ARTS/ENTERTAINMENT oz Castlegar S$: ‘Murder mystery a huge success Mystery, music and murder reigned supreme on Saturday, September 18th as the Kootenay Columbia Child Care Society Presented the “September In The-Rain” murder mystery dinner and dance. An exciting time was had by all as they tried to solve the three murders and bring the culprits to justice. KCCCS would like to thank the Management and Staff of the } Sandman Inn, Madeleine's Boutique, The Castlegar Sun, Shaw Cable, KBS, Pennywise and The Ambulance Service {BC 4 special thank you to the R.C.M.P. who proved once they always get their men. or in this case women gain that AT THE MOVIES ale SHOWINGS cco 1 — 14 STARTS FRIDAY octoser 15 A mardered wife Aane-armed man Aa obsessed detective The chase begins WARRISON FORD THE FUGITIVE ENTER TO WIN A FREE MOVi TO THE CASTLE THEATRE Name Phone | Weekly draws! No photo copies please. | Just drop off newspaper coupon at the | Castlegar Sun’ 465 Cokmmbia Ave. | I ' 1 J ' | Caroline Woodward with her dog, Sadie Brown An exciting Canadian author will give a reading in Castlegar on Wednesday, October 13 at 7:30 p.m.. Caroline Woodward author of | “Disturbing the Peace” and “The Alaska High way Two-Step” and many short stories, currently lives in New Denver, where she recently opened a new bookstore, Moth erlode Books. Before making her living as a writer, she worked at of jobs including teach. ing and social work. She is also a well respected writing teacher and has made a life-long com mitment to the promotion of writing and the arts Her sense of humour and fun sparkle out of her writing and her conversation, Her reading should be hilarious, so make sure you don't miss this delight ful free event which is sponsored by the B.C. Writers in Libraries program and the Castlegar Library A reception, provided by the library board, will follow the Phota, submitted e Castlegar Sun WEDNESD, October 6, 1993 3B reading where the author will autograph and sell her books. Castlegar Rotary Ladies’ Night enjoyed by all Submitted “You stand tall in a world which needs you desperately The Castlegar Rotary Club met at a Ladies’ Night dinner with its District Governor Glen Yake and his wife, Irene, on Tuesday night at the Sandman banquet room where Governor Yake took advantage of the opportunity to remind the Rotarians of their part in the world organization saying “When at Geneva last May Rotary Ifiternational was present ed with the Wogld Health Organi zalion’s highest award. the Health for All” Gold Medal for the global fight against childhood polio. You were there. When U.S $3 million was given in relief funds and volunteer Rotary work ers served in over thirty refugee camps in Bosnia, you were there and many others in Africa, India Pakistan and South America.” He then focused on local Rotary activities with the thought Provoking question: “Think of what your community would not have had had there been not Rotary Club the scores of young people and adults whose horizons and understanding have been broadened by the International Rotary Student Program,’ the extra facilities in the town which the Rotary has been_totally or in Part responsible for the Roto Villa, the Rotary Health Centre, the Arena. Hobbit Hill, Zinio tennis courts, Recreation Centre outdoor barbecue and picni stand. tourist directional s Zuckerberg Island Herit Park, and others as well as annu al high school and post graduate scholarships. annual Christmas tree sales, tree plantings and many more Govemor Yake, a U.S. World War veteran and former Manager of Engineering for Spokane was ments the history of flight in in the 1900's to the present Employmenj Program The Nelson Museum is sponsoring an exhibit that docu- Nelson from its very beginnings The exhibit will be held during the months of January and February 1994. Information gathered during the project will form a permanent part of the archives of the Nelson Museum. The show will cover the arrival of flying machines in Nelson. types of planes, pilots, uses of the planes and the airport Inquiries and information from the community are wel- comed at the Museum by Writer and Researcher Henry Stevenson and Exhibit Director: Judy Mulloy. Miss Mulloy’s position has been funded by the Government of British Columbia through the Community Tourism TICKETS: $12.0 AVAILABLE AT: SELKIRK COLLEGE - TRAIL CAMPUS presents IN CONCERT accompanied by Selkirk College Professional Music program faculty and students SATURDAY, OCTOBER 16 8:00 PM GREATER TRAIL COMMUNITY CENTRE THEATRE - TRAIL One performance only 0.00 WITH STUDENT ID L & J Books in charge of the engineering work = -————— for Spokane’s 1974 World's Fair and the conversion afterward of the Fair site into the present major downtown city park The Yakes have a long com- muttment to the Youth Exchange Program and are enthusiastic sup- Porters of education as a means to world peace “We Rotarians have. the largest non-government committment to education in the world and we have 7,000-exchange students and 1162 full time sc holarships to Prove