-president Brian Burke, while new head coach Bob McCammon has given the team direction behind the bench. But, on-ice improvement comes painfully slow when a team's talent base is as shallow as Vancouver's. The Canucks didn’t have a first-round draft pick last summer and the previous two first-rounders, Jim Sandlak and Dan Woodley, are still in the developmental stage of their careers. Quinn contends the attitude of the team had to change before the results could become positive. STARTING POINT “The first change had to come from within,” Quinn said recently, “and that’s the toughest place to start. “There has to be the proper attitude before you can be a consistent winner. We have to build that foundation before we can be successful.” McCammon, like Quinn once a successful coach with the Philadelphia Flyers, loves to rap about the chemistry of the Canucks, a team which has won more road games (eight) than home performances at the half-empty Pacific Coliseum. “One of our major conerns was getting the right chemistry in the dressing room,” McCammon said. “Right now we have it and, when we're healthy, I'm confident we can beat any team in the NHL.” The consensus is that the Canucks have received reasonable netminding from their three-goalie tandem of rookie Kirk McLean, Richard Brodeur and Frank Caprice. The plodding defence has improved slightly with the addition of Willie Huber, Larry Melnyk, Randy Boyd and Darryl Stanley, but the Canucks desperately need a skilled point man to run the power play. Canuck report card not great However, the Achilles heel of the team continues to be the offence — or lack of it — provided by the forwards. The only reliable shooters have been linemates Tony Tanti and Greg Adams, each with 24 goals. Adams and McLean, obtained from the New Jersey Devils for the enigmatic Patrik Sundstrom, was a steal of a deal. Quinn wasn’t quite so successful in the waiver draft as the additions of Boyd and centre Doug Wicken- heiser have been more stop-gap than productive. “The guys on this team are learning you have to get that intagible feeling of confidence to be successful,” said centre Barry Pederson. “The good teams that win — Boston, Edmonton, Montreal and the Islanders — they're confident they can win all the time. “It's the most important thing I've ever come across. in hockey. If you don't have it, losing comes much too easily.” Captain Stan Smy]l, in his 10th NHL season with the team, feels the Canucks are learning to be more consis. tent under McCammon and “those stinkers that every team has are getting fewer and fewer all the time.” SPLIT SERIES The Canucks split two games this week with the rival Winnipeg Jets. Vancouver blew a two-goal lead Tuesday and lost 5-3 by surrendering four unanswered goals in the third period. The Cancuks atoned for their ways Wednesday when Tanti scored four times in an 8-2 ground of the Jets. “A few good things are happening right now to this team,” McCammon said. “Some of the younger guys are starting to play like NHLers. “Jean LeBlanc, Dave Saunders and Jim Sandlak, the younger forwards, are making strides each night. If we can develop three more like them, we'll be a much better team. That's the feeling I get in the dressing room.” The Canucks’ future could brighten if young players like centreman Woodley (with the Flint Spirits in the International League), defenceman Ian Kidd (with the Fredericton Express of the American league) and winger Claude Vilgrain (with the Canadian Olympic team) are ready to play by the end of the season. Another area needing improvement is Vancouver's play against divisional rivals; the Canucks are 4-11-1 against Smythe opponents. Also on management's plate is a plan for the Canucks to hold their training camp in the Soviet Union next fall. Habs slip MONTREAL (CP) — Mike McPhee, Ryan Walter and Chris Chelios ended a tie with consecutive goals in the first period, but the Montreal Canadiens still faced a struggle in holding off the New York Rangers for a 4-3 NHL victory Saturday night. The game marked the return of Michel Bergeron to the Forum, where he aroused the passions of the Canadiens and their fans with his colorful style as the head coach of the rival Quebec Nordiques. In his new post as the coach of the Rangers, Bergeron will make only one visit to Montreal this season. The Rangers yielded a short-handed goal to Guy Carbonneau just after the first minute before John Ogrodnick connected for his 15th goal only 38 seconds later. The Canadiens preyed on an unsettled John Vanbiesbrouck, who started in goal for New York, to mount their three-goal, first-period lead. McPhee, who had not scored in a month until firing a goal last Thursday night, collected his second in as many games and 15th of the season at 5:49 and Walter and Chelios victimized