meee ae ae 25% off all eatin orders Tor Femi Wicii (except Valentine's Special) : 1101 2nd St. Castlegar VALENTINE'S SPECIAL Free Flower for Your Special Lady @ Feb. 14 (Dinner time only) Special Valentine Dinner Feb, 14-15-16 10 oz. N.Y. Steak & Lobster Tail $18.95 or 10 oz. N.Y. Steak & Shrimp $16.95 or Chicken Alexander $15.95 served with Caesar salad, choice of rice or poiaio & & vegetable of the day. ENTERTAINMENT t ‘8UN STAFF PHOTO / Nancy Lingley Stephen Davis, president of the Castlegar and District Wildlife Association This banquet is wild ‘Exotic smorgasbord a popular annual fundraiser By NANCY LINGLEY Sun Editor If you've ever wanted to sam- ple some of the more exotic meats native to North America, you'll have the chance: when the Castle- gar and District Wildlife Associa- tion members put on their 27th Annual Wild Game Si fii as bers,” noted ie acne: many of them ongo- Davis. “Yes, it’s true that the majority of our member are hunters, but anyone who feels they want to have an impact on what happens to the environment — whether ‘they’re a hunter or an environmentalist or a tree-hugger or whatever — should become a ing. Hach year the organization raises 20,000 Gerrard rainbow trout for release into Lower Arrow Lake. The association took part in the 1985 bighorn sheep transplant when approximately 40 bighom sheep were captured in the East K to be released in the and Dance, Feb. 22. “Most likely we will have black bear, grizzly bear, cougar, . elk, moose, deer, beaver, bobcat, and antelope,” said Stephen tion. “All of the meat has been donated by members and non- members.” He hastened to add that there would also be “domestic fish, fowl, and so forth, for those who do not want to partake of the wild game smorgasbord.” The cvent is well supported by local businesses, Last year over $3,000 in raffle prizes were donat- ed by local merchants. The totals haven't been tallied for this year as yet, but it is expected there will be some $4,000 in raffle items, including CB radios, fishing trips - on Koot Lake, char- + about.all. seat of-the ¢ | Davis, president of the organiza-., , Our allow a forum for the membership to voice concerns about the envi- ronment around them. We're not just, hunters, we're concerned. .., West Kootenay when major die- offs of the species in their original location dictated that a gene pool * that could, be drawn, from ,be;,, (else... The -*- ment — club fall: 66 . . -anyone who feels. they want to have an impact on what happens to the environmeni. . should become a member. 59 ters on the Columbia River, where catch and release is promoted, and, “just everything imaginable, tons of stuff,” Promised Davis. The annual event is a major iser for the or; d as an group with specific interests. “Our interests are dictated by our membership. If anyone wants us to become more interested in the fisheries aspect, we need more ‘We try to spread our- selves over as many concerns as our members have. Anyone who bas any can Valley Wildlife Association last fall when seven mountain goats from the East Kootenay were relocated to Passmore Ridge. An annual allocation of $1,500, to the value of $7,500, for the pur- chase of the Sandner property near Christina Lake for wildlife habitat has been made, The club serves as a liaison to B.C, Envi- ronment and is constantly in touch with various levels of the govern- ment dealing with the concems of members. The group meets at 7:30 p,m. every third Wednesday of every month at the Aasland Taxidermy building. A member of the Castle- gar and District Wildlife Associs- tion and wants to have some input should become a member, It’s as simple as that.” It’s an active society, constant- member of the B.C. "Wildlife Fed- eration which provides third-party liability insurance of one million dollars for a member involved in ly on the go, with a role of over 200 this past year said any club-related sport or activity and inadvertently harms someone Davis. A of p have been undertaken | by the Castlegar and District’ Wildlife or ing else. As well, mem- bers only have access to the club’s tifle range, Membership fees are * $17 per year, cover the period from Jan. 1 to Dec. 31, and entitle the member to take part in the tro- phy awards competitions. The grand aggregate trophy winner is mounted, free of charge to a value of $500, by Aasland Taxidermy. Those trophy awards will be presented at the wild game ban- quet following dinner. Guest speaker for the evening will be Carmen Purdy, chairman of the Kootenay Wildlife Heritage Fund.: Cocktails will be available at 5:30 p.m., dinner is scheduled for 6 p.m, After the awards ceremonies there will be dancing to the Plam- ondon Brothers. All tickets. must be in