INTERTAINMENT WEDNESDAY, January 29, 19 2B Upcoming concert just what the “Dr.” ordered Dr. Hook featuring Ray Sawyer:appearing at Cominco gym in Trail Ray Sawyer, the spirited, eye patched lead singer of the group Dr. Hook, whose soulful and comic vocals fronted the bands breakthrough to the “Cover Of the Rolling Stones” and international superstar status in e early 70's and 80's has been touring the United States, Cana- da, and all Countries overseas, for the past five years with a new band and a new twist to his familiar sound. Ray’s current style is harder edged and more soulful then his SUBMITTED BOOKS READ BETWEEN THE LINES BOOKS ABOOK iS ‘BOOKS AGIFT THAT CAN BE BOOKS OPENED AGAIN & AGAIN 362-5333 Open 7 days a week in downtown Rossiand — Castiegar 2 VArts Council . Kootenay Art Club meets every Wed. night from 7 - 10 pm at the Senior's Citizen Hall. All levels welcome. Info: 365- 6816 or 365-7450. © WKNEC - BIOTECHNOLOGY - a science show. © West Kootenay Camera Club meets every 2nd Tuesday at Vogue Studios (Castlegar) at 7 pm. Next meeting Feb. 11th — Please call 365-5266 to insert your meeting notice — TJ heLion'sdfeadPub Robson, B.C 365-5811 FREE Pool Jan. 30,31 & Feb. 1 Mondays John 50¢ pool in town Cresswell Karaoke Wednesday AN r THI MOVIES “Rollicking and endearing!” TEVER Seiriatae VENTER TO WIN A FREE A FREE MOVI PASS ; TO THE CASTLE THEATRE a | Name | Phone H Weekly draws! No photo copies please. | Just drop off newspaper coupon at the | Castlegar Sun - 465 Cotunbia Ave. om a ae ee eld previous country-rock and pop efforts, though future releases will show the humor is still there Born and raised in Alabama, Ray got his first job as a profes- sional musician at age 14 play- ing drums with a local band, His style was indelibly marked by blending the black and white Southern music that kept Alaba- ma dance halls and clubs hop- Ping. “When you grow up playing in Mobile, you play either coun- try or rhythm & blues, though down there they are just about the same thing” Ray explains. Developing a style that extracted honesty and emotion- the best traits of both country and R&B, Ray sings with an intensity and sense of conviction that truly moves an audience Ray’s trademark eye patch was acquired following a 1967 auto accident that left him with- out his right eye and kept him laid-back for a year. When he was back on his feet, Ray set out for Los Angeles in 1968, work- ing his way back East where the If you like playing CLUE or reading Agatha Christie whodun- nits, you'll love the Saint Valen- tine's Day Murder Mystery. The Saint Valentine's Day Mur- der Mystery is an evening of intrigue, drama, and suspense You could be a suspect for a drawing room detective. There is no stage so you are a part of the action. Amid the big band music, glamorous evening clothes, and the champaign cocktails, some- one is sure to be eliminated. Eight, perhaps nine suspects will be brought forward. All will have good reason to commit homicide. Naturally everyone's going to say they're innocent but at least one will be a cold blooded killer. It’s up to you to expose the evil doer. On the evening of the Saint Valentine's Day Murder Mystery each guest will receive a Snooper nucleus of Dr. Hook was formed in time to record the “score to the Dustin Hoffman film “Who Is Harry Kellerman and Why is He Saying These Terrible Things About Me?” Accumulating 40 gold records worldwide with Dr. Hook, Ray has gained the confidence of a seasoned entertainer. With an abundance of stage energy, a prankish sense of humor, an unmistakable voice and image and a unique ability to reflect his good time sin good music. Ray Sawyer is a song stylist of the first order, and never was it more evident. Sponsored by KBS radio, Dr. Hook featuring Ray Sawyer, will be in concert in Trail, at the Cominco gym, on Thursday February 13. Doors will open at 7 p.m. and show time will be at 8 p.m. The support act for this con- cert will be the incredible “Trib- ute to Roy Orbison", by Larry Branseon. Tickets are now on sale at all usual outlets. The cost is $18 including GST. Sleuth’s Package. In it are clues and other information which you may share with others or keep to yourself. Just remember, any withheld information could impli- cate you. If you're one of the sus- pects, your information kit will tell you what to do. You will also receive a new identity for the evening. Your new name will give you a Clue as to your person- ality. Remember, everyone attending is filthy rich so, dig out the rhinestones and come dressed to kill. The Saint Valentine's Day Murder Mystery is a fancy dress WONEY TOURS 1355 Bay Ave., Trail - 368-6666 RENO TOURS Saturday, March 7-14 .. Sunday, March 15-22 Sunday, March 22-29 oe Hot, tub rentals _ Rent by the + night call Keith and Helena at 365-5679 ¢ weekend RAY SAWYER The Saint Valentine’s Day Murder Mystery occasion, set in the early 1940's. Your own modem evening attire would be quite appropriate but if you want to be outrageous, ‘40's costumes can be rented from Mountain Rose Fibreworks in Nelson, 352-1955, or from Ross- land Light Opera, Rossland 362- 