OT Wieaoaira a Daa Ry Ree agg es BUSINESS. iieess povs: s050870 WEDNESDAY, Novemb 25, 1992 6B Investment returns have fallen. But don't react by taking risks that leave you and your ~ in an unc That advice was given to a group of Canadians attending a breakfast seminar here by Bruce berg, first vice-presid and manager of macroeconomic analysis for Merrill Lynch & Co. Steinberg also suggested diversi- fying by investing beyond Cana- da’s borders. “There's no escaping the fact that all investments - stocks, bonds, GICs - are returning less and will continue to return less for the next several years,” he told participants in a Money Matters tour organized by the B.C. Automobile Association “While lower inflation will help maintain the buying power of your capital, income will be lower.” “But especially if you are retired, you should avoid jump- ing into risky investments to try tg increase your income. If you are, say, in your 40s and don’t need the income, then you could invest in equities for long-term Some lessons growth. Just realize that long term means a 10-year time hori- zon.” Steinberg said successful investing in the stock market will depend more on individual com- Mike Grenby Syndicated Columnist panies than market sectors. “So monitor company performance closely, or be able to,trust mutual fund managers to do the job for you,” he said. Following the referendum “no” vote, “Canada seems more unstable” as a place to make investments, he said, “And if Canada shows signs of coming apart, there will be even less con- fidence.” “The U.S. doesn’t really think about Canada. And when we do, we think of Canada as an exten- sion of the U.S.” Steinberg suggested Canadi- ans should consider more inter- national exposure in their invest- ments, “especially in the U.S and Asia. Don’t put all your investment eggs in Canada." He predicted China, with its economy growing at 10 per cent a year, could become an econom- ic superpower in 20 years. eee SAN JUAN, Puerto Rico. More older people will be lead- ing fuller lives, predicts Betty Friedan. And that has financial implications: the need to have enough money to keep those years truly “golden”. Author of The Feminine Mys- tique and recognized for her learned about investing and aging... lives. “Unfortunately, society still doesn't recognize the tremen- dous reservoir of abilities here, the wisdom of age which is badly needed to deal with all our problems,” said Friedan, 71, who teaches at New York University and the University of Southern California. Life expectancy has almost doubled since the beginning of the century to 80 for women and 71 for men, she said. “Women are much more resilient than men and able to cope following the death of a spouse. A widow is far more likely to enjoy a long life than a work in the fe as one of Time magazine's 100 most influential people of the 20th century, Friedan has just completed a new book, a 10-year project: The Fountain of Age. Society stereotypes the elderly by focusing on the tiny percent- age who suffer from Alzheimer’s or live in nursing homes, she told an audience aboard the Royal Odyssey cruise ship enroute here. Most people in their 60s, 70s and 80s lead ‘productive She said the two key factors leading to a mentally and physi- cally healthy life after retirement are a structured, busy, daily schedule and broad social con- tacts. “Until now, I was skeptical of cruising but since boarding this ship, I have been fascinated to discover a caring social structure which is obviously the reason so many people take so many cruis- es and even return year after year to the same ship,” said Freidan. In the U.S. (and so probably in Canada), the over-85 age, group is the fastest growing segment of the population and is likely to more than quintuple by the year 2050. The danger is that people could outlive their financial resources. Many already under- estimate how long they will live and how much money they will need in those later years. Glance Diner’s value book : The Stanley Humphries Sec- ondary School's Rocker and Rockette basketball players are now marketing their 1992- 93 Diner's Value Book. This book is a collection of 38 coupons from restaurants