BUSINESS sig The Castlega Sun ESDAY, January Christmas shopping affected by revite Revite gets both good and bad reviews, parking a problem “KAREN KERKHOFF Sun staff ee Biln, said Christmas sales have, for him, ‘been the best since he The weak Canadian dollar coupled with D Revital- P d the busi in 1969. “The whole year has been Mh in fact the whole year ization has, for most downiown Ge .was better than any other.” Castlegar businesses, made for an Biln speculated that many fac- ly healthy Chri season. Pageant > Owner, Tommy HEL We're looking for : ‘Castlegar's next CITIZEN To nominate soméone, please write a letter and detail as much information as possible to: Cistegat Kiwanis Club coscigat 8 Vi VIN 3W4: DEADLINE: March 18 tors. a suc- cessful Christmas season. “T think that Downtown Revite and the Canadian dollar had a lot to do with it, along with the fact Sun Classifieds Sell Not only was the season suc. cessful, but they're still shopping. I think we're in for a good year,” Manager for West's, Wallace Horning, also thinks. that Down. town Revite played a role in an directly with revite, some busi- nesses report poor Christmas sales, and in part blame revite, Lucy Tomlin, Fields manager said that she has received numer- ous complaints, especially from about y healthy Chri season. “If it was my guess’ T would say that most definitely revite helped. I hear comments almost every day about how people are so pleased with it, As far as I'm the lack of ssible parking. shopping. For the older couples it is quite a walk. Sales fell. If there had been more it would have been 100 per cent, but revité did kill parking spaces. Since revite, parking on 3rd Street has been decreased, how- ever a large lot was buih beside the Castlegar Railway New U.I. plan. _ Submitted ————— ‘We're out to meet you! Sanyal “ @ visit in ms next few days. Call today and 45 -arrange_an appointment financing and - t at: services. ahd "igepubelling. planning and training). at Castlegar on Sanky 19, 1994 Telephone: 1-800-667-7579 Human Resources Develop- ment Minister Lloyd Axworthy today announced the 1994 Unemployment Insurance Developmental Uses Plan of S19 billion. “ ur_yearly outlook at the businesses, education, pla and the community of Castlegar. Book YOUR SPACE EARLY, AT'S SURE TO BE A SELL OUT! s h year gar’ Yn Focus” will feature a photo and story @Douit your business; of course you can have your logo $8 Silo ebiniabie A: n avert will be available for the Chamber of ommerce“and Economic Development to mail in response to. fequests. .BOOKING DEADLINE: ‘ Golour ads: December 31, 1993 Black & White: January 12-1994 “PUBLICATION DATE: February 23, 1994 er. oa ae a RT Eo ! avoid company lay-offs periods of temporary unvelied plan covers federal pro- grams which gird hundreds of of U Insurance (UI) claimants acquire new skills and upgrade old ones so they can get back to ork. wi The 1994 level of S1.9 bil- lion represents an increase of . approximately six per cent. or $100 million, over the. project- ed expenditure level for this year, . “My Aernment is comniiticd to training and skills develop- | ment which enable unem- ployed Canadians to re-enter the workforce.” said Minister Axworthy,- “We cannot afford to waste Glance Coming Soon Victor's Shoe Repair will be returning to Castlegar int carly February. ‘Their repait shop will be located downtown in the City. Centre Square building. Citizen of the year If you know someone who would make a good Citizen of the year for Castlegar, the Castlegar Kiwanis Club wants to know! Write a let- ter detailing as much infotmation as you can about the person's histo- ty of volunteer work and service 1p Ou, commeniahty, Peace Br is. mid-March. Telethon Time : The Castlegar Sun, Hi Arrow Motor Inn, and Kosenty, Colum Child Care Society are again teaming up to offer “Doing Time for Charity” on Friday February 4, 1993. Watch for details next week on how you can have a friend, co-worker or boss “arrested”. All pro- ceeds go tothe Variety Club of B.C.. In the Mail ‘The B.C. Assessment Authority has mailed the 1994 property assess- ment notices. Please remember that this is NOT your tax notice! Due: to the continued of real estate in the Kootenays, values in the area have generally increased over the last year. In Castlegar the market value of most residential property has increased between 10 per cent and 20 per cent, while surrounding rural areas have increased in value from 15 per cent to 30 per cent, depending ies aera sais KOn Time Trowelex « Construction Owner, Nick Chemoff, said activity on the ton site has been a sopping Point for many passersby, ee mento watch the ongoing p the new The building is slat- bm epheanctine mp rey Going Strong Castlegar's housing market is still going strong, according to one realtor, Barry Brown of NRS. Brown said realtors in Castlegar are still faced with a shostage of housing inventory. Brown said that typi- cally in the spring, residents of Castlegar will relocate within the community. As well, realtors will soon begin to see more buyers from out of the area. Welcome Darlene Burrell is the new phy ist in Bourdan‘s office. Darlene will be working on » Monday and Wednesday evenings. May | Have Your Order? Ordered. She suggests you order carly to, ensure ine of} gown