ARTS/ENTERTAINMENT | WEDNESDAY, February 24, 1993 2B Sell it quick - in the Sun classifieds Call 365-7848 Submitted Artwork from Emily Carf College of Art and Design (ECCAD) Outreach Pro gram has invited Castlegar young people to submit artwork to the eighth biennial B.C. Young Artists, Touring Exhibition (BCYA '93). Continuing a 15-year tradition of celebrating the creativ ity of young artists, ECCAD seeks drawings, paintings, original prints, photographs, two-dimen sional Collage, and photographs of Silver Rattle Antiques 301-11 Ave. Castlegar (in Tulips Building) 365-5191 St. Patrick's Day Dance featuring DON HOLLIS (formerly Bill & Don) ATTENTION MEMBERS & GUESTS: We and celebrate St. Day the Irish way, with music a@wite you to come ¢ Patrick tancing and friends. MEAT DRAW COME OUT AND JOIN LEPRECHAUN'S IN PLAY 50 ¢ Royal Canadian Legion 5O 5 Branch 170, Castlegar —~ \¥43. tay @. | Line Up! It's time for a westem dance! Saturday, Feb. 27, 1993 9 pm- Iam Castlegar Complex Music by BRONC special appearance by the “fj~| JACK DANIELS DANCERS from Kamloops ADVANCE TICKETS ONLY: $10 each or $15 couple available from Pete's T.V. & Castlegar Rec Centre AT THI MOVIES ONE SHOWING Only ERCH EVENING AT 7:00n OME SHOWING oniy BACH EVENING AT 8:30re NOW. SHOWING! weiner awane amuse”) [ey preter a vay comeee argu, 2 COMPLETE SHOWINGS IERCH EVENING 7:00 & $. They were ordinary young men, driven to the very limits of human endurance. 7 —- 1 ENTER TO WIN A FREE MOVIE PASS 1 TO THE CASTLE THEATRE eS ! ; Name ————— } Phone ————— bow eee - - - - Castlegar sought by college three-dimensional Work fOr possi ble exhibition throughout B.C. “Once again we are co-ordi nating BCYA to foster and encourage artistic creativity in Castlegar”, said ECCAD Out reach Program Director, Judith O'Keeffe. “We're calling upon all young artists, ages 18 and under, to submit their work for adjudication. There is no charge to submit a work,” she said All work will be reviewed by a Selection Committee of artists and art educators, and up to 80 works will be chosen for exhibition. Drama workshop will be offered at KSA in Nelson Submitted Playwright Charles Tidler will give a public reading of excerpts from his Jack Kerouac stage play on Friday, February 26, at 8 p.m. in Nelson's Vienna Cafe. Tidler, currently the dramaturge at the Belfry Theatre in Victoria will also instruct a one-day workshop on writing drama for students at the Kootenay School of the Arts in Nelson. Charles Tidler’s first stage play, Blind Dancers, was pro- duced in Vancouver in 1979, fol- lowed by its sequel, Straight Ahead, in 1981. These plays were awarded the Chalmers Out- standing Canadian Play Award and nominated for the Governor- General's Award as well. Tidler has written 29 plays for CBC Radio Drama as well as plays for stage and television and film screenplays. He is the author of six books of poetry and a typeset- ter by trade. A popular and accomplished teacher, Tidler was Associate Dramaturge at the Banff Playwrights’ Colony for two years and he taught drama at BCYA ‘93 entry forms are available from all B.C. schools. public art galleries, libraries, recrealion Centres, and the Emily Carr College of Art and Design Outreach Program, 1399 John ston Street, Vancouver, V6H 3R9, phone 844-3820 Works may not exceed 55cm x 76cm. Entries will be received at ECCAD April | - 15. BCYA *93 will open at Emily Carr College of Art and Design September 12 for exhibition to October 3, before beginning a two-year provincial tour. the University of Victoria from 1986 to 1992. His public reading in Nelson is sponsored by the Kootenay School of the Arts and the Cana. da Council. Charles Tidler will read unpublished excerpts and monologues from his upcoming Stage play. based on the uncon ventional highway poet, Jack Kerouac. Phone 352-8258 for more information. approaches in land to swim. Smith, a land: poorly planned, negl flage unattractive structures. As the snow disappears, it's not too soon to start thinking about Spring and gardening and here's a book to cheer us on. “Gardening with friends” by George Schenk is about travel and adventure as well as gardening and friendship. Twelve years ago, Schenk closed his wildflower nursery, sold his Seattle area house and land, and became a