ata private Jesuit schoot ii Paris, run a trip to Tibet for
members of the wealthy Vanderbilt family and yperat¥d
his own tour company for @ight years.

For Blyth, 30, travel tieans the unusual, the exotic, a
philosophy which is reflected in the trips bis company
offers.

“We're the most specialized tour company in, the
country,” he said in an interview, adding that he has no
shortage of customers because “the country's travelideas
are becoming more mature.

“like to feel I'm the leading edge of where travel is
going to go in the next decade.”

FATHER DIPLOMAT

Blyth’s company is a natural offshoot of his own
passion for travel, developed when he moved around
Europe with his father, David, a Canadian diplomat who
died in January

“[ spent about four months a year at embassies and
the rest of the time at school,” he said.

Blyth was educated in private schools in Canada
and England, at Cambridge University and the Sorbonne
in Paris, where he also taught at the Jesuit school.

At Cambridge, he was captain of the

unusual. +

Tr toeperscin with tha Ubhie Redd th gackiod.
the Canadian Show Trajan, in’ which @ baggage car was
turned into'w 55-seat theatre. Passengers on, the 10-day‘
cross-country trip were regaled with drama, ¢abarets and’

other entertainment and fed meals prepared by-chefs .

from one of Toronto's most elegant restaurants.

Other travel packages Blyth has devised’ include:

train touns on which are involved in “murder”

passengers
‘mysteries, and a showboat trip up the Mississippi from. ”

New Orleans to Cincinnati on a paddle steamer. |

He has also run tours to Australia's Great Barrier
Reef, climbed in the Himalayas and last year led 15
Canadians up Mount Kilimanjaro in Kenya.

LANDS IN JAIL

In 1981, Blyth was jailed along with Canadian writer
Barbara Amiel and American Jim Basker while trying to
leave Mozambique because they had entered the country
without having their passports stamped. The three
travellers said they had just been waved through at their
point of entry.

Blyth said he was released when the British

team. “It's a bit like being captain of the cricket team at
the University of Toronto.”
GUARD FOR GIRLS
During his time in Europe, the tall, slim, scholarly
looking Blyth acted as bodyguard for three Swiss-Ameri
can girls on a tour of Sicily in a Mercedes convertible. At

a i government official
anentry vias | into England in exchange for the prisoners’
freedom.

Despite his penchant for exotic locates, Blyth said
there's a great future for travel in Canada.

“But first we need deregulation of airlines and a
respectable train service.”

| Money
@) Monitor

By ROBERT McLEOD
The Canadian Press

With so many investment opportunities available,
Canadian homeowners are apt: to overlook what is poten-
tially the biggest moneymaker of them all — paying off their
mortgage as quickly as possible.

Experts say too many homeowners let their mortgages
run on longer than necessary at a cost of thousands of dollars
in extra interest, either because they aren't aware of advan
tages of an early payoff or because they opt for the wrong
type of mortgage.

However, strong competition in the mortgage market
has forced financial institutions to tout loudly their new,
more flexible arrangements. These give the homeowner, the
opportunity to get rid of his debt in a hurry, and lenders say
increasing numbers of borrowers are taking noti

There are two ways to cut down a mortgage: home:
owners can make pre-arrangements against the amount of
money they borrowed — the principal — or increase their
monthly payments, which cover principal and interest.

Both have the effect of reducing interest costs by
cutting the term mover which the loan is paid off. Bankers
call the time it takes to pay back both principal and interest
on a mortgage the amortization period.

The savings from taking action can be enormous.

CUT LOAN PERIOD

Christine Mercer, editor of Canadian Consumer
magazine, says a 12-per cent-loan of $50,000, to be paid back
over 30 years, would cost $503.20 a month and a total of
$181,152 over that period.

“But if you cut your amortization down to 15 years, your
monthly payment is $590.81 and the total cost of the loan is
$106,346, a saving of about $75,000,” she said.

Pre-payments can produce equally dramatic results.

Many institutions have offered some form of limited
pre-payment — usually 10 per cent of the principal — for
some time, but different versions now are appearing on the
market.