as her supptiets are dealing with Shops all cross the U.S.A.. Last year some young ladies were conmeel in po being able to get the dress of their choice. “Phone 365-5579 with your business briet- *Ely Santos of Els Boutique reports that prom dresses are now by oe : sR Canada’s human 4 providing active suppon for job creation, training and skills de we are helping them to become re-employed and contributors to the econo- my.” The 1994 plan is an impor- tant part of the federal govemn- ment’s commitment to developing labour market pro- grams that meet the demands of the 1990s and beyond. It will provide assistance to about 398,000 UI clients in a variety of ways: + Income Support and train- ing programs and courses which help them acquire new skills or upgrade existing ones; + Self-Employment Assis- tance to help them start-their own businesses, + Job Creation which helps d workers and enhance their skills through projects which offer on-the-, -job experience; *Work Sharing which helps during Where there’s a will there’s a way Everybody tells you to have a current will. So you might be surpriséd to hear even with a will you can’t always leave your assets the way you want - although you can take some steps to reduce the risk of having the wishes in your will chal- d. “Historically, laws have pre- vented the head of a family, who while living was legally respon- sible for the welfare of his or her family, from ignoring those same responsibilities on death - and leaving | the family a burden on society,” said Owen Dolan, Q.C., a partner of Clark, Wilson law firm. Those laws have been modi- fied, and vary from province to province. Here in B.C., “The courts are saying unless very we & CERTIFIED GENERAL ACCOUNTANTS exist, a parent may not disinherit an adult child even if that child has no need or potential need for support from the parent,” said Dolan. “You ate most likely to be affected by the wills and family felief laws if you have had more than one marriage, or you have children resulting from more than one relationship. Also, your will could be challenged success- fully if you try to leave unequal amounts to your children.” Dolan said when somebody applics to have the terms ofa will changed, the courts look at the economic need of the the ‘s age, the estates size, number and status of other potential claimants, dis- ability of any potential claimant, relationship cach potential claimant has had with the testa- tor and the length of that rela- tionship. If you are married to the iA mother or father of your chil- dren, the courts have said if you leave all your assets to your spouse that’s fine because your spouse is legally and morally obligated to the children. And if you needn't worry either. Dolan said you should do whatever you can to avoid a will variation action following your death. “Your estate will bear the brunt of all legal expenses,” he’ said. “Also, family member is pitted against family member, which can be emotionally dam- aging to all concerned.” What can you do? Dolan said you should get expert advice because there are so many vari- ables. Your options include: - Not making a will. This is an extreme approach; provincial law says who gets what. - Arrange your estate to pro- vide income to one or more ben- eficiaries for life or a fixed period of time, and leave the capital to other beneficiaries. For example, you could provide a life income to a second spouse and on his or her death, the capi- tal would be divided equally among all your children. Arrange to have your assets pass outside your estate. Name a beneficiary for your RRSP, pen- sion(s) and life insurance poli- cies; make sure your will is See WiLL se Sn January 12, 1994 The Castlegar Sun fen | SUN STAFF , 9 For most of us. of flowers pomiannes break-up evokes thoughts ly and the rich heady smell of the earth. But for local transport haulers, spring can be more of a nuisance than anything ‘Aé with prior years, truckers can expect to abide by Ministry of Transportation spring break-up load ‘Highways wats eT for spring under-the paved surface causing the | compacted gravel base to loose, The roads bie th damebe Gaiman Spoons ate then, vehi - Submitted The Canadian Red Cross Society in the Kootenay Region is raising funds to sup- port victims of the conflict in the former Yugoslavia over what is becoming a horrible winter. AccOrding to Gary Ock- efiden, Regional Director; “This is one awful conflict - more than three million people are directly affected by the fighting and it has created the largest movement of people in . Europe since World War II. The fighting is now entering its third winter and people are facing the cold without ade- quate food, shelter, and fuel.” Ocken noted that in this conflict it is actually safer to be a soldier than a civilian. “The vast majority of the casualties are civilian, with a large number of children among the dead and wound- ed,” he said. “The Red Cross is a neutral impartial organiza- political problems, but to bring relief to the victims and to ask the parties to the con- flict to respect the Geneva Conventions.” In Bosnia-Herzegovina nearly two million people have been forced to flee their homes. The international Red Cross is providing food, bian- kets, clothing, stoves, shelter material, and