advance and are available now at Bosse Jewellers and Aasland Taxidemny. Come on out, support the envi- ronment, and try a taste of life on the wild side. ed the Slo-- . BUSINESS Keeping it clean with ‘SUN STAFF PHOTOS Daniel Pawlivsky of Big Horn Janitorial Service intends to make it big in the cleaning business in the Kootenays. in four months, Pawlivsky already has 13 contracts. Pension plans vs. RRSPs Is a pension plan a good thing? If you have retired and now are receiving a regular pension cheque every month, you are probably glad you belonged to the plan. But if you are in the workforce, you might wonder if belonging to a pension plan is worthwhile. People usually join the pension ‘plan at work. Then, when they change jobs, they might receive’ back the money they had con- tributed: to the plan - and find to their dismay it has been eaming only two dr three per cent interest. New rules are making it easier to get’a better return on your money, to transfer pension credits and to benefit from employer con- tributions even if you do change jobs. “But,” you might ask, “with the higher RRSP contribution limits, wouldn't I be better off to stay out of a pension plan so I can put more into my RRSP?” In some cases, yes - provided you do indeed make those maxi- mum RRSP contributions year after year. But pension reform has created a more level playing field. So in most cases, the total retire- ment saving contribution limit is the same, whether or not you belong to a pension plan. The main advantages of a pen- sion plan are employer contribu- tions and with the majority of plans, a guaranteed Pension income. “Try to take a long-term view with pensions,” said John Beaton, senior vice-president and consult- ing actuary with The Alexander Consulting Group. “Tt is sad to see employees who stayed out of company pension plans and then remained with the employer until retirement. “They could have had secure retirement income . largely financed by their employers. Instead, they end up with far less than their counterparts who joined the plan.” There are two basic types of pension plan: (1) defined benefit and (2) money purchase (some- times called defined contribution), (1) Most Canadians belong to a defined benefit plan. You are guaranteed a certain pension (the “defined benefit”) which is usually based on your income and length of employment. (2) A money purchase plan sets out how much money will be con- tributed (the “defined contribu- tions”). The pension you' receive'- both'on how the pension’: fund- performs under various investment conditions over the years and also on interest rates , benefits: when you retire and want to start your pension income through buy- ing an annuity. “The main advantage of joining amoney purchase plan is that you gain benefits financed by employ- er contributions,” said Beaton. “However, if you do not stay with the employer long enough to qualify for vesting, you won’t be entitled to the employer's contri- butions. And you will have given up RRSP scope and flexibility.” Still, Beaton added, “flexibility can be an enemy to financial secu- rity. If you are not in a pension plan, it is easy to buy a new car cr go for a vacation and not have enough money left over to make your RRSP contribution. “So if you do not have the dis- cipline to be sure you will keep to a program of regular RRSP contri- butions, you should seriously con- sider joining an employer pension plan - unless you have already accumulated substantial’ weath.” With the more widespread defined benefit pension plan, you Who’s Got the Most Pull? On Sat., Feb. 9 i Royal Inn Tug o° War will take place on Baker Street i in Nelson. Will the Ministry of Foresis challenge the West Am Alliance, will Safeway challenge Overwaitca, will L.V.R. students chal-. By BARBARA ‘TANDORY ‘Sun staff writer Buoyed by a newcomer's good luck and. aided by natural entrepreneurial spirit, Daniel Pawlivsky has made up his mind to become the cleaning king of the Kootenays after only four months in Castlegar. In this short time, Pawlivsky has. picked up 13 commercial con- tracts for his firm, Big Hom Jani- torial, which he ‘operated for ten years in Alberta. “As far as business is con- cerned this is a prime area,” he said. “No janitorial firm bas ever set a foot in the Kootenays.” Pawlivsky said a quick survey of the Yellow Pages on arrival into the area was.a confirmation that ]. janitorial service sector is weak and that he made a good choice. And he plans on capitalizing on the fact by expanding into Nelson Trail, Originally from the next 15 years. After 15 years T'll retire where I always wanted to retire.” “And of course life is very good here,” be noted, “I came here as a ig Horn Janitorial Service c of society to win the favor veal he said. . Instead, “when I came here it was just like home to nie. I didn’t have to strive to win favor.” said his ition is to have 50 j itori in i is good despite the the Kootenays, He plans for his retirement as “specifically as for his success, not- ing his plan to pass on the janitori- " al business to his three sons, still little boys. “When I retire, instead of giving them a piece of land in Saskachewan, I want to give them 15-16 (cleaning) contracts each.” After ten years in the cleaning business, Big Hom, a division of Lone Pine Janitorial Services Ltd. in Alberta, employs eleven people, artes Pawlivsky and his wife. in the economy.