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Siero 9-4=4 eran oeg enya To Save To Invest © Savings really are important. You can't afford not to have + them, The old rule’of thumb was that everyone should save 10 percent of after-tax income, This Included ‘Insurance pro- tection and pension plans and so is not as unrealistic ‘as’ it sounds. In’ any event,’ try to put a fixed amount of money into a savings account’ every month, When you get’a ralse, inctease.the fixed amount. Then when you have saved a thousand dollars or so, think of investing it; —, but’ think cautiously: and after obtaining good advice. You didn't work all that time to savevit — just to lose it. Whether you borrow ‘the money or decide to invest some of your. savings in’ the ‘stock market, . investment . requires’ knowledge, some interest” in + What / makes” the ‘market tick and ‘some time to’ study, it, A disastrous way, to if vest is stuply to slap the money into some: get-rich-quick stock,‘ If * you' do, the chances are that ‘you will lose your savings. If you borrowed the money. in the first place, you would Sil have to pay it-back to:the lender at the bits rate (of interest. Some of the chartered banks and other financial institutions have “lending'to invest” plans. of one sort. or another, They will lend quite a substantial amount of.money — some'up to $10,000 — to be invested in stocks having a‘ good dividend and growth record, which then become collateral for the loan. Usually the ‘whole amount can’t be put.into'a single’stock. — but-on' the other hand it is suggested that’ you limit your portfolio to no more than’ 10 stocks under this type of plan. Lots of people invest in Canada Savings Bonds and lots of people borrow money to do 80. There is nothing very com- pleated about it. They are a good ‘investment, they have'a known rate of return, and they can always be cashed in if there is an emergency. ANNUAL SHOE * WOMEN’S CHILDREN'S o Clearance of Broken & Discontinued Lines * a TO FIT. YOU. SALE ENDS THIS SATURDAY, SEPT. 13th Last Chance to at Reduced Prices “© NoRefunds —ALLSALES FINAL— © No Returns Welcome 8 The Provincial Secretary Ernest Hall,.has' recently an- nounced that a program of regional cultural development: has begun, Regional arts organ- izors have, beon hired in four | pllot areas, the Kootenays, th Northwest, the Cariboo, and the North Coast/Istan Jack Anderson of "Nelson has been hired as regional, arts organizer for the Kooten: He is arranging a Regional Arts Conference to be held in- Creston on Nov. 8. ‘The conference will elect a regional arts panel, who in turn will elect one of its members to serve as regional :representa- tive to the B.C. arts board, fulfilling the first step ‘of the government's access to the arts promise by placing local cul Tiral development in the hands of local communities. Public meetings will be held in the major communities Public Meetings to be Held Prior . ~ Regional Arts Conference py 8 inearly October to inform those Interested in’ the arts of the new regional structure,’ to register those who wish to attend the conference, and to accept nominations’ for, the Regional Panel, Date of the public meatings will be an- nounced later. f -) Phe provincial government, has committed itself to the active encouragement of the ‘arts in B,C with the announce- ment of the."Acceas to the « Arts": proposal in‘ April 1974. “The government, feels that the -arts are’a valuable resource of, the’ province, a resource that will enrich:the quality. and enjoyment of life for all British Columbians. | Prior: to and after: this ‘announcement, the government. ‘went to great lengths to survey the cultural {needs of’ the province. In 1972/and! 1973 liscussions revolved around D. Local Air Cadet Refurns From Swedish Exchange Trip tamp-Vincent * te Seana, an ‘alr Cadet for e last six years and: during the time have had the time at my life. T've'taken summer courses. on such topics as. search and rescue, discipline and leader- ship, and human endurance. But the very best has been my recent trip to Sweden with cadets'from other countries, including Israel, Great Britain and the United States. For three weeks, we were’ introduced to the very finest of everything. We wore toured about on ‘Air Force bases, dances were held and industry ‘opened its doors to us, It was a ‘very educational tour and a ‘great pleasure to have taken part. From 53 cadets: from ‘across Canada; it's an honor. to be chosen as representative of our country on the Intern tional Air Cadet Exchange, in Europe and the Middle East. But this is only a small part of the Air Cadet movement, Glider and power flight scholar- ships are offered to casts, across Canada,-The: ‘leadership training, Ground search and survival technique, and technical training.’ ‘These are all summer courses. In the winter, individual | squadrons make courses avall- able to their own cadets. No. $81 Squadron in Castlegar has” quite'a variety ranging from first' ald to defensive driving and hunter safety training to bush’ familiarization ‘to photo graphy and 50 on. ‘Though the program is. sponsored by the Armed Forces the only military. acti- vity is:a little basic drill.” An important point to, note: Air ” Results ‘From .-: Joy Keillor - Bridge Club Eleven ‘and a half. tables took’ part, in play, at Monday evening's session of the Joy Kelllor Bridge Club. with the following results: North-South ‘First, Wayne Weaver and _ Suresh; second, -Terry. Musser and: Irene Hess; third, Joy Keillor and Judy Shephard; and fourth, Lois ‘Cairns and Agnes Charlton. First, Jim Campbell and third, Ian Glover and Ken Fines with Ben Schneider and Louise Whitehead:’ vue week prior, the club members, continued. wi regular’ session on the. Labor. Day weekend with seven tables in play. The winners’are as follows: x rth-South First, Sout Bry and Be rst, Kare "Gitanestag with Ben Schnelder and Louise White- third, Rob Wadey Be rian Brady, jova Scot Valley is traditionally a strong- hold.of the Baptist Church, “WANT: TO. SELL YOUR HOME? “Call Many) Gaal 365-5244 or 364-2507 STRAND & MOSBY REALTY LTD. Gordon Btamp- Vincent |: Cadets Is not the reserves, there is absolutely no pressure or obligation to join the Armed Forces. . \ Toall those interested, No. 681: Squadron meets every” Wed. night at the Stanley Humphries Secondary School auditorium at 7 pm. AU young people, both ‘male and female, between the ages of 19 and 19 ‘are more than welcome. I've found my experience: . with the squadron most re- warding, and Tm-sure you will Get Ready. for those 1. coal. alghts - We have In’ stock BATTERY CHARGERS ‘CAR WARMERS HOT SEATS < , Your Link Hardware Dealer Paul Schafer’s A Cultural Sur- ‘vey of B.C. In 1973 more than 1,000 individuals from all over B.C. partclpated in “Arts Ac- cess" at Simon Frasor Univer- sity, ultural animateur Nini Baird compiled her report to the Provincial Secretary on the “feasibillty of an “Access tothe Arts” from 30 meetings in 22 communities attended by more - than 900 concerned cltizens and ‘from’ 64 briefs and letters of ‘comment. ‘Community arts councils have met a great many prob- loms in’fulfilling thelr function as a‘strong local forco in promoting community cultural development. They will oxist as 8) major soure advice for community cultural activity. In interior regions where r transportation and com- munication. makes contact be- tween communities difficult, the concept of regional arts panels with a modest adminis- trative staff was found neces- ary, Regional ‘Arts Panels ould enable the residents to vise the existing B.C; Cultural Fund more efficiently. Im- proved communications and co-ordination would allow them . to_undertake ‘major’ v ind exchange cultural program [s the admin- istrative branch for cultural policy and [s under the direc- tion of T. G. Fielding A B.C, cultural program regional office has been opened in the Court House in Nelson by Mr. Anderson, It will operate as an information “clearing house” and co-ordinat- ing centre for cultural activity in the Kootenays until Jan. 1, 1976. Then the established regional panel will appoint a egional co-ordinator, if re- quired. Legislative Library. i Parliament Buildings, Victoria VBV ‘1x4 VOL. 28 No, 38 Eremenko’s ‘3: |. Smith's Plumbing & Heating “61 Crescent Street, Castlegar — Phone 965-7531 Catleger and Dis District Sen. 2nd Castlegar Scouts Re- |: lor. Citizens meet at ition. ie" Centre 01 oe irhnretiayt aot 18, 730 ipa EMERGENCY ! CALLS PHONE 365-7697 ‘Whisper Panty Hose 20% Off Whisper Supp-Hose Sage eo $1.59 Special Rack To Clear LADIES’ WEAR BLOUSES Regular up to $14.98 _ All Going at @SLIMS © DRESSES’ © NIGHTGOWNS At a tremendous scaviogs Ne gotiations in B.C. A eer ta longed forest’ dispute. we’ to resume in’ Victoria’. yesterday ‘Afternoon following two hours White New Fall Clothes Arriving ‘Daily: PRESTONE QUAKER STATE i Top Quality Oil : request Dave _ANTI-FREEZE $1.40 Qt. : ural at bah ede “the $6.88. Gal, | MOTOR on Cheearat nteay * 69e:Qt. "Some 60 representatives of <7 *\ involved are attending. the ‘meetings. Mr. King refused “comment * following’ Tuesday's —— AIR TRAVEL AGENT FOR ALL pee of Fall’: AIRLINES @ = Reservations 4} fours. © @ Hotel Accommodations D. Phone 365-7782° jeoved ; ; wil. Resi ’ Use Your. Master Charge & Chargex management and the unions. that ‘at this : time, in athe negotiations the tess the better.” < Phe industry-wide shut- down sie aby Inte (hed month, the strike having started on ‘July 16. whersuies 2 Locally, the PPWC held a : meeting ‘Tuesday ‘night. bu “president Rudy Martini said - yesterday. morning that it was ‘fast the local's regular monthly miesting and dealt with general gotlating team,,was to ie ne} be: i touch ‘with PPWC national © “president, Reg Ginn yesterday / and was contemplating going to the coast to.take part ini” discussions. He says he is now-"holding off" from ‘going to Victoria until : he'sees if yesterday alternoon's talks looked meaningful’ “lam pining it by ears be said. ident ap": ie 1 pr peared pleased that ‘Mr.’ King fad gotten the parties together again and said that! Local'l might “be having more than our, regular meetings ‘in the’ near fulure—depending on the (Vie- lorie) talks.” © successfully worked towards nd. Castlegar’ under, the aus- “pices of the Provincial govern: it. +In making the announce: ent Rossland-Trail » MLA hris D'Arcy) stated “final: réasury board ‘approval has een received work can: ‘commence: cities, Sethe City: of, CF caatogat a to get 14 of thé 78 housing units at | ‘avcost tof. a! Leesa $400,000. to’ Tayler “Aye. N.: ‘Construction of \ Yaneai very selected proponent to under- ¢.the ‘construction of: these : tawa-houses ith backing. st Dunhill: “Counell, a3, pressed pleasure 9 proceed with 10 anita ‘to the Senior a = Burehase ‘of ‘schoo! 'pro- /perty by two local businessmen‘ ‘was made public during Mon- « day's inecting of the board of al Distret No, Secretary treasurer John’ Dagcher told the board the ‘} former, maintenance yard, been cold to’ Walley Horning ‘and Don Beliale for $41,500. Possession date is Nov. 16. “Pha two men, have also. ee first chance be given : "them to purchase the lot at the > ~ eorner of Green St. and Colum- ‘some rental housing which {s an ute: problem in the city. “Mike: Livingstone stated there are another possl- ble'14 housing units ‘proposed | for the north end of'the ‘ity, but these still remain: pending. ; Gouneil expressed the pos: $100,000. More: dial government to have Its loan : ‘authorized for the’ sewer, Pree ¢./ Jeet in the south section of the elty’ amended, increai 92,000 to ment at Tuesday night's council meeting Mayor Ed Mosby sid as y. night coun tatormed of this poasibla ex, pansion which In part hinged on ‘the amending'of the zoning” enqueationed whether fands, available’ for a! 16 ‘units,’ Senior ila aSoclety president: ited ‘hé-tlion; 8 Should: funds be’ available his added’ addition,’ units, “wauld then total:40. now. 14 unlts'in use. afc pate a from Juniper St. tothe CP, Rail * crossing will killtho' business section involved., i “This was the stand ‘taken by. a delegation of businessmen’ from: that ‘section-Tuesday sibility! of iaving the units : completed by early, ‘spring, but ‘some concern was voiced that the current forestry strike may havea bearing on this. ‘On completion, the B.C, housing management commls- ‘slon ‘will operate the: apart- ments. Persons, wishing to uh ‘ B.C.) Housing’ Management + Commission, 1927. West. Broad. wy Vancouver ‘3 iMr. Atty, stated tha what rea can sttord me that struction would be of a bet. College Dorms: : Formal Opening ' Set for Oct. © ‘Whe formal opening of the » new! dormitories ‘at Selkirk College will take place said: counci] ‘chairman od Millar! of Ti night's meothig of college coun- ae ge. 5 The -college have senior. riarartare Tepre- sentation at the opening, and plans to, invite Housing Minis- ter Lorne Nicolson to cut the ribbon, <=The’ residences are now filled, except for, two vacancies in the women’s section, It: was Polntod out’ that the first priority for expansion would be the provision of a common room with récreation facilities. The new: ferldences are. , erailee: that: the aviation department has de- "cided to get rid‘of its outmoded Britannia flight simulator, and. . has ordered & new model. for adequate daungeaa would ibe a hazard to both pedestrian and the cyclist, ; He had:no objection toa ‘Jeft: turn alot for. the hospital, “This is an! excellent idea,” he aad 225 bia Ave.‘which ia’presently’ “night when théy approached ;,/° Mr.” Lightle: tadicated, atilized by. one of the city's “pumping houses. "The sale. ofthe land. has “been referred ;to.the building comfnittee which is to look into the leasing of the buildings présently situated on this land. ‘council asking’ that it) recom- ment a twolane highway ‘not, the: four lanes: as MLA Chris D'Arey: “Four lanes; #8: man Bob Lightle, ‘wi ‘Tecom: mended ¢ by, : Rossland: ‘Trail ~ while those present were estab- rae businessmen inthe area. ze “Tt has.now. ey recom; mended that council, along with’ - the “public works ‘department,; look into the ‘total picture. and. ate what would be the: best, tecommendaient for thie sec: on ‘of ‘The final decisio chow. Wer, les with.the department : Mosby, who pointed out to the group that: council. has, ably » een ‘aked.f a : Mun par Election November 15 = Date for the annual ‘Tuniel- pal election Is Nov, 15... - ; This date was set Tuesday night ‘when ‘council. appointed + elty ‘clerk: Rick Beauchamp: ;/ returning officer and given the ot power to appoint deputy re- turning officers as required, ‘Nominations for the annual ~ ; election’ will ‘be! held : Oct.; 27 + from 10 a.m. to 12 noon at ei hall. i ‘Those who are. now finish. Ing up their current terms are Mayor Ed Mosby, aldermen Steve ‘Jankola, Audrey Moore and Andy Shi