other relief assistance to 700,000 people every month, supplying = Will Continued from 48 consistent with these designa- tions. Hold real estate or bank deposits in joint names so the survivor will get complete own- ership when you dic. Inter vivos trusts (set up while you are alive) escape the wills and family relief laws. Contracts concerning your assets made while you are alive must be hon- oured by your estate priof to any distribution under the will. “You can sign agreements like marriage or separation agree- ments to waive the provisions of the wills and family reli¢f laws, but the courts may or may not consider such agreements,” = Plan Dolan said. While most claims against\an estate are made under the wills and family relief laws, the validi- ty of the will itself can be chal- lenged “You must execute the will according to the terms of the law,” Dolan said. “And the per- son making the will must be of sound mind “There is an accepted princi- ple in law that whatever degree of mental soundness is required for crimes, marriages, giving evi- dence and so on, making a will requires the highest degree of mental soundness.” Dolan said criteria for deter- mining mental capacity when making a will include the follow= ing: The testator must wpder- stand the nature of the document and the effect of signing it; the testator must know and ate the value of the estate, who should be included in the will as beneficiaries, and how the estate” should be divided among Ie beneficiaries. A will may also be pie invalid if the person signed the will “under undue influence or duress from another person or persons.” Mike Grenby is a Vancouver- based columnist and independent financial adviser who works with individuals; he will answer your questiéns as space allows ~ write to him clo The Castlegar Sun. Continued from 48 downturns, and -Mobility Assistance which itsa cold winter in former Yugoslavia ¥oters relocation help to search for work or secure permanent gemployment. “* The government's decision to allocate $1.9 billion is con- sistent with actual Develop- mental Uses expenditures over the two previous years and with (the projected level of expendi- tures for 1993. The funding levels are arrived at through a series: of i with the C: Labour Force Development Board (CLFDB), a private sec- tor advisory body made up of tion, - we are ig with war victims in every reppblic and we are not there to Solve the and i to 260 See WINTER 68 from b “labour, the education/training “sector and social action groups. The CLGDB rec ded a budget of $2.2 billion for 1994. However, in light of the fact that there was an under-utiliza- Nion of some $400 million in the 1993 budget, the government believes the $1.9 ‘billion level to bea it and other stakeholders on a number of issues in the review of Camada’s social .” said Minister Axworthy. “The govermment will count on their expertise to help us transform federal gov- The federal government understands the importance of these funds to each of the provinces and territories as + well as to the-training instil tions who help train and retrain unemployed Canadians: Fors that reason, they will be involved in an Open and con- sultative process to develop options for re-tooling our social programs to make them more applicable to the ‘90s. “We look forward to consult- ing the Board, as well as to become incentive- e-driven launching pads to help Canadi- ans reach their potential.” Developmental Uses pro- grams are just part of a major strategy for helping unem- ployed Canadians get back into the labour market. A further $1.3 billion will be spent to help approximatcly 400,000 unemployed Canadi- ans who are not eligible for UI benefits. These funds come from the Consolidated Revenue Fund. Castlegar Chamber of Cominerce gearing up for 1994 Happy New Year! The Castle- gar and District Chamber of accepting seminal: . Commerce would like to _ we wore 1 Excellence i in the everyope a Boot The Chamber office is now open, with regular business hours of 9:00 a.m. to 5:00 p.m. great 1993 and look forward to working with everyone in 1994. ‘We would like to thank every- one for attending our Member- ship Appreciation Wine and Cheese. held on December 1, 1993 and we look forward to hosting another one in Decem- ber of 1994. Over the Christmas holidays, I noticed an extraordinary amount of people shopping locally. I would like to say thank you for supporting your local merchants, businesses and com- munity. Keep up the good work. The Chamber will be hosting a dinner on February 15, 1994 with guest speaker Jack Munroe, and yet to be con- firmed, Stuart Lang. More information on this dinner will be provided in the Managers Report on February. Business Information Centre: The bepespsiaed and District Chamber of in femevmet ‘Equity: Individual Excellence; Excellence in Work- place Health Promotion; and Excellence in Employee and mee to Eriday. We would re > ‘ to thang es ed for‘a’ Ifyou have anyone pr a busi-, | Assistance. ness you would like to fnomi- nate. or for more i The theme of IDW “TOGETHER WE CAN CHANGE OUR WORLD”, reflects our desire to work together to find sustainable solu- tions to global problems. If anyone is interested in obtaining an information kit, , please, contact the Chamber for - the ofder from