5 oie aN iS. ae ~ 2 Investors f ? you'll « ; "know how much discretionary inebme you have to play with. a4 SEATTLE (AP) — The thing about money — no one ever seems to have ugh of x ‘This is the money you can use for entertainment, state of Washington was That's the view of millions of Canadians, and it's. vacations — and buil named as a defendant Tues- echoed by the Bank of Montreal in a booklet called day in a $7.25-billion suit filed Planning Your Finances. depending on what priority is given various goals. If, for § >y investors who lost their However, it may Available free, the revised and updated booklet goes example, you want a round-the-world trip more than — ™oney when the Washington individual investors to look @t over the basics of why you should be concerned about anything else, save enough to get that out of your system. Public Power Supply System state bond issues with am ~ your financial resources and outlines in easy-toread Many, however, will opt for a safety net offering § declared the largest munici- certainly. It will be hard for & language what measures you can take to build toward the financial security. pal bond default in history. salesman to call up « prot biggest nest-egg you can afford. ‘There are various types of investments you can turn Filed in King County Su- pective investor and say “nd One of a series of pamphlets the bank has prepared to to add to your savings. perior Court, the suit was problem, no problem.’ F in pecent years to try to help the average person HAVE SOME CASH described by plaintiffs as people probably will de understand what money is all about, the booklet One of the first, suggests the bank, should be a the largest suit ever filed oad a higher interest rate dederibes more than 15 different methods of helping your savings account. A rule of thumb is that you should have against a state or municipal’ 1) take what they perceive a8 handful of the stuff grow. the equivalent of three months’ income in easily available = ity. an additional risk. It’s no get-rich-quick scheme; the emphasis is on funds in case of an emergency. State officials said the law “How. thi get ing to get enough set aside to assure security for You should shop around to make sure you get an suit was expected back oe as alma @ toe your family while any children are growing up, and for account that offers the highest interest combined with “The fact they have filed it months ithe cage may. hewn My block cat with white pow yealbad your spouse in your old age. other benefits such as convenience that you require. comes ae:no: wurprise,” said Oe dismiseed by thea.” 97 . Before you start plotting your financial path, Also high on the list of investments — though it's Ed Mackie, chief deputy at y FOUND: youth 5 pone however, you have to know where you stand at this used by only 25 per cent of those eligible — is a registered torney general. “They've The suit accuses the de- ‘Axons $08 6213 EY moment, says the bank. retirement savings plan. been talking about it for sev. fendants of trad. negligence, jemale First, you have to know how much you're worth. You Many people are frightened off because they think eral months. I can't en am Seat oh Couiege, Genuine matenge therapy. do this by totalling the value of your house, « cottage if the plan is complex — but it ist't, says the bank. Banking — further until I've seen the with contract rights in the you have one, your car, furniture, jewelry and art, or and other financial officials can outline what's involved, as — Pleadings.” default anything that could be sold in a financial crisis. well as the large tax benefits and thus personal savings The suit was filed by the = “This issue is not going to Be sure to get factual information, not your own that can result. WPPSS Bondholders Com- go away,” said Arthur Hof- guesstimates, the bank warns. BONDS POPULAR mittee, which also said it fer, of Dix Hills, N.Y., chair- 3 M oe) i Lu 1] ME i r il Hig ‘i hi i j nh | i i2i- it j I FH : 53 ] "I i i it fh , i ; Hett g ii fi r F ii i ii f i i HE Lfeli: it: wad i. bi i i i af i j LOST: In Raspberry Village. Very at i iy ta if ij i ! ! r¥ it | § } > i | { i i ; j 3 i i pil j Hf Hy I Tuy au i ig F Hit Hy 8 tH £3 i : li i i Ht il 4H ie i | | H eq yeep yenuve ous 01 da Bu j | | 3 H Ht i 3 5 i 2 5 DANCE BANDS and Mobile Disco available for any type of 3/90 engagment. 