C2_Castlegar News October 3, 1990 LOCAL NEWS For the Best... ” Christmas Portraits Ever .. Vogue Studio Tentional end Consens Photograph: of Families, Couples and Children» City Centre Square 365-7515 IS THERE A NEW CAR IN YOUR FUTURE? Castlegar Savings Credit Union has the car loan package for you. We offer competitive rates and a payment plan to suit your budget. CASTLEGAR SAVINGS CREDIT UNION D “Your Community Financial Centre” ib) CASTLEGAR bei sem a SLOCAN PARK Highway 6 226-7212 Dave Ni cul show on bats Thoredey phate at the Slocon Park Community hall. Mammal expert brings bat show to Slocan Park By CasNews Staff If there’s one animal that has a thoroughly bad reputation,—it's the bat. Shrouded in fear and super- stition, bats in western culture are regarded as symbols of doom and the fears and misunderstandings about bats as he brings a slide show Thursday night to Slocan Park. The two-hour show begins at 7:30 p.m. at the Slocan Park Community Hall and will include a question-and-answer session darkness and with horror stories in the Dracula tradition, says Dave Nagorsen, mammal curator of the Royal B.C. Museum. Nagorsen will explain some of g the slide pr ‘Admission is free. Nagorsen, who holds a master of science degree in zoology from the University of Toronto, will answer such questions as, How do is at the Royal B.C. Museum, presents a two-hour slide bats see in total darkness?, What is a vampire bat? and What kinds of bats live in British Columbia? Nagorsen has been mammal curator at the Royal B.C Museum since 1982. He is curren- tly revising the old museum han- dbook, The Mammals of B.C. The first volume in the new series of books will be The Bats. The Slocan Park show is part of the Royal B.C. Museum's Speakers Tour. 29”’ Console Color TV 231NCH (74cm) STEREO COLOUR TV/MONITOR CX29779 FST® Console Colour TV with Stereo MTS Broadcast Reception and Monitor Terminals 29° (74cm) FST®picture tube MTS (stereo/S.A.P) with dbx" Noise reduction *181-channel cable ready TOSHIBA °42-key unified remote contro! ° comb filter ines of horizontal resolution AUDIO VIDEO SPECIALS TOSHIBA CX 28510 VHS FS Color TV with Stereo MTS Broadcast Reception, Audio- Video Monitor Terminals, Random Access Remote Control, On-Screen Digital Picture and Sound Control * 28" FS picture tube * 181-channel cable compatible * 28-key remote control Slocan rec REC NEWS By Recreation Dept. Staff Skating activities at the Community Complex are in full swing this week. Parent and tot skate sessions are Mondays from | p.m. to 2 p.m. and Tuesdays and Thursdays from 11 a.m. to noon. Lunch hour hockey happens every Monday, Wednesday and Friday from noon to | p.m. The public skating schedule for this year is Tuesdays and Thursdays from 2 p.m. to 4:30 p.m. and. Saturdays and Sundays from 1:30 p.m. to 3:30 p.m. This year, the recreation depar- tment has implemented a skate and swim special on Saturday and Sun- day. For a special admission price you can skate and swim all in one after- noon. Plan to check it out. Don't forget to register for other skating programs such as skating fun- damentals, little Gretzkys and hockey skill development. PROGRAMS STILL AVAILABLE The recreation department is still taking registrations for a variety of programs. You still have time to sign up for paint pennants, cross stitch, model rocketry, CPR, Christmas crafts, learn to drive, quilting, swim lessons and many others. Drop by the recreation centre and sign up. Mini- basketball starts today at Kinnaird elementary. TIME MANAGEMENT If you find yourself going in circles and not having enough time to ac- complish anything, it’s time you signed up for a time management workshop. Learn how to accomplish more in less time by setting goals, eliminating time wasters and, in short, gaining greater control of your time. . and your life. Whether you are a business manager, homemaker or volunteer, this will be the best $25 you have ever spent. The workshop takes place Tuesday, Oct. 22 at the Com- plex 's fall programs underway School is back in session and everyone is getting back into routine. The Slocan Valley Recreation Commission fall program has many creative and physical activities to of- fer for all ages. For the very young there is Slocan tots playtime, Winlaw tots gymtime and Slocan Park tots playtime as well as pre- schoolers Halloween and Christmas crafts. Gymnastics at Brent Kennedy school and W.E. Graham school, judo, floor hockey, indoor soccer, rocket building and Halloween and Christmas crafts are being offered for youngsters six years and up. Red Cross swimming lessons are starting Oct. 15 on Mondays, FRANK’S SHARPENING SERVICE Castlegar, B.C. “Behind Castle Theatre” For all Types of SHARPENING Saws, (All Types), Chain Sows. Carbide Blades, Scissors, Drills. Shears, etc., etc — Mower blades polenced and sharpens - Bondo blades lu t6 %” wide) Tuesdays and Thursdays for three weeks. The children are picked-up in the Slocan Valley and bused to the Nelson Aquatic Centre. For the teenagers, there is theatre fun and mask making with the award-winning actress Meredith Woodward. Every Monday evening starting in mid-October is teen time at W.E. Graham school. This is a free time for ‘or: baak Once again the Slocan Valley/Blewett ski bus will be running to Whitewater every Saturday once the hill opens. Whitewater season passes are also on sale at the recreation office with a pre- season rate until Oct. 31 Do you want to learn how to waltz, foxtrot, jive, polka, heel-toe schot tiche and tango? Come out to the Appledale Hall on Mondays from 7 p.m. and 9 p.m. Square dancing is happening at Brent