WHEELBARROW DETAIL recently helped with a clean-up of Z: - the Cos! Rotary Club erberg Island. Left to right are Chuck Cram, Andy Patterson, island volunteer Gordie Hill and Waldo Yule. CosttewsPhoto by John Charters B.C. will oppose lumber deal VICTORIA (CP) — Pre thier Bill Bennett said Tues- day British Columbia will object to any attempt to ex- clude lumber exports from that lumber exports could be sacrificed in for a tion of American lumber is for at trade pact beneficial to Cen- tral Canada, warned of a fed- eral doublecross. The unease was prompted by a letter from President U.S. government that special high-level lumber envoys be appointed to deal with the lumber issue. The Canadian offer was } made Monday after a coali- FURNITURE WAREHOUSE --Sat., 9:30-5:30 China Creek “Drive a Little to Save a Lot” ANGLICAN CHURCH Columbic Ave. Sunday Services 8:00 a.m. & 10:00 a.m. Sunday School 10 a.m Robson Church 2nd and 4th Sundays 10a.m. Rev. Charles Balfour 365-2271 EVANGELICAL FREE CHURCH AWANA — Children's Progrom Kindergarten to Grode 8 Study & Prayer — 7 p.m. Church 365-3430 365- =. +. CHURCH OF GOD 2404 Columbia Avenue Church School 9:45 a.m Morning Worship liam 914 Columbia Ave. Family Bible Hour 9:45 a.m. Sunday Worship Service lo.m. Bible Study & Prayer 767 - 11th Ave. Ph. 365-5212 vew UE v wns Se Te MAARE OF OUR aE CHURCH Sundoy Morning Worship &:150.m.811:000.m 713 - 4th Street Schoot Listen to the Lutheran Hour — Sunday, 9 a.m on Radio CKQR least one week their plan to file an official request to U.S. trade authorities for penalty duties on Canadian lumber imports. “Tm saying that British Columbia is standing fast,” Bennett said in the legis- lature while being questioned by New Democrat Bob Willi- ams. " “We agree to the concept of a-free trade discussion in which all items are on the table, with no pre-conditions, no exceptions,” the premier said. “Canada and the minister of trade, nationally, must stand firm against any U.S. pressure that would try to divide and take Canadian items off the main table.” Bennett said both Prime Minister Brian Mulroney and Reagan have said that all issues would be discussed at the trade talks. “And we will Williams said it is already being proposed by Ottawa “The envoy is entirely separ TORY TF FULL GOSPEL FELLOWSHIP (A.C.0.P.) “Below Costleaird Plaza r! — SUNDAY SERVICES — Sunday School 9:45 a.m Morning Worship 11:00 and Prayer 7:00 p.m. Thur: Youth Meeting 6:30 2605 Columbia Ave. Rev. J. Ferrier Phone 365-3182 Sunday School 9:45 a.m. Morning Worship 11:00 a.m. LIVING WATERS FAITH FELLOWSHIP “Vision with Vitality” (Old Hilltop Restaurant) Sunday Celebration Il ao.m. Nursery & Children’s Service Home Bible Study — Wednesday, 7:30 p.m. MONTHLY SATELLITE VIDEO SEMINARS Accredited video Bible College Avoilable Pastor: Laurie — _SEVENTH-DAY__ CHURCH hele 1471 Columbia Ave., Trail 364-0117 Soturday . Pastor Cliff Drieberg 365-2649 ate; it is another table,” he said. “Indeed, the federal gov- ernment is taking a different route and the big chip is British Columbia lumber, and we could lose this main in dustry of our province.” Frank Howard (NDP Skeena), the 0; ition for- By MARIO POSSAMAL CP Business Editor You are dutifully filling out your income tax return, double-checking all figures, when suddenly a disturbing thought stops you in your tracks: Where did all your hard-earned money go? For many Canadians, preparing their income tax return is one of the few times of the year when they get an overall picture of how well — or how badly — they are managing their finances. It is also a time to begin making amends so that next year you'll know exactly how you've spent your money. Where do you start? Financial planners advise you should begin by taking stock of where your income went last year and then make a budget for this year, outlining how you'll spend your money BOOST SAVINGS The budget itself doesn’t have to be fancy or pass muster with an accountant — the important thing is that it meet your needs. The object of the exercise is to see if you're overspending and if you are, how to increase your savings. “Go through last year’s expenses, go through your cheque book, month by month, and find out where you spent your money,” says Paul Gratias, a partner in Clarkson Gordon accountants of Toronto. Put it all on a sheet of paper. “You may realize that you spent X dollars on your