112-362-7356. ee ee iad Then add up your liabilities such as a mortgage, There are the popular Canada Savings Bonds — a § Would “impact every tax. man of lege. Thursday, Nov. 1 other loans, large outstanding bills, including credit cards new issue has just been announced — and government payer in the state of Wash. committee. 7842 alter 6 p.m. and taxes that are due. treasury bills; most financial institutions offer guaran- ington.” cannot put their heads in the Cin a oo SS Subtract liabilities from assets, and you know what teed investment certificates or a variation on them. In addition to the state, sand and avoid responsibility {ORT whe: ond ovonoe: fully SSS you're worth. This value, of course, will keep changing as Stocks and bonds are easily available, although some Gov. John Spellman, state for the WPPSS fiasco. eon Merry Creek Rood. Answers to you get older and so it should be updated every once ina knowledge is a big help in these more sophisticated areas. Auditor Robert Graham and = “Washington state and its _ ee while. You may want to put your money into real estate, or leaders of the state Legis- utilities have suffered a loss New! Cas Tespondence club in PREPARE BUDGET gold. lature were named as de of credibiilty and reputation exchange of stomps, postcards. Secondly, you should prepare a monthly budget, The basics of all these and other investments are fendants. in financial markets and Pay ca mati Ly pila phe even though it sounds a bore, says the bank. outlined simply in the booklet. “This has been th: d Washi pay are et Once you know how much money you are bringing “Financial advice is rife,” says the booklet, “but the for months so I think that getting into a deeper and home each month, and what regular expenses you must problem is choosing the advice that is right for you.” knowledgeable people in the deeper hole.” sooues Wir CELL S3SNION1 ONY JONVENSN! Jonas JoHOD = be ewo8%K 1008 soNpe euresew "r ens Auweg Pompeys vouseg Awuyor 180H 1HOMOL i ‘all i i ih | FOUND: white. berry V Phone hy i 5 [ i i wOUI PIO em OF Gn 8 wT e un = 20H AHA perepunw 9 veeq #.0y seywep Cup : yi i i } i peweue 8 ul i ounr 0 Suryrewog..) ars ii t | Lost or found items o charged fee, weyuve lost Belgium. Tn the Action Ad number Soe art ase, | ASTOUNDING tenves tree of charge. _tin/s PSYCHIC! ieneawn | Church pastor arrested Se theve Pugh times! CLAIRTON, PA. (AP) — pa leaders weren't in America ordered Roth to cick A dissident Lutheran minis- helping the unemployed. step down as pastor last SUCKLE UP Get Lucky! ter who defied chureh and = Coon left the sanctuary month. ’ EAL At Race Tracks, Lotto, | court orders to step down as and two deputies escorted | With burley steelworkers ~- lum, aredes | ? Bingo. Lucky nd ‘ine pastor of his mill town con- the 33-year-old minister past guarding his pulpit, Roth eply . uture, u e Wa pressed ond blessed in gregation was arrested at his his wife, Nadine, and one of twice delivered Sunday ser- areal D 4.v0a, ny (87 oueNs,.) pure fq scopes FI i i} 3 38 EH $ ti i al No “L.LOM 407 MOA j if Te if i if es i ney i 3 hy Li hth 3 it fall PARENTS OF WEST KOOTENAY I; itl 36 j i HT altar Tuesday for contempt their children. mons in defiance of the sy- your owe name. 1 of court. Roth first stirred contro nod’s order. Roth also ig- orecast, etc. “Would you mind coming versy among his 190-member nored a subsequent injune- j AUTO BODY & REPAIR BAL V LV AVG BNO GB Ot:8 ‘wNOHBAAEN Ree) | TENOV onan @ ‘ean 880 Aan oon Wad v DIVW 8.137 @ 00:9 asi ‘HEM AL IZ 2eqWeAON ‘ADPseUpem O1 YBNI S| seqwercNy ‘AOPEINY! 