it.” he said You stand ich need tall in a world : perately.”” he concluded nek Castlegar was the District Gov Glen Yake nth official club vistt and he still has thirty clubs sefourt friendship and hospitality a hand and five thousand miles to go. carved borscht ladle by local Club President Dr. Dave carver Pete Oglow Williams chaired the meeting and Dr. Williams and his wife Presented the couple with what has become a local symbol of Laura were official hosts for the visit SS Photo submited Patti Richards, President of the Castlegar and Dis- trict Heritage Society presents Bob Switzer with an award for his outstanding contribution to the Society, NELSON OVERTURE CONCERTS 1993 - 94 SERIES Edinburgh String Quartet Sun., Oct. 24, 1993 Nancy Argenta, Soprano & Roslyn Frantz, Piano Wed., Nov. 24, 1993 Guy Few, Trumpet & Piano & Alain Trudel, Trombone Sun., March 6, 1994 Selkirk College Crockett Book Co Alpine Drugs Fruitvale Pharmacy Selkirk College Bookstore Mallards Sports Campus 900 Helena St., Trail, B.C 604) 368-5236 V1R 4S6 The Kim Duo, Violin & Piano Sat., April 23, 1994 All Concerts at Capitol Theatre Season Tickets: Adults $40 « s Single Performance Early Bird Special Students $12 ults $16 ¢ Students $5 Adults $38 (On or before Oct Tickets available at: Allen's Art Shoppe & Capitol The 24. 1993) Staff thank you John and Leona Rizzotti of Castlegar Subway celebrated their Ist year in business by taking eight of their employ ees who have been with them since they opened, out for din ner, During the evening meal at Gabriel's cach employee drew a prize from a hat. Prizes ranged from sweatshirts to gift Certificates to a trip. Safe walking The pedestrian walkway, adja cent to the bridge over Pass Creek is complete. This will make crossing the bridge safe for pedestrians and bicyclists since the walkway is on the Outside of the bridge Advertising seminar The FBDB and The Castlegar Sun are co-sponsoring the AdVantage Advertising Semi nar with Hugh Laurie, Mr Laurie’s fast paced audio and visual presentation will leave you with literally of hundreds of ideas that you can imple- ment in your advertising. The cost is only $99 and the semi- nar is scheduled for October 25 at 6 p.m. to 10 p.m. at the Sandman Inn in Castlegar Register by calling the FBDB in Cranbrook or pick up a brochure at The Castlegar Sun. Sorry to see you go Tom Mairs, Account Manager for Savin Canada (Copytron) has accepted a transfer and promotion to Savin’s Penticton offices effective October 1 Tom will continue to service his business machine cus- tomers in the Castlegar area until his replacement arrives here at the end of October. Sale schedule Traditionally, the month of October is a good sale. month for china, fishing equipment and silverware. In September batteries, mufflers, new cars, gardening equipment, glassware and housewares are traditionally on sale Congratulations Paul Tangas, owner of Antho- ny's Steak and Pizza House has recently purchased the City Centre Motel. He plans to renovate and upgrade the buildings soon. Welcome new neighbours Welcome Wagon reports that from May 16 to June 15, they | visited 14 new families in the community and delivered packages with items from local businesses to help wel- come them. The Castlegar Sun is pleased to tell new neigh- bours that we are offering a complimentary 6ne month subscription to every family visited by Welcome Wagon Mini lab installed The Picture Place will be get- ting a new mini-lab which will make it possible for them to develop not only regular and Super size prints but also 5x7’s and 8x10's as well as Panoram- ic photos in about an hour. Helping save the planet Subway is offering a Subway Kids Pack which includes one of five different colour change power rings and a Captain Planet Comic Book and Poster, and will give kids tips on how to help preserve the planet. The Kids Pack will be available until @ctober 30 Advertising myths A recent study #rom the Newspaper Marketing Bureau shows that contrary to popu lar opinion, page position does NOT influence advertis. ing awareness. ‘Left or night, outside or inside, top or bot tom, there are no statistical differences on awareness based on page position. What is true is that a 1/4 page ad is 12 per cent more effective than a 1/8 page ad; and a full page was 50 per cent more effective than a 1/2 page ad imely tax t Whoever coined the phrase “the golden years” certainly wasn't thinking of seniors especially single seniors at tax time each year Once you retire, you find most of your income tax breaks seem to retire as well. So it's important to focus on the opportunities that do exist, This week, we'll look at a rela tively well-off couple. Next week, we'll deal with a single person who owns a home but has very little income Continuing our annual series of tax tips, Elio Luongo and Tony Lobmeier, of KPMG Peat Marwick Thorne, chartered accountants, tell the story of Jim and Mary Brown : Jim, 72, has a total income (OAS, CPP, private pension, inter est and RRIF income) of $63,900 while Mary, 67, has income (OAS, CCP and interest) of $11,500 a year. Their total tax bill is $20,700. Jim also has to pay back $1,600 of his old age security pen- sion each year because his net income is more than $53,215 Jim has $80,000 in his regis tered retirement income fund while Maryrhas $65,000 in her registered retirement savings plan which so far she hasn't touched “There are several ways the Browns can reduce the tax they pay,” Luongo said. “Jim is pay- ing tax at a marginal rate of about™S0 per cent while Mary's tax rate is 26 per cent. The main approach should be to have more income taxed in Mary's hands and less in Jim's.” NOTE: Use the information here to prompt further research on how the relevant strategies might apply to your situation and what specific steps you should take. In‘many cases, you should also seek the advice of a tax expert—especially when large amounts of money could be involved. + SPLIT CCP Once both spouses are 60 or older, each may ask Ottawa to direct up to half the CPP pen- sion to the other spouse. “This Saves tax when one spouse, in a ips for higher tax bracket, has a higher CCP pension than the othe ‘ said Luongo. “After the split, each spouse has closer to the Mike Grenby Syndicated Columnist same pension. That means more money is taxed in the hands of the spouse in the lower tax brack et and less in the high-tax-brack- et spouse's hands.” How much you may split depends on the length of the mar riage. In the Browns’ case, split ting the CCP will save them $1,000 tax a year. * RRSP ROLLOVER Because Jim receives a private pension, he may transfer up to $6,000 a year into a spousal RRSP for Mary. This special rollover is available only for pen Sion income received by Dec. 31, Check out ICBC’s No Fault insurance Submitted ICBC, like most North Ameri- can insurance companies, operates in a system that uses past court decisions to determine settlements for injury claims made by victims of vehicle mishaps. Even settle- ments that don't involve lawyers or go to court, (about seven out of ten ICBC injury claims), still are based on decisions made in court on similar cases. From a legal standpoint, the victim of an accident is taken care of...eventually...through the at- fault motorist’s Third Party Lia- bility coverage. However, it takes an injured person time to get bet- ter, and that must happen before ICBC can settle the claim. If the injured person hires a lawyer and wants their day in court, it usually takes a year or more before they get a date with a judge or jury. How do we look after these people in the meantime? What about people who injure them selves in accidents they cause? An important part of every motorist’s basic ICBC coverage, called “No-Fault” Accident Bene- fits, is designed to look after the immediate needs of everyone injured in a vehicle-related mishap. It's called “no-fault” because everyone who suffers injuries qualifies for some or all of them regardless of who actual- ly caused the crash. These benefits look after everyone's immediate ‘medical care plus any rehabilitation need- ed, up to a total cost, of $150,000. For some, rehabilitation includes everything from therapy B.C. Focus benefits small businesses Submitted Premier Mike Harcourt announced last week a new investment initiative called- BC Focus which will benefit small businesses in B.C. “Through this initiative, $87 million of combined government and private sector capital will focus on early and expansion Stage companies in British Columbia,” said Harcourt “BC Focus is an opportunity for the public and private sectors to work together to build the Province’s economy and share in investment returns. It is a good example of how the provincial government and private sector can work together to create new busi Ness opportunities throughout B.C. “In addition, many new and expanding companies in the province are involved in exciting and innovative areas of the econo- my. They are knowledge-based, value-added and outside the sectors of traditional resource industries “This investment opportunity exists because small businesses in B.C. have traditionally experi- enced a shortage of investment capital.” With investment capital, these companies will grow and expand develop new markets, and access and develop new products Harcourt said BC Focus will help diversify the province's economy as well as strengthen B.C.'s regional economies. BC Focus establishes five investment funds, which will be managed by experienced, profes- sional fund managers in the pri- vate sector. The fund managers include Quorum Growth Incorporated, Forest and Marine Financial Lim- ited Partnership, the British Columbia Mercantile Corpora- tion, Wardley Canada Investment Fund Limited, and Ventures West Management Incorporated Examples of companies and ANNE MURRAY and JERRY GARCIA Castlegar November 13th WATCH FOR DETAILS organizations already committed to BC Focus are: BC Gas, the Hong Kong Bank-Group, Ventures West the Federal Business Development Bank, the Cominco Pension Fund, Quorum Funding Corporation and Marin Investments. Harcourt noted that BC Focus is stnctly an investment opportu- nity which does not provide sub- sidies or grants. 