VISA and ask yourself ‘What was it for? ~ says Gratias. PLAN COSTS A yearly statement will give you a good idea on how to plan for regular costs — like housing, food, clothing — and for once-a-year expenses such as house insurance, vacations and subscriptions. “You have to know when those once-a-year bills come. If you forget, you'll find yourself, all of a sudden, facing a $500-bill for home insurance,” says Gratias, and you'll ask yourself “where am I going to get it?” A budget is just a first step. You also have to get down to basics, to common-sense ways of getting the most from your paycheque, says Lyman MacInnis, a senior partner with the accounting firm Touche Ross and Co., and author of Get Smart! Make Your Money Count. Preparing a budget helps manage money For a start, don’t buy on impulse, says MacInnis. But there’s another common danger: easy credit. “We've reached the point where you walk down the street and people almost come out of the financial institutions to drag you in and force a loan on you.” WATCH CREDIT MacInnis says people should carefully monitor how much they buy on credit. They should also shop for loans as carefully as they would shop for a car or any other commodity. Another good tip: pay off loans as quickly as possible. For example, if you paid off a 15-per-cent $50,000 mortgage over 15 years instead of 25 years, you would save about $70,000. Retirement expert Tom Delaney advises people to be prudent when deciding what to do with their savings. “You have to go with investments that you're comfortable with.” Adds MacInnis: “Don’t look for the quick buck or make investments you can't afford.” OVER 55? BEWARE Delaney is especially concerned about people over 55 who are considering investing in shares because they see the spectacular returns from stock markets. “We're almost four years into this bull cycle. Inevitably, there'll be a correction of some consequence after such enormous increases in stock values.” Delaney advises that “if you're over 55 and you've never invested in stock, it’s not the time to start. But if you do, it should not be with more than 20 per cent of your investment assets.” Consumers of any age who want to buy stocks should look to buy shares in “leaders,” companies whose names are household words, advises Delaney. “If you're a younger person, so long as you understand the implications of what you're buying and you buy leaders, I would encourage you to (buy stocks).” Finally, MacInnis says a fast way to avoid getting full value from your paycheque is by having the attitude that “the hell with tomorrow, I'm going to enjoy myself today: I'm going to indulge myself to whatever extent I possibly can. He says the future will not take care of itself: “You have to plan prudently for the long-term.” ests spokesman, said the fed lumber issue.” The British Columbia gov ernment should tell Ottawa that the province wants to pick the lumber envoy, “be cause it's our lumber that is at stake. And that puts us in a veto position,” Howard told reporters. Postal cuts pondered OTTAWA (CP) — Daily mail delivery may become a thing of the past in Canada. Michel Cote, the minister responsible for Canada Post, said Tuesday that alternate- day delivery is being con sidered to bring postal de ficits under control. Cote said serious measures are required to meet a two-year deadline set in Feb- ruary to cure the post office's chronic deficits. The deadline was imposed by Finance Min. ister Michael Wilson in his latest budget. Canada Post, which has 60,000 employees and moves seven billion pieces of mail a year, had a deficit of $243 million in the fiscal year ending March 31. Cote, questioned first in the Commons and later by reporters, said alternate-day delivery is one of several options under consideration to eut_costs. Oth&s include increased use of community and group mail hexes. Co-op becomes business By MICHAEL BERNARD VANCOUVER (CP) — During the 1960s and 1970s, millions of young people in North America flirted with alternative lifestyles, living in co-operative houses and on communal farms. For a variety of reasons, the affair was a brief one for “the vast majority, who ultimately turned to the traditional nine-to-five jobs. But some, such as a small group in Vancouver, the co-operative turned into a permanent work life based on worker control of enterprise and democratic principles