7328. A precentage of proceeds from the Saint Valentine's Day Murder Mystery will go towards the Vari- ety Club, which is raising money for the Kootenay Columbia Childcare Centre. The Centre is currently at a Construction stand- still due to a lack of funding Helen Friesan watercolour paintings opens at museum An exhibition of watercolour paintings by Helen Friesan opens at the Nelson Museum February 2, and continues until February 29. Helen Friesan was born in Vancouvef, and is a graduate of the Vancouver General Hospital Registered Nursing Program. She has lived in Nelson for 30 years, nursing and gaising a family until her recent retirement. She is now able to pursue her life-long inter- est in art Helen Friesan has studied with local artists Marilyn Kolstad and *Phyllis Margolin, and interna- tionally-know Brian Atyeo, C.S and Frank Webb A.W.A. He work has been exhibited in the Nelson Artwalk. A reception to meet the artist will be held at the Nelson Muse um ont February 2, from 2 p.m. to 4 p.m. The public is welcome Exhibition hours are from 1 p.m. to 4 p.m. daily except Sundays Exhibitions at the Nelson Museum are assisted financially by the Province of BC and the City of Nelson. A small admis- sion fee is charged to those who are not members of the museum. sj Help Us Celebrate the Start of ‘1992’ 20 Pieces of Golden Delicious Chicken Reg. $2 Now Only $19.92 Save $5.07 Don't forget the Salads and Fries Ceigar & Cominco meal tickets accepted Call us today! 366-5304 2816 Columbia Ave. with a 1992 Barrel Sale 4.99 All the month of January BUSI Bae ES&S Business néws? 365-5579 WEDNESDAY, Jan y 29,199 3B Will the province's new Worki Is BC's new Working Oppor- tunity Fund going to work for you and your money (assuming you are an employed BC resi- dent and so qualify to buy the shares)? You should study the 50-page prospectus carefully — especial- ly the three pages on Rick Pactors — to help you answer Business Glance Opening soon - After several months delay, Taylor's Place restaurant, on Columbia Ave across from the RCMP station in Castlegar 1s getting ready to open their doors early in February. Local contractors Adco Floors installed the carpet, Carl Voykin completed the gyproc, Peter Barisenkoff created the custom cabinet work, Dennis Chernenkoff plumbed the buliding and Terry Brattebo has done the electrical. Do you like what you hear? — CKQR760, Castlegar's local radio station is making gradual changes to pro- gramming, coinciding with the new changes in manage- ment. Program Director and morning man extraordinaire Murray David Collins is interested in hearing what the community thinks about the changes. Call or write him at the Castlegar station. Sorry to see you go - Annie Driscoll of Annie’s Gold Jewellery, located in the lobby of the Fireside Motor Inn will be leaving Castlegar for Vancouver in mid-February. She is clearing out her stock of gold watches, neck- laces, rings and earrings right now at great prices. Her last day Is Tuesday, February 18, Check out her stock now for that special Valentines Day gift. Congratulations - Pope And Talbot are the successful bidders for Westar Sawmill and about 75 per cent of the tree farm license. Plans for restarting at the Castie- gar mill are not completed. New Faces, new places - Rebecca Shoebottom, who arrived in Castlegar last week from Eastern Canada, is the new News Director at CKQR. Rebecca replaces Neil Andrews. Sorry to see you go — CKQR 760 News Director Neil Andrews is leaving CKQR for Edmonton, Alberta effec- tive January 29. Along with his excellent newscasts always ending with a funny oddity in the news, Neil's tete-a-tete with morning show host Murray David Collins, will be missed.-Good luck Neil! Doukhob isi lable — Since the Doukhobor Restaurant beside the Museum on Hwy 3A closed, it has been difficult to find a variety of Doukhobor cuisine on local restaurant menus. Several restaurants feature borscht but none serve the other menu items on a reg- ular basis. When it opens early next month Taylor's Place Restaurant, on Columbia Ave across from the RCMP station will feature authentic Doukhobor cuisine on their menu atong with Mountain Boy chicken and ribs and @ varied family menu. Their Doukhobor vege- tarian cuisine includes borscht (soup), pyrhai, vareniki, galoopsi (cabbage rolls), and blintski (crepes). Daily lunch and dinner specials along with the best selection of fresh home baked pies and desserts should make this a popular licensed restaurant. Open 6 a.m. to 10 p.m. Their meeting and banquet room facilities will open later on. Revitalization kick-start - MLA Ed Conroy, presented, on behalf of the provincial. government, a cheque to the City of Castlegar in the amount of $3.3 million as the government’s share of the Downtown Castlegar Revital- ization project. The money is a loan and Is to be paid back over 15 years at six per cent interest. that i If you don’t read or don't understand the prospec- tus, then you should not buy the shares, Your personal and finan- cial situation will determine whether you should go for this " d-for-BC i “The Fund could be suitable even