Vanbiesbrouck only 1:05 apart, starting at 17:11 NORDIQUES 4 HAWKS 1 QUEBEC (CP) — Anton Stastny socred a goal and an assist and Peter Stastny added two assists to lead the Nordiques to a 4-1 victory The victory pushed Quebec's home record back up to 500 mark at 10-10 while snapping the Blackhawk's four-game undefeated string Terry Carnker, Jeff Brown and Steven Finn also scored for Quebec, while Dirk Graham was the only Blackhawk to beat Quebec netminder Mario Gosselin. Quebec held a 2-1 lead going into the third period before the home team put the game away with goals by Stastny and Finn less than four minutes apart Stastny scored at the 10:51 mark of the third period on the power play, before Finn got the game's last goal at 14:49 with a slapshot from Yhe blueline that beat Chicago goaltender Bob Mason between the legs. BRUINS 5 SABRES 1 BOSTON (AP) — Cam Neely scored three goals for the third time in his career as the Boston Bruins beat the Buffalo Sabres 5-1 in NHL action Saturday. Buffalo, beaten 9-0 and 2-0 in two meetings with Boston, in late December, ended a scoreless string of 186 minutes and 22 seconds against the Bruins on Phil Housley's 18th goal at 12:45 of the second period. But the Sabres managed few other scoring chances. The Bruins, who lead the Adams Division, also got goals from ray Bourque and Lyndon Byers as they ran their record over the last 10 games to 6-2-2. Neely put Boston ahead to stay by flipping a rebound past Sabres goaltender Tom Barasso at 12:16 of the opening period during a power play. Bourque made it 2-0 with a 30-foot slapshot for his ninth goal at 19:34, one second after a Buffalo penalty expired. PENGUINS 4 LEAFS 3 TORONTO (CP) — Mario Lemieux scored his league-leading 45th goal and set up two others as the Pittsburgh Penguins pulled out of a 10-game winless swoon with a 4-3 NHL victor) Saturday night over the Leafs, who now are winless in 11 games. y Rangers Rob Brown, Dave Hunter and Phil Bourque also scored for the Penguins. Mark Osborne, Russ Courtnall and Tom Fergus scored for Toronto. Both teams entered the game on 0-6-4 winless streaks. The Leafs have not won since Dec. 23 and are two games from tying the club-record 13 in a row without a victory established.in the autumn of 1985. Frank Pietrangelo, recalled earlier in the day from the Penguins International Hockey League farm team in Muskegon, Mich., posted his first NHL goaltender victory The Niagara Falls, Ont., native was making his fourth career start. ISLANDERS 4 DEVILS 2 UNIONDALE, N.Y. (AP) — Pat LaFontaine and Mikko Makela scored third-period goals as the New York Islanders continued their NHL home-ice dominance over New Jersey by beating the Devils 4-2 on Saturday night. The victory ded the home streak over the Delvils to 11-10-1, dating back to Dec. 11, 1984, when the Devils won their only game at the Nassau Coliseum. The Islanders are 35-1-3 against New Jersey since the Devils franchise entered the NHL as the Kansas City Scouts in 1974. The Islanders led 2-1 early in the third period when Lafontaine beat Alain Chevrier with a power-play shot from the right circle at 3:13. Makela made it 4-1 when he scored on a breakaway at 10:12. Kurt Muller added a power-play goal for New Jersey on a rebound with 5:12 remaining in the game to close out the scoring. The goal, scored with the Devils skating 5-on-3, was Muller's 10th in his last six games and 22nd of the season. BLUES 3 CAPITALS 1 ST. LOUIS (AP) — Cliff Ronning, playing in his first game since returning from the Canadian Olympic team, scored the go-ahead goal Saturday night as the St. Louis Blues beat the Washington Capitals 3-1. The victory, the Blues second straight after five straight losses, game them sole possession of second place in the Norris Division. The Chicago Blackhawks, who started the night tied with St. Louis, lost 4-1 to the Quebec Nordiques. Brian Sutter and Perry Turnbull also scored for St Louis, while Bengt Gustafsson got the Capitals only goal Rick Wamsley stopoped 30 shots for St. Louis. Ronning, playing in his first NHL game of the season, converted a centering pass from Michael Dark at 18:10 of the first period to put St. Louis ahead 2-1. Dark beat Capitals goaltender Clint Malarchuk to the puck in front of the Washington goal and tipped it to Ronning, who slapped it into an empty net. Washington scored first when Gustafsson ecopnnected on a power play at 8:47 of the first period. He flipped a shot from the right circle past Wamsley after Larry Murphy's shot defleeted off St. Loluis defenceman Tim Bothwell. Sutter tied the game less than five minutes later with his eighth goal and second in as many games. He banged a centering pass from Mark Hunter past Malarchuk at 13:13 after Hunter outskated a defender to the puck to the right of the Washington goal.