Many of the original group of mainly university students had started with a food-buying club in Victoria called Amor de Cosmos (Love of the Universe), created to serve those who wanted to buy from sources other than the supermarket chains. In less than three years, the idea spread to more than 50 British Columbia communities. Some original members wanted to go beyond the volunteerism that characterized the food-buying club to a food wholesaling business relying on ownership and democratic control by its worker the road hasn't been obstacle-free, the 25 members of the CRS Workers’ Co-op celebrate its 10th anniversary this June. The group's 3,600-square-metre warehouse in East Vancouver, stacked high with everything from brewer's yeast to sacks of coffee, now supplies more than 200 food co-operatives throughout the province plus private enterprise in Western Canada. { RUNS A BAKERY CRS's nearby Uprising Bakery — which dispenses buttons reading Make Bread Not Bombs along with its delicious products — has developed a loyal following. Together with the warehouse, it's expected to generate about $4.5 million in sales this year, a 10-fold increase in 10 years. Co-operatives are not new to Canadians More than 2.8 million people are members of more than 3,000 organizations controlling about $5 billion in assets. Worker co-operatives — common in Europe — constitute only a tiny fraction of that total. “Our goals were two-fold,” said Gail Cryer, a 37-year-old former social worker and charter member of CRS, short for Consumer Resource Service. MAY 31, 1986 DEADLINE FOR farmer applications for the 1985 PARTIAL INTEREST REIMBURSEMENT To be eligible, postmark your application on or before is the PROGRAM May 31, 1986 to: B.C. Ministry of Agriculture and Victoria, B.C. V8W 227 Province of British Columbie Mareatry of Agncutture and Food Hon TM. Watertand “We wanted to be suppliers to the food co-ops and to bring co-operative principles to a working situation.” Those principles were at the heart of CRS since its informal inception around 1973. Wages were paid from a two-year $500,000 federal Local Employment Assistance Program grant. ne Workers had requested the government divert some of the grant into n ment, bat it_refysed, so they donated a percentage of theif wages to create @ capital base on which to build a business. GETS ASAY One of the co-op's primary concerns of the co-operative structure was that the workers have a say in how the enterprise is run. “You hear the stories all the time from the industrial-commercial world about employees having good ideas but the management ignoring them,” Hansen said, and allowing input from workers is one of any co-operative's major goals. “By the nature of the co-op principles, the members are in control, either through input on every decision or you defer that through a board of directors,” said Cryer. CRS has a board of five directors elected for two-year terms and three managers, all of them drawn from the membership Workers are entitled to evaluate and criticize their managers. At CRS, all co-operative members earn the same wage — about $1,300 a month. As the enterprise developed, there were certain practical considerations that call for a graduated pay scale. “In the beginning, we all had the same salaries and we all had the same responsibilities,” Cryer said. “It was perfectly fair philosophically and practically.” As the co-op grew, it became harder to abide by that credo. ACKNOWLEDGES SKILL “We have been here for 12 years yet someone walks in the door and starts and gets the same pay,” said Cryer. “Well, we're a lot more skilled than they are. “Practical means if we don’t start giving him more,” Cryer said pointing to Hansen, “He's going elsewhere.” To try to overcome some of those inequities, CRS has in recent years voted for differentials, recognizing such things as seniority and people with dependents. Recently, members have been debating giving managers a nominal differential acknowledging their expertise and responsibility. Cryer readily agrees the co-op is moving toward a more capitalist-style system of differing rewards but says it must because of these practical considerations. At the same time, the difference between wages is small compared to private enterprise. “We hope that one day we will have enough money generated that we don't have to pay the differentials,” said