for unsophisticated investors as long as they under- stand the risks involved and have some other savirigs and invest- ments, too, for diversification, “David Levi, the fund’s presi- dent and chief executive officer, said in an interview. The provincial and federal tax credits offered to investors are the big attraction. Levi feels they go a long way to reduce the risks involved; again, you'll have to decide whether you agree. + You can claim a federal tax credit of 20 per cent of you investment up to a maximum credit of $700 each tax year — with a special “doubling-up” provision in the first two months of the year. That means if you invest $7,000 by 2 p.m. Feb. 29, you would claim a $700 federal tax credit for the 1991 tax year and a $700 credit for the 1992 tax year. (Not that the proposed federal tule providing this credit has not yet become law.) + You can claim a provincial tax credit of 20 per cent to a maximum of $2,000 per tax year, to a lifetime maximum of $10,000 If you buy the shared by Feb. 29, you can use the credit in either the proceeding or current tax year. If you made the $7,000 investment mentioned above, you'd probably apply all $1,400 of the available BC credit to your 1991 taxes: the sooner you your tax break, the better. So that $7,000 investment would give you a $2,100 tax credit for 1991 and 4 $700 break in 1992. That means you have, in effect, laid out only $4,200 of your money to have a $7,000 investment. But, warns the prospectus “An investment in shares is speculative and appropriate only for investors able to make a long-term investment. “There is no guarantee that an investment in shares will earn a specified rate of return or any return in the short or long run, and investors in shares must be prepared to lose their invest- ment.” If you should have any losses say 10 years from now, you will have long forgotten the tax credits you got today. Smugglers buying Canadian cigarettes STERLING NEWS SERVICE Up to 95 percent of cigarettes exported from Canada end up being smuggled back into the country, the Canadian Council on Smoking and Health said Friday. The Canadian government recording agency Statistics Cana- da said Friday sales of cigarettes fell by 14.3 percent in 1991. CIBC lowering rate on VISA balance The rate charged on CIBC Visa cards has now declined by 4.5 per centage points since January 1991. CIBC last announced a rate decrease in November. That reduction of 1.5 percentage points became effective this month. “CIBC will continue to examine ways in which it can provide addi- tional value for its Visa cardholders through lower rates and extensive features,” said Paul Vessey, vice- i and general Visa Card Products, CIBC. But exports rose by 188 per- cent in the same year, said the Council, comprising 20 medical and health grqups. Council members support a policy of high taxes on cigarettes to discourage consumption. But cfitics say high prices are a direct incentive for increased smug- gling. Volunteers Needed 365-3127 or 365-7512 Did You Krow That... One-third of bat- tered women either watched their moth- ers being battered or were abused as chil- dren. Castlegar Women's Association 365-2104 Fax seams on the rise — Local busi pi beware! An unidentified company is calling to ‘inquire about your fax brand model and number. Several days later, someone else calls to tell you that two boxes of fax paper for your machine (and they name it) have been.set aside. They go on to state that since the price is due to go up these two boxes have been set aside at the old rate. NO PRICE IS EVER QUOTED. Two days later a third person calls to confirm the order, the address and the name of the person to whom they are speaking. Uniess you order fax paper from an unknown company, you’ve just been had. How to stop it? Don't accept delivery when it arrives. Program changes — Castlegar's radio station, CKQR760, is making some program changes. Dinner date, the light music that starts at 6 pm and ends at 7:30 is not as light as it used to be. Music selection now includes vocals and Instrumentals A nice touch to the end of a hectic day. New Voices, New Places - a belated welcome to Tara Holmes who is the evening and weekend DJ at CKQR. Welcome Taral BOX 2139 FERNIE, B.C. LOOKS LIKE A DREAM. Don’t let the award-winning architecture fool you. There's more to a Lindal custom home than vaulted ceilings, dramatic entries, and remarkable design. Every Lindal home is engi- neered from the ground up for unsurpassed energy-efficiency - so you save money and stay comfortable all year long. Call for an appointment to view our Show Home and receive infor mation on how we build energy-efficiency into works of art. You'll realize substantial savings on 4 Lindal home planned and ordered during the winter for the Spring of 1992. 