sojoumer in several plac friends but no property of his own. Yet he gardens wherever he goes; all year long, and has eight gardens he has made his own; in the Canadian and American Pacific North West, in the Philippines and in New Zealand. These range from a container planting on the terrace of a paraplegic hospital in Vancouver to a plot literally hacked out of the jungle on a remote Philippine island. A less anecdotal, more practical gardening book should inspire you to start planning a new look for the front-of your house. Mary Riley Smith's “The front garden” is an eye opener of new ape design. The most visible part of a prop- erty is often the least attractive and least useful high-maintenance, water-hungry lawn and overgrown foundation plantings. Yet the front lawn might be the best place to grow veg- etables or flowers or to sit outside in comfort and Privacy, or even pe designer who has often dealt with d and under-used properties, has filled this book with creative and practical ways to make the front yard beautiful and functional. She shows us how to design paths, driveways and parking areas and how to use plantings to camou- bout the world where he has - an expanse of Transportation exhibition comes to mall An exhibition on the history of roads and road transportation in and around Nelson opens at the Chahko Mika Mall on Monday, March 1 and continues until March 21 The exhibition, entitled From Moccasins to Michelins, is a project of the Kootenay Museum Association and Historical Society Researcher/artists Alex Forde and Ron Butler have been working since mid-September, gathering information about the éarly Indian trails, Fur Brigade trails, wagon roads, highway development and vehicles of the area, with a special section on development of roads with Nelson itself. Original photos have been reproduced from the archives of the Nel- son museum, the Kootenay Lake archives, the Salmo Museum and the Provincial Archives of B.C. as well as those borrowed from private col lections, to provide a rich visual history of the subject Onginal paintings and tie-dyed items by the artists will compliment the photographs, along with a selected group of artifacts from the Nel son Museum collection and from other sources. The public is invited to the opening of the exhibition to be held March | from I p.m. to 5S p.m at the Chahko Mika Mall. Exhibition hours are regular mall hours until March 21.°A donation box will be at the door to help cover expenses If you're a snowmobiler, this will interest you! Submitted Come enjoy a day of snowmo- biling and help others who have difficulties and are much. less for. tunate than you. Snowarama ‘93 is being held February 27 at Nancy Greene Junction and is co-spon- Castlegar sored by the Castlegar Selkirk an enjoyable nde of approximately Glance | Start the day off right The Castlegar Women's Aglow Fellowship will hold a morning coffee meeting at the Legion Hall on March 3 at 10 a.m.. Special guest speaker will be Maxine Dale, vice- president of Leadership Train- ing on the Central B.C. Area Board. All interested women are invited to Aglow’s monthly interdenominational meetings. Project fair Kinnaird Middle School will be holding a Project Fair March 4 in the school gymna sium, Castlegar residents are Lions Club and the West Kootenay Snov 2rs Snowmobile Club. Registration, at Nancy Greene Junction, starts at 9 a.m. and 1s open until noon. The day's events conclude at 3:30 p.m Trails have all been well groomed and marked, and promise Kiwanis Club ‘Citizen of the Year' Nominations will be recetved until March 17, 1993 Send to: Castlegar Kiwanis Club P.O. Box 3665, Castlegar, B.C. VIN 3W4 Include all possible information and background © Ornamental Grasses: ar Feb. 27, 1:30-4 p.m. $14 plus GST. [Lawns and Ground Covers, Rhodys and Azaleas, Dwarf Conifers and vailable, uses and cultural needs. Sat., Panic Attacks — Understanding, Coping and Hedling: This course maps the beginning and the route of this most distressing manifestation of anxiety This course is useful to sufferers of Panic Disorder Syndrome and spouses/supporters of sufferers. Sat,, March 13, 10 - 4 p.m. $65 on, seeding vs. turf, basic care, Performance Anxiety: Paralysing Fear When One is the Focus of Attention Gain a deeper