The Bank of Montreal and the Royal Bank offer
10-plus-10 plans. These allow borrowers to increase their
monthly payments by 10 per cent and pay off 10 per cent of
the principal once a year without penalty.

Canada Permanent and Canada Trust have taken it a
step further with 15-plus-15 plans.

SAVES THOUSANDS

“If a consumer took advantage of the 15-per-cent pay
down privilege on a $50,000 mortgage, he'd pay the loan off
very quickly,” said John Clark, vice-president in charge of
mortgages at Canada Permanent.

“As a result, he would save thousands of dollars which
he could use to reinvest elsewhere, take holidays or gamble
away, depending on his interest.”

By paying down 10 per cent a year of a $50,000 loan at
12 per cent, amortized over 25 years, borrowers can get rid
of the entire debt in under seven years and save more than
$90,000.

Canada Permament now finds that about 35 per cent of
its customers are shortening the time it would take to pay
off their mortgages or reducing the principal owing when
the mortgages come up for renewal — a considerably higher
proportion than in the past.

“People are realizing how much the interest payments
cost them,” said Clarke

Some institutions offer weekly payments, which also
slash borrowing costs.

HOMEGOODS

FURNITURE
WAREHOUSE

Tues. - Sat., 9:30 - 5:30
* China Creek

“Drive a Little to Save a Lot”

then in the 78-to-79 cent U.S.
range. During May the dollar
moved in the, low 17-to-78.
cent U.S. range.

However, the government
appears to be fighting a
losing battle to support the
dollar against its U.S. coun-
terpart.

The currency slipped Tues-
day below the 77-cent U.S.
mark for the first time in al-
most two years.

Currencies of most of Can-
ada’s other trading nations
have also weakened against
the U.S. dollar.

& Combined chequing & savings
(Daily interest paid monthly
(No minimum balance
&* Line of Credit |
® Allin one convenient

account
(& Formerly Plan 24!

(4 30 days to 5 years

(@ Monthly income plans

( Compounded interest plans
(4 Deserves comparison

TRAIL. FRUITVALE CASTLEGAR SALMO SOUTH SLOCAN NAKUSP NEW DENVER WANETA PLAZA

for economic rec

the Labour Code.

in an illegal act.

ted by a union. +

Labour Code Amendments:
e
To Assist BC. in the
had
In British Columbia today, working
people are facing up to the new economic
reality. They want to keep working,
without disruptions caused by actions
beyond their control.
To help achieve a the Provincial
Government has int
to the Labour Code of British Columbia.
They represent a fair, practical approach
to the province's economic n

are an urgent element of the government's
ongoing plan to lay a solid foundation

luced amendments

, and

overy.
e It is now clear that a politically-
motivated work stoppage is a strike under

e Unions are now required to set fair and
reasonable conditions for membership
and a member is no longer subject to
union discipline for refusing to participate

e¢ Communication between an employer
and employees is now permitted, but
adequate protection against coercion by
employer or union is maintained.

e A representation vote is now man-
datory and binding for all applications
for a union to be granted long term
certification. This ertsures.all employees
of the right to'decide by secret ballot
whether or not they want to’be represen-

e The same Parddetay and binding
voting procedure is also required for

Labour Minister
Hon. Bob McClelland
introduces

employees wishing to have a union
decertifi

e Automatic certification is allowed with
55 per cent membership support on
construction projects for the duration of
the project.

e Prior approval is now required from
the Labour Relations Board for all
secondary picketing. And, secondary
picketing is now limited to places where
the employer tries to carry on his struck
activities either at a second site, or at

the site of an ally.

e The Cabinet can now designate
important development projects so that
employment opportunities are open to
both union and non-union workers. This
provision is being applied at Expo 86.

In total, these amendments to the
Labour Code are designed to enhance
job creation and job preservation for all
British Columbians. As a result, they are
a signal to B.C's emerging and current
export trade partners, that the labour-
management climate in our province is
both maturing and stabilizing.