04 yBnosys St ad 15 through to dagfime J veeday ond Wednesday MORNING COHOE INSURANCE PROVIDING A COMPLETE SERVICE 27 ath Street needs sophisticated medica! MUSIC OFTY U.8.A |. sound, economic plon- Sino Vere Ted Fiicher! for sound in Areo H. ‘72 r ror Aiderman RE-ELECT Marilyn Mathieson DIXIE POWERS Unit 4- 1101 Columbie Ave. VIN 1H6, Castleger WE WOULD LIKE TO EXPRESS our sincere thanks ond gratitude to our friends ond relatives who supported us during the recent loss of our dear wite, mother end grandmother, Jean Murphy T you for your vi cords, baking and donations to the B.C. Heart Fund. A special thank you to Dr.’s Waiton, Merritt and Van Vliet and to the nurses wi cared for her and who were so kind to ys. Peter Murphy, Murray, Elaine and temilies/92 ly or write down, Allegheny County Sheriff Eugene Coon asked the Rev. D. Dou Roth as the pastor, clutching a Bible, stood on the altar at Trinity Lutheran Church. “The only way I'll go is if I'm arrested,” said Roth, who initially stirred controversy by supporting steelworkers in their complaints that local KAL TIRE greg by avidly sup- porting local activists who criticized Pittsburgh area business leaders over the de- ‘cline of area steelmaking and resulting unemployment. After failing to heal the rift at Trinity Lutheran Church, officials of the Western Pen nsylvania-West Virginia Sy nod of the Lutheran Church 2141 Columbia Ave., Castlegar ) 365-3311 i -) tion issued by Narick, and when Roth failed to attend a court hearing last Friday, the judge ordered him jailed and ral pa fined. cere 90990 stone building until arrested, 84s only although he opened the a few left chureh doors Sunday and in- SRR vited Coon to arrest him. WANETA PLAZA TOYOTA Complete Car and Truck Repairs AUTO BODY & PAINTING Bear Creek Road, Trail 364-2588 AUTOMOTIVE SUPPLIES MITCHELL AUTO PARTS For All Your Auto Needs @&) 707 - 13th $t., Castlegar @) 365-7248 COLUMBIA AUTO WRECKERS & SERVICE Wide selection - GM, Ford, Moper & AMC Parts As well as many import Parts. OPEN MONDAY TO SATURDAY Columbia Gds. Rd., Troi! 367-9717 Rivervele 364-269! THE SOUVENIRS BAND available tor New Years Eve. Country and Western style. 365 347. 7 BOY SCOUTS OF CANADA Kootenay Columbio District Council will holding an Annual Genero! meeting at the pisce on - —— IN LOVING MEMORY of John 00 p.m. Cost is $9.00 Horkolt adults, $6:00 children. Tickets who possed oway Nov oval from Doris Latte at 365-17. 1979. 3/7 (J=2) BUMPER TO BUMPER. Fighting Inflation For Motoring Needs Now Under New management 1507 Columbia Ave. 365-7787 DEALERSHIPS WANETA PLAZA TOYOTA Bear Creek Road, Trail dea In our lonely hours of thinking, Thoughts of you ore |) ANNUAL "noe, ck Pe " We who loved you, sodly miss A 2/9 downs encther : 7 Sodly missed, Mom, brother Fred Dole & Ron (country rock). A ‘ond temily. "92 fevered ee rawal’’$3'00 mer CANADIAN CANCER SOCIETY In famil; Advance tickets + Donations. intor- evalleble if you donot wish Costlepar momibershie. Johnny's Store or — /78 atone sais sa tapte Cwithe gratitude” BEAVER AUTO CENTRE AIGOHOLIC ANONYMOUS ond cepts with | gratitude AL ANSON S66 S643. 104774 nan Tear Research + RENAULT r ro4c a pr . CASTLEGAR NEWS office hours next-of-kin. Bo: / Soles —Service—Ports—Leosing ore,es follows: Monday through 3023, Cas . B.C. 52/8) Volve Ports & Service Jee day: News Department only 367-7355 or 367-7722 opens ot | m. News hae yp . 7 tf CASTLEGAR CHEVRON 425 Columbia, Castlegar 366-2912 oti} iV Hye pinee Hi | i tment phone number is 365. in/71 EMOTIONS ANONYMOUS Tuesday actrens Susan Saint James author he i Hl rweetnenn 12:90 @ LATE fear wiry DAVID LETTERMAN Scheduled Dom Dei vise, Or Henry Heimiich, Fran olga cee MAIN ST. MUFFLER 2-year cotege : c + Located at Castlegar Turbo ee ~