understanding of performance anxiety and learn short-term Strategies to enhance your sense of control. This course is intended for anyone who experiences anxiety when giving presentations or public speaking, p pating in perf praisals or job interviews, asking questions in class or meetings, performing skills in game conditions, or when pinteracting with members of the opposite sex. Fri., March 12, 9 - 4 p.m. $75 [WHMIS - Workplace Hazardous Materials Information Systems: Meets 1B.C. Worker's C Board req for handling h dous materials in the work Place. Wed., March 3, 6:30 - 9:30 p.m. $15 TTC Aerobics Instructor Course: This practical course is designed for anyone wanting to become a Certified Aerobics Instructor. Prerequisite Fitness Knowledge Course or equivalent and completion of PCP. Fri., March 5, 6-10 p-m., and Sat. and Sun., March 6 & 7, 8:30 am-pm. Exam and course completion, Tues., March 23, 6 -10 p.m. $175., includes GST, manual and xam fees CASTLEGAR CAMPUS 365-1208 Selkirk, College ee n . invited to stop in from 8:30 25 miles to the Snowmobilers cabin and back to: Nancy Greene Junction am. to 5 p.m. and view. stu- dents’ projects on science This is not a race, just snowmobilers out for a ride to ben Socialand cnglish:subjects efit the disabled. The only require- ment to participate is to obtain a pledge sheet and help the Lions and Snowgoers raise money for Timmy's Telethon. Over the years, funds raised by the Snowaramas held around B.C. have helped the B.C. Lions Society and Easter Seal House serve the needs of children with disabilities. Since 1985 over 2,300 Kootenay residents have stayed at Easter Seal Houses in Van- couver. Many have also benefitted from patient care and the use of East- et Seal Bus Transportation. Everyone, club member or not, is welcome to participate in this event. Prizes will be given for par- ticipants collecting the most pledges and for other judged events. Pledges of $50 or more will automatically enter the partici- pant in the draw for a Skiddoo Safari L Snowmobile, a Yamaha Snowmobile suit or a Polaris Snowmobile suit. Pledge sheets are available at: Anderson Insur- Jazz it up! A three-evening series entitled Listening to Jazz begins March 3 from 7 p.m. to 9 p.m. at the Selkirk College Music School in Nelson. Music Department Head Darcy Hepner will exam- ine the various elements which comprise the language of jazz using audio and video tapes as well'as live demonstrations Please pre-register. Public reading The Selkirk College Language and Literature department, together with the Canada Council will present a reading by Canadian writer Don Dick- inson, author of "Blue Hus- bands" on March 4. The reading will take place in the Sentinel Lecture Theatre at the Castlegar Campus and everyone is invited to attend There is no admission charge ance Agencies; True Value Hard- ware; and Mitchell's Supply. Draw is on March 9th, 1993! { please tind my Uv 6 he ‘Lottery Hot-Line 684-UWIN > 684-8946 97784 ee ee B US a | - SS Business news? 365-5579 WEDNESDAY, February 24, 1993 3B s Credit legar Savings Insurance, age Ncy are now set- ted at their new location in the Midtown Plaza beside Safe way. The new location has modem decor, more Space, an automated teller service, and is wheelchair accessible New faces Della Swetlishoff is Pleased to announce that Della’s Family Hair Care is now open in Castlegar. Della, formerly of J.R.’s Hair Force in Nelson, looks forward to meeting everyone and invites you to make an appointment. Wel- come Della! Accepting nominations The Castlegar Kiwanis Club is accepting nominations for “Citizen of the Year’ until March 17, 1992. Nominations should be accompanied by as much information about the person as possible and sent to Castlegar Kiwanis Club, PO Box 3665, Castlegar, B.C VIN 3W4. Food favorites Richard's on Columbia is now It's never too late to start savin At one of my financial plan ning seminars this month, & man in his le up to me and said “My wife and I save and invest. We come to meetings like this and do all the correct things with our personal finances." “But I often wonder why we should look out for ourselves financially while others do noth ing. Our money will simply go to help support them.” Then I met a man I knew who had retired