Saturday, February 22, 1992 m a Gao February 22, 1992 275 472 Homes for Sale 515 Misc for rent 825 Cars Sports & Import 3 BDRM. townhouse in quiet area, First Street. Well maintained, 1-1/2 bath, view, good revenue property. $53,000. 365-7480 or 359-8185. (4/14) UPSTAIRS — modern 2 bdrm., 1 bath, dishwasher, patio, close to downtown. Cable, heat, light included. A must see. $650/month. 365-8439, ask for Kevin. (2/14) ENERGY efficient 1,790 sq. ft. house with passive solar features heat pump and central air conditioning on riverfront 1/2 acre, Ootischenia. 3 bedrooms; 2 baths plus study, finished rec room full walk-out basement, separate 1200 sq. ft. garage/workshop, 8 yrs. old. Ph. 365-6953 after 5 p.m. (6/11) 6 ACRES Pass Creek, 3 bdrms., full basement, va vaulted ceilings, ~ skylights, fireplace, views. $140,000. Ph. 365-3789. (30/08) FOR SALE BY OWNER Excellent southend location and tremendous view, 3 bedrooms, 11/2 bathrooms. Single attached garage with door opener. Fireplace up and down, good sized kitchen recently upgraded, well maintained through-out. Reasonably priced to sell. FOR INFORMATION, CALL 365-3299 1176 sq.ft. — 5 bdrm. 1-1/2 baths, Robson subdivision, $79,900. 365- 6944. (12/6) SMALL 2 bdrm. home, East Trail, very reasonable. 365-7107. (9/9) 517 Mobile Homes/Pads 1983 TOYOTA 4x4. Long-box, 60,000 kilometres on factory rebuilt. Good condition, $4,900. 226-7894. (3/14) 1985 CAMRY LE hatchback, A-1 condition. 365-7680. (6/12) RV SPOTS in town. Twin Rivers Motel. 365-6900. (tfn/80) 519 Homes for Rent 3 BDRM. HOUSE, carport, North Castlegar. Available April 1. 365- 5828. (5/15) 5 BDRMS., 4 _ bathrooms, executive home. 364-2506. (3/15) TWIN RIVERS MOTEL Kitchen units available — weekly rental. 1485 Columbia Avenue, 365-6900. (tfn/80) A TOUCH OF CLASS — Spacious 2,800 sq. ft. custom home on private 1/2 acre, minutes to Castlegar. Features sunken livingroom, 6 bdrms., 2 baths, 2 fireplaces, 4 appliances, laundry and some furniture. One year lease. Available March 1. 365- 5663. Leave message. (4/14) COZY one bdrm., semi-furnished house. Available March 1, close to downtown. $375 plus utilities. 365- 2927. (3/14) ‘v_AUTOMOTIVE 815 Campers, Trailers/Sale 1988 36" PRAIRIE SCHOONER. Immaculate condition, every option. Now set up close to Safeway. Phone 365-8077. (2/14) 8' IMPORT Camper, $1500. 226- 7894. (3/14) i 1979 TOYOTA Corolla stationwagon. 1600 cc, 4-speed, rubber with 2 spare rims. $1700. 365-3448. (2/14) 838 Snowmobiles 1987 FORMULA Plus. 521 cc, liquid cooled engine, c/w paddles, skins and covers. Excellent shape, $2800-OBO. 365-0001:-(5/14) 1975 440 SKI-DOO. Rebuilt motor, $650 OBO. 365-7526. (3/14) 851 Trucks and Vans 1977 DODGE 1 ton flat-deck. 365- 8064. (8/8) 1983 S-15 4x4 pickup. AM/FM cassette, $3200. 365-2140. (3/15) 1980 GMC pickup. 359-7791. (3/15) 1984 3/4 T DODGE 4x4, 114,000 km., c/w canopy, $4900. Ph. 442- 2109. (8/8) 1983 FORD F-150. 302, auto., P.S., P.B. $3. 800 OBO. 365-5413. (8/10) 1984 GMC Sierra Classic, short- box, 4x4, 350, 4-speed, tilt, cruise, power windows/locks, AM/FM cassette, canopy, $5,500 O,B.0. 365-6823 after 4 p.m. (tfn/11) one FORD F150 XLT Lariat p.s., » p.w., tilt, 6 cyl., 4spd. Asking Pes 300. 365-6668 after 6:00 p.m. (4/12) 823 Cars Dc ic 1980 MUSTANG, good running condition, needs work. Asking $1000. 365-7578 evenings. (3/15) MUST SELL, 1985 full-sized GMC Jimmy. 6.2 diesel, automatic, transmission, automatic hubs, fully loaded. 359-7662. (2/14) TWO BDRM. house. 1065 sq. ft., finished basement, carport, storage shed and much more on 1/2 acre, fruit trees. Bridgeview Crescent. 365-5936, no agents please. (8/10) 3 BDRM. home, Blueberry, in- ground pool, hot tub, $64,000. For appointment 365-3234. (4/12) 481 Mobile Homes/Pads WHY PAY RENT? Now on display, new mobile home. Try $3400 down, monthly payment of $435 OAC, includes pad rent. Phone 365-8077. (2/14) TO BE MOVED: Older mobile homes, very reasonable. Phone 365-8077. (2/14) 1973 Chancellor 24x52 double wide trailer. New furnace, hot water tank, carpet, and lino. 3 bdrm., 2 full baths, must be moved. $29,900. 