- “Maybe I did arrive here at a right time,” he speculated. “But I didn’t plan ‘it. It’s just fate that shapes its own destiny.” Pawlivsky feels that he is a businessman with a heart as much as with an entrepreneurial driving spirit. “ “He hires only local people, he says. He also professes to take to « his employees’ interests by helping their children with trade training. “To be a successful business in C. one must make a lot of include Super Valu, OK Welder Supplies, Dexter’s Pub at the andman Motor Inn and Castlegar Savings and Credit Union. * “Because we're independent, -— where he left behind family * farm land, now leased out — he says he ran a “very. viable busi- ness” in Bonneville, Alta, but left it to seek success in more pleasant “T always dreamed of coming to B.C., where there’s hunting and fishing and there are orchards,” he said. “I plan to cfeate a very viable business in the West Kootenays in normally gain both the employer’s contributions and the security of a guaranteed benefit - a guarantee you cannot get with either a money purchase plan or RRSPs. The longer you stay with the employer and pension plan, the greater your benefits - “in some cases, the total plan value can be as much as five to 10 times your annual salary at retirement,” Beat- onsaid. _ . Some plans offer enh d we're to be better than everyone else,” Pawlivsky explained. “You have to always keep on the go. It puts the spirit in you: The sky’s the limit.” “ . Pawlivsky says the ease with which he’s been picking up new business amazes even nae “New contracts keep coming,” au. e -People here are so ns early, a good level of “survivor” income for a widow(er). Younger employees who change jobs frequently tend to lose the most if they belong to pension plans: they may receive low bene- fits and have their RRSP limits cut back sharply. “Still,” said Beaton, “losing out on RRSP. contribution possibilities isn’t always a major tragedy. Using the money instead to pay off | indexation to help counter the effects of i lit- your for can also. be: ‘an important financial tle loss of income if you retire Business Counselling Services. -Copyright 1991 Congratulations Carl Linden!! money not for personal interest but oxe must also contribute to the iat fs ae Asa businessman he feels it his duty to “help the people, especial-’ « ly the youth,” Pawlivsky says. “It Teaves one with good feeling.” | .- He attributes his initial success in the area to the advantage a jani- torial firm has over a private jani- See BIG HORN ‘Valen ine's Day i hursday, E ebruar. visit our shop today. Twirling. You’ ve never seen anything like it! The colourful TwirlingTune Bouquet features an oversized Valentine that actually twirls and plays “Let Me Call You Sweetheart.” To send one almost anywhere in Canada or the U.S. call or 3 Riefior’ CHANG'S NURSERY & FLORISTS LTD. _ “Delivery in the Castlegar area” 365-7312 2601 - 9th Ave., Castlegar : lenge'the staff? Challenges.can be called it in to Lonnic ‘at 354-4448 and will be. published:in the Nelson Daily News Sno'Fest Bulletin. ~ ‘Carl ‘has d over 100 for the CASE t ling prog in’ the” Fast end West Kootenays! cor has helped in rofits, solve problems, expand thelr business- eee. develop business plans and prepare proposals for ng. OPEN a1 am - 1. am weekdays Chicken Time Luncheon Specie ° AS ara fs 8) ~ Golden Deliclous.Chicken: cS a.am- ‘3am Fisay & Setaay : only $3.25 reg ‘3.89 ‘fries, Jo-jo’s or salad. : ah ® with your choice ¢ a tre between 11 am and 2'pm everyday: 12 pm - 12 midnight Sunday 365-2 188 es on es ones ssc prsitnaad And don’t forget to buy a button. You could win a Carnival Cruise - inthe Bahamas. Carl is one of more than 25 CASE counsellors in the Kootenays ready and willing to share their knowledge and through the CASE program. For information, please call Barb Peabody 6-724: ; @ Federst Business | Banque fédtvalo ank de UNIQUE PARTY 4s no’Fest 91 - The Summer Carnival ve : February 7-10 id by: * BCAA *‘Overwaitea * The Chahko-Mika Mall” Canad