almost a year ago. An unseasonably warm and sunny day had tempted me out of the office to take a walk. The man, who is in his 60s, was sunning himself on a bench “Make sure you tell people to put something aside for retire- ment, or they'll regret it the rest of their lives,” he said “I didn't go to work when I was young because I wanted to but because I had to, so I could eam a living. I lived reasonably well but I,saved my money, too Entrepreneurial program in Trail Submitted > 20s or early 308 came serving fresh c buns at their location on Columbia Avenue. Richard invites every- one to stop in to try these home baked treats. Filling up The Midtown Plaza beside Safeway in Castlegar, has sev- eral new tenants. Polar Pantry, Valhalla Physiotherapy, Plaza Bakery and Castlegar Savings Credit Union and -Castlegar Savings Insurance Agency are now all open in the brand new plaza Hotline BCAA Travel in Nelson, has setup a specitl hotline for cus: tomers who wish to enquire about possible seat sales that By calling | customers can are available %00-663- 1956. hear the latest travel specials or can receive a list of specials by fax on the fax list or to find out about specials, call the toll free number or 352 - 3394 To have your name put Sign of the times Castlegar Realty has once again shown their support of sports events by using their reader sign to announce the recent West Kootenay Basket ball Championships and to cheer on the SHSS Rockers. Going mobile Due to public response and demand, Sign Tech Services of Thrums has set up a mobile car wash, wax and engine shampoo indefinitely in the Scottsman Motor Inn parking lot. This full service business's hours will vary depending on weather conditions. The same services are also available at their Thrums location in the Sign Tech building. Now open C.M. Promotions is now offer- ing custom belt buckles and advertising promotional items at their location at No.8-1370 Columbia Avenue in Castle- gar. Owner Chris Halarewich, invites you to stop in to find out more about their products and services Phone 365-5579 with your business brief A training program funded through Employment and Immigration Canada is avail- able in Trail beginning on March 22, for area residents interested in starting their own businesses. The program, the Entrepreneurial Training Pro- gram, is delivered by the Fed- eral Business Development Bank (FBDB) and the Greater Trail Community Futures Soci- ety Small business is the num ber one creator of new jobs in the Kootenays. But $O percent of all new small businesses fail within tive year The traming created wath this in mind, to with the key program was provide people business skills needed in suc ceed in business. with a focus on a “hands-on” approach The Entrepreneurial Train- ing Program helps prepare individuals to start their own The training course runs for five weeks There will be no cost for the program for people who are unemployed, however, prefer- ence will be given to candi dates receiving Unemployment Insurance Benefits All course materials will be supplied. Please 1-800-667- 7579 for more information Deadline for applications is March 5 business And when I retired last year it was the best thing I ¢ did.” “Every morning now I think how good it is that I don't have to get up to go to work. I wouldn't Selling something? Phone 365-5266 BMS Consulting Financial Counselling and Goal Setting Brenda Mike Grenby Syndicated Columnist think of ever doing any work again.” It’s’ a simple (though not always easy) strategy: save enough money when you work so you have the freedom to choose when to retire However, several recent sur- veys in both Canada and the U.S suggest younger people aren't saving enough to ensure a com- fortable retirement A Merrill Lynch retirement planning study in the U.S. found LC.8.C, star Submitted Of all the changes made to ICBC’s Autoplan for 1993, one of the most-significant will result in something new being added to every vehicle license plate in the province. Motorists who were scheduled to renew their insurance at the end of last month were the first to get it, and now it will be a part of all new or renewed policies. This new attachment is a number decal for your license plan that shows the specific date your new policy