Practical and even-handed, these
changes will realize the potential of the
worker, because that is w! we will find
the knowledge, experience and energy
to meet and challenge the new economic
reality. They represent new conditions
which will forge a new partnership
between worker and employer.

Toro — Lawnboy
vice
Toro — kawnboy
All Tecumseh & Briggs Engines
HENNE’S MARINA
365-3219

USED ELECTROLUX vacuum and 1980 Lo neigh 7. 5 bel P. riding
mower

lower.
Sebastes | P: srowl 7/40
Two-Gallon
PAILS

ONLY

*1.50

EACH

mpooer in very con-
dition. 365-6316 gtter 5 p.m.
. ttn/44

203th Wheel fidideck trailer,
$1500. 0.8.0. 965354), 3/44

Heavy duty all-purpose
plastic pails with tight-fitting
coversand handles
Need cleaning. $1.50 each

CASTLEGAR NEWS
“197 Columbia Ave.
Casti

Free Estimates,

TRANS CANADA GLass |.
Southern Glas)
"365. 6323)

cnusiee BOAR a
‘ruckload = pmol

Delivered.
ger lots. 3. 365-
St ae aT hee ee eer escort

tin/23

Mavi
condition, 365-

* 4Ponets
* 8 high 11'4" wide
in color

SPECIAL
$2.63/kg. $419
Try our
NEW
EXOTIC

© Parts
© Service

Chainsaws

SALES & SERVICE
502 - 12th Ave., Genelle
693-2382

For Better or For Worse®

by Lynn Johnston

LOW Loan Rates

Mortgages, Personal

Kootenay Savings

Credit Union ~ ganas so,

SAKO DELUXE .338 Mag. New,
never fired. $775. 365-2183 3/44
USED GUNS bought and sold
Cash or trade. Wises Hardware.
Rossland. 112-362-5171 t#n/93

_PARAGON

SNOW TRAILS ) =a

CIRCLE K AUCTION
SALES & RENTALS
ermarly Kramer Auctions
(Stext te Supervalu)
AUCTION
SALE SOON!
Ph. 365-7028

STROLLER $50. Youth bed, $20
Rollaway, $30. T,

$25. Child's record
Large portable bar

'ypewriter table

2s $10, Aluminum

Brae Sheets
24'4"' x 36"

1 to 12 — 75€ Each

ion Ltd.
Your Swimming Pool
ond Hot Tub Specialists |
© Protessional service &
expert advice
© Lowest prices in
the Kootenays
* Free computerized

GOOD firewood. 365-3475 ttn/44
ORDERS BEING TAKEN for lawn
auality topsoil. Also gravel

for 7 yords. 365- 7/44

STATIONERY SUPPLIES
PHOTOCOPYING
WEDDING STATIONERY
GENERAL PRINTING

: SO el Print Qa

623 Columbia Avenue

golore,
prices. 112-367-7608

365-6385

13 to 24 — 60€ Each

25 or More — 5O€ Each

CASTLEGAR NEWS
197 Columbia Avenue
Castlegar

TONIGHT

LET'S GO TO THE

COLUMBIA STEAK
HOUSE!

10%
SENIOR CITIZENS

DISCOUNT!
Renowned B.B.Q. Ribs
Pizzas & Seafood

as Fresh Daily
Extensive Salad Bar
Vegetarian Dishes

5-2421 for

or Reservations

TOPLINE CAMERA EQ' :
Contax. 139 Quartz with power
m wide angle, 300

remote

ious

inquiries only. 365-5071. 3/45

WINCH and steel rollers. 365- APCO APPLE Comptabile Com-
aot days for 365-2559 after 6 puters and accessories. Demo

11n/43 Units. 365-2487 3/45

aed USED Washer and ayer,

one Toll bar with light mounts
for ‘4-ton pick-up or 4x4. 365-
7832 745
TWO YOUNG MEN'S 3-plece
ae grown ond ev, Worn lost

con-

Cy Fevllent
Sinton. ‘Ss

HOME OF THE WEEK

Brand new, super quality, 3 bdrm home
on exclusive ;Ouniont Crescent.
Gorgeous oak cabinets and lots of them.
See soon. Only $78,500.