365-6944. (10/6) Vv RENTALS 500 Apartments HEATED, furnished one bdrm. suite for one responsible person - ‘only. Non-smoker, no pets. Will be available Feb. 28. Utilities included, deposit will hold. 365- 5156 or 365-6610. (tfn/14) 1974 T-BIRD. Good train, very good interior, 2% rust. $895. 365- 5302. (3/14) ~~ | e FOR SALE® «wv - 1990 DODGE SPIRIT 4 Door Sedan, Automatic, Air Cond., Tilt,. Cruise, Cassette 1989 ody Vv CAVALIER f “in S. Air Cond 0 56495, 1761 Columbia Ave., Castlegar 365-7555 1989 PLYMOUTH Voyageur LE, V-6, auto., fully loaded, still under warranty. $15,500 OBO. 359- 7290. (8/08) 1981 FORMULA FIREBIRD, pwr. windows, tilt, auto and new tires. Best offer. 365-8223, (4/12) 825 Cars Sports & import 1989 TOPAZ. 4-door, air, low km., $7900. 365-6198. (6/15) 1988 PRELUDE Sl. 5-speed, immaculate condition. 5,700 km. Never winter driven, new tires. 365-7170. (5/14) Vv MARINE 912 Boats For Sale 1976-17 1/2 FT. Crestliner boat and trailer, new 100 hp. Merc. O/B, new. top, steering, seats, tires $8500. Call Wayne 365-2407 evenings. (2/9) R.G, MARINE 265.2377 ares 1978 22' CALGLASS with railer and boat house, many extras. 365- 3585. (15) 1985 16-1/2° SUNRUNNER bow rider boat. 140 HP, power trim, inboard/outboard. Stereo, tapedeck, kicker bracket. $8900. Phone 365-3138. (15) lg Please recycle The NEWS TWIN RIVERS MOTEL. Kitchen units available — weekly rental. 1485 Columbia Avenue. 365-6900. (tfn/84) ONE FURNISHED bachelor apartment, utilities included. 365- 7353. (tin/103) 503 Commercial Industrial COMMERCIAL 600 sq. ft. storefront, 1450 workbay. Phone Ray, 365-2166 days, 9-5 p.m. (tfin/14) ANDY'S AUTO REPAIR GENELLE Andy Thorimbert — Licensed Mechanic Complete Automotive Repairs - Domestic and Import SPECIALIZING IN: Brakes, rotor and drum resurfacing, tune-ups, valve grinds, engine overhauls, carburation, lube and oil changes, tire changing and balancing, 4x4 servicing & steering repairs. REASONABLE RATES — FREE BRAKE INSPECTION FREE ESTIMATES Phone or Drop In — 693-2205 Poster contest set “The Government of British Columbia and the B.C. Liquor Distribution Branch care how people use liquor products, and are concerned about the personal and societal damage in- flicted by abuse of these products,” Attorney General Colin Gabelmann said while announcing a poster contest for B.C. high school students. As part of the LDB’s on-going program advocating re- sponsibility and moderation in the use of alcohol, students at the senior secondary level have been invited to express their concerns about alcohol abuse. ___ Artistic talent will not be the deciding factor in selecting _ the winning entries; rather, interesting and imaginative con- cepts will be considered by the panel of judges, which will in- clude workers in the field of alcohol abuse. Winners from each school will receive T-shirts and the At- torney General for a special luncheon presentation in June. Province of = As British Columbia Ministry of Transportation and Highways PUBLIC NOTICE #3 : LOAD RESTRICTIONS Pursuant to Section 26 of the 'Highway Act’ and the provisions of the Commercial Transport Act, notice is given that load restrictions will be imposed effective 1:00 a.m., Wednesday, February 19, 1992 in the Kootenay Boundary Highways District. : 1. 100% of Legal Axle Loading on the following Highways: 1. Highway Crowsnest 2. Highway Castlegar-Nelson 3. Highway Nancy Greene Junction- Rossland-Meadows Junction Paterson-Rossland-Trail- - Castlegar Waneta Rock Creek-Kelowna Danville Christina Lake-Laurier Sixth Road Great Northern Spraggett Cooper Myncaster Rock Creek-Bridesville from km 19.2: to km 21.5 Myers Creek West from km 0.0 to km 0.5 Almond Garden from 0.9 to km 45 Midway-US Customs Kettle Valley south from km 0.0 (intersec with Hwy 33) to km 0.83 Seven Mile Dam Robson Access Broadwater from km 0.0 to km 15.2 2. 