WEDNESDAY, Octo

entertainment

Students from
Castlegar Primary
School travelled to

Mountainview

Lodge Friday

afternoon to provide
some Thanksgiving
entertainment for
the residents who
live there.

Photos
John Van Putten

BUS & ia ES Business news? 365-5579

ESDAY, October 14, 1992

3B

‘Sammy the psychic’ — she knew you were going to call .

“KAREN KERKHOFF
Sun staff

Gypsies, crystal balls, potions,
* black cats, evil spells!

All these things immediately
came to mind when J was asked
to doa story on “Sammy” the

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psychic,

My heart was pounding furi-
ously as my truck slowly crept
into the parking lot at the Fireside
Inn. I was to interview Sammy
and come back with a story that
is if she didn't turn me into a
slithering snake, or worse yet a
warty frog!

The shadows of the parking tot
Seemed to be darker than usual.
Was that something I saw lurking
in the ominous blackness?

A thunderous noise exploded
in the cab of the truck. Struggling
frantically to open the door I real-
ized the perilous noise I had
heard was my stomach growling
in protest. In my supreme agita-
tion about interviewing the old
soothsayer I had neglected to eat
supper. I didn’t even get to enjoy
a last meal on this earth, (in
human form at least)

My knuckles tapped timidly
on her door. Maybe it was the
wrong room, or the wrong hotel,
maybe the wrong city (I hoped

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fervently.)

As I started to tip toe away the
door opened and I realized that
this could not possibly be the
right place

Standing at the door was a
trim, young, and smiling woman.
On a closer look there was not a
sign of a mountainous wart or a
wiry hair sprouting defiantly out
of it.

“Hello, my name is Sammy.
Come on in.”

Reluctantly my feet carried me
forward into a surprisingly well
lit room, complete with kitch-
enette and comfortable looking
beds. My eyes scanned the room
for the inevitable black cat, but to
no avail. There wasn’t even‘a
black cockroach to strike fear into
my heart

Sammy gestured for me to be
seated in an inviting looking side
chair. A quick glance at the table
disappointed me. Not one crystal
ball in sight. However, I did see.a
deck of tarot cards

Feeling decidedly more
relaxed, our conversation pro-
gressed to innocuous topics.

“My name is Karen,” I said.

“I know,” she replied.

‘Wow! She really was good!

“You told me your name when
you called,” she finished.

The information gleaned from
her that evening banished in my
mind, at least, any pre-conceived
notions I had about psychics.

Sammy believes she was psy-
chic as a young girl, a fact that
she did not recognize at the time
She also believes we are all born
with psychic abilities
~ “We can all tune into that ener-
gy, but we're not encouraged to
use it. It took me a lot of years to
believe in my own premonitions
and abilities.”

Sammy has been studying
parapsychology for over 26 years
on an ongoing process. She has
also studied numerology, tarot
cards palmistry and psychometry
- the study of auras.

She was quick to inform me
that she is not a fortune teller, nor
is she a band-aid

“The ultimate decision is your
own. It is like a road map, I can
tell you the different routes you

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can take, but in the end you
choose your own direction. We
do have a destiny and the road to
that destiny is our choice.”

Sammy uses a combination of
her psychic ability and the actual
book knowledge she has studied.

“Accuracy is very important to
me, numerology helps give me
that accuracy. Let me give you a
little demonstration. When is
your birthday?”

The month, day, and year of an
individual's birth add up to a
number, and each number in
numerology has a significance
My number was nine

“Number nine brings the
humanitarian part of us. You
would do very well in social
work, working with the public or
nursing, something along that
line. You are very empathetic,
however you don’t take your own
advise very well. You feel that
you cannot perform as well as
you would like to. You also feel
as though the system suppre:
your natural ability.”

What Sammy had no way of
knowing was that I had just
changed my profession. I had
been a nurse for over ten years.
One of the reasons I grew dissat-
isfied with nursing was because
hursing can at times be a very

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rigid profession. At times I felt
that this limited my natural abili-
ty.

Her home base is Vancouver,
although she has been coming to
Castlegar on a rotational basis for
about five years.

“The response here has been
tremendous, and I have a regular
clientele that I read for when I am
in town,” she said.

Sammy estimates that she logs
55,000 miles a year on her vehi-
cle and reads for about 2,000 peo-
ple a year. She has clients from as
far away as the Cook Islands and
London, England.

“I have read for millionaires,
and I have read for people of less-
er income, and I can tell you that
the multimillionaires have some
of the same problems as a woman
on welfare does.”