WESTERN BEST SELLERS,
Castlegar 365-3347

INC.

Trail 368-5222

STERLING COLLECTION

tnt ‘onthe more! fodcy today.
split on et
Low, low, low 90s.

A SUPER BUY! In o super

Western Best Sellers, Inc.
offers our customers
a chance to win

A Dream Holiday For Two.
A Seven Day Cruise aboard
a famous Love Boat plus
a week in beavtiful Acapulco.

Your name is enifered when list, ell or
buy through cus ovr po aa in Costloger or Trail.

aril rane
Sietioue — 365-; near Nirett — 368-5222

Large property, quiet ieren.
Close to schools and swi

on
on vata roe river bank lot.
This is an exceptional proper-
ty.

ONE OF A KIND! Post and
beam construction,
2 ce with

Excellent
Columbio River
maculate condition. Reduced

to $89,900.
OGLOw

Super 3 Level spin split Meee wii
¥ family room and

curiae AND PAMPERED! in-
ide and out! Clean, pret
split level ip. prime location.

1% baths. Central air con-
ditioning, built-in vacuum
system and much, mich more.

CLOSE TO EVERYTHING! Real
nice 4 level split on excellent
corner lot in North Castlegor

CUSTOM BUILT LUXURY HOME
located in Birchiand Heights. 4

OFFICE HOURS
Mon. through Fri.
9a.m. -6 p.m.
Saturday
9a.m.-5 p.m.

WATERFRONT
PROPERTIES

KOOTENAY LAKE. 120' of fine
sand beach. Large level lot
with ao 3 bdrm turnished
double wide on a manent
foundation. L inan area
of permanent homes. $74,500.

BALFOUR. 50 of sandy beach
with a cozy one bdrm fully
winterized Featuring
a lovely stone fireplace. Fully
tondecm caped property. Asking
78,

Selling?
List with
the

Sq. Ft. of the best. No

Best Sellers.
REDUCED basement home in the volley.

PRICES REDUCED ON PASS CREEK PROPERTIES
1. 1 ACRE treed with water. Unbelievable at $9,500.
2. 3.48 ACRES nice property. With southerly exposure. Great
investment at only $13,000.
3. 12x68 MOBILE HOME with 10x13 addition on one acre of
land. Includes appliances, curtains and airtight stove. Plus
1974 4x4, Now reduced to the low, low price of $26,500.

HURRY!

2 acre in Poss Creek
3 lots sold, 1 left,
Price $14,000.

REDUCED $10,000! South
Castlegar charmer with
heated swimming pool and
large lot. Now $65,000

71 Ft. OF SANDY BEACH. Plus

99 acres. Plus 1125 sq.tt.

house, Hinished up ond
sundecks.

Plus
cabin. Find out more. Call us
now.

EXECUTIVE HOME, Subdivision
potential. 2.5 acres watertront

with 4,000 19.ft. of
Finthed home. inground pool,

complete privacy.

TRADES

Considering

Castlegar — 10 km.
Poss Creek

In Birchlond Heights. Double
wall construction and highly

MINI RANCH - REDUCED.
Lower bench Ootischenia. 3
bdrm, 1 level ranch home. 3%
acres fenced with pool
Owner very anxious and will
consider all offers. Asking
$95,000.

SACRIFICE SALE! Over 1450

BBrmes of Oy area. 3 to 5

basement.

lot lobson

pre ol Reduced trom
$57,000 to $49,900.

a move fo
larger or smaller
accommodation?

NOW REDUCED! Side by side
Duplex in’ super nice con-
dition. Otters please! $71,500.

Trading equity
may bea
solution for you.
Many people have
properties they wish to
trade. Contact the local
Western Best Sellers
office for a FREE Block
Bros. Catalog of proper-
ties listed throughout

Western Canada or
discuss your
requirements. Call

365-3347

CASTLEGAR
NOOBLIGATION!

as