50% Legal Axle Loading on the following highways 1. Road #7 Boundary Creek Road 2. Road #30 North Fork Road 3. Road #65 Bridesville Road 4. Road #1108 Columbia Gardens 3. 70% of Legal Axle loading on all other roads and highways in the Kootenay Boundary District. Term overload permits are invalid for the duration of these restrictions. “The applicable percentage of tolerances prdvided under Section 7.06(2) of Regulations. pursuant to the Commercial Transport Act shall apply”. JOHN BODNARCHUK District Highways Manager Kootenay Boundary District for: Minister of Transportation and Highways. Dated at Grand Forks, B.C. this 17th day of February 1992. . Highway . Highway . Highway . Highway . Highway - Road - Road . Road . Road . Road . Road . Road . Road - Road : Road #100 #112 - Road #342 . Road #230 . Road #9 "BROWNIE DELIGHT In December, four new Brownies were gladly welcomed to the 1st Thrums Pack. Pictured above are (left to right) third-year Brownie Danielle Kabatoff, newcomer Letisha Islip, third-year Brownie Ara Hoddinott and newcomers Ashley Strelieff and Mandy Campbell. Banking on child’s future @ Preparing for child’s education doesn’t have to be an expensive lesson Kent Parker GEORGIA PACIFIC SECURITIES With the skyrocketing costs of post sec- ondary education, the time for saving for your children’s education is now Today, such expenses as books, tuition, food and lodging can reach as high as $35, 000 for a four-year university education. In 20 years, that figure could reach $93,000: As a parent, you will have to pay for it with after-tax dollars. So, how can you ever afford to send your chil- dren to university? There are a number of ways to meet this challenge. A traditional method is to save fam- ily allowance payments. For example, you could invest this money in Canada Savings Bonds in your children’s mames. Since you have already declared those baby bonuses in your income, interest earned on the CSBs belongs to your children. Ifthe interest is your children’s only source of income, it will not be taxed. A monthly investment of $32.38 in CSBs, compounded for 18 years at 10 per cent, will be worth about $18,500 by the time your child is ready for university. If your child attends a local university, this money will go a long way. But it will not be much if he or she decides to attend a school out- of-town. Another method of providing for your child’s education is through a Registered Eduction Savings Plan. A RESP is a government-ap- ites plan that enables parents to save for ir children’s post-secondary eduction. ‘Unlike a Registered Retirement Savings Plan in which contributions are tax deductible, contributions to an RESP are made with after tax dollars, but like an RRSP, earnings within the RESP are sheltered and compound tax free. You can buy an RESP with several non-prof- it organizations such as Canadian Scholarship Trust Foundation. Accumulated contributions, usually made monthly or annually, form the principal which finances the first year of education at a univer- sity, technical institute or college. Accumulated interest on the principal cre- ates “scholarships” that pay for each subse- quent year. However, your child may decide not to at- tend a post-secondary institution or return af- ter the first year. If that happens, he or she will not benefit from the “scholarships.” All he or she can re- ceive is the principal. Only those who contin- ue attending school can benefit from the RESP. A self-directed RESP offers more flexibility and will possibly build a larger pool of savings. You can make contributions at any time up toa maximum limit. The maximum contribution limit is $1,500 per year for up to 21 years. The cumulative maximum is $31,500. (This amount is adjusted each year at the ‘same rate as the Consumer Price Index). And if the child on whose behalf you estab- lished