in Castlegar, Nelson, and Trail. The purchaser of the book receives up to $200.00 in sav- ings at fast food, family and dining establishments and are Every situation is di If society eventually recognizes what older people have to offer and pays them for this knowl- edge you could expect to earn your way as long as you have the health, energy, desire to work and required skills. Otherwise, you will need to save more dur- ing your working years and invest that money successfully. Mike Grenby is a Vancouver- based columnist and indepen- dent financial adviser who works with individuals; he will answer your questions as space allows - write to him clo The Castlgar from the athletes or by calling the SHSS office at 365 - 7735. All proceeds bene- fit the boy's and girl's basket- ball programs Paving the Way Pineridge Paving is on the move these days with the com- pletion of the leveling and paving of the Hobbit Hill Day- care parking areas on Sth Avenue in Castlegar and the completion of the Midtown Plaza parking lot beside Safe- way in Castlegar. Going Places Springback Upholstery is moving within the Oglow Special ski lessons offered SUBMITTED Red Mountain in Rossland is offering special ski lessons on December Sth, 12th, and 19th, for those adults over the age of 16 who have never skied before. This 3 day ski experience is be rae ESA The Kootenays are growing fast. In order to stay competitive you need effective communications. APLC attention contact Leni Normington 601 Front Street Nelson, B.C. V1L 486 Ph. 352-9144 Fx. 352-2588 being offered for a special rate of $48.00 and includes lessons, lift tickets, equipment rentals, and discount coupons. Registration is required before December Ist. For more infor- mation or to register call 362 - 7115. Kootenay Society begins Christmas Card Campagin SUBMITTED The Kootenay Society for Community Living is kicking off Castlegar’s Annual Community Christmas Card Campaign. With a donation of $5.00 or more to the Society, the Castlegar Sun will publish your name or the name of your business or organization in the “Christmas Card on December 23, 1992. This campaign lets you send sea- son's greetings and assist individ- uals who live with a mental disability or who are supported by the Kootenay Society for Community Living. Look for the silver donation boxes located at Participating businesses. L-r: Joan and Emil Ronoway accept the key which unlocks the door to Chicken Time Restaurant, from previous owner Bob Tchir. The new owners, previously from Sur- rey, offically took command of the fast-food restaurant Nov. 9. Hopefully, the secret recipe for great chicken and jo-jos was also passed over. Hi We SUN STAFF PHOTO /Cathy Ross ADIL ABROBIC WORKOUT CRAR Ee oe STAY TUNED computerized Spe FITNESS PARLOUR FOR OUR LIFE CYCLE Local impresses big name in hair SUBMITTED — Dwayne Mills, the co-owner of Avenues Hair Design in Castlegar, has been invited to join the Joico hair team. Dwayne, along with three oth- ers were chosen to be a network- ing team for Joico International Consulting Financial Counselling and Qoal Setting Brenda 365-3487 after they sent in a video taken at a show which they did in Victo- ria last October. Joico was impressed with the stylists and made the trio a Joico Educator team, the first of it's kind in Canada. The founders of this group will be participating in profes- sional hair shows, educating for Joico Intemational and network- ing throughout Canada. The team of Joico educators will also be presenting a newslet- ter to hair salons that will help inform them about Joico hair products and upcoming Joico Events. The founders look forward to recruiting new members in their joumeys to various Joico events that will be taking place across ANNUAL GENERAL MEETING November 25 CITY COUNCII -7 pm CHAMBERS AS Building in Castlegar. Jan Lin- kletter reports that Springback will be closed on November 30th to move to their new location downstairs by St. David's Thrift Store at 601A Columbia Avenue. The phone number will not be changing. New Faces Howard Dirks has been named as the new manager of the Nelson and District Chamber of Commerce. Xmas Party The Castlegar and District Chamber of