If Safe a BA a CASTLEGAR NEWS, December 3, 1980 | Z Voice of the People 7 Italian earthquake relief fund Editor, Castlegar News: Early this morning I made several phone calls to try to find out how a con- cerned citizen can effectively help the survivors of the Italian earthquake. Perhaps by publishing some of the in- formation I gathered I can encourage people, even those with no Italian a.m. to 12 noon. From noon on Friday until midnight on Sunday the station will be accepting pledges. The direct Ine number for CJAT Radio is 866-8610. This is not a long distance number. ~ handled by the Assistant to the Itallan Consulate, Mrs. Emily Teneschi, who is resi- dent in Trail. Every effort is being made to ensure that the money will be sent by the most effective way possible, Please support this ef- fort, and at this time of year try to bring a glimmer of hope to the people of south- ern Italy. Further enquiries may be directed to Mrs. E, Fleet at 885-8019. Lancy SAAR! WEN Castlegar Villa Society To meet regularly New trends to permit a more effective directorship have been appropriated at a recent noon meeting of the Castlegar Villa Society. Meetings are to be tenta- tively the third Monday of every month, schedule of four meetings a year,” says financial secre- tary, Terry Sabourin, Duties of convenorshi have been increased to in- clude public relations under M. Dulsrud, and courtesy under Dawna Dinning’s com: A waiting list,-as to applications for residency, has been ‘reported by Al Richards. Since September a greater use has been encour- aged with regard to couples’ suites, ~ the final: purchases made through the New. Horizons Program. Eight hundred dol- lars of the balance funded will provide bus fares to Spo- kane to’ the Ice Capades; other is dishes, book shelves and two card tables, all d by Helen Bensche, Funds collected as a re- sult of the telethon will be with minima! loss for admin- istration. Mra. E. Fleet Castlegar, B.C. ° “This replaces the uncer- mittee. » tainties Entertainment. is of the previous, headed by Myrtle Thomas, have been provided by Marg Henne and her committee in Newhauser. to think of those who have lost so much in this devasta- tion. The Trail Radio Station CJAT will be holding a tel- ethon for the Relief Fund this Friday, Dee. 5, It will start with a panel discussion and open line running from 10 Semiahoo celebrates 40 years Hundreds of former stu- dents of White Rock's Sem- iahmoo Senior Secondary School will return on the May 16th weekend to share tales of their past and to see who has gained most weight, lost most hair and raised most children. The 40th anniversary of the school will be marked by classroom displays of photo- graphs that will refresh fading memories. Former students and teachers will be able to participate in a host of activities that are now being planned. The staff and students would appreciate help from graduates in bringing cur- rent addresses up to date. If you are a graduate or former student please send the schoo] your current address. The school’s address is 1273 Fir St., White Rock, B.C. V4B 5A6. Don't forget an old friend’s birthday party! Town upset over nude male waiters MONTREAL (CP) — : The owner of a snack bar featuring nude male waiters closed up shop on the week- end and left no forwarding address after angry neigh- bors smashed the restaur- ant'’s front window, police say. The Cafe Club in subur- ban Verdun raised the ire of neighbors when waiters doffed their clothes about a month ago. Verdun city councillor Roger Seguin said: “Things got so hot I was afraid for the man’s safety. There were a lot of angry people out there. Verdun officials say the snack bar caused such a stir they are considering ways to prevent others from opening. “A consensus. has grown out of this thing,” said city manager Jean-Paul Hebert. “Everyone seems in favor of changing the zoning bylaws to make sure this doesn’t re-occur, A WHAT'S EA.LR.IN 1981? 1980 saw the implementation of Phase I of the Fundamental Auto Insurance Rating program. The whole idea behind EA.LR. is ultimately to remove any form of discrimination in automobile in- surance rates for reasons of age, sex, marital status or where a person lives in the province. It seeks to link ary rates solely to an individual's driving record, habits and attitudes. And thats fair. Phase Il of the five-year EA.LR. program will take effect on January J, 1981. Here are the highlights: 1,REMOVAL OF AGE AS A RATING FACTOR This step completes the removal of age, sex and marital status as factors in determining how much you pay for your Autoplan insurance. From now on, no individual or group will be penalized or favoured solely on the basis of age. . - \ 2. INTRODUCTION OF A DRIVER ACCIDENT PREMIUM Inorderto place financial responsibility squarely where it belongs—on the individual behind the wheel-a Driver Accident Premium will be introduced on January 1, 1981. It will apply to drivers of vehicles rated for pleasure or drive-to-work use. It means that drivers of such vehicles who are responsible for an accident which results in property damage or bodily injury to others will pay an additional premium of $390 for each accident. This premium may be paid in one lump sum or in three equal instalments-the first payable at the time liability is determined, and the second and third on the next two anniversaries of the accident. If the total claim is $100 or less, this Driver Accident Premium will not be charged. If the liability is divided, each driver whose share of the claim is more than $100 will be charged the full Driver Accident Premium, If the claim is less than $390, the driver who is at fault may choose to make a single payment equal to the amount of the claim, rather than pay the Driver Accident Premium. This premium is charged to the driver of the vehicle, whether or not he or she is the owner. Failure to pay a Driver Accident Premium after notice from the Corporation will result in denial of Own Damage coverage for a subsequent claim. There are two exceptions to this new Driver BP sie ardene Consumer