will expire. It is part of a new pro- gram that ICBC calls “daily renewals. One of the most noticeable aspects of the new daily fenew- al program will be that for the motorists will pur- chase less than 12 months of coverage. ICBC’s computer will have selected an expiry date for the new policy that will not fall first year ~The Gondoliers by W.S. Gilbert and Arthur Sullivan Trail ... February 18-19-20 Rossland ... February 26-27 Castlegar ....March 5 Nelson ... March 6 ALL SHOWS START X Advance Tickets $10.00, at the door $12.00 Students Feb. 18 and 26 only $5.00 Tickets Available At: L&J Books, Alpine Drug Mart and Fruitvale Ph ve baby-boomoss, who will reach retirement age (but not necessari ly be able to retire) between the years 2010 and 2030 are doing less than today's pre-retirees in the 45-64 age group to prepare for retirement Only 38 per cent of the boomers are saving, compared with 61 per cent of the pre retirees, I've always stressed the impor tance of a balance between the Personal and financial parts of your life Doing all the right things financially toward a secure and independent future buying a home, paying off your mortgage and other debts quickly, making maximum RRSP contributions, developing an investment portfo- lio outside your RRSP - can leave little money for spending and enjoying life now. Yet as my retired gentleman pointed out, if you don't put aside enough money during your work- ing years, you could be forced to on either the first day or the last two days of the month. For example, if you renew at the end of February this year, the renewal form you get from ICBC next month might show your expiry day as February 20, 1994. The premium you will pay will be less than for a full 12 months because of the earli- er expiry date Now, if you don’t happen to care for February 20th as a renewal day, perhaps your rich uncle's birthday on the 12th is more memorable, you'll have a one-time option to pick that or any other day in February for your renewal date Once yu have picked your expiry day. youl recenve a number decal as well as th alar license phate ger vehicle plates, the decal will go just above the B flag. but your broker will have information for other ty “month” decal for your On most passen numb plates ROSSLAND LIGHT OPERA PLAYERS T 8 PM. continue to work long after you are ready to chuck it in, and even then perhaps have to cul your standard of living during the retirement years It's interesting to note that peo- ple in the 40-to-60 year age group have been saving during a period when you could expect govern ment to help out with your retire ment income The Canada Pension Plan not only was indexed, but offered the flexibility of taking a pension any time between ages 60 and 70. However, younger people entering the work force and sav ing less have seen a change as Ottawa faces an even higher debt load. The Old Age Security Pension is being clawed back (is ‘CPP next?) and the federal govern ment is shifting retirement fund. ing responsibility to individuals by allowing higher RRSP: contri- butions. I would rather save and invest also ts new renewal program The key will be to watch for your Autoplan renewal form in the mail Then, spend a few moments with your insurance broker to ensure you have the date that best serves your needs. enough so I will have the free- dom to retire; When I choose rather than have to rely on ever less government support The alternative is to be part of that subsidized group and hope there will be enough government money around at this point, far from a certain prospect Given current demographic uends, younger people’ correctly dread the prospect of having to help support government services for the ever-larger older group But the only alterative to sav- ing for your own retirement is to die before you retire which few choose and nobody can guaran- tee Mike Grenby is a Vancouver based columnist and independent financial adviser who works with individuals; he will answer your questions as space allows to him clo The Castlegar Sun write FREE MEDIUM FRIES or JO JO's with every bucket of chicken Cae 365-5304 2816 Columbia Ave. Serving the Community Since 1954 Wed. 9-5; Thurs. 