the RESP does not go to university or col- lege, the funds can be used to assist another child, relative or even you or your spouse if ei- ther of you want to return to school to take a course or degree. Usually, parents invest from $10,000 to $15,000 in a self-directed RESP. They might in- vest the money in low-risk money market funds, or strip coupons timed to mature when your child is expected to enroll in a post-sec- ondary institution. An alternative is to invest money in high growth, equity mutual funds. They may be your best option. Mutual funds tend to provide a historically higher rate of return which is advantageous be- cause your children will not need the money for many years — until they are of university age. With annual rates of return as high as 15 per cent, an investment of $1,500 a year would be worth $23,679 after eight years. And after con- tributing for sixteen years, the RESP could be worth about $93,113. That is approximately what your child will need to finance his or her education. Start now so your child will benefit from long-term compound growth. When your child is ready to enter university or college, he or she will be secure cially. His or her future will be like money in the bank. Peck steps aside as Council boss Labour and Consumer Services Minister Moe Sihota an- nounced the resignation of Industrial Relations Council com- missioner Ed Peck, effective February 29, 1992. Peck has served in this capacity since 1987. Sihota said the resignation resulted from a mutual agree- ment which came about after amicable discussions. Sihota said Peck has served the province in a variety of im- ~ portant roles for 40 years. He noted that during his time, Peck has made significant contributions to the betterment of indus- trial relations in British Columbia, including a lengthy period of service with B.C. Hydro and several years as a Vice-Chair of the Labour Relations Board. Peck will be replaced by lawyer and former West Kootenay resident Stan Lanyon. Credit Union RRSF Move Into the Lead With Monthly Deposits With a Credit Union RRSP, you can make monthly contributions throughout the year to keep you-in the lead. STEP UP YOUR INTEREST EARNINGS PAINLESS EXERTION Monthly deposits can ease the bunden $135,939.85" $141,830.44" ‘After 20 Years re fer 30 Years Difference _$5,890.59" CASTLEGAR SAVINGS us CREDIT UNION 601-18th St., Castlegar 365-7232 ¢ Hwy. 6, Slocan Park 226-7212 CMT duane Childsafe: A seven-hour, two-part Red Cross certificate that generates awareness of home accident potential, prevention of accidents and includes fescue breathing, CPR, bleeding, choking and other basic first aid i d for p and g' 's of young children. Tues. and Thurs., March 3 and! 5, 6:30-10 p.m. $35, GST exempt. Air Brakes: This course prepares drivers for written and practical tests on the operation and driver maintenance a air brake systems used on highway or off-hi hi Includ . Thurs. and Fri., Feb. 27 and 28, 6-10 ‘p.m.; Sat., Feb. 29, 8:30 a.m.-5 p.m. and Sun., March 1, 9 a.m.-1 p.m. $85, GST exempt. National Coaching Theory Level 2: Level 1 is a prerequisite for this course. Covers subjects such as group goal setting, training methods, care of sport injuries and advanced teaching skills. Fri., 6-10 p.m.; Sat. and Sun., 9 a.m.-5:30 p.m., March 6, 7 and 8. $50, GST exempt. Goal Setting with Focus: With goals you become what you want — without goals, you remain where you are. Learn how to set goals utilizing all your capacities. Instructor: Karen Holden. Mon., March 2 & 9, 7-9 p.m. $20 +GST. Emily Carr Outreach-Oil Painting: Learn about colour theory, i materials, pi of p and There will be studio’ and individual projects. Instructor: Patricia Johnston. Sat. & Sun., March 7 & 8, 9a.m.-4 p.m. DOS Level ll: March 9-25; Mon. & Wed., 6:30-9:30 p.m. Instructor: Patricia Jacklin $110. FOR MORE INFORMATION OR TO REGISTER CALL: CASTLEGAR CAMPUS - 365-1261 Selkirk College