Facts Freeze Flo may redefine what is and isn't possible in frozen foods. This new procedure freezes certain foods and beverages without hardening them. By tightly binding the water in a product to natural substances such as protein, salt, sugar or unsaturated vegetable oils, that water can be frozen but will not get hard. For instance, the water in the Bavarian cream of a chocolate eclair is bound to the sugar in the cream; the eclair is frozen, but the cream remains soft. The eclair can be eaten seconds after com- ing out of the freezer. There is much to be gained from Freeze Flo. The great advantage is that tem- peratures can be kept 25 degrees higher than the current readings on freezer thermometers. Consumer Facts is a public service feature of Castlegar News in conjunc- tion with Super Valu stores. (a) It does not apply to drivers of vehicles rated for commercial or business use. Since the cost of insurance is a business expense, it’s unfair that an em- ployee-driver should pay the Driver Accident Premium when responsible for an accident while driving an employer's vehicle. However, accidents will still mean higher insurance costs for owners of such vehicles because _ by the driver at fault 8 1 business and commercial vehicles ‘will continue to be rated under the existing Safe Driving Vehicle Discount system in 1981. (b) The Driver Accident Premium will also not apply to drivers of motorcycles or trailers. This - is because the cost of the accident premium could exceed the total cost of Autoplan insurance for these low-premium vehicles. However, motorcycles and trailers will still be rated according to the Safe Driving Vehicle Discount system in 1981. 3. CONTINUATION OF THE SAFE DRIVING VEHICLE DISCOUNT 3 The Safe Driving Vehicle Discount system will continue to be applied throughout 1981. For instance, if your vehicle was involved in an accident at any time in the three years prior to December 31, 1980, you will lose, or already have lost, part of your Safe Driving Vehicle Discount. Despite any changes in the EA-LR. program, you will still have to ‘earn back’ the full 3-year discount with the required one, two or three years of accident- free driving. Bi tia ias An accident occuring x December 3], 1980, on which a Third Party claim is paid, will result in assessment of a Driver Accident Premium. 4, REVISIONS TO THE PENALTY POINTS PREMIUM PROGRAM In addition to the new Driver Accident Premium for people who cause accidents, 1981 will see a revision of the Penalty Points Premium programas a ~ deterrent to irresponsible drivers who acquire penalty points for traffic violations. e minimum number of points a driver can acquire without financial penalty is now 5 instead * of 6. The maximum number is now 25 instead of 20. The dollar amount of the additional Penalty Points Premium is calculated by squaring the number of points, equating that figure to dollars and adding 30%. 5. ADJUSTMENT OF TERRITORIAL RATES Further changes will be made in the EALLR. pro- gram towards eliminating differences in territorial rates, In 198], these differences will be adjusted to a maximum spread of 20% between territories. _NEW IN 1981? Several i options will be available to you in 1981 when you renew your Autoplan insurance. Please take time to check them out before you renew. They are part of ICBC's continuing program to provide a broader range of coverage to meet your specific needs. 1,UNDERINSURED MOTORIST PROTECTION This option provides extended protection to the victims of accidents where the insurance carried is not sufficient 8 TI Seca to pay claims for bodily injury and death. It provides for the victim’s own Third Party Liability coverage to be applied to bring the total payment to the higher amount of coverage. For example, in a situation where a driver at fault carries $100,000 Third Party Liability coverage bist the victim carries $500,000, the higher amount can be applied to the claim. 2, INCOME REPLACEMENT If you consider that the standard No-Fault benefits would be inadequate to cover your lost earnings in the event of an injury resulting from an accident, you may wish to consider this endorsement. It pro- vides limited additional lost income protection and death benefits. : 3.LOSS OF VEHICLE USE i You can purchase this endorsement in con- junction with ari Own Damage policy. It provides for reimbursement on a fixed scale to cover the ex- - peu of a rental vehicle when you make a valid claim 0 1 Own Damage coverage. ‘You can choose reimbursement to start 24, 48 or 72 hours after the accident is reported to ICBC or the police. It will end with completion of repairs, replacement of your vehicle, or the date on which ICBC tenders settlement for the loss of your vehicle. 4. AUTOPLAN RATES FOR 1981 Unavoidably, Autoplan rates will increase in 1981. Why? Quite simply because the number of acci- dents is going up; the seyerity of personal injuries is increasing; the cost of settling claims—both col- lision and p 1 injury—is skyrocketi: ‘We can’t control these factors. The costs we can control, like the administration of Autoplan, are among the lowest for any corporation in the auto in- surance industry in North America: 16 cents of the premium dollar versus an industry average of 30 cents. Inflation plays a large part in the rising cost of settling insurance claims, but so does the increas- ing complexity and sopeeseaton of today’s automobiles. Dual headlights, unitized bodies, light- weight materials, catalytic converters...these are just some of the ad in safety, envi protection, fuel economy and styling that make every accident that much more costly. Settlements for injuries are also increasing each year. So, here are the rate increases scheduled for 1981: An average increase of 31% for compulsory Third Party Liability coverage. An average increase of 48% for extended Third Party Liability and Collision coverages. Further details on all aspects of Autoplan may be found in the 1981 Motorist Kit available from your local Autoplan Agent . and from, Motor Licence Offices. 1 Helen Peddle and Cedilia