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UMBERTINO’s | Service charges high
PASSIONATE | ce, 6h i rges bi nal

ABOUT PASTA |i sitmeswt: Sate Sareacc “” tavimimt” * at ieee

of the myriad of new bank of how the banks have , “But they now even charge et printed bacbuaafbeaty
By RON SUDLOW service charges — he paid it. Usepmie | too aggressive In you if you deposit an NSF to new charges for services —
‘Canadien Press Hosevnaher ind their search for money dad ey sere has that were once free, de Stein,
VANCOUVER — Umberto Menghi speaks passion- oot ithe cmogt of unet oe) is wl ‘vier
ately about his new Ferrari $28 GTS. peaks pane oon . irvarproggute aa valid but when you start — The banks argue that even FACES PRESSURE ‘
“It's a great machine,” he says enthusiastically. | "0 ioc tar hammering people for every though the depositor is, Banks are under pressure -”
“By the time you're thinking of stepping on the gas| ®” . little thing, it's just too blameless, it costs thé to squeeze more income out
pedal, it’s already done for you. It is safe, comfortable. It | Earle and his two children much,” said Attewell, a for. money to process the cheque of their retail customers for
has nice lines. You smell nice leather inside and, on top of | changed $17 worth of rolled mer vice-p of Guar and they charge two reasons.
that, it’s very sexy.” pennies into paper money at anty Trust. the innocent customer. First, they're experiencing
Monghi, 41, who waited on tables at the Hotel| a bank branch in his Toronto Attewell is spearheading aA’ survey by the Con, serious losses from many. of
Vancouver before he opened his first is nota . The bank move to have the sumers’ Aid Service of the more than $27 billion
Ferrari salesman. charged a 10-per-cent fee. finance committee Shawinigan, Que., a year ago worth of outstanding loans to
The Florence native’s name is synonymous with toa gate the p ot beak turned up 66 common Third World countries.
gourmet Italian food on the West Coast, and he wants to oewspaped columnist and the service charges. charges that banks levy on The eight domestic banks
bring it to the masses through a chain of franchised| bank refuned the $1.70, apol- It's reasonable, he said, retail banking transactions, had around 40 per cent of
quick-euisine (sounds better than fast-food, he says)| ogizing for what it said had that banks charge afee when They range from cheque- their assets tied up in foreign
restaurants called Umbertino's. been a mistake by the teller. & customer writes a chequé biter egg to fees on Sppretlowy this year, ‘bet only
wae. 7 A or -balance ac- al one-quarter ei
However, it hasn't been trouble-free motoring for counta, sald spokes. profits Won Sorel

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the man who wants to sell noodles and sauces like Col.

Sinien mid ies iden”, | PUB OWNers to bid

wheels fell off in the firstturn, pri because of a lack . comprehensive lists of fees have teen steadily declining.
of capital. ear aad on liquor stores makes it hard to compari Canadian banks had $62
AN four fast-food restaurants, three run by penn diarripid banks, Pla- pearetenen "area bree] ‘
tamer iran chicas pele Mee ener, KAMLOOPS, B.C. (CP) — the retail sales if the pri- Bob Kerton, a spokesman down from $70 billion at the & &
Menghi, like the Grand Prix drivers he admires, had spun | Pub owners want to be able vatization proposal goes for the Consumers Associa. end of 1961. a algary ry Geday
out but he wasn't out of the race. to bid on the privatization of ahead. tion of Canada, said it's the  Attewell has little sym- Port O’Cail Inn — Cal ip nti! Hoel
LACKED FUNDS British Columbia liquor Not all pub owners are lack of information that most pathy with the banks. igary’s Roma:
He had been undereapitalized before. When Menghi| Stores. says the central zone n ; : : Just 5G. Q? sist. es
opened his first restaurant, he would take a wine order, eee venus Atoodla: may cart tase toe
Tee ee a ee tare Got Lancet wen sorbed abe) teat B.C. if the change will allow a Bank, concedes that banks cisions or untimely loans in ___ Special peice seat MOREE ce
public share offering didn’t produce the funds, They also want to extend pub's retail outlet to sell hard may have done a bad job in the international market. ini-vacations are great at the owt es ‘all,
20 he pitched his pasta to major ecparatoan.” the hours of sale in their re- liquor. Off-sales now are lim- communicating with their The people who suffer from : mini
Gaels subellisry of Johe Labett Lid. came to him| tail outlets, Ingmar Christ: ited to domestic beer and and that should be the share-
and proposed a joint venture. ianson, a Kamloops pup own- wine. even their staff, on service holders who invest in the
Menghi recruited Bruce Benda, a former executive of} &: Said. Christianson said pub charges. banks. a
Keg he becéie r executive of) “"e said the association will owners also. want to be “Clearly the banking sys- “It shouldn't all be passed . mnt ication five minutes from Inter-
Pasta Enterprises. Two of the three franchisees were| S!V® the B.C. Liquor Dis- allowed to open their retail tem has changed radically in along to individual custo- ps Airport, aR eters Leieure Centre,
bought out end the third went out of business. fiibution Branch a brief re- stores at 9 a.m. Sundays. He the last 10 years,” she said. mers.”