1994—in other word 1993 and 1994 tax year If Jim contributes Mary's RRSP under this special provision, he'll save $2,550 tax This RRSP deduction plus split ting his CCP will also reduce hi OAA clawback by $1500. + PENSION CREDIT Jim may claim the $1,000 pen sion incomhe*amount because h has private-pension income. Mary is missing out on this tax break because she has only CPP and OAS pensions, which don’t qualify But because she has turned 6 there is a way to claim this credit She could increase her income $1,000 a year tax-free by Creating her own private pension, The easiest way is simply to transfer part of her own (not the spousal) RRSP to a RRIF and then with draw the $1,000 from the RRIF each year. Or she could use her RRSP money to but an annuity produc ing $1,000 a year. This RRIF or annuity income would qualify for the $1,000 pension income amount. (She could also .use you might be sessions to job training and career counselling. In extreme case involving catastrophic injuries, No- Fault benefits buy such items as wheelchairs, special vehi cles and home renovations By comparison, an injured per son in Alberta has but $5,000 worth of these benefits available Autoplan No-Fault benefits can also help replace lost income, hire people from outside the family to assist with house keeping, cover funeral expenses up to $2,000 and provide death benefits to surviv ing family members. for the $6,000°t BUSINESS LOANS | Business Development Centre A Representative will be in Castlegar on Oct. 14th “Golden Agers”’ non-RRSP money fying annuity to produce the ne to buy a quali essary $1,000 a year ) + GIVE IT AWAY The Brown's grand childre are either in college or starting families. The Browns, who ar leavimy money tothe grandchil dren in their wall ould gift some of that money now (from the savings in Jim's name, as he in the higher.tax bracket) As long as the ipients ar 18 or older, such a move will reduce the investment income Jim has to report, and so reduc his tax bill further There ts no gift tax and if the grandchildren use the money to febt o for example, the pay for education, reduce buy a home won't have any investment income or tax bills either Copyright 1993 Mike Grenby is based columnist and financial adviser wh individuals; he wil questions as space to him clo The Castlegar Sun glad you did For more information on Nc Fault Accident Benefits, see your Autoplan broker or check page 28 and 29 in your 1993 Autoplan Motorist Kit SURGENOR & ROGERS CERTIFIED GENERAL ACCOUNTANTS + Monthly and Year End Accounting + Auditing + Personal and Corporate Taxes * Computer Services CGA, British: Columbia largest professional accounting body with more than 8400 members and students 365-7208 800 - 1444 Columbia Ave Castlegar ADVERTISING SEMINAR See How to Make You Seminar Topics e © How to ically el ing the st and ing and image freq: * How to increase consumer trust in all your ad’ . ing the unique selling force of image and how to make it work profitably, every time for the program Delivered by Sponsored by KREDA Phone. 352-1933 AS yoy dedi 3 Ys Your Bridge Te The Peters iv i Employment and Immigration Canada CONSULTANT’S TRAINING PROGRAM Interested in starting your own business as a consultant in any field? If so, the Consultant’s Training Program may be for you The Consultant's Training program, beginning November 1, 1993, in Nelson. is a five-week program which covers marketing, personal development, setting up a home office, financial management and more Candidates receiving Unemployment Insurance Benefits will be eligible Kootenay Regional Economic Development Association & Federal Business Development Bank Employment & Immigration Canada Registration is limited. Applications are available through Barb Williams at 540 Baker Street, Nelson, B.C ——— Application deadline is October 14, 1993 > 2\ « Poseiet sine : Pp sanz Banque federale nk de developement Canad™ Emploi et immigration Canada * Expanding your market to create more new business. © How to quickly measure the effect of your advertising © Keep the business increasing and coming back ¢ Advertising design and how to make it work And more. ..MUCH MORE. Using the most potent sales response factors. ¢ The all-important, unique, #1 selling postion: © The vital recognition powers of the logo. Advertising do's and don'ts, successes and failures are detailed and explained with over 350 sound and image examples Business Owners, Staff and Sales People should most definitely attend this seminar. Monday, October 25, 1993 ¢ 6 pm - 10 pm Sandman Inn, Castlegar To Register, Call Toll Free 1-800-667-7579 $ Presented by: Banque fédérale Co-sponsored by: Federal Business Develop Bank de dé LW om wale 8 SS y without a budget increase of the media to make effective and productive selections vertising and in personal contact sales. Lommel 1 ir SecaseL ss only $89 (+ GST) each when 2 or more attend from your organization. The « tidgar Sun Canada