“I sometimes read for my fam-
ily and for close friends, but I
read differently for them. I am
too close to it. It is too draining at
times. Everybody goes away with
a piece of me. I have leamed how
to switch myself off or on com-
pletely.”

Sammy is certified in parapsy-
chology in the United States. She
also had a regular T.V. and radio
series when she lived in Kelowna
and will again be hosting a T.V.
Series in Vancouver in January.

She also gives telephone read-
ings from her office in Vancou-
ver. Her toll free number is
1-800-421-6766 and she is hop-
ing to return to Castlegar in
February.

Next year, if the editor asks me
to run up and see Sammy you can
bet I will....but it will be for a
reading, not an interview.

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Bicycles From
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Staying financially sound during the referendum rollercoaster

Diversity eases the stress of

- and helps keep your
(and finances) calm dur-

P
ship and How to Succeed, is
One of three workshops being
offered at the Business Suc-
cess for Women Conference at
the Fireside Motor Inn. This
workshop is perfect for the
home based business woman
interested in practical tech-
niques needed to operate
effectively. The workshop will
uncover the secrets of an
entrepreneur. Topics of discus-
sion will include how to
finance the Ist year, how to
develop a competitive edge,
how to hire the right people,
and how to take the stress out
of balancing work and home.
For more information or to
Pre-register contact the Feder-
al Business Development
Bank at 1-800-667-7241.

Sales seminar

The Federal Business Devel-
opment Bank is presenting a
one day seminar called Profes-
sional Selling Skills in the
90’s. Speaker, Bill Erichson
will introduce topics that will
help you sell with confidence
including, how'to think like a
customer, identifying sales
levels, and winning sales pre-
sentations. This seminar will
be offered in 11 B.C. cities,
including Castlegar on Octo-
ber 27th at the Fireside Motor
Inn. The seminar will begin
promptly at 8:30 a.m. and ends
at 3:30 p.m.: For more infor-
mation or to pre-register con-
tact the Federal Business
Development Bank at 1-800-
667-7579.

Grand opening

Bel Air Mobile Homes across
from the industrial park in
Castlegar are celebrating their
grand opening on October 16,
17, and 18th. Bel Air Mobile
Homes invite you to enter
their free draws, meet the staff
and view their brand new
mobile homes.

Seminar success
Congratulations to Kalawsky.
Pontiac in Castlegar for spon-
soring a successful seminar
called Women at the Wheel
The seminar was attended by
approximately 150 women
who came to hear speaker and
author Mary Jackson explain
how to take the mystery and
misery out of owning and
driving a car.

Tenders

School District No. 9 is
accepting tenders for the
removal of snow. Those inter-
ested in applying can contact
the Castlegar School Board
District No. 9.

Open house

Duke's Toyland invites every-
one to sneak a peek at their
wide sel of h

ing the current referendum roller-
coaster ride.

Expect some violent dips,
swoops and climbs this month.
Financial markets hate uncertain-
ty and instability. While I still
have faith in Canada as one of the
best places to live over the long
term, I fully expect turbulence
from time to time. But barring
disaster, we should survive rea-
sonably intact.

In the best of all possible
worlds your financial plan is set
up so you have - or will move
toward - these basics:

THE DOLLAR.

You have U.S. dollar invest-
ments - U.S. dollar deposits in
Canada, a U.S. account south of
the border, stocks or bonds
denominated in U.S. funds, per-
haps even some real estate in the
US.

As I write this, the Canadian
dollar has lost almost a dime
against the U.S. dollar in the past
year. Hedging your bets with
some U.S. investments is particu-
larly important if you often visit
or deal in the U.S.

INTEREST RATES.

Your interest-bearing invest-
ments have staggered maturity
dates. If interest rates go against
gravity and our fragile economy,
you will have some term
deposits, bonds and so on that
mature over the next few months.
You can then renew them at the

_ rates.

On the other hand, if rates set-
tle back once the world feels
more confident in Canada, you
will be glad the rest of your
money is still locked in at the
higher rates in effect when you
made those investments.

DEBT.

You have no or low debt - or
debt with the flexibility to refi-
nance if rates go lower. Having
no debt gives you the most stabil-
ity. You can then borrow when
the time is right to buy a home or
make and investment.

Nobody can predict future
interest rates with absolute cer-
tainty. Read what the experts
Say) a return to lower rates in a
stable .S./world, but the
risk of higher rates to support the
Canadian dollar or otherwise sta-
bilize fi ). Then

low or no costs in case rates tum
down.

If you can gamble and afford
to make higher payments in case
rates rise, stay with a variable
mortgage or line of credit in the
hope that the storm will soon be
over and rates will fall again.