Cryer At Isadora’s co-operative restaurant on Granville Island, the collective has been heading in the opposite direction by trying to create a more or less equal pay scale for its 50 employees. During a recent interview in the restaurant, which is airy and decorated in shell-pink and pale jade, Patricia Brown, accounting and financial co-ordinator, said there's a gap between what is paid to waiting or front-end staff and kitchen personnel. Wishing Success to the Union of Youth's 39th Annual Festival CENTRAL FOODS (c a d) Owned (Kindly donated 100 Ibs. of Watermeton.) ‘OP y FOODS On Your 39th Annual Youth Festival OUR BEST WISHES May your greatest aim in life be, to Sich i oo frecaces oxtelteel predinenal is to pres: uni brotherhood. ! KALESNIKOFF LUMBER CO. LTD. 399-4211 Best Wishes lus—~s Paint & Wallcoverings Ltd. 613 Columbia Ave., i" O Best Wishes MALONEY PONTIAC BUICK GMC LTD. 1700 Columbia Avenue, Castlegar Call 365-2155 or 364-0213 With Every Good Wish ToA Successful 39th Annual Festival EREMENKO ’ FIT-RITE SHOES 1224-3rd St., Castlegar 365-7353 Success & Best Wishes On your 39th Annual Youth Festival COLUMBIA AUTO SERVICE 850 Columbia Ave., Castlegar 365-5422 ZY 39th ANNUAL SZ U.S.C.C. UNION OF YOUTH FESTIVAL Sat., May 17 Sun., May 18 Mon., May 19 x FESTIVAL PARTICIPANTS SATURDAY, MAY 17 Saturday Morning (10 a.m.) Opening — congregational singing — words of greeting Presentationof guests Thrums Community Kootenay Psalmists Brilliant Community Slocan Valley Choir Lunch Break (12 noon) Saturday Afternoon (2 p.m.) Opening — congregational singing Presentation of guests Pass Creek Community Brilliant Choir With Every Good Wish To the U.S.C.C. Union of Youth as you celebrate your 39th Annual Festival. As you sing the traditional hymns, may your souls and those of your listeners be truly beautified. George Swetlikoff 259 Columbia Ave., N. Castlegar 365-6721 Bill Voykin 9-542 Baker St., Nelson Steve Horkoff 397-S.E. 2nd Ave., Grand Forks 442-3231 Local Massage Practitioners & Physiotherapists 352-3222 Glade Community Ootischenia C Brotherhood Choir Creston Supper Break (5:15 p.m.) Saturday Evening (7:30 p.m. Admittance by edvance tickets only.) An evening of light-hearted entertainment will be presented including choral and group singing, skits, etc. Doors open at 6:30 p.m SUNDAY, MAY 18 Sunday Morning (9 a.m.) Prayer Meeting Opening — congregational singing Presentation of guests Kootenay Sunday Meeting Classes Slocan Park/Passmore Community Nelson Ladies Choir Sion Community Friendship Choir Lunch Break (12:15 p.m.) Sunday Afternoon Opening — congregational singing Presentation of guests U.S.C.C. Doukhobor Choir Kootenay Choir Grand Forks Union of Youth Choir John J. Verigin, CM Kootenay Union of Youth Choir Grand Finale/Closing Words MONDAY, MAY 19 On Monday, come and relox at our Fun Day. Everyone is encouraged to be at what's shaping up to be a day full of fun and laughter (and don't forget the great exercise). The day begins at 11:00 a.m. Pack your picnic lunch, bring your lawn chairs, and join us. That's it for now. Thanks, and see you all at the Fesival. To the USCC Union of Youth BEST WISHES FOR SUCCESS May you blend yt hageg ig that of your oe riendship GRAND FORKS SAVINGS CREDIT UNION 2-551 Best Wishes EASTGATE GARDENS 932 Columbia Ave., Castlegar Phone 365-7414 Best Wishes Castlegar Hyundai Sales 713-17th Street, Castlegar Phone 365-7241 or Toll Free 1-800-332-7087 OUR BEST WISHES As you adhere to your culture concepts, may all mankind likewise strive for peace and brotherhood. PS PHARMASA' “in the Heart of Downtown Castlegar 365-7813 Wishing success as you celebrate your 39th Annual Festival + SENTINAL SUPPLIES & SERVICE * Building Supplies * Gos & Oil Thrums 399-4421 BEST WISHES To the Union of Youth of the U.S.C.C. and my God bless you in your work for Peace amongst all nations. DOUKHOBOR VILLAGE RESTAURANT Harry & Vera Voykin pe eer ie Village Historical Site inded SPECIAL THANKS . . . fo all the c i businesses for their generosity in helping sponsor the schedule for the 39th Annual U.S.C.C. Union of Youth Festival, 365-2625 WANTED TO BUY We will pay cash for any late modet pre-owned vehicles in good condition! 91 sass 365-5210 a Western Canadian Company Kootenay Savings Cred Unson “Where You Belong” © Fruitvale * Salmo © Waneta Plaza ° Trail * South Slocan * Castlegar © New Denver * Kaslo ° Nakusp