4Lindal lal Cedar Homes Independently distributed by: MOUNTAIN PROPERTIES 1521-9TH AVENUE (604) 423-3331 In the first year, said Levi, the fund will have 100 per cent of its money invested in T-bills and similar money market instru- ments. In the second year, about 90 per cent will be in the money market while 10 per cent will be invested in operating small to medium size businesses in BC — the reason for the fund. In the third year, the guaranteed por- tion of the fund drops to 80 per cent, and so on. You are locked in for eight years, although the money is available (you pay an adminis- tration fee) if you become dis- abled, involuntarily unemployed or bankrupt or if you die. If you retire, you may also redeem your shared — but you must then repay the tax credits. “We hope to be able to change ng Opportunity Fund work? the rules in the future to allow transfers, so people could give or sell the shares to one another during the lock-in period,” he said. * The fund has no track record. So in the early years you will be relying on the skills of those who are running the fund. Federal or provincial rules could change, affecting both the tax breaks and the viability of the fund. Investment dealer Levi said the shares will be sold only by stock brokers and mutual fund agents, “who should be able to advise people on the suitability of this investment for them”. Still, these brokers and agents are salespeople, so be aware of any potential sales bias. oe0 RRSP Series part 1 of 5 Jim Laktin Who has first claim on your paycheque? Chances are it isn’t Pack some performance into your RRSP Jnvestors Group Here are some of the ingredients to look for in your RRSP mix: Guaranteed Assets: Every inventor needs some guaranteed money - money invest- ed for a set period of time with a fixed rate of return. A typical RRSP investment would include a you. Taxes, the or rent, loan payments and other regular expenses probably take more of your pay than you do for yourself. Then when the RRSP deadline approaches, most people don’t have the money available to make the most important purchase of the year! There is a way that you can make sure that doesn’t happen to you! It’s called saving- rey yourself first’ - and it’s the easiest way to accumulate any investment-especially an RRSP! G Income Certi By investing in several different Guar- anteed Income Certificates, you can achieve balance through vary- ing the maturity dates to allow for changes in interest rates. Interest-based Assets: Your RRSP portfolio might also contain some interest-sensitive investments. These are invest- ments that will fluctuate with changing interest rates overtime. Some examples of this are mort- gage or bond-based mutual funds. By investing in different types of For le, if you $100 per month to your RRSP, you'll benefit several ways: 1) You’ll receive a $1,200 income tax deduction at the end of the year. If you pay 30 per cent taxes, that’s $400 in taxes that you'll save! 2) You'll eam income on that growing investment during the year and that income earned by your monthly contributions is not taxable, as long as it is in your RRSP. 3) Your regular contributions will enable you to buy shares in your RRSP at fluctuating prices. Some months your contribution will buy more shares, some months less, but the overall trend will be towards reducing the aver- age price you pay for your shares over time. 4) You can sit back and relax in January and February, with your RRSP already looked after! 5) You're making the first steps towards a retirement plan. Having a plan and sticking to it are the first and most important steps towards financial success! Worry-free investing The most significant part of planning your RRSP is to deter- mine what your own personal “comfort zone” is. You have to be comfortable with your blend of investments, you have to be able to sleep at night no matter what's happening in the economic world around your. On the other hand, you have to be sure that your investment performance is “cook- ing”! that are affected by interest rates in opposite direction-you can achieve balance, no matter what the cur- of corporate profits. Stocks will reflect the increasing assets and profits of successful companies of all sizes in all major industries. A convenient way to hold stocks in your RRSP is through an RRSP- eligible mutual fund. That way, you will be spreading your invest- ment dollars through several dif- ferent types of companies and industries, providing safety through diversification. Real Assets: Some types of investments pros- per primarily through inflationary Price increases. A good example of this type of investment is real estate. One convenient way to own real estate through your RRSP is through a mutual fund that invests in real estate across Canada. This way, you not only benefit from diversification having several Properties in your RRSP, but are free from the hands-on manage- ment of the properties themselves. The idea of an RRSP “Portfo- lio” is certainly not a new one. For years, people with money to invest have.engaged professionals who specialize in the highly sophisti- cated business of assembling port- folios that would hedge their bets and yield a good rate Of growth. Are You Happy With The Rate Your RRSP Is Getting Now? before you renew your RRSP. Earn a better rate of return. Call us today uns / Building futures [eet since 1940. 1444 Columbia Ave., Castlegar 365-RRSP (7777)