Kennedy gym on Tuesdays. For the creative, there is quilted Photo albums and picture frames, pinecone workshop, stained glass, theatre for housewives and, for the cooking enthusiasts, sensational cooking seminars and holiday desserts with Christiane Synder To register for the various Programs and for more information Pursuing dream can be risky By TIM O'CONNOR Press Starting a business when the economy is sputtering is like golfing in a lightning storm: it cer- tainly can be exciting — and ex- ceedingly dangerous. Despite the risk, many people want to be their own boss, pursue their own dreams. “There's never a perfect time to Start up a business,’’ says Catherine Swift, chief economist for the Canadian Federation of Independent Business. ‘ “Now the likelihood is that things will be tight, but they can take off and surprise you — there’s luck involved there too."” Swift said aggressive entre- Preneurs can find it tempting to take a chance in tough times, reasoning that if a business sur- vives, it will thrive in good times. But one thing remains constant at all times: the product or service offered must be in demand. “If you’re dealing with a basic service or product, the impact of a recession isn’t that great because People need things no matter what’s happening in the economy,”’ says Rena Blatt, a ANALYSIS small business research adviser with the Ottawa Ministry of In- dustry, Trade and Technology. “If you have a good, unique service to offer, 1 don’t see any reason you shouldn’t start up.’’ However, Tom Delaney, a Tor- onto-based finacial adviser, says that with money being tight, people should proceed with ex- treme caution. “It might be better to wait until things improve’’ before taking the big step, he said. For those who decide to start a business’ now, Swift has en- couraging news. Her group has found that businesses started in a recession have a better survival rate than those started in boom years. Swift stressed the importance of doing extensive research to deter- mine if a prospective business is in a growing sector. For example, services like ac- counting and consulting are doing well, while there is an over- abundance of retailers, many of whom are struggling. The next step is to prepare a thorough business plan that, ings, details costs rent, payroll, and and marketing ex- A business plan not only helps in organizing the business, it also shows the banks that the project has been well thought out, Blatt said. “No one does enough plan- ning,"’ Swift adds. “A sound business plan is essential if you want money from outside len- ders."’ The biggest hurdle in opening a new business is getting start-up money from lenders, who are especially tight-fisted when the economy is poor and when dealing with people without track records. Personat bankruptcies have risen — jumping 34 per cent in the first half of the year — as the economy has spiralled downward. Most banks require individual borrowers to use their personal assets as collateral for loans. Recessions make creditors less tolerant of late payments, and they will be more apt to use court action to get their money, which means people may risk losing their homes. Although interest rates are falling as inflation declines, making it cheaper for new businesses to get money, warns that inflation will likely go up with the introduction of the goods and services tax on Jan. 1. That means prices will rise, in- terest rates will also go up and new businesses will be that much more strapped, Delaney says. Therefore, he says, cutting off an existing, guaranteed income for something more speculative like a new venture may be too risky. Delaney recommends. new business owners set up a war chest to see them through in case the business doesn’t generate enough money for necessities like housing and food. “The bottom line is that suf- ficient cash flow must be coming into the household to meet your needs,”’ he says. Swift said people should also be aware that it can take months or even years before a business makes a profit. JOB OPENINGS Details of these and other job oppor tunities are available at Trail Conade Castlego four years experience (frame experien- co proterred): contest Jason Chernotf at 365-2585. (: CINDY MAIRS OF THE HAIR ANNEX Will be taking a temporary leave of absence of 6 10 7 weeks. Her last doy in-shop will be Thursday, Oct. 18. Jenitor ond chambermaids required in Castlegar $5 to $7/hour; full and part. time work available; experience preterred; contact Anne Gaskin at 365. 8444, Sandman Inn. Plumber required in Castlegar; must be experienced or certified; wage is $13 to $16/hour. Apply by resume to Castlegar Plumbing, 1008 Columbio Loree and Marianne would be pleased to assist any of Cindy's clien- ts during her absence. Avenue, Castlegar, VIN 1H2; faxo 365: 3374 See our In-Store ACCESSORIES & CHEMICALS! Kootenay, Trail, B.C. 368-5606 a “SERVICE IS OUR FIRST CONCERN" a i aS laa AC NCTE ae RET eta © Attic this loss. Insulation Insulating between the rafters is a good way to prevent heat escaping upwards and wasting your electricity dollars. OQ Insulation in Walls Run your hands over the inside of exterior walls in your home. If they feel cold, it makes power- ful sense to consider blown-in insulation. © Power-Sensible Windows Upto a third of the heat you pay for can“go out the window” Better glazing, efficient caulking and weatherstripping can reduce O Efficient Ventilation Apower-sensible ventilation system features both mechanical room distribution and a heat recovery unit. Result: good air quality plus savings. 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