Commerce invites everyone to attend their Busi- ness After Hours Xmas Wine & Cheese party on Thursday, December 3rd, from 4 pm to 7 pm. The party will be held at the Sandman Inn in the court- yard. For more information contact the Castlegar Chamber at 365 - 6313. FoodSafe Course The Selkirk College Tourism Careers Department will be offering a FoodSafe course at the Castlegar Health Unit on December Ist, from 9 am to 3 pm. This course which may soon be mandatory for all food handlers, is designed to train Students in the areas of proper food storage, handling, prepa- ration and service. For more information or to register con- tact the Nelson Selkirk Col- lege Campus at 352 - 6601. Looking Spiffy William Berg Construction in Brilliant has new siding on their building and a new awning over the front door. Combining Efforts A Touch of Fashion and Ely’s Boutique, both of Castlegar, are joining together to present a dinner and fashion show at the Fireside Inn. Doors will open for the event at 5:30 pm on Sunday, November 29th. Tickets are $12.00 and are available at Ely’s Boutique Mondays Eastgate Garden Restaurant on Columbia Avenue in Castlegar is now open on Mondays at 4 pm for customer convenience. The Restaurant features Chi- nese cuisine and offers a spe- cial buffet on Saturdays and Sundays starting at 5 pm each day. Sign of the Times Colourmix Advertising Sys- tems recently did the newly designed signage for The Mar- lane Hotel in downtown Castlegar. Now Open Valley Video has opened at their new location at the Castleaird Plaza, next to Sub- way. The new store features a larger selection of movies and Wednesday, November 25, 1992 The Castlegar Sun Page 7B. TO EAT OR NOT TO EAT — The breakfast dilemma. Breakfast is one of the most important meals of the day and is an easy way to pro- vide some of our needs for fibre, vitamins and minerals. Include foods from at least three of the four food Sroups. As often as possible choose foods low in fat bal- anced in protein and high in complex carbohydrates. Include both fibres from grain as well as fruit Avoid energy -only calories The Hen Party and high fat items such as Danish Pastries, Doughnuts etc. Studies show that it is easier to lose weight if you consume a proper breakfast and avoid empty calorie snacks between meals. “GREY CUP” BRUNCH CASSEROLE Temp: 350 degrees Baking Time: 1 hour 16 slices white bread, crusts removed Thinly sliced back bacon or ham Slices of sharp cheddar cheese 6 eggs 1/2 tsp. salt 1/4 tsp. pepper 1/2 to 1 tsp. dry mustard 1/4 cup minced onion 1/4 cup finely chopped green pepper 1 tsp. Worcestershire Sauce Dash of red pepper sauce or cayenne 3 cups milk 1/2 cup butter crushed com flakes 1. Arrange 8 slices of bread in bottom of a buttered 9” x 13” baking dish. 2. Cover bread with a layer of bacon, then cheese and cover with remaining bread slices. (like a sandwich) 3. Beat eggs with salt and pepper, add mustard, onion, green Pepper, worcestershire, red peli se sauce, and milk. 4. Pour over “ 5. In the morning melt wet and pour over top. ). Sprinkle with crushed com flakes. 6. Bake uncovered for 1 hour in 350 degree oven. 7. Let stand 10 minutes before serving. NOTE: Substitute sliced mushrooms for the bacon for a deli- cious vegetarian brunch. QUICK OVEN OMELETTE Temp: 350 degrees Cooking Time: 35 to 40 minutes S eggs 1 1/4 cups milk 1 1/2 cups shredded cheddar cheese 1/4 pound cooked ham cut in thin strips - substitute mushrooms of desired 1/4 cup finely chopped green onion 1/4 tsp. salt pinch ground nutmeg I tsp. flour parsley for garnish 1. Butter a 9” round baking dish or pie plate. 2. Beat eggs until blended and stir in milk. 3. Combine cheese, ham (mushrooms), onjon, salt and nutmeg 4. Add flour and toss lightly. 5. Stir cheese mixture into egg mixture. 6. Pour into prepared pan and bake at 350 for 35 to 40 minutes or until set. 7. Garnish with parsley and spoon from dish to serve. Serves 4-6 HEALTH FOOD PANCAKES Makes 10 - 12 medium pancakes. 