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Umbertine's was beck on the starting grid, with a] questing, among other said this would standardize - « Rrcgram avail ital a

new pit crew. things, that pub owners be hours with the rest of the neque a and meeting rooms, executive suites
ino’: i allowed to bid to take over week. i abouit our honeymoon
i ce Bohra Umbertino’s outlets in the ct 2, Re ered CUP FHS AD, SHOW FTTO YOUR FAVORITE PERSON,
Two more will open this month, and there are to be Answer to Sunday Crossword Puzzle No. 290 i. 22 WILL BE ATIGGIES te eae Aare peed tare
14 by next spring when the groundwork will be laid for FOR LUNCHI! night ay Tee

the Toronto market. The next target will be California. Saturd ay, Dec. | 2
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UPPLIES PASTA

In return for $8 million in financing and promotion
for Umbertino’s, Catelli became the chain's exclusive
supplier of food products.

Catelli also has a 20-per-cent interest in Umberto’s
Pasta, and if loans are not repaid it has options to acquire
up to 40 per cent.

Menghi has 22 per cent and the rest of the company
is widely held. Originally listed at $1.10, the shares
currently trade in the 40-cent range.

Umberto’s Pasta derives its income from $25,000
franchise fees, five per cent of gross sales from franchised
outlets, a three-per-cent royalty on sales through the
central commissary which supplies food to the outlets,
and a small royalty from Catelli for marketing Umberto
sauces in supermarkets.

Umbertino’s feature 16 of
pastas and sauces starting at $3.95, plus soups, salads,
desserts and beverages. The average bill is $7, says
Benda, who has a goal of 500 outlets in five years.

An intangible asset is Menghi, who has demon-
strated that he knows how to promote himself and his BROKE OUT IN A RASH.
higher-class restaurants — five in Vancouver, two in the
nearby Whistler resort and an eighth in San Francisco.

r to to Sunday, 5 cone '
He has written three cookbooks and has a syndicated ; apt
ae ay OO PUBLIC
“To love pasta is to love life.” F RU
Sale of defence Beyond the Summit

The Future of Disarmament

systems attempted FEATURING:

VANCOUVER (CP) — proof vehicles and remote- Piksinw Douglas Roche
Two Vancouver Island firms controlled mine-detecting

attempted to sell sophisti- vehicles. Fir daus J. Kharas
cated border-defence sys- The July 1985 i di , Canadian U.N.
tems to South Africa last imposed by Ottawa specifi- Paul Bennett
year, eight months after lim- cally banned the export of :

‘Disarmament Burea Department of External Affairs

ited Canadi: neti military equipment and any

ited Cannan eee that sensitive equipment, such as | Wednesday, December 16 *
country, a company official computers, to South Africa 11:45 a.m. to 1:15 p.m.

has confirmed. police, armed forces and Speakers 12 Sharp

The marketing director for other law-enforcement agen-
te Lincom International cles.
ions Ltd. of Sid- ts were made to Brilliant Cultural Centre

tlegar, B.C.
ney and its parent firm, sell the “border control sys- Castlegar, B.C.
Fisher Technologies Inc. of tem,” Patrick Fisher, the EVERYONE WELCOME
Victoria met with a South principal in Fisher Tech- — NO ADMISSION CHARGE —
African colonel and a brig- nologies, said Monday.

pina et BLT wakewe pal He a i ana adier April 15, 1986, to dis) | Lincom, primarily a re- Sponsored by ce ot eee en taresce”

¢38? 7 cuss the possible sale of a search and development
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