STOCKS AND BONDS.

You hold mix stocks with a
long term history of growth in
both value and dividend pay-
ments. Unless you are an astute
trader, you chose these stocks
with the idea of keeping them for
years.

If you are a bit of trader, you
might be watching for some real
bargains to be tossed up by the
turbulence: quality stocks at low

ices.

While (government, corporate)
bonds Pay a fixed return, their
value rises when interest rates fall
and vice versa. Again, a mix of
short term and long term bonds
can help hedge your position.

Many people invest in the
stock market through mutual
funds, whose managers decide
what and when to buy and sell.
Although past performance is no

look at your own situation.

. If you have debt, especially a
mortgage, and the higher pay-
ments produced by higher rates
would push you over the edge
financially, lock in to give your
personal and financial peace of
mind. for the maximum
flexibility to make extra pay-
ments and even refinance with

Small Business Week

of future results, fund
managers who have survived and
even profited during past stock
market upheavals hopefully will
do so again.

Holding stocks and bonds (or
mutual funds) with an offshore
base gives you further diversifica-
tion. The economics of Europe,
Asia, South America and so on
are hardly affected by Canada’s

Celebrating the spirit of entrepreneurship

Few nations in the world are
more entrepreneurial than Canada.

In fact, close to one million
businesses are registerd in a
country whose population is only
26 million. And few Canad:

week theme and the

of informative events, the Federal
Business Development Bank
aims to increase awareness of the
vibrant small business sector and

realize that some 80 per cent of
all net new jobs in the country
are created by companies with
fewer than 50 employees.

“Much of the growth of the
Canadian economy is due to the
dynamism of entrepreneurs and
the businesses they create. The
ability of a large number of these
firms to innovate rapidly and to
create jobs has made small and
medium-sized businesses of the
important driving forces behind
this country's prosperity," said
Sandy Highet, Regional Vice-
President:”"The commitment and
determination of entrepreneurs
pulled the country out of the
recession of the 1980s and this
same entrepreneurial spirit will
be responsible for the future
growth of our economy into the
90s and beyond.”

To celebrate the contribution
of small business to the economy,
the Federal Business Develop-
ment Bank and the Canadian
Chamber of Commerce are orga-
nizing the 13th annual Small

wooden toys during their open
house on Thursday, October
15th at 2000 Columbia Avenue,
Castlegar. Duke's have the per-
fect gifts for Christmas, birth-
days and all occasions. For
more infofmation contact
Clemmy 365 - 3359.

Week from October 25-
31. The theme this year is
Entrepreneurship: Competing in
a Global Economy which high-
lights the dramatic changes that
are taking place in the world
today, affecting how Canadian
entrepreneurs do business.
Through this small business

give P the chance to
meet, learn and exchange impor-
tant business management strate-
gies and information.

Many provincial and local co-
sponsors have joined FBDB in
organizing Small Business Week
activities here in Castlegar,
including the Ministry of Eco-
nomic Development, Small Busi-
ness and Trade.

For more information on
Small Business Week activities
in Castlegar, contact the Castle-
gar and District Chamber of
Commerce.

The Federal Business Devel-
opment Bank (FBDB) is a crown

range of workshops,
business counselling and plan-
ning services.

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and unity p
cihonet they do have their own
set of risk and reward factors.

REAL ESTATE.

Like the stock market, property
is a long term investment. Values
and rentals can be affected by ref-
erendum turmoil, especially if the
economy suffers and there are
wild interest rate swings. But
also consider demographics and
local conditions to help you
decide what, where and when to
buy, hold or sell - in Canada and
possibly abroad.

WORK.

Do what you can to make your
job as secure as possible. Look at
starting or developing a sideline
business for further income diver-
sification.

In other words, hope for the

HAPPY
BIRTHDAY

@ Oct. 14 Happy Birthday @ Oct. 16 Happy 4th

Jocelyn DeBiasio
- from Auntie
Linda

Happy Birthday
Jocelyn - love
Mom, Dad

& Courtnay

Happy Birthday

Courtnay
& Jocelyn

365-5087

Dad - love Mom,

THIS WEEK’S WINNER IS INDICATED BY LOGO

best ‘but be realistic and be pre-
pared for the worst.

Mike Grenby is a Vancouver-
based columnist and independent
financial adviser who works with
individuals; he will answer your
questions as space allows - write
to him clo The Castlegar Sun

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365-5191

Birthday Jeffrey
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if your Birthaiay submission is

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UNTIL
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365-6161