9-5; Fri. 9-5; Sat. 9-12 noon TRAIL OPTICAL CO. YOUR FAMILY OPTICAL STORE 1490 Cedar Ave., Trail, B.C. eSingle Vision ........4. @BIFOCATIS 00... eeeeeeeeeees LA9.95 e Progressives ...... von 219,95 INCLUDES vx Frames and Case vx Glass or Plastic Lens vx One Year Warranty Call 364-2911 Group ‘The new year brings renewed opportunities for you to put to use tax- saving ideas. These aren't so-called "loopholes" for the rich. They're all perfectly legitimate methods for Canadians of all income levels to reduce their tax burden, The first way you can save money is to file your 1992 income tax return as early as possible -- providing you have calculated correctly and you're entitled to a tax refund. ‘That's because the sooner you send in your retum, the sooner you are likely to get your refund from Revenue Canada and you can put that money to work. Naturally, if you owe money to the government it is in your best interest to hold back your tax return until the April 30 deadline. Ottawa doesn't pay you any bonus for being over-prompt in paying your taxes. One thing to keep in mind is that Ottawa will deduct from any tax refund you estimate is your entitlement whatever amount you owe Ottawa for such programs as stadent loans and the like. For example, if you have failed to clear a long-standing student loan for $5,000 but you are claiming a $6,000 tax refund for 1992, Revenue Canada's refund cheque may be for only $1,000 or less. The exact amount of your refund will be affected by the amount of interest you may be charged for failing to clear up the student loan in a timely way In the coming weeks Revenue Canada will mail to millions of Canadian taxpayers the 1992 income tax forms and tax guide If you have moved since you filed your last tax return and haven't notified Revenue Canada of your new address, i's up to you to ensure you get your forms and guide as soon as possible. You should write to the District Taxation Office closest to you, letting the staff know your previous address and your new one. First-time filers such as young people just joining the workforce or home- makets returning to the workforce after an absence also should ask Revenue Canada to be put on MONEY MATTERS RRSP Series....... Investors / Building futures Are You Happy With The Rate Your RRSP Is Getting Now? since 1940. its mailing list. A major tax-saving strategy available to many Canadians is to invest in a 1992 Registered Retirement Savings Plan (RRSP). ‘You have until March 1, 1993 to contribute to a plan and claim a tax deduction from your 1992 income. Your contribution limit for 1992 is 18 per cent of eared income up to a maximum of $12,500. However, if you are a member of a registered pension plan or a deferred profit-sharing plan at your place of employment, your contribution limit is affected by an “adjustment” amount listed on your T4 form. Investing in an RRSP makes so much good sense that you may even want to borrow money in order to make a 1992 contribution. Let's say you are in a 40 per cent tax bracket. If you can invest $10,000 in a 1992 RRSP, you will save $4,000 in taxes for the year. You should use part or all of your tax refund on repayment of the Joan. The refund won! clear the loan, of course. You'll have p make additional payments. But you should arrange for the RRSP-purchase loan to be fully repaid within a year. Meanwhile, the $10,000 in your RRSP is enjoying tax-sheltered growth for as long as the plan is in existence If you are married you should consider investing in a Spousal RRSP. The plan will be in your spouse's name but you can claim the tax deduction, up to your allowable limit. The big advantage of a spousal plan is when you and your spouse reach retirement. Your spouse has her (or his) retirement income from the proceeds of the spousal RRSP in her name This is called income-splitting, which means the total tax burden of the family is significantly lowered. A spouse doesn't have to wait until reaching retirement age to draw money out of a spousal plan. However, there is a three-year waiting period of withdrawals ffom a Spousal RRSP else the income will be charged against the original contributing spouse. Earn a better rate of return. Call us today before you renew your RRSP. Michelle Gorosh into your RRS} Investors Pack some performance Group 1444 Columbia Ave., Castiegar 365-RRSP (7777)