1 cup flour 2 tbsp. all bran 4 2 tbsp. wheat germ 4 tbsp. soya flour 2 tbsp. corn meal 3 tbsp. sugar 4 tsp. baking powder 1/2 cup powdered skim milk 1/2 tsp. salt 2 1/2 tbsp. oil 1 1/4 cup water legg 1. Mix dry ingredients, add oil, water and egg. 2. Mix just enough to moisten dry ingredients and bake on medi- um to hot griddle. Take longer to bake than regular pancakes therefore should be cooked on lower heat. NOTE Dry ingredi can be p d in q ry and stored. 3. To finish mixing use 2 cups of dry mix and add legg, 2 1/2 tbsp. oil and 1 1/4 cups water for each batch. 1 am about to perform a mira- cle! 1am going back to school. For various reasons, I have delayed this decision and now I'm in a position to seize this opportunity (that is, if I don't have a seizure first). Am I ready for this venture? Well let's explore this issue. After many years of career employment, paying bills, saving money and blowing it, I have con- cluded that I am never going to have the money to: a)Raise a fam- ily b)Buy Percale sheets c)Pay off the mortgage d)Purchase new ¢)Go to College. In view of this perceptive observation my decision to “go back to school anyway” is culti- vated within the “now or never” State of mind. My philosophy throughout life to date says that work is work and play is sometimes work too. It never once occurred to me that it was possible to go to work every day and actually enjoy my job. Well, I’ve been convinced by some very reliable sources that this is so and doors to new The return Opportunities flew open (at least in my brain). This has however, created mass pandemonium. I mean, there's doors opening and slamming twenty- four hours ‘round the clock up there. Under- standably haggard I continue to Brenda Hogstead Lifeskills, for the young, old and willing explore the many considerations. First off, it helps if one has even a tiny iota of college jargon. There is a certain language one must be able to understand in order to ascertain where one belongs. Then there's the idea of college itself. I mean, this is downright scary! Those young students will “eat” me for break- fast I'm sure. I have not “stud- ied” (college jargon) for oh...just a few years (multiplied by six). This causes paranoia in the depths of my soul. I will find a “study buddy”, that's it! I'm sure I've seen ads in the paper (or was that written on the bathroom cubicles?) for such and are likely to be fascinated with a “mature” «classmate such as myself. Why, T'll bet there's even a handful of them who are married and rais- ing families too? Convinced tliat yes, I_will find a sympathetic soul among them somewhere, I can how move on to more impor- tantobstacles. Dress doesn't appear to be much of an issue these days. Not at all like my high school days where you had to wear leather Patches on your faded jeans or it just wasn't “far out”. Walking shoes are a must though, I'll blame my age on this one, but wow, are there ever a large num- ber of corridors, steps, lawns, sidewalks and parking lots to negotiate. Maybe I was just feel- ‘ing unusually overwhelmed, but the lady who found me crying and lost in the corridor seemed to understand my plight. I'll overcome these details, but now how to maintain two -to-school jitters images in my life, the “student”? and the “housewife” (who also, has to work). Goodness, I shall be stretched in two, or three, When the children start “colouring” in my textbooks these images are going to clash. Then of course, there's the money, or more likely there’s not. At least not to return |; to school. Oh yes, I could go for a “masters” (got that word in my |} vocabulary now) maybe in Psych. That'll be good for at least six years, some of which I must |: move “away” for. That ought to go over well with my family. And have you ever tried to “home study” with children? Regardless of the seeming “stop signs” on this road, I am. determined to continue with ful- filling this dream. It comes to, mind that there are a number of, ways to reach this point and tools to gather for assistance. In my experience anything can be got- ten with faith in oneself, commit-, ment and belief in what one is. doing. My heart is already there. and that’s a darn good start, wouldn't you say? Waxes: Putting on Cleaning Special Problems: Alcohol stains: Spilled drinks, medicines, skin lotions, and per- fumes dissolve many finishes. Wipe immediately, and rub vigor- ously with an oil polish. For an old stain, mix powdered pumice with linseed oil and make 4 paste. Rub lightly in the direc- tion of the grain, rub repeatedly with a linseed oil dampened cloth and polish. Burn marks: Soak the stain with furniture polish or mayon- naise, let set and rub with a soft cloth. Or use a paste of powdered Making your own jewels How many of you love jewel- ty? I love jewelry with a passion. But most of us don't have very many rings, necklaces, bracelets, earrings, etc... because they're too expensive. But did you know there’s a way that you can save hundreds of dollars on jewelry by making your own? Save the pop-off tops off of the milk jugs. What does that have to do with saving money on jewelry, you ask? The pop-off tops are wonderful for making Jewelry. For example: you can glue imitation pearls onto the tops. Make several of these and you have a belt by linking all of them together with floral wire. You can also use fabric paints to create designs on the tops. Glue three of these together apply them to a barrette with low temp glue and voila! You have a fashionable hair accessory. You can also apply fabric to the tops by using modge-podge. Use modge-podge as a base coat, apply the fabric of your choice and with another coat of modge-podge you have a shiny part of what might later become a necklace, earrings, etc, etc... You can also use paper in this manner. You probably won't believe this but dried hot glue can be turned into beautiful jewelry. Here's what I do: I take a bowl of cool water and dribble hot glue into it in clumps. I take them out of the water and towel dry them. I then apply gold leaf onto the SUN CLASSIFIEDS cable 10, * SELL Bluetop Burger — hick sma 295 Burgers ine SBS ST Lettuce, tomatoe, mayo on a sesame bun with your choice of breaded chicken breast or lean. Schedule for Nov. 23 - 29 Mon. 7 pm, Tues. 9 am * TRAIL SMOKE EATERS - A repeat of Nov. 21st game Tues. 7 pm * POLITICS IN CANADA - Selkirk Home Study course. Tues. 9 pm live + TALKING BUSINESS - Lisa Roe & Joe Lintz co-host this one hour business programme. Wed. 7 pm, Thurs. 9:30 am, Sun. 7 pm + A PLACE OF PEACE - Part 4 of a 5 part series on violence in the family. Wed. 9 am, Thurs. 11:30 am, Sun. 9 pm + B.C.1.T. MAGAZINE - Weekly programme produced by students of the Broadcast Programme at B.C.1.T Thurs. 6 pm, Fri. 9 am + TRAIL CITY COUNCIL- Gavel to Gave! clumps and pat it down. Be care- ful because gold leaf is very frag- ile. You can then fashion the golden clumps into a bracelet or ring or necklace by simply hot gluing them together to fit the size of your finger or wrist Another way to make hot glue Jewelry is to dab glue onto waxed Paper, wait till it’s dry and apply the gold leaf. If you want to use glass gems before applying the gold leaf, glue the gems onto the plready dried glue. Then apply the gold leaf over the glue and the gem. Pat the gold leaf down with your fingers or a soft bristled brush. Don't be to hard with your patting, you may tear the gold leaf. Then, with a tooth brush, rub the gold leaf off of the gem. Cardboard can also be used as a base for jewelry. First of all cut the card board into your desired shape. Then apply modge-podge fabric or paper on to the cardboard shape. Apply another layer of modge-podge and glaze and you have another inexpensive piece of Jewelry that looks very nice. If it ever happens that you can't find one piece of jewelry to go with what you're wearing, take a half hour and make what you think would go well. Modge- podge can be found in most craft stores as well as gold leaf. Gold leaf also comes in several + Nov. 24 Happy Birthday Lisa - love Mom, Dad & Jen Happy 5th Birthday Andre Audet - love Ken & Jenny Happy Sth Birthday Andre Audet - love the Postnikoffs Happy Birthday Stephanie Rezansoff - from the Datchkoffs Pick Up Your Royal Treat At Call 365-5522 for takeout or pick-up order. We specialize The Castlegar Dairy Queen in the Castleaird Plaza. the shine—part 2 Pumice and salad oil. Same. pro- cedure as above. Candle wax: Scrape excess wax with a credit card, wash with soap suds (such as Ivory) then polish. Heat marks